Tampa vs Orlando

Florida real estate investing comparison — 2026 data.

Metric

Tampa 🏆

Orlando

Median SFH Price	$415K	$360K
Average Cap Rate	6.0–6.8%	5.8–6.5%
Avg Monthly Cash Flow (20% down)	$180–$380	$150–$320
Tourism/STR Demand	Moderate	Very High (Disney)
Population Growth	2.5%/yr	3.1%/yr
Insurance Cost (avg SFH)	$3,200–$5,500/yr	$2,400–$3,800/yr
Property Tax Rate	~1.0%	~0.95%
Best Strategy	Buy-and-hold + house hack	STR near theme parks
Tech/Corporate Jobs	Strong (finance/health)	Growing (tech corridor)
University Demand	USF, UT	UCF (73K students)

Tampa 🏆

Tampa combines the best cap rates in the Tampa Bay area with diversified employment — Port, healthcare, finance. East Tampa and Sulphur Springs deliver strong cash flow at accessible prices.

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Orlando

Orlando wins on population growth and short-term rental upside near Disney. Pine Hills and Kissimmee offer solid cash flow; Lake Nona targets appreciation investors.

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