SpillDeals is a free real estate deal finder for Florida investors. Every property listing is automatically analyzed with cash flow projections, cap rate, ROI grade (A through F), and house hack scenarios. Updated daily with live FL listings.

What is a good cap rate for investment property in Florida?

A good cap rate in Florida is typically 5-8% for residential investment properties. In Miami-Dade, cap rates of 5-6% are common due to high appreciation. In markets like Hialeah, Homestead, and Opa-locka, you can find 7-9% cap rates. SpillDeals grades every property A through F based on cash flow, cap rate, and ROI so you can instantly identify the best deals.

What does an A-grade property mean on SpillDeals?

An A-grade property on SpillDeals is a top-tier investment with strong positive cash flow, a cap rate above 7%, and excellent ROI relative to the market. These are the rarest deals — typically cash flowing $500+/month after all expenses including mortgage, taxes, insurance, and maintenance.

How does SpillDeals analyze properties?

SpillDeals automatically calculates monthly cash flow, cap rate, cash-on-cash return, and overall ROI for every property using current market rent estimates, property taxes, insurance, HOA fees, and a 30-year fixed mortgage at current rates. It also models house hack scenarios for multi-unit properties and FHA loan scenarios for owner-occupants.

Is SpillDeals free to use?

Yes. SpillDeals is free to sign up and use. Free users can view C, D, and F-grade properties with full analysis. Pro users ($67/month, or $33.25/month billed annually as $399/yr) unlock all A and B-grade deals — the highest cash-flowing properties in Florida — plus unlimited access, deal alerts, advanced filters, and a 14-day free trial.

What is cash-on-cash return for real estate?

Cash-on-cash return (CoC ROI) measures your annual cash flow divided by the total cash you invested (down payment + closing costs). For example, if you invested $60,000 to buy a rental and it generates $6,000 in annual cash flow, your CoC ROI is 10%. SpillDeals calculates this automatically on every property using current mortgage rates and market rent estimates.

How do I find Section 8 investment properties in Florida?

Section 8 (Housing Choice Voucher) properties in Florida are regular rental properties that accept government-subsidized tenants. To find them: filter by the Section 8 tab on SpillDeals, which shows properties where HUD Fair Market Rents in that zip code exceed the estimated market rent — meaning Section 8 can pay you above-market rent. Jacksonville, Tampa, and Miami-Dade have the strongest Section 8 rental demand.

What is a DSCR loan and how does it work for Florida investors?

A DSCR (Debt Service Coverage Ratio) loan lets real estate investors qualify based on rental income instead of personal income or W-2s. The property must generate enough rent to cover 1.0–1.25x the monthly mortgage payment. DSCR loans are ideal for self-employed investors and those with multiple properties. Current DSCR rates in Florida range from 6.25%–7.50%. SpillDeals calculates DSCR for every property automatically.

What is the 1% rule for rental properties, and does it still work in Florida?

The 1% rule states that a rental property's monthly rent should equal at least 1% of its purchase price. For example, a $200,000 home should rent for $2,000/month. In Florida's current market (2026), the 1% rule is hard to hit in most coastal markets but achievable in Jacksonville, parts of Tampa, and smaller markets like Daytona Beach and Lakeland. SpillDeals shows the rent-to-price ratio on every listing so you can spot these deals instantly.

How often are properties updated on SpillDeals?

SpillDeals pulls live listing data from MLS and public sources daily. The scraper runs every 20–30 minutes, continuously ingesting new listings and updating prices. New properties are automatically analyzed and graded within minutes of appearing. Pro users get priority access to new listings as they hit the database.

Can I use SpillDeals to find fix and flip properties in Florida?

Yes. SpillDeals has a dedicated Flip tab that shows properties with high ARV (after-repair value) potential. The analysis estimates rehab costs, projected resale price, and profit margin on every fix-and-flip opportunity. Filter by condition, grade, and maximum renovation budget to find deals that fit your criteria.

What Florida cities have the best rental property cash flow in 2026?

The top Florida cities for rental cash flow in 2026 are: 1) Jacksonville (7.2% avg cap rate, strong rent-to-price ratio), 2) Tampa East/Sulphur Springs (6.8% cap rate, affordable duplexes), 3) Orlando/Kissimmee (6.5% cap rate, STR demand), 4) Fort Myers/Cape Coral (6.1% cap rate, post-hurricane buying opportunities), and 5) Miami/Hialeah (5.8% cap rate, strong appreciation). SpillDeals shows live deals from all of these markets.

What is house hacking and how does it work in Florida?

House hacking means buying a multi-unit property (duplex, triplex, or fourplex), living in one unit, and renting the others. The rental income covers your mortgage — often making your housing free or profitable. In Florida, FHA loans let you buy a 2-4 unit property with just 3.5% down, as long as you live in one unit. SpillDeals shows house hack scenarios on all multi-unit properties, including estimated rent from the other units and net housing cost.

SpillDeals | FL Investment Property Deals — Graded A-F

FL 🌴 Miami ⛵ Fort Lauderdale 🏌️ Palm Beach 🌉 Tampa 🎡 Orlando 🏙️ Jacksonville 🦅 Naples 🎨 Sarasota 🚤 Cape Coral 🌊 Port St Lucie 🏎️ Daytona Beach 🎓 Gainesville 🐎 Ocala 🏛️ Tallahassee 🏖️ Pensacola 🦢 Lakeland

Quick Filter:

All Multi-Unit Single Live · Refreshed 20s ago

86 of 86 properties · ✕ Clear filters · Live · Refreshed 20s ago

1 A · 59 F

Deal gradesA — 12%+ ROI 🔒B — 8%+ ROI 🔒C — 5%+ ROI ✓ FreeA & B unlock with Pro

⚡ Go Pro

Grade

Cash+ only

$129,900🔒 Pro Deal

$129,900

1813 W 5th St, Jacksonville

3bd1ba Single1,000sf $130/sf Built 1997

Monthly Cashflow+$235/mo

CoC ROI

••.•%

Rent Est

$•,•••/mo

Cap Rate

•.•%

🔓 Unlock Pro

$184,900💡 🏦 DSCR 25%dn: +$4/mo

$184,900

7044 Red Robin Drive Dr, Jacksonville

3bd2ba Single1,026sf $180/sf Built 1961

Cashflow

$-233/mo

CoC ROI

-17.7%

Rent Est

$1,959/mo

HUD FMR · GRM 7.9

Cap Rate

6.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-63/mo🏦 DSCR 25%dn: +$4/mo

🏠 Listing

$274,900💡 🏦 DSCR 25%dn: $-235/mo

$274,900

7065 Plymouth Grove Ct, Jacksonville

4bd2ba Single1,670sf $165/sf Built 2020

Cashflow

$-610/mo

CoC ROI

-31.1%

Rent Est

$2,668/mo

HUD FMR · GRM 8.6

Cap Rate

5.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-337/mo🏦 DSCR 25%dn: $-235/mo

🏠 Listing

$140,000💡 🏦 DSCR 25%dn: $-524/mo

$140,000

5349 Hansel Ave #1, Cape Coral

1bd1ba Single730sf $192/sf Built 1970

Cashflow

$-715/mo

CoC ROI

-71.6%

Rent Est

$1,358/mo

HUD FMR · GRM 8.6

Cap Rate

2.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-576/mo🏦 DSCR 25%dn: $-524/mo

🏠 Listing

$270,000💡 🏦 DSCR 25%dn: $-387/mo

$270,000

6112 Black Filly Ln, Jacksonville

4bd2ba Single1,856sf $145/sf Built 2015

Cashflow

$-771/mo

CoC ROI

-40.0%

Rent Est

$2,413/mo

HUD FMR · GRM 9.3

Cap Rate

4.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-487/mo🏦 DSCR 25%dn: $-387/mo

🏠 Listing

🏆

🔒 Unlock full financials, cashflow projections, and loan analysis for every deal

1 Grade A/B deal locked — Pro only locked — Pro members see all A/B grade deals

⚡ Start Free Trial

$145,900💡 🏦 DSCR 25%dn: $-570/mo

$145,900

Unit 15H, Cape Coral

1bd1ba Single730sf $200/sf Built 1970

Cashflow

$-773/mo

CoC ROI

-74.2%

Rent Est

$1,365/mo

HUD FMR · GRM 8.9

Cap Rate

1.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-624/mo🏦 DSCR 25%dn: $-570/mo

🏠 Listing

$185,000💡 🏦 DSCR 25%dn: $-545/mo

$185,000

10203 Courtney Palms Blvd #103, Tampa

2bd2ba Single1,095sf $169/sf Built 2003

Cashflow

$-794/mo

CoC ROI

-60.2%

Rent Est

$1,832/mo

HUD FMR · GRM 8.4

Cap Rate

3.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-614/mo🏦 DSCR 25%dn: $-545/mo

🏠 Listing

$150,000💡 🏦 DSCR 25%dn: $-590/mo

$150,000

5407 Hansel Ave Unit G12, Cape Coral

1bd1ba Single730sf $205/sf Built 1970

Cashflow

$-801/mo

CoC ROI

-74.8%

Rent Est

$1,370/mo

HUD FMR · GRM 9.1

Cap Rate

1.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-645/mo🏦 DSCR 25%dn: $-590/mo

🏠 Listing

$179,000💡 🏦 DSCR 25%dn: $-667/mo

$179,000

3591 Kernan Blvd S #208, Jacksonville

1bd1ba Single803sf $223/sf Built 2005

Cashflow

$-933/mo

CoC ROI

-73.0%

Rent Est

$1,460/mo

HUD FMR · GRM 10.2

Cap Rate

2.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-733/mo🏦 DSCR 25%dn: $-667/mo

🏠 Listing

$279,900💡 🏦 DSCR 25%dn: $-513/mo

$279,900

640 Radnor Ln, Jacksonville

3bd2ba Single1,255sf $223/sf Built 1990

Cashflow

$-933/mo

CoC ROI

-46.7%

Rent Est

$2,230/mo

HUD FMR · GRM 10.5

Cap Rate

4.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-617/mo🏦 DSCR 25%dn: $-513/mo

🏠 Listing

$189,900💡 🏦 DSCR 25%dn: $-728/mo

$189,900

5441 Hansel Ave Unit J15, Cape Coral

2bd2ba Single981sf $194/sf Built 1970

Cashflow

$-993/mo

CoC ROI

-73.3%

Rent Est

$1,755/mo

HUD FMR · GRM 9.0

Cap Rate

2.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-798/mo🏦 DSCR 25%dn: $-728/mo

🏠 Listing

$338,900💡 🏦 DSCR 25%dn: $-540/mo

$338,900

5221 Chenault Ave, Cape Coral

4bd2ba Single1,834sf $185/sf Built 1959

Cashflow

$-1,036/mo

CoC ROI

-42.8%

Rent Est

$2,857/mo

HUD FMR · GRM 9.9

Cap Rate

4.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-665/mo🏦 DSCR 25%dn: $-540/mo

🏠 Listing

$200,000💡 🏦 DSCR 25%dn: $-776/mo

$200,000

5307 Hansel Ave Unit D8, Cape Coral

2bd2ba Single1,071sf $187/sf Built 1970

Cashflow

$-1,056/mo

CoC ROI

-74.0%

Rent Est

$1,833/mo

HUD FMR · GRM 9.1

Cap Rate

1.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-849/mo🏦 DSCR 25%dn: $-776/mo

🏠 Listing

$295,000💡 🏦 DSCR 25%dn: $-658/mo

$295,000

8638 Deermoss Way W, Jacksonville

3bd2ba Single1,147sf $257/sf Built 1984

Cashflow

$-1,114/mo

CoC ROI

-52.9%

Rent Est

$2,177/mo

HUD FMR · GRM 11.3

Cap Rate

3.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-767/mo🏦 DSCR 25%dn: $-658/mo

🏠 Listing

$299,900💡 🏦 DSCR 25%dn: $-670/mo

$299,900

10914 N 22nd St, Tampa

3bd2ba Single1,189sf $252/sf Built 1961

Cashflow

$-1,134/mo

CoC ROI

-53.0%

Rent Est

$2,211/mo

HUD FMR · GRM 11.3

Cap Rate

3.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-781/mo🏦 DSCR 25%dn: $-670/mo

🏠 Listing

$349,990💡 🏦 DSCR 25%dn: $-653/mo

$349,990

1954 Hubbard St, Jacksonville

3bd2ba Single2,068sf $169/sf Built 1914

Cashflow

$-1,173/mo

CoC ROI

-47.0%

Rent Est

$2,858/mo

HUD FMR · GRM 10.2

Cap Rate

4.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-783/mo🏦 DSCR 25%dn: $-653/mo

🏠 Listing

$254,900💡 🏦 DSCR 25%dn: $-810/mo

$254,900

12301 Kernan Forest Blvd #202, Jacksonville

3bd2ba Single1,530sf $167/sf Built 2005

Cashflow

$-1,185/mo

CoC ROI

-65.2%

Rent Est

$2,121/mo

HUD FMR · GRM 10.0

Cap Rate

2.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-904/mo🏦 DSCR 25%dn: $-810/mo

🏠 Listing

$215,000💡 🏦 DSCR 25%dn: $-891/mo

$215,000

5323 Hansel Ave Unit E14, Cape Coral

🏘️ S8 +1%

3bd2ba Single1,341sf $160/sf Built 1970

Cashflow

$-1,187/mo

CoC ROI

-77.4%

Rent Est

$2,046/mo

HUD FMR · GRM 8.8

Cap Rate

1.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-971/mo🏦 DSCR 25%dn: $-891/mo

🏠 Listing

$314,900💡 🏦 DSCR 25%dn: $-722/mo

$314,900

6232 Wild Mustang Trl, Jacksonville

4bd2ba Single2,346sf $134/sf Built 2019

Cashflow

$-1,196/mo

CoC ROI

-53.2%

Rent Est

$2,497/mo

HUD FMR · GRM 10.5

Cap Rate

3.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-839/mo🏦 DSCR 25%dn: $-722/mo

🏠 Listing

$289,000💡 🏦 DSCR 25%dn: $-831/mo

$289,000

6604 White Blossom Ct #10H, Jacksonville

3bd2ba Single1,857sf $156/sf Built 2007

Cashflow

$-1,274/mo

CoC ROI

-61.8%

Rent Est

$2,185/mo

HUD FMR · GRM 11.0

Cap Rate

3.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-938/mo🏦 DSCR 25%dn: $-831/mo

🏠 Listing

$275,000💡 🏦 DSCR 25%dn: $-853/mo

$275,000

14219 Wellesley Dr, Tampa

2bd2ba Single1,408sf $195/sf Built 1984

Cashflow

$-1,275/mo

CoC ROI

-65.0%

Rent Est

$2,076/mo

HUD FMR · GRM 11.0

Cap Rate

2.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-955/mo🏦 DSCR 25%dn: $-853/mo

🏠 Listing

$349,999💡 🏦 DSCR 25%dn: $-762/mo

$349,999

7412 Kingston Dr, Tampa

4bd2ba Single1,453sf $241/sf Built 1971

Cashflow

$-1,301/mo

CoC ROI

-52.1%

Rent Est

$2,617/mo

HUD FMR · GRM 11.1

Cap Rate

3.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-891/mo🏦 DSCR 25%dn: $-762/mo

🏠 Listing

$365,000💡 🏦 DSCR 25%dn: $-752/mo

$365,000

12675 Green Meadow Dr, Jacksonville

4bd2ba Single1,811sf $202/sf Built 2023

Cashflow

$-1,302/mo

CoC ROI

-50.0%

Rent Est

$2,874/mo

HUD FMR · GRM 10.6

Cap Rate

4.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-887/mo🏦 DSCR 25%dn: $-752/mo

🏠 Listing

$318,999💡 🏦 DSCR 25%dn: $-806/mo

$318,999

17 Kepner St, Cape Coral

3bd2ba Single1,161sf $275/sf Built 1959

Cashflow

$-1,311/mo

CoC ROI

-57.6%

Rent Est

$2,216/mo

HUD FMR · GRM 12.0

Cap Rate

3.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-924/mo🏦 DSCR 25%dn: $-806/mo

🏠 Listing

$325,000💡 🏦 DSCR 25%dn: $-827/mo

$325,000

4252 Pinewood Ave, Jacksonville

3bd1ba Single1,209sf $269/sf Built 1946

Cashflow

$-1,341/mo

CoC ROI

-57.8%

Rent Est

$2,256/mo

HUD FMR · GRM 12.0

Cap Rate

3.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-947/mo🏦 DSCR 25%dn: $-827/mo

🏠 Listing

$389,999💡 🏦 DSCR 25%dn: $-799/mo

$389,999

5116 Serena Dr, Tampa

4bd3ba Single2,025sf $193/sf Built 1984

Cashflow

$-1,389/mo

CoC ROI

-49.9%

Rent Est

$3,048/mo

HUD FMR · GRM 10.7

Cap Rate

4.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-944/mo🏦 DSCR 25%dn: $-799/mo

🏠 Listing

$364,900💡 🏦 DSCR 25%dn: $-925/mo

$364,900

4720 Brierwood Rd, Jacksonville

3bd2ba Single1,623sf $225/sf Built 1991

Cashflow

$-1,499/mo

CoC ROI

-57.6%

Rent Est

$2,581/mo

HUD FMR · GRM 11.8

Cap Rate

3.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,060/mo🏦 DSCR 25%dn: $-925/mo

🏠 Listing

$380,000💡 🏦 DSCR 25%dn: $-926/mo

$380,000

11557 Broad Leaf Dr, Jacksonville

4bd2ba Single1,535sf $248/sf Built 1982

Cashflow

$-1,521/mo

CoC ROI

-56.1%

Rent Est

$2,709/mo

HUD FMR · GRM 11.7

Cap Rate

3.5%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,067/mo🏦 DSCR 25%dn: $-926/mo

🏠 Listing

$235,000💡 🏦 DSCR 25%dn: $-1,370/mo

$235,000

601 Ives Dairy Rd Unit 401-8, Miami

🏘️ S8 +25%

2bd2ba Single1,405sf $167/sf Built 1984

Cashflow

$-1,737/mo

CoC ROI

-103.6%

Rent Est

$1,692/mo

HUD FMR · GRM 11.6

Cap Rate

-0.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,457/mo🏦 DSCR 25%dn: $-1,370/mo

🏠 Listing

$289,000💡 🏦 DSCR 25%dn: $-1,297/mo

$289,000

9000 SW 24th St Unit 217A, Miami

🏘️ S8 +19%

2bd2ba Single860sf $336/sf Built 1973

Cashflow

$-1,771/mo

CoC ROI

-85.9%

Rent Est

$1,790/mo

HUD FMR · GRM 13.5

Cap Rate

0.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,403/mo🏦 DSCR 25%dn: $-1,297/mo

🏠 Listing

$290,000💡 🏦 DSCR 25%dn: $-1,332/mo

$290,000

14873 SW 104th St Unit 6-203, Miami

🏘️ S8 +30%

2bd2ba Single770sf $377/sf Built 1982

Cashflow

$-1,821/mo

CoC ROI

-88.0%

Rent Est

$1,629/mo

HUD FMR · GRM 14.8

Cap Rate

0.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,439/mo🏦 DSCR 25%dn: $-1,332/mo

🏠 Listing

$405,000💡 🏦 DSCR 25%dn: $-1,227/mo

$405,000

4825 Highridge Ct, Cape Coral

3bd2ba Single1,581sf $256/sf Built 1992

Cashflow

$-1,885/mo

CoC ROI

-65.2%

Rent Est

$2,603/mo

HUD FMR · GRM 13.0

Cap Rate

2.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,377/mo🏦 DSCR 25%dn: $-1,227/mo

🏠 Listing

$225,000💡 🏦 DSCR 25%dn: $-1,542/mo

$225,000

7795 NE Bayshore Ct #502, Miami

🏘️ S8 +18%

1bd1ba Single593sf $379/sf Built 1974

Cashflow

$-1,909/mo

CoC ROI

-118.9%

Rent Est

$1,428/mo

HUD FMR · GRM 13.1

Cap Rate

-1.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,625/mo🏦 DSCR 25%dn: $-1,542/mo

🏠 Listing

$257,000💡 🏦 DSCR 25%dn: $-1,491/mo

$257,000

111 N 12th St Unit 1323A, Tampa

1bd1ba Single578sf $445/sf Built 2007

Cashflow

$-1,929/mo

CoC ROI

-105.2%

Rent Est

$1,393/mo

HUD FMR · GRM 15.4

Cap Rate

-0.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,586/mo🏦 DSCR 25%dn: $-1,491/mo

🏠 Listing

$450,000💡 🏦 DSCR 25%dn: $-1,220/mo

$450,000

13711 N Gerona Dr, Jacksonville

4bd3ba Single1,954sf $230/sf Built 2019

Cashflow

$-1,936/mo

CoC ROI

-60.3%

Rent Est

$3,075/mo

HUD FMR · GRM 12.2

Cap Rate

3.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,386/mo🏦 DSCR 25%dn: $-1,220/mo

🏠 Listing

$395,000💡 🏦 DSCR 25%dn: $-1,294/mo

$395,000

11715 N 51st St, Tampa

2bd2ba Single1,689sf $234/sf Built 1957

Cashflow

$-1,945/mo

CoC ROI

-69.0%

Rent Est

$2,413/mo

HUD FMR · GRM 13.6

Cap Rate

2.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,439/mo🏦 DSCR 25%dn: $-1,294/mo

🏠 Listing

$400,000💡 🏦 DSCR 25%dn: $-1,294/mo

$400,000

6908 N Lynn Ave, Tampa

3bd2ba Single1,269sf $315/sf Built 1974

Cashflow

$-1,958/mo

CoC ROI

-68.6%

Rent Est

$2,389/mo

HUD FMR · GRM 14.0

Cap Rate

2.4%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,442/mo🏦 DSCR 25%dn: $-1,294/mo

🏠 Listing

$440,000💡 🏦 DSCR 25%dn: $-1,287/mo

$440,000

12210 Dove Ridge Dr, Jacksonville

3bd2ba Single2,017sf $218/sf Built 1988

Cashflow

$-1,992/mo

CoC ROI

-63.4%

Rent Est

$2,937/mo

HUD FMR · GRM 12.5

Cap Rate

2.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,449/mo🏦 DSCR 25%dn: $-1,287/mo

🏠 Listing

$380,000💡 🏦 DSCR 25%dn: $-1,421/mo

$380,000

6911 SW 147th Ave Unit 2H, Miami

3bd2ba Single1,700sf $224/sf Built 1973

Cashflow

$-2,012/mo

CoC ROI

-74.2%

Rent Est

$2,770/mo

HUD FMR · GRM 11.4

Cap Rate

1.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,562/mo🏦 DSCR 25%dn: $-1,421/mo

🏠 Listing

$420,000💡 🏦 DSCR 25%dn: $-1,384/mo

$420,000

5205 Chenault Ave, Cape Coral

3bd2ba Single1,374sf $306/sf Built 1959

Cashflow

$-2,082/mo

CoC ROI

-69.5%

Rent Est

$2,484/mo

HUD FMR · GRM 14.1

Cap Rate

2.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,539/mo🏦 DSCR 25%dn: $-1,384/mo

🏠 Listing

$429,900💡 🏦 DSCR 25%dn: $-1,393/mo

$429,900

5418 Chenault Ave, Cape Coral

3bd2ba Single1,556sf $276/sf Built 1959

Cashflow

$-2,102/mo

CoC ROI

-68.5%

Rent Est

$2,618/mo

HUD FMR · GRM 13.7

Cap Rate

2.4%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,552/mo🏦 DSCR 25%dn: $-1,393/mo

🏠 Listing

$490,000💡 🏦 DSCR 25%dn: $-1,351/mo

$490,000

3906 Spence Ave, Tampa

4bd3ba Single2,288sf $214/sf Built 1961

Cashflow

$-2,130/mo

CoC ROI

-60.9%

Rent Est

$3,347/mo

HUD FMR · GRM 12.2

Cap Rate

3.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,532/mo🏦 DSCR 25%dn: $-1,351/mo

🏠 Listing

$430,000💡 🏦 DSCR 25%dn: $-1,424/mo

$430,000

4601 N Emerald Ave, Tampa

3bd2ba Single1,439sf $299/sf Built 1958

Cashflow

$-2,139/mo

CoC ROI

-69.7%

Rent Est

$2,540/mo

HUD FMR · GRM 14.1

Cap Rate

2.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,583/mo🏦 DSCR 25%dn: $-1,424/mo

🏠 Listing

$350,000💡 🏦 DSCR 25%dn: $-1,543/mo

$350,000

5605 SW 80th St Unit 10D, Miami

🏘️ S8 +7%

1bd1ba Single665sf $526/sf Built 1950

Cashflow

$-2,165/mo

CoC ROI

-86.7%

Rent Est

$1,573/mo

HUD FMR · GRM 18.5

Cap Rate

0.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,673/mo🏦 DSCR 25%dn: $-1,543/mo

🏠 Listing

$425,000💡 🏦 DSCR 25%dn: $-1,500/mo

$425,000

500 NW 120th St, Miami

2bd1ba Single1,664sf $255/sf Built 1953

Cashflow

$-2,213/mo

CoC ROI

-73.0%

Rent Est

$2,434/mo

HUD FMR · GRM 14.6

Cap Rate

2.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,657/mo🏦 DSCR 25%dn: $-1,500/mo

🏠 Listing

$440,000💡 🏦 DSCR 25%dn: $-1,492/mo

$440,000

7110 Hollowell Dr, Tampa

3bd2ba Single1,482sf $297/sf Built 1986

Cashflow

$-2,226/mo

CoC ROI

-70.9%

Rent Est

$2,581/mo

HUD FMR · GRM 14.2

Cap Rate

2.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,655/mo🏦 DSCR 25%dn: $-1,492/mo

🏠 Listing

$425,000💡 🏦 DSCR 25%dn: $-1,537/mo

$425,000

220 14Th St, Hollywood

🏘️ S8 +19%

5bd5ba Single3,545sf $120/sf Built 2021

Cashflow

$-2,229/mo

CoC ROI

-73.5%

Rent Est

$2,704/mo

HUD FMR · GRM 13.1

Cap Rate

2.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,694/mo🏦 DSCR 25%dn: $-1,537/mo

🏠 Listing

$474,500💡 🏦 DSCR 25%dn: $-1,485/mo

$474,500

589 Del Rio St, Cape Coral

4bd2ba Single1,688sf $281/sf Built 1970

Cashflow

$-2,264/mo

CoC ROI

-66.9%

Rent Est

$2,929/mo

HUD FMR · GRM 13.5

Cap Rate

2.5%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,660/mo🏦 DSCR 25%dn: $-1,485/mo

🏠 Listing

$500,000💡 🏦 DSCR 25%dn: $-1,566/mo

$500,000

11904 Trevino Pl, Tampa

4bd2ba Single1,957sf $255/sf Built 1982

Cashflow

$-2,383/mo

CoC ROI

-66.8%

Rent Est

$3,140/mo

HUD FMR · GRM 13.3

Cap Rate

2.5%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,751/mo🏦 DSCR 25%dn: $-1,566/mo

🏠 Listing

$500,000💡 🏦 DSCR 25%dn: $-1,587/mo

$500,000

4515 Bradley Ave, Cape Coral

4bd3ba Single1,852sf $270/sf Built 1960

Cashflow

$-2,410/mo

CoC ROI

-67.5%

Rent Est

$3,070/mo

HUD FMR · GRM 13.6

Cap Rate

2.5%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,772/mo🏦 DSCR 25%dn: $-1,587/mo

🏠 Listing

$365,000💡 🏦 DSCR 25%dn: $-1,969/mo

$365,000

7104 SW 114th Pl Unit A, Miami

2bd2ba Single1,330sf $274/sf Built 1980

Cashflow

$-2,571/mo

CoC ROI

-98.7%

Rent Est

$2,230/mo

HUD FMR · GRM 13.6

Cap Rate

-0.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,104/mo🏦 DSCR 25%dn: $-1,969/mo

🏠 Listing

$488,000💡 🏦 DSCR 25%dn: $-1,804/mo

$488,000

13419 Eudora Pl, Tampa

3bd2ba Single1,520sf $321/sf Built 1993

Cashflow

$-2,633/mo

CoC ROI

-75.6%

Rent Est

$2,666/mo

HUD FMR · GRM 15.3

Cap Rate

1.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,984/mo🏦 DSCR 25%dn: $-1,804/mo

🏠 Listing

$535,000💡 🏦 DSCR 25%dn: $-1,798/mo

$535,000

18507 Country Crest Pl, Tampa

3bd2ba Single2,371sf $226/sf Built 1994

Cashflow

$-2,677/mo

CoC ROI

-70.1%

Rent Est

$3,291/mo

HUD FMR · GRM 13.5

Cap Rate

2.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,995/mo🏦 DSCR 25%dn: $-1,798/mo

🏠 Listing

$355,000💡 🏦 DSCR 25%dn: $-2,118/mo

$355,000

2001 Biscayne Blvd #2310, Miami

1bd1ba Single707sf $502/sf Built 2004

Cashflow

$-2,737/mo

CoC ROI

-108.0%

Rent Est

$1,739/mo

HUD FMR · GRM 17.0

Cap Rate

-1.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,249/mo🏦 DSCR 25%dn: $-2,118/mo

🏠 Listing

$390,000💡 🏦 DSCR 25%dn: $-2,082/mo

$390,000

900 SW 8th St #1103, Miami

2bd2ba Single891sf $438/sf Built 2005

Cashflow

$-2,741/mo

CoC ROI

-98.5%

Rent Est

$2,178/mo

HUD FMR · GRM 14.9

Cap Rate

-0.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,226/mo🏦 DSCR 25%dn: $-2,082/mo

🏠 Listing

$565,000💡 🏦 DSCR 25%dn: $-1,885/mo

$565,000

2851 Post St, Jacksonville

4bd2ba Single2,178sf $259/sf Built 1917

Cashflow

$-2,823/mo

CoC ROI

-70.0%

Rent Est

$3,368/mo

HUD FMR · GRM 14.0

Cap Rate

2.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,094/mo🏦 DSCR 25%dn: $-1,885/mo

🏠 Listing

$640,000💡 🏦 DSCR 25%dn: $-1,916/mo

$640,000

3075 Preserve Landing Dr, Jacksonville

5bd4ba Single3,538sf $181/sf Built 2004

Cashflow

$-2,934/mo

CoC ROI

-64.2%

Rent Est

$4,366/mo

HUD FMR · GRM 12.2

Cap Rate

2.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,152/mo🏦 DSCR 25%dn: $-1,916/mo

🏠 Listing

$535,000💡 🏦 DSCR 25%dn: $-2,078/mo

$535,000

12999 SW 132nd Ter, Miami

3bd2ba Single1,733sf $309/sf Built 2008

Cashflow

$-3,000/mo

CoC ROI

-78.6%

Rent Est

$2,762/mo

HUD FMR · GRM 16.1

Cap Rate

1.5%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,276/mo🏦 DSCR 25%dn: $-2,078/mo

🏠 Listing

$625,000💡 🏦 DSCR 25%dn: $-2,029/mo

$625,000

5108 Legacy Oaks Dr Fl ,, Cape Coral

5bd3ba Single2,812sf $222/sf Built 2007

Cashflow

$-3,055/mo

CoC ROI

-68.5%

Rent Est

$3,865/mo

HUD FMR · GRM 13.5

Cap Rate

2.4%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,260/mo🏦 DSCR 25%dn: $-2,029/mo

🏠 Listing

$605,000💡 🏦 DSCR 25%dn: $-2,154/mo

$605,000

7415 S Elliott St, Tampa

5bd4ba Single2,160sf $280/sf Built 2007

Cashflow

$-3,174/mo

CoC ROI

-73.5%

Rent Est

$3,406/mo

HUD FMR · GRM 14.8

Cap Rate

2.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,377/mo🏦 DSCR 25%dn: $-2,154/mo

🏠 Listing

#	Grade	Type	Property	Price	Rent	Cash In	CF/mo	ROI	Your Cost	Flip Equity
1	A	Single	1813 W 5th St Jacksonville · 3bd/1.0ba · 1,000sf	$129,900	$???	$???	$???	$???/mo	?.?%	🔒 Unlock Pro
2	F	Single	7044 Red Robin Drive Dr Jacksonville · 3bd/2.5ba · 1,026sf · 1961	$184,900	$1,959	$15,833	$-233	-17.7%	$1,876/mo	$57,535
3	F	Single	7065 Plymouth Grove Ct Jacksonville · 4bd/2.0ba · 1,670sf · 2020	$274,900	$2,668	$23,539	$-610	-31.1%	$2,839/mo	$20,885
4	F	Single	6112 Black Filly Ln Jacksonville · 4bd/2.0ba · 1,856sf · 2015	$270,000	$2,413	$23,120	$-771	-40.0%	$2,781/mo	$21,908
5	F	Single	5221 Chenault Ave Cape Coral · 4bd/2.5ba · 1,834sf · 1959	$338,900	$2,857	$29,020	$-1,036	-42.8%	$3,408/mo	$69,655
6	F	Single	640 Radnor Ln Jacksonville · 3bd/2.0ba · 1,255sf · 1990	$279,900	$2,230	$23,967	$-933	-46.7%	$2,780/mo	$57,178
7	F	Single	1954 Hubbard St Jacksonville · 3bd/2.5ba · 2,068sf · 1914	$349,990	$2,858	$29,969	$-1,173	-47.0%	$3,543/mo	$73,165
8	F	Single	5116 Serena Dr Tampa · 4bd/3.0ba · 2,025sf · 1984	$389,999	$3,048	$33,395	$-1,389	-49.9%	$3,910/mo	$72,984
9	F	Single	12675 Green Meadow Dr Jacksonville · 4bd/2.0ba · 1,811sf · 2023	$365,000	$2,874	$31,254	$-1,302	-50.0%	$3,681/mo	$13,110
10	F	Single	1505 W Arch St #2 Tampa · 3bd/2.5ba · 2,365sf · 2026	$699,999	$3,493	$90,766	$-3,819	-50.5%	$6,625/mo	$16,158
11	F	Single	7412 Kingston Dr Tampa · 4bd/2.0ba · 1,453sf · 1971	$349,999	$2,617	$29,970	$-1,301	-52.1%	$3,461/mo	$63,940
12	F	Single	8638 Deermoss Way W Jacksonville · 3bd/2.0ba · 1,147sf · 1984	$295,000	$2,177	$25,260	$-1,114	-52.9%	$2,910/mo	$56,560
13	F	Single	10914 N 22nd St Tampa · 3bd/1.5ba · 1,189sf · 1961	$299,900	$2,211	$25,680	$-1,134	-53.0%	$2,958/mo	$55,892
14	F	Single	6232 Wild Mustang Trl Jacksonville · 4bd/2.5ba · 2,346sf · 2019	$314,900	$2,497	$26,964	$-1,196	-53.2%	$3,263/mo	$24,603
15	F	Single	12330 SW 195th Ter Miami · 4bd/2.0ba · 1,824sf · 2026	$697,000	$3,298	$87,677	$-3,909	-53.5%	$6,546/mo	$13,182
16	F	Single	11557 Broad Leaf Dr Jacksonville · 4bd/2.0ba · 1,535sf · 1982	$380,000	$2,709	$32,539	$-1,521	-56.1%	$3,752/mo	$62,012
17	F	Single	11310 Peachtree Dr Miami · 3bd/3.0ba · 1,204sf · 1955	$699,999	$2,763	$90,766	$-4,300	-56.8%	$6,470/mo	$64,292
18	F	Single	4720 Brierwood Rd Jacksonville · 3bd/2.0ba · 1,623sf · 1991	$364,900	$2,581	$31,246	$-1,499	-57.6%	$3,623/mo	$62,348
19	F	Single	17 Kepner St Cape Coral · 3bd/2.0ba · 1,161sf · 1959	$318,999	$2,216	$27,315	$-1,311	-57.6%	$3,132/mo	$59,560
20	F	Single	4252 Pinewood Ave Jacksonville · 3bd/1.0ba · 1,209sf · 1946	$325,000	$2,256	$27,829	$-1,341	-57.8%	$3,195/mo	$56,192
21	F	Single	10203 Courtney Palms Blvd #103 Tampa · 2bd/2.0ba · 1,095sf · 2003	$185,000	$1,832	$15,841	$-794	-60.2%	$2,327/mo	$48,460
22	F	Single	13711 N Gerona Dr Jacksonville · 4bd/3.0ba · 1,954sf · 2019	$450,000	$3,075	$38,533	$-1,936	-60.3%	$4,461/mo	$22,447
23	F	Single	3906 Spence Ave Tampa · 4bd/3.0ba · 2,288sf · 1961	$490,000	$3,347	$41,958	$-2,130	-60.9%	$4,879/mo	$80,552
24	F	Single	4120 W Northa St #6 Tampa · 4bd/3.5ba · 2,038sf · 2024	$689,000	$3,430	$79,437	$-4,070	-61.5%	$6,824/mo	$14,359
25	F	Single	6604 White Blossom Ct #10H Jacksonville · 3bd/2.0ba · 1,857sf · 2007	$289,000	$2,185	$24,747	$-1,274	-61.8%	$3,078/mo	$56,766
26	F	Single	12210 Dove Ridge Dr Jacksonville · 3bd/2.0ba · 2,017sf · 1988	$440,000	$2,937	$37,677	$-1,992	-63.4%	$4,400/mo	$67,884
27	F	Single	3075 Preserve Landing Dr Jacksonville · 5bd/4.0ba · 3,538sf · 2004	$640,000	$4,366	$54,802	$-2,934	-64.2%	$6,519/mo	$83,264
28	F	Single	14219 Wellesley Dr Tampa · 2bd/2.5ba · 1,408sf · 1984	$275,000	$2,076	$23,548	$-1,275	-65.0%	$2,990/mo	$60,227
29	F	Single	12301 Kernan Forest Blvd #202 Jacksonville · 3bd/2.0ba · 1,530sf · 2005	$254,900	$2,121	$21,827	$-1,185	-65.2%	$2,945/mo	$53,202
30	F	Single	4825 Highridge Ct Cape Coral · 3bd/2.0ba · 1,581sf · 1992	$405,000	$2,603	$34,680	$-1,885	-65.2%	$4,014/mo	$61,758
31	F	Single	11904 Trevino Pl Tampa · 4bd/2.0ba · 1,957sf · 1982	$500,000	$3,140	$42,814	$-2,383	-66.8%	$4,948/mo	$67,941
32	F	Single	589 Del Rio St Cape Coral · 4bd/2.0ba · 1,688sf · 1970	$474,500	$2,929	$40,631	$-2,264	-66.9%	$4,654/mo	$67,465
33	F	Single	4515 Bradley Ave Cape Coral · 4bd/3.0ba · 1,852sf · 1960	$500,000	$3,070	$42,814	$-2,410	-67.5%	$4,914/mo	$74,012
34	F	Single	5108 Legacy Oaks Dr Fl , Cape Coral · 5bd/3.0ba · 2,812sf · 2007	$625,000	$3,865	$53,518	$-3,055	-68.5%	$6,209/mo	$71,263
35	F	Single	5418 Chenault Ave Cape Coral · 3bd/2.0ba · 1,556sf · 1959	$429,900	$2,618	$36,812	$-2,102	-68.5%	$4,236/mo	$65,485
36	F	Single	6908 N Lynn Ave Tampa · 3bd/2.0ba · 1,269sf · 1974	$400,000	$2,389	$34,251	$-1,958	-68.6%	$3,903/mo	$61,180
37	F	Single	11715 N 51st St Tampa · 2bd/2.0ba · 1,689sf · 1957	$395,000	$2,413	$33,823	$-1,945	-69.0%	$3,912/mo	$67,480
38	F	Single	5205 Chenault Ave Cape Coral · 3bd/2.0ba · 1,374sf · 1959	$420,000	$2,484	$35,964	$-2,082	-69.5%	$4,104/mo	$62,755
39	F	Single	4601 N Emerald Ave Tampa · 3bd/2.0ba · 1,439sf · 1958	$430,000	$2,540	$36,820	$-2,139	-69.7%	$4,206/mo	$63,730
40	F	Single	2851 Post St Jacksonville · 4bd/2.5ba · 2,178sf · 1917	$565,000	$3,368	$48,380	$-2,823	-70.0%	$5,564/mo	$74,815
41	F	Single	18507 Country Crest Pl Tampa · 3bd/2.0ba · 2,371sf · 1994	$535,000	$3,291	$45,811	$-2,677	-70.1%	$5,362/mo	$72,858
42	F	Single	7110 Hollowell Dr Tampa · 3bd/2.0ba · 1,482sf · 1986	$440,000	$2,581	$37,677	$-2,226	-70.9%	$4,325/mo	$60,367
43	F	Single	5349 Hansel Ave #1 Cape Coral · 1bd/1.0ba · 730sf · 1970	$140,000	$1,358	$11,988	$-715	-71.6%	$1,850/mo	$49,008
44	F	Single	500 NW 120th St Miami · 2bd/1.0ba · 1,664sf · 1953	$425,000	$2,434	$36,392	$-2,213	-73.0%	$4,189/mo	$63,018
45	F	Single	3591 Kernan Blvd S #208 Jacksonville · 1bd/1.0ba · 803sf · 2005	$179,000	$1,460	$15,328	$-933	-73.0%	$2,144/mo	$41,190
46	F	Single	5441 Hansel Ave Unit J15 Cape Coral · 2bd/2.0ba · 981sf · 1970	$189,900	$1,755	$16,261	$-993	-73.3%	$2,457/mo	$56,860
47	F	Single	220 14Th St Hollywood · 5bd/5.0ba · 3,545sf · 2021	$425,000	$2,704	$36,392	$-2,229	-73.5%	$4,440/mo	$22,648
48	F	Single	7415 S Elliott St Tampa · 5bd/3.5ba · 2,160sf · 2007	$605,000	$3,406	$51,805	$-3,174	-73.5%	$5,935/mo	$64,156
49	F	Single	5307 Hansel Ave Unit D8 Cape Coral · 2bd/2.0ba · 1,071sf · 1970	$200,000	$1,833	$17,126	$-1,056	-74.0%	$2,585/mo	$58,210
50	F	Single	6911 SW 147th Ave Unit 2H Miami · 3bd/2.0ba · 1,700sf · 1973	$380,000	$2,770	$32,539	$-2,012	-74.2%	$4,295/mo	$67,645
51	F	Single	Unit 15H Cape Coral · 1bd/1.0ba · 730sf · 1970	$145,900	$1,365	$12,493	$-773	-74.2%	$1,912/mo	$49,008
52	F	Single	5407 Hansel Ave Unit G12 Cape Coral · 1bd/1.0ba · 730sf · 1970	$150,000	$1,370	$12,844	$-801	-74.8%	$1,943/mo	$49,008
53	F	Single	13419 Eudora Pl Tampa · 3bd/2.0ba · 1,520sf · 1993	$488,000	$2,666	$41,787	$-2,633	-75.6%	$4,790/mo	$60,901
54	F	Single	5323 Hansel Ave Unit E14 Cape Coral · 3bd/2.0ba · 1,341sf · 1970	$215,000	$2,046	$18,410	$-1,187	-77.4%	$2,896/mo	$62,260
55	F	Single	12999 SW 132nd Ter Miami · 3bd/2.5ba · 1,733sf · 2008	$535,000	$2,762	$45,811	$-3,000	-78.6%	$5,225/mo	$53,165
56	F	Single	1306 E North Bay St Tampa · 3bd/2.0ba · 1,864sf · 2020	$649,999	$3,098	$55,658	$-3,838	-82.7%	$6,316/mo	$21,952
57	F	Single	9013 SW 8th Ter Miami · 3bd/2.0ba · 1,224sf · 1980	$560,000	$2,559	$47,952	$-3,351	-83.8%	$5,391/mo	$57,642
58	F	Single	501 E Sparkman Ave Tampa · 3bd/2.0ba · 1,350sf · 1994	$595,000	$2,687	$50,949	$-3,595	-84.7%	$5,734/mo	$58,512
59	F	Single	9000 SW 24th St Unit 217A Miami · 2bd/1.5ba · 860sf · 1973	$289,000	$1,790	$24,747	$-1,771	-85.9%	$3,232/mo	$50,958
60	F	Single	5605 SW 80th St Unit 10D Miami · 1bd/1.0ba · 665sf · 1950	$350,000	$1,573	$29,970	$-2,165	-86.7%	$3,417/mo	$48,032

🏠

$129,900

1813 W 5th St

Jacksonville · 3bd/1.0ba · Single

1,000 sf · Built 1997

🔒 Unlock Pro

—

Cash Flow

—

CoC ROI

—

Cap Rate

—

Cash In

🏠

$184,900

7044 Red Robin Drive Dr

Jacksonville · 3bd/2.5ba · Single

1,026 sf · Built 1961

$-233

Cash Flow

-17.7%

CoC ROI

6.7%

Cap Rate

$15,833

Cash In

🏠

$274,900

7065 Plymouth Grove Ct

Jacksonville · 4bd/2.0ba · Single

1,670 sf · Built 2020

$-610

Cash Flow

-31.1%

CoC ROI

5.6%

Cap Rate

$23,539

Cash In

🏠

$270,000

6112 Black Filly Ln

Jacksonville · 4bd/2.0ba · Single

1,856 sf · Built 2015

$-771

Cash Flow

-40.0%

CoC ROI

4.8%

Cap Rate

$23,120

Cash In

🏠

$338,900

5221 Chenault Ave

Cape Coral · 4bd/2.5ba · Single

1,834 sf · Built 1959

$-1,036

Cash Flow

-42.8%

CoC ROI

4.6%

Cap Rate

$29,020

Cash In

🏠

$279,900

640 Radnor Ln

Jacksonville · 3bd/2.0ba · Single

1,255 sf · Built 1990

$-933

Cash Flow

-46.7%

CoC ROI

4.2%

Cap Rate

$23,967

Cash In

🏠

$349,990

1954 Hubbard St

Jacksonville · 3bd/2.5ba · Single

2,068 sf · Built 1914

$-1,173

Cash Flow

-47.0%

CoC ROI

4.2%

Cap Rate

$29,969

Cash In

🏠

$389,999

5116 Serena Dr

Tampa · 4bd/3.0ba · Single

2,025 sf · Built 1984

$-1,389

Cash Flow

-49.9%

CoC ROI

4.0%

Cap Rate

$33,395

Cash In

🏠

$365,000

12675 Green Meadow Dr

Jacksonville · 4bd/2.0ba · Single

1,811 sf · Built 2023

$-1,302

Cash Flow

-50.0%

CoC ROI

4.0%

Cap Rate

$31,254

Cash In

🏠

$699,999

1505 W Arch St #2

Tampa · 3bd/2.5ba · Single

2,365 sf · Built 2026

$-3,819

Cash Flow

-50.5%

CoC ROI

1.3%

Cap Rate

$90,766

Cash In

🏠

$349,999

7412 Kingston Dr

Tampa · 4bd/2.0ba · Single

1,453 sf · Built 1971

$-1,301

Cash Flow

-52.1%

CoC ROI

3.8%

Cap Rate

$29,970

Cash In

🏠

$295,000

8638 Deermoss Way W

Jacksonville · 3bd/2.0ba · Single

1,147 sf · Built 1984

$-1,114

Cash Flow

-52.9%

CoC ROI

3.7%

Cap Rate

$25,260

Cash In

🏠

$299,900

10914 N 22nd St

Tampa · 3bd/1.5ba · Single

1,189 sf · Built 1961

$-1,134

Cash Flow

-53.0%

CoC ROI

3.7%

Cap Rate

$25,680

Cash In

🏠

$314,900

6232 Wild Mustang Trl

Jacksonville · 4bd/2.5ba · Single

2,346 sf · Built 2019

$-1,196

Cash Flow

-53.2%

CoC ROI

3.7%

Cap Rate

$26,964

Cash In

🏠

$697,000

12330 SW 195th Ter

Miami · 4bd/2.0ba · Single

1,824 sf · Built 2026

$-3,909

Cash Flow

-53.5%

CoC ROI

1.2%

Cap Rate

$87,677

Cash In

🏠

$380,000

11557 Broad Leaf Dr

Jacksonville · 4bd/2.0ba · Single

1,535 sf · Built 1982

$-1,521

Cash Flow

-56.1%

CoC ROI

3.5%

Cap Rate

$32,539

Cash In

🏠

$699,999

11310 Peachtree Dr

Miami · 3bd/3.0ba · Single

1,204 sf · Built 1955

$-4,300

Cash Flow

-56.8%

CoC ROI

0.5%

Cap Rate

$90,766

Cash In

🏠

$364,900

4720 Brierwood Rd

Jacksonville · 3bd/2.0ba · Single

1,623 sf · Built 1991

$-1,499

Cash Flow

-57.6%

CoC ROI

3.3%

Cap Rate

$31,246

Cash In

🏠

$318,999

17 Kepner St

Cape Coral · 3bd/2.0ba · Single

1,161 sf · Built 1959

$-1,311

Cash Flow

-57.6%

CoC ROI

3.3%

Cap Rate

$27,315

Cash In

🏠

$325,000

4252 Pinewood Ave

Jacksonville · 3bd/1.0ba · Single

1,209 sf · Built 1946

$-1,341

Cash Flow

-57.8%

CoC ROI

3.3%

Cap Rate

$27,829

Cash In

🏘

$185,000

10203 Courtney Palms Blvd #103

Tampa · 2bd/2.0ba · Single

1,095 sf · Built 2003

$-794

Cash Flow

-60.2%

CoC ROI

3.1%

Cap Rate

$15,841

Cash In

🏠

$450,000

13711 N Gerona Dr

Jacksonville · 4bd/3.0ba · Single

1,954 sf · Built 2019

$-1,936

Cash Flow

-60.3%

CoC ROI

3.1%

Cap Rate

$38,533

Cash In

🏠

$490,000

3906 Spence Ave

Tampa · 4bd/3.0ba · Single

2,288 sf · Built 1961

$-2,130

Cash Flow

-60.9%

CoC ROI

3.0%

Cap Rate

$41,958

Cash In

🏠

$689,000

4120 W Northa St #6

Tampa · 4bd/3.5ba · Single

2,038 sf · Built 2024

$-4,070

Cash Flow

-61.5%

CoC ROI

0.9%

Cap Rate

$79,437

Cash In

🏘

$289,000

6604 White Blossom Ct #10H

Jacksonville · 3bd/2.0ba · Single

1,857 sf · Built 2007

$-1,274

Cash Flow

-61.8%

CoC ROI

3.0%

Cap Rate

$24,747

Cash In

🏠

$440,000

12210 Dove Ridge Dr

Jacksonville · 3bd/2.0ba · Single

2,017 sf · Built 1988

$-1,992

Cash Flow

-63.4%

CoC ROI

2.8%

Cap Rate

$37,677

Cash In

🏠

$640,000

3075 Preserve Landing Dr

Jacksonville · 5bd/4.0ba · Single

3,538 sf · Built 2004

$-2,934

Cash Flow

-64.2%

CoC ROI

2.8%

Cap Rate

$54,802

Cash In

🏠

$275,000

14219 Wellesley Dr

Tampa · 2bd/2.5ba · Single

1,408 sf · Built 1984

$-1,275

Cash Flow

-65.0%

CoC ROI

2.7%

Cap Rate

$23,548

Cash In

🏘

$254,900

12301 Kernan Forest Blvd #202

Jacksonville · 3bd/2.0ba · Single

1,530 sf · Built 2005

$-1,185

Cash Flow

-65.2%

CoC ROI

2.7%

Cap Rate

$21,827

Cash In

🏠

$405,000

4825 Highridge Ct

Cape Coral · 3bd/2.0ba · Single

1,581 sf · Built 1992

$-1,885

Cash Flow

-65.2%

CoC ROI

2.7%

Cap Rate

$34,680

Cash In

🏠

$500,000

11904 Trevino Pl

Tampa · 4bd/2.0ba · Single

1,957 sf · Built 1982

$-2,383

Cash Flow

-66.8%

CoC ROI

2.5%

Cap Rate

$42,814

Cash In

🏠

$474,500

589 Del Rio St

Cape Coral · 4bd/2.0ba · Single

1,688 sf · Built 1970

$-2,264

Cash Flow

-66.9%

CoC ROI

2.5%

Cap Rate

$40,631

Cash In

🏠

$500,000

4515 Bradley Ave

Cape Coral · 4bd/3.0ba · Single

1,852 sf · Built 1960

$-2,410

Cash Flow

-67.5%

CoC ROI

2.5%

Cap Rate

$42,814

Cash In

🏠

$625,000

5108 Legacy Oaks Dr Fl ,

Cape Coral · 5bd/3.0ba · Single

2,812 sf · Built 2007

$-3,055

Cash Flow

-68.5%

CoC ROI

2.4%

Cap Rate

$53,518

Cash In

🏠

$429,900

5418 Chenault Ave

Cape Coral · 3bd/2.0ba · Single

1,556 sf · Built 1959

$-2,102

Cash Flow

-68.5%

CoC ROI

2.4%

Cap Rate

$36,812

Cash In

🏠

$400,000

6908 N Lynn Ave

Tampa · 3bd/2.0ba · Single

1,269 sf · Built 1974

$-1,958

Cash Flow

-68.6%

CoC ROI

2.4%

Cap Rate

$34,251

Cash In

🏠

$395,000

11715 N 51st St

Tampa · 2bd/2.0ba · Single

1,689 sf · Built 1957

$-1,945

Cash Flow

-69.0%

CoC ROI

2.3%

Cap Rate

$33,823

Cash In

🏠

$420,000

5205 Chenault Ave

Cape Coral · 3bd/2.0ba · Single

1,374 sf · Built 1959

$-2,082

Cash Flow

-69.5%

CoC ROI

2.3%

Cap Rate

$35,964

Cash In

🏠

$430,000

4601 N Emerald Ave

Tampa · 3bd/2.0ba · Single

1,439 sf · Built 1958

$-2,139

Cash Flow

-69.7%

CoC ROI

2.3%

Cap Rate

$36,820

Cash In

🏠

$565,000

2851 Post St

Jacksonville · 4bd/2.5ba · Single

2,178 sf · Built 1917

$-2,823

Cash Flow

-70.0%

CoC ROI

2.3%

Cap Rate

$48,380

Cash In

🏠

$535,000

18507 Country Crest Pl

Tampa · 3bd/2.0ba · Single

2,371 sf · Built 1994

$-2,677

Cash Flow

-70.1%

CoC ROI

2.2%

Cap Rate

$45,811

Cash In

🏠

$440,000

7110 Hollowell Dr

Tampa · 3bd/2.0ba · Single

1,482 sf · Built 1986

$-2,226

Cash Flow

-70.9%

CoC ROI

2.2%

Cap Rate

$37,677

Cash In

🏘

$140,000

5349 Hansel Ave #1

Cape Coral · 1bd/1.0ba · Single

730 sf · Built 1970

$-715

Cash Flow

-71.6%

CoC ROI

2.1%

Cap Rate

$11,988

Cash In

🏠

$425,000

500 NW 120th St

Miami · 2bd/1.0ba · Single

1,664 sf · Built 1953

$-2,213

Cash Flow

-73.0%

CoC ROI

2.0%

Cap Rate

$36,392

Cash In

🏘

$179,000

3591 Kernan Blvd S #208

Jacksonville · 1bd/1.0ba · Single

803 sf · Built 2005

$-933

Cash Flow

-73.0%

CoC ROI

2.0%

Cap Rate

$15,328

Cash In

🏘

$189,900

5441 Hansel Ave Unit J15

Cape Coral · 2bd/2.0ba · Single

981 sf · Built 1970

$-993

Cash Flow

-73.3%

CoC ROI

2.0%

Cap Rate

$16,261

Cash In

🏠

$425,000

220 14Th St

Hollywood · 5bd/5.0ba · Single

3,545 sf · Built 2021

🏘️ S8 +19%

$-2,229

Cash Flow

-73.5%

CoC ROI

2.0%

Cap Rate

$36,392

Cash In

🏠

$605,000

7415 S Elliott St

Tampa · 5bd/3.5ba · Single

2,160 sf · Built 2007

$-3,174

Cash Flow

-73.5%

CoC ROI

2.0%

Cap Rate

$51,805

Cash In

🏘

$200,000

5307 Hansel Ave Unit D8

Cape Coral · 2bd/2.0ba · Single

1,071 sf · Built 1970

$-1,056

Cash Flow

-74.0%

CoC ROI

1.9%

Cap Rate

$17,126

Cash In

🏘

$380,000

6911 SW 147th Ave Unit 2H

Miami · 3bd/2.0ba · Single

1,700 sf · Built 1973

$-2,012

Cash Flow

-74.2%

CoC ROI

1.9%

Cap Rate

$32,539

Cash In

🏘

$145,900

Unit 15H

Cape Coral · 1bd/1.0ba · Single

730 sf · Built 1970

$-773

Cash Flow

-74.2%

CoC ROI

1.9%

Cap Rate

$12,493

Cash In

🏘

$150,000

5407 Hansel Ave Unit G12

Cape Coral · 1bd/1.0ba · Single

730 sf · Built 1970

$-801

Cash Flow

-74.8%

CoC ROI

1.8%

Cap Rate

$12,844

Cash In

🏠

$488,000

13419 Eudora Pl

Tampa · 3bd/2.0ba · Single

1,520 sf · Built 1993

$-2,633

Cash Flow

-75.6%

CoC ROI

1.8%

Cap Rate

$41,787

Cash In

🏘

$215,000

5323 Hansel Ave Unit E14

Cape Coral · 3bd/2.0ba · Single

1,341 sf · Built 1970

🏘️ S8 +1%

$-1,187

Cash Flow

-77.4%

CoC ROI

1.6%

Cap Rate

$18,410

Cash In

🏠

$535,000

12999 SW 132nd Ter

Miami · 3bd/2.5ba · Single

1,733 sf · Built 2008

$-3,000

Cash Flow

-78.6%

CoC ROI

1.5%

Cap Rate

$45,811

Cash In

🏠

$649,999

1306 E North Bay St

Tampa · 3bd/2.0ba · Single

1,864 sf · Built 2020

$-3,838

Cash Flow

-82.7%

CoC ROI

1.2%

Cap Rate

$55,658

Cash In

🏠

$560,000

9013 SW 8th Ter

Miami · 3bd/2.0ba · Single

1,224 sf · Built 1980

🏘️ S8 +7%

$-3,351

Cash Flow

-83.8%

CoC ROI

1.1%

Cap Rate

$47,952

Cash In

🏠

$595,000

501 E Sparkman Ave

Tampa · 3bd/2.0ba · Single

1,350 sf · Built 1994

$-3,595

Cash Flow

-84.7%

CoC ROI

1.0%

Cap Rate

$50,949

Cash In

🏘

$289,000

9000 SW 24th St Unit 217A

Miami · 2bd/1.5ba · Single

860 sf · Built 1973

🏘️ S8 +19%

$-1,771

Cash Flow

-85.9%

CoC ROI

0.9%

Cap Rate

$24,747

Cash In

🏘

$350,000

5605 SW 80th St Unit 10D

Miami · 1bd/1.0ba · Single

665 sf · Built 1950

🏘️ S8 +7%

$-2,165

Cash Flow

-86.7%

CoC ROI

0.8%

Cap Rate

$29,970

Cash In

Property Breakdowns

1813 W 5th St SingleFL

Jacksonville, FL 32209 · 3bd/1.0ba · 1,000sf

$129,900
Asking Price

Cash Flow
$???/mo

ROI
??.?%

Cash Needed
$???,???

DSCR
?.??

🔒

Pro Deal — Grade A/B deal

Full analysis, FHA breakdown, flip & reno numbers, and owner data

⚡ Unlock Pro →

7044 Red Robin Drive Dr Single

Jacksonville, FL 32210 · 3bd/2.5ba · 1,026sf · Built 1961

$184,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $6,472

Loan Amount: $181,551

Fees / MIP: $3,122

Closing Costs: $5,547

Reserves (3mo): $3,814

Total Cash Needed: $15,833

Monthly Expenses

Mortgage P&I+MIP: $1,271.41

Property Tax: $300.46

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $215.71

Vacancy + Mgmt: $254.65

Total: $2,192.24/mo

Returns

Market Rent (all units): $1,959

Your Rental Income: $1,959

Cashflow: $-233/mo

Annual: $-2,800/yr

Cash-on-Cash ROI: -17.7%

Cap Rate: 6.7% · DSCR: 0.82x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-233/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $145/mo (vs $-233/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $162/mo — saves $395/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $508/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-682/mo

STR vs LTR

-55%

BREAKEVEN OCC

56%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-233/mo · STR: $-682/mo · CoC ROI: -35.0%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,958/mo

RANGE

$1,958 – $1,958

CONFIDENCE

LOW

N/A

Our estimate $1,958/mo ✅ Inline with market

No comparable rentals found in 32210

Purchase + Close$190,447

Reno Cost$83,954

Holding (6mo)$13,153

Total All-In$287,555

ARV$326,389

Selling Costs 8%$26,111

Flip Profit+$12,723

Flip ROI13%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~65 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$9,747	+$10,722	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$83,954

VALUE ADDED

+$141,489

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$57,535)
• Excellent reno ROI (168%)
• Older build (1961) — high value-add potential
• Negative cashflow ($-233/mo) — poor rental hold

👎 IS IT WORTH IT?

PROBABLY NOT — Risky

• Slight negative cashflow — manageable if house-hacking
• Low barrier to entry ($15,833 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

49/100

⚠️ Borderline

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

7065 Plymouth Grove Ct Single

Jacksonville, FL 32220 · 4bd/2.0ba · 1,670sf · Built 2020

$274,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $9,622

Loan Amount: $269,921

Fees / MIP: $4,642

Closing Costs: $8,247

Reserves (3mo): $5,671

Total Cash Needed: $23,539

Monthly Expenses

Mortgage P&I+MIP: $1,890.27

Property Tax: $446.71

Insurance: $222.67

HOA: $50.00

Maint + CapEx: $320.71

Vacancy + Mgmt: $346.79

Total: $3,277.16/mo

Returns

Market Rent (all units): $2,668

Your Rental Income: $2,668

Cashflow: $-610/mo

Annual: $-7,314/yr

Cash-on-Cash ROI: -31.1%

Cap Rate: 5.6% · DSCR: 0.68x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-610/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-47/mo (vs $-610/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-22/mo — saves $587/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $323/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-1,239/mo

STR vs LTR

-57%

BREAKEVEN OCC

58%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-610/mo · STR: $-1,239/mo · CoC ROI: -47.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,667/mo

RANGE

$2,667 – $2,667

CONFIDENCE

LOW

N/A

Our estimate $2,667/mo ✅ Inline with market

No comparable rentals found in 32220

Purchase + Close$283,147

Reno Cost$9,668

Holding (6mo)$19,663

Total All-In$312,477

ARV$305,452

Selling Costs 8%$24,436

Flip Profit$-31,461

Flip ROI-114%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,592	+$13,778	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.
HIGH	Landscaping & Curb Appeal	$2,250	+$9,000	400%
📌 Curb appeal sets buyer/tenant first impressions. Highest ROI per dollar — typically done in 1–2 days.
HIGH	Light Fixture Update	$1,800	+$3,600	200%
📌 Replacing dated fixtures with modern LED pendants/recessed lights takes 1–2 days and dramatically modernizes the feel.

RENO COST

$9,668

VALUE ADDED

+$30,552

OVERALL ROI

316%

🔨 FIX & FLIP High Confidence

• Decent forced equity (+$20,885)
• Excellent reno ROI (316%)
• Negative cashflow ($-610/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-610/mo)
• Low barrier to entry ($23,539 cash needed)

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

39/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

6112 Black Filly Ln Single

Jacksonville, FL 32234 · 4bd/2.0ba · 1,856sf · Built 2015

$270,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $9,450

Loan Amount: $265,110

Fees / MIP: $4,560

Closing Costs: $8,100

Reserves (3mo): $5,570

Total Cash Needed: $23,120

Monthly Expenses

Mortgage P&I+MIP: $1,856.58

Property Tax: $438.75

Insurance: $247.47

HOA: $13.00

Maint + CapEx: $315.00

Vacancy + Mgmt: $313.71

Total: $3,184.50/mo

Returns

Market Rent (all units): $2,413

Your Rental Income: $2,413

Cashflow: $-771/mo

Annual: $-9,257/yr

Cash-on-Cash ROI: -40.0%

Cap Rate: 4.8% · DSCR: 0.58x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-771/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-219/mo (vs $-771/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-195/mo — saves $577/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $416/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-1,195/mo

STR vs LTR

-54%

BREAKEVEN OCC

58%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-771/mo · STR: $-1,195/mo · CoC ROI: -46.5%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,413/mo

RANGE

$2,413 – $2,413

CONFIDENCE

LOW

N/A

Our estimate $2,413/mo ✅ Inline with market

No comparable rentals found in 32234

Purchase + Close$278,100

Reno Cost$10,179

Holding (6mo)$19,107

Total All-In$307,386

ARV$302,087

Selling Costs 8%$24,167

Flip Profit$-29,466

Flip ROI-106%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,104	+$15,312	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.
HIGH	Landscaping & Curb Appeal	$2,250	+$9,000	400%
📌 Curb appeal sets buyer/tenant first impressions. Highest ROI per dollar — typically done in 1–2 days.
HIGH	Light Fixture Update	$1,800	+$3,600	200%
📌 Replacing dated fixtures with modern LED pendants/recessed lights takes 1–2 days and dramatically modernizes the feel.

RENO COST

$10,179

VALUE ADDED

+$32,087

OVERALL ROI

315%

🔨 FIX & FLIP High Confidence

• Decent forced equity (+$21,908)
• Excellent reno ROI (315%)
• Negative cashflow ($-771/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-771/mo)
• Low barrier to entry ($23,120 cash needed)

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

39/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

5221 Chenault Ave Single

Cape Coral, FL 32839 · 4bd/2.5ba · 1,834sf · Built 1959

$338,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $11,862

Loan Amount: $332,762

Fees / MIP: $5,723

Closing Costs: $10,167

Reserves (3mo): $6,991

Total Cash Needed: $29,020

Monthly Expenses

Mortgage P&I+MIP: $2,330.34

Property Tax: $550.71

Insurance: $244.53

HOA: $0.00

Maint + CapEx: $395.39

Vacancy + Mgmt: $371.36

Total: $3,892.34/mo

Returns

Market Rent (all units): $2,857

Your Rental Income: $2,857

Cashflow: $-1,036/mo

Annual: $-12,428/yr

Cash-on-Cash ROI: -42.8%

Cap Rate: 4.6% · DSCR: 0.56x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,036/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-343/mo (vs $-1,036/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-312/mo — saves $724/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-292/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-1,763/mo

STR vs LTR

-61%

BREAKEVEN OCC

64%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,036/mo · STR: $-1,763/mo · CoC ROI: -59.9%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,856/mo

RANGE

$2,856 – $2,856

CONFIDENCE

LOW

N/A

Our estimate $2,856/mo ✅ Inline with market

No comparable rentals found in 32839

Purchase + Close$349,067

Reno Cost$100,397

Holding (6mo)$23,354

Total All-In$472,818

ARV$508,952

Selling Costs 8%$40,716

Flip Profit$-4,582

Flip ROI-4%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~67 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$17,423	+$19,165	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$100,397

VALUE ADDED

+$170,052

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$69,655)
• Excellent reno ROI (169%)
• Older build (1959) — high value-add potential
• Negative cashflow ($-1,036/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,036/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

38/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

640 Radnor Ln Single

Jacksonville, FL 32221 · 3bd/2.0ba · 1,255sf · Built 1990

$279,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $9,796

Loan Amount: $274,830

Fees / MIP: $4,727

Closing Costs: $8,397

Reserves (3mo): $5,774

Total Cash Needed: $23,967

Monthly Expenses

Mortgage P&I+MIP: $1,924.65

Property Tax: $454.84

Insurance: $167.33

HOA: $0.00

Maint + CapEx: $326.55

Vacancy + Mgmt: $289.89

Total: $3,163.26/mo

Returns

Market Rent (all units): $2,230

Your Rental Income: $2,230

Cashflow: $-933/mo

Annual: $-11,200/yr

Cash-on-Cash ROI: -46.7%

Cap Rate: 4.2% · DSCR: 0.52x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-933/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-361/mo (vs $-933/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-336/mo — saves $598/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-463/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,514/mo

STR vs LTR

-61%

BREAKEVEN OCC

68%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-933/mo · STR: $-1,514/mo · CoC ROI: -61.5%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,229/mo

RANGE

$2,229 – $2,229

CONFIDENCE

LOW

N/A

Our estimate $2,229/mo ✅ Inline with market

No comparable rentals found in 32221

Purchase + Close$288,297

Reno Cost$64,292

Holding (6mo)$18,980

Total All-In$371,568

ARV$401,370

Selling Costs 8%$32,110

Flip Profit$-2,308

Flip ROI-3%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~36 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,451	+$10,354	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$64,292

VALUE ADDED

+$121,470

OVERALL ROI

189%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$57,178)
• Excellent reno ROI (189%)
• Aging property (1990) — renovation upside
• Negative cashflow ($-933/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-933/mo)
• Low barrier to entry ($23,967 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

35/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

1954 Hubbard St Single

Jacksonville, FL 32206 · 3bd/2.5ba · 2,068sf · Built 1914

$349,990
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,250

Loan Amount: $343,651

Fees / MIP: $5,910

Closing Costs: $10,500

Reserves (3mo): $7,220

Total Cash Needed: $29,969

Monthly Expenses

Mortgage P&I+MIP: $2,406.60

Property Tax: $568.73

Insurance: $275.73

HOA: $0.00

Maint + CapEx: $408.32

Vacancy + Mgmt: $371.56

Total: $4,030.95/mo

Returns

Market Rent (all units): $2,858

Your Rental Income: $2,858

Cashflow: $-1,173/mo

Annual: $-14,073/yr

Cash-on-Cash ROI: -47.0%

Cap Rate: 4.2% · DSCR: 0.51x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,173/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-457/mo (vs $-1,173/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-425/mo — saves $747/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,261/mo

STR vs LTR

-75%

BREAKEVEN OCC

79%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,173/mo · STR: $-2,261/mo · CoC ROI: -79.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,858/mo

RANGE

$2,858 – $2,858

CONFIDENCE

LOW

N/A

Our estimate $2,858/mo ✅ Inline with market

No comparable rentals found in 32206

Purchase + Close$360,490

Reno Cost$105,159

Holding (6mo)$24,186

Total All-In$489,834

ARV$528,314

Selling Costs 8%$42,265

Flip Profit$-3,786

Flip ROI-3%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~112 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$19,646	+$21,611	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$105,159

VALUE ADDED

+$178,324

OVERALL ROI

170%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$73,165)
• Excellent reno ROI (170%)
• Older build (1914) — high value-add potential
• Negative cashflow ($-1,173/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,173/mo)
• Has flip exit strategy if hold doesn't work
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

33/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

5116 Serena Dr Single

Tampa, FL 33617 · 4bd/3.0ba · 2,025sf · Built 1984

$389,999
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $13,650

Loan Amount: $382,935

Fees / MIP: $6,586

Closing Costs: $11,700

Reserves (3mo): $8,045

Total Cash Needed: $33,395

Monthly Expenses

Mortgage P&I+MIP: $2,681.71

Property Tax: $633.75

Insurance: $270.00

HOA: $0.00

Maint + CapEx: $455.00

Vacancy + Mgmt: $396.19

Total: $4,436.64/mo

Returns

Market Rent (all units): $3,048

Your Rental Income: $3,048

Cashflow: $-1,389/mo

Annual: $-16,669/yr

Cash-on-Cash ROI: -49.9%

Cap Rate: 4.0% · DSCR: 0.48x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,389/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-592/mo (vs $-1,389/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-556/mo — saves $833/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-837/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,233/mo

STR vs LTR

-64%

BREAKEVEN OCC

69%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,389/mo · STR: $-2,233/mo · CoC ROI: -69.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,047/mo

RANGE

$3,047 – $3,047

CONFIDENCE

LOW

N/A

Our estimate $3,047/mo ✅ Inline with market

No comparable rentals found in 33617

Purchase + Close$401,699

Reno Cost$87,171

Holding (6mo)$26,620

Total All-In$515,490

ARV$550,154

Selling Costs 8%$44,012

Flip Profit$-9,348

Flip ROI-8%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~42 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,569	+$16,706	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$87,171

VALUE ADDED

+$160,155

OVERALL ROI

184%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$72,984)
• Excellent reno ROI (184%)
• Older build (1984) — high value-add potential
• Negative cashflow ($-1,389/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,389/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

12675 Green Meadow Dr Single

Jacksonville, FL 32218 · 4bd/2.0ba · 1,811sf · Built 2023

$365,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,775

Loan Amount: $358,389

Fees / MIP: $6,164

Closing Costs: $10,950

Reserves (3mo): $7,529

Total Cash Needed: $31,254

Monthly Expenses

Mortgage P&I+MIP: $2,509.82

Property Tax: $593.12

Insurance: $241.47

HOA: $32.00

Maint + CapEx: $425.84

Vacancy + Mgmt: $373.62

Total: $4,175.87/mo

Returns

Market Rent (all units): $2,874

Your Rental Income: $2,874

Cashflow: $-1,302/mo

Annual: $-15,622/yr

Cash-on-Cash ROI: -50.0%

Cap Rate: 4.0% · DSCR: 0.48x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,302/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-555/mo (vs $-1,302/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-522/mo — saves $780/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-576/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,013/mo

STR vs LTR

-61%

BREAKEVEN OCC

67%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,302/mo · STR: $-2,013/mo · CoC ROI: -65.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,874/mo

RANGE

$2,874 – $2,874

CONFIDENCE

LOW

N/A

Our estimate $2,874/mo ✅ Inline with market

No comparable rentals found in 32218

Purchase + Close$375,950

Reno Cost$6,005

Holding (6mo)$25,055

Total All-In$407,010

ARV$384,116

Selling Costs 8%$30,729

Flip Profit$-53,624

Flip ROI-180%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,980	+$14,941	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$6,005

VALUE ADDED

+$19,116

OVERALL ROI

318%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (318%)
• Negative cashflow ($-1,302/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,302/mo)

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

1505 W Arch St #2 Single

Tampa, FL 33607 · 3bd/2.5ba · 2,365sf · Built 2026

$699,999
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $55,999

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $21,000

Reserves (3mo): $13,767

Total Cash Needed: $90,766

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,137.50

Insurance: $315.33

HOA: $0.00

Maint + CapEx: $816.66

Vacancy + Mgmt: $454.11

Total: $7,312.50/mo

Returns

Market Rent (all units): $3,493

Your Rental Income: $3,493

Cashflow: $-3,819/mo

Annual: $-45,832/yr

Cash-on-Cash ROI: -50.5%

Cap Rate: 1.3% · DSCR: 0.17x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,819/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,612/mo (vs $-3,819/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,549/mo — saves $1,271/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-5,068/mo

STR vs LTR

-81%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-3,819/mo · STR: $-5,068/mo · CoC ROI: -68.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,493/mo

RANGE

$3,493 – $3,493

CONFIDENCE

LOW

N/A

Our estimate $3,493/mo ✅ Inline with market

No comparable rentals found in 33607

Purchase + Close$720,999

Reno Cost$7,529

Holding (6mo)$43,875

Total All-In$772,403

ARV$723,685

Selling Costs 8%$57,895

Flip Profit$-106,612

Flip ROI-126%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$6,504	+$19,511	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$7,529

VALUE ADDED

+$23,686

OVERALL ROI

315%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (315%)
• Negative cashflow ($-3,819/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,819/mo)
• High cash requirement ($90,766)

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

21/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

7412 Kingston Dr Single

Tampa, FL 33619 · 4bd/2.0ba · 1,453sf · Built 1971

$349,999
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,250

Loan Amount: $343,660

Fees / MIP: $5,911

Closing Costs: $10,500

Reserves (3mo): $7,220

Total Cash Needed: $29,970

Monthly Expenses

Mortgage P&I+MIP: $2,406.66

Property Tax: $568.75

Insurance: $193.73

HOA: $0.00

Maint + CapEx: $408.34

Vacancy + Mgmt: $340.24

Total: $3,917.71/mo

Returns

Market Rent (all units): $2,617

Your Rental Income: $2,617

Cashflow: $-1,301/mo

Annual: $-15,606/yr

Cash-on-Cash ROI: -52.1%

Cap Rate: 3.8% · DSCR: 0.46x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,301/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-585/mo (vs $-1,301/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-553/mo — saves $747/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-318/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-1,787/mo

STR vs LTR

-55%

BREAKEVEN OCC

64%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,301/mo · STR: $-1,787/mo · CoC ROI: -59.5%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,617/mo

RANGE

$2,617 – $2,617

CONFIDENCE

LOW

N/A

Our estimate $2,617/mo ✅ Inline with market

No comparable rentals found in 33619

Purchase + Close$360,499

Reno Cost$92,644

Holding (6mo)$23,506

Total All-In$476,649

ARV$506,583

Selling Costs 8%$40,527

Flip Profit$-10,593

Flip ROI-9%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~55 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$13,804	+$15,184	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$92,644

VALUE ADDED

+$156,584

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$63,940)
• Excellent reno ROI (169%)
• Older build (1971) — high value-add potential
• Negative cashflow ($-1,301/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,301/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

8638 Deermoss Way W Single

Jacksonville, FL 32217 · 3bd/2.0ba · 1,147sf · Built 1984

$295,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $10,325

Loan Amount: $289,657

Fees / MIP: $4,982

Closing Costs: $8,850

Reserves (3mo): $6,085

Total Cash Needed: $25,260

Monthly Expenses

Mortgage P&I+MIP: $2,028.48

Property Tax: $479.38

Insurance: $152.93

HOA: $3.00

Maint + CapEx: $344.16

Vacancy + Mgmt: $283.01

Total: $3,290.96/mo

Returns

Market Rent (all units): $2,177

Your Rental Income: $2,177

Cashflow: $-1,114/mo

Annual: $-13,368/yr

Cash-on-Cash ROI: -52.9%

Cap Rate: 3.7% · DSCR: 0.45x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,114/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-511/mo (vs $-1,114/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-484/mo — saves $630/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-591/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,625/mo

STR vs LTR

-59%

BREAKEVEN OCC

70%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,114/mo · STR: $-1,625/mo · CoC ROI: -63.9%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,176/mo

RANGE

$2,176 – $2,176

CONFIDENCE

LOW

N/A

Our estimate $2,176/mo ✅ Inline with market

No comparable rentals found in 32217

Purchase + Close$303,850

Reno Cost$72,120

Holding (6mo)$19,746

Total All-In$395,716

ARV$423,680

Selling Costs 8%$33,894

Flip Profit$-5,930

Flip ROI-6%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~42 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,154	+$9,463	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$72,120

VALUE ADDED

+$128,680

OVERALL ROI

178%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$56,560)
• Excellent reno ROI (178%)
• Older build (1984) — high value-add potential
• Negative cashflow ($-1,114/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,114/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

10914 N 22nd St Single

Tampa, FL 33612 · 3bd/1.5ba · 1,189sf · Built 1961

$299,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $10,496

Loan Amount: $294,468

Fees / MIP: $5,065

Closing Costs: $8,997

Reserves (3mo): $6,187

Total Cash Needed: $25,680

Monthly Expenses

Mortgage P&I+MIP: $2,062.17

Property Tax: $487.34

Insurance: $158.53

HOA: $0.00

Maint + CapEx: $349.89

Vacancy + Mgmt: $287.43

Total: $3,345.36/mo

Returns

Market Rent (all units): $2,211

Your Rental Income: $2,211

Cashflow: $-1,134/mo

Annual: $-13,612/yr

Cash-on-Cash ROI: -53.0%

Cap Rate: 3.7% · DSCR: 0.45x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,134/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-521/mo (vs $-1,134/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-494/mo — saves $640/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-645/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,671/mo

STR vs LTR

-60%

BREAKEVEN OCC

71%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,134/mo · STR: $-1,671/mo · CoC ROI: -65.0%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,211/mo

RANGE

$2,211 – $2,211

CONFIDENCE

LOW

N/A

Our estimate $2,211/mo ✅ Inline with market

No comparable rentals found in 33612

Purchase + Close$308,897

Reno Cost$81,746

Holding (6mo)$20,072

Total All-In$410,715

ARV$437,539

Selling Costs 8%$35,003

Flip Profit$-8,180

Flip ROI-8%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~65 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$11,296	+$12,425	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$81,746

VALUE ADDED

+$137,639

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$55,892)
• Excellent reno ROI (168%)
• Older build (1961) — high value-add potential
• Negative cashflow ($-1,134/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,134/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

6232 Wild Mustang Trl Single

Jacksonville, FL 32234 · 4bd/2.5ba · 2,346sf · Built 2019

$314,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $11,022

Loan Amount: $309,196

Fees / MIP: $5,318

Closing Costs: $9,447

Reserves (3mo): $6,496

Total Cash Needed: $26,964

Monthly Expenses

Mortgage P&I+MIP: $2,165.32

Property Tax: $511.71

Insurance: $312.80

HOA: $11.00

Maint + CapEx: $367.39

Vacancy + Mgmt: $324.64

Total: $3,692.86/mo

Returns

Market Rent (all units): $2,497

Your Rental Income: $2,497

Cashflow: $-1,196/mo

Annual: $-14,347/yr

Cash-on-Cash ROI: -53.2%

Cap Rate: 3.7% · DSCR: 0.45x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,196/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-552/mo (vs $-1,196/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-523/mo — saves $673/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-93/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-1,666/mo

STR vs LTR

-59%

BREAKEVEN OCC

63%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,196/mo · STR: $-1,666/mo · CoC ROI: -59.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,497/mo

RANGE

$2,497 – $2,497

CONFIDENCE

LOW

N/A

Our estimate $2,497/mo ✅ Inline with market

No comparable rentals found in 32234

Purchase + Close$324,347

Reno Cost$11,526

Holding (6mo)$22,157

Total All-In$358,031

ARV$351,030

Selling Costs 8%$28,082

Flip Profit$-35,084

Flip ROI-110%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$6,452	+$19,354	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.
HIGH	Landscaping & Curb Appeal	$2,250	+$9,000	400%
📌 Curb appeal sets buyer/tenant first impressions. Highest ROI per dollar — typically done in 1–2 days.
HIGH	Light Fixture Update	$1,800	+$3,600	200%
📌 Replacing dated fixtures with modern LED pendants/recessed lights takes 1–2 days and dramatically modernizes the feel.

RENO COST

$11,526

VALUE ADDED

+$36,130

OVERALL ROI

313%

🔨 FIX & FLIP High Confidence

• Decent forced equity (+$24,603)
• Excellent reno ROI (313%)
• Negative cashflow ($-1,196/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,196/mo)

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

30/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

12330 SW 195th Ter Single

Miami, FL 33177 · 4bd/2.0ba · 1,824sf · Built 2026

$697,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $53,000

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $20,910

Reserves (3mo): $13,767

Total Cash Needed: $87,677

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,132.62

Insurance: $243.20

HOA: $0.00

Maint + CapEx: $813.16

Vacancy + Mgmt: $428.69

Total: $7,206.58/mo

Returns

Market Rent (all units): $3,298

Your Rental Income: $3,298

Cashflow: $-3,909/mo

Annual: $-46,907/yr

Cash-on-Cash ROI: -53.5%

Cap Rate: 1.2% · DSCR: 0.15x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,909/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,687/mo (vs $-3,909/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,624/mo — saves $1,285/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-3,607/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-4,623/mo

STR vs LTR

-67%

BREAKEVEN OCC

96%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-3,909/mo · STR: $-4,623/mo · CoC ROI: -63.6%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$3,297/mo

RANGE

$3,297 – $3,297

CONFIDENCE

LOW

N/A

Our estimate $3,297/mo ✅ Inline with market

No comparable rentals found in 33177

Purchase + Close$717,910

Reno Cost$6,041

Holding (6mo)$43,239

Total All-In$767,190

ARV$716,223

Selling Costs 8%$57,298

Flip Profit$-108,265

Flip ROI-135%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,016	+$15,048	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$6,041

VALUE ADDED

+$19,223

OVERALL ROI

318%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (318%)
• Negative cashflow ($-3,909/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,909/mo)
• High cash requirement ($87,677)

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

21/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

11557 Broad Leaf Dr Single

Jacksonville, FL 32225 · 4bd/2.0ba · 1,535sf · Built 1982

$380,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $13,300

Loan Amount: $373,117

Fees / MIP: $6,417

Closing Costs: $11,400

Reserves (3mo): $7,839

Total Cash Needed: $32,539

Monthly Expenses

Mortgage P&I+MIP: $2,612.96

Property Tax: $617.50

Insurance: $204.67

HOA: $0.00

Maint + CapEx: $443.34

Vacancy + Mgmt: $352.20

Total: $4,230.66/mo

Returns

Market Rent (all units): $2,709

Your Rental Income: $2,709

Cashflow: $-1,521/mo

Annual: $-18,257/yr

Cash-on-Cash ROI: -56.1%

Cap Rate: 3.5% · DSCR: 0.42x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,521/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-744/mo (vs $-1,521/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-710/mo — saves $812/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-631/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,057/mo

STR vs LTR

-57%

BREAKEVEN OCC

67%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,521/mo · STR: $-2,057/mo · CoC ROI: -65.0%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,709/mo

RANGE

$2,709 – $2,709

CONFIDENCE

LOW

N/A

Our estimate $2,709/mo ✅ Inline with market

No comparable rentals found in 32225

Purchase + Close$391,400

Reno Cost$76,330

Holding (6mo)$25,384

Total All-In$493,114

ARV$518,342

Selling Costs 8%$41,467

Flip Profit$-16,240

Flip ROI-16%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~44 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,221	+$12,664	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$76,330

VALUE ADDED

+$138,342

OVERALL ROI

181%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$62,012)
• Excellent reno ROI (181%)
• Older build (1982) — high value-add potential
• Negative cashflow ($-1,521/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,521/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

11310 Peachtree Dr Single

Miami, FL 33161 · 3bd/3.0ba · 1,204sf · Built 1955

$699,999
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $55,999

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $21,000

Reserves (3mo): $13,767

Total Cash Needed: $90,766

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,137.50

Insurance: $160.53

HOA: $0.00

Maint + CapEx: $816.66

Vacancy + Mgmt: $359.22

Total: $7,062.81/mo

Returns

Market Rent (all units): $2,763

Your Rental Income: $2,763

Cashflow: $-4,300/mo

Annual: $-51,595/yr

Cash-on-Cash ROI: -56.8%

Cap Rate: 0.5% · DSCR: 0.06x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-4,300/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-3,093/mo (vs $-4,300/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-3,029/mo — saves $1,271/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-4,872/mo

STR vs LTR

-69%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-4,300/mo · STR: $-4,872/mo · CoC ROI: -66.2%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,763/mo

RANGE

$2,763 – $2,763

CONFIDENCE

LOW

N/A

Our estimate $2,763/mo ✅ Inline with market

No comparable rentals found in 33161

Purchase + Close$720,999

Reno Cost$93,101

Holding (6mo)$42,377

Total All-In$856,477

ARV$857,393

Selling Costs 8%$68,591

Flip Profit$-67,676

Flip ROI-40%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~71 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$11,438	+$12,582	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$93,101

VALUE ADDED

+$157,394

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$64,292)
• Excellent reno ROI (169%)
• Older build (1955) — high value-add potential
• Negative cashflow ($-4,300/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-4,300/mo)
• High cash requirement ($90,766)
• Has flip exit strategy if hold doesn't work
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

15/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

4720 Brierwood Rd Single

Jacksonville, FL 32257 · 3bd/2.0ba · 1,623sf · Built 1991

$364,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,772

Loan Amount: $358,291

Fees / MIP: $6,162

Closing Costs: $10,947

Reserves (3mo): $7,527

Total Cash Needed: $31,246

Monthly Expenses

Mortgage P&I+MIP: $2,509.12

Property Tax: $592.96

Insurance: $216.40

HOA: $0.00

Maint + CapEx: $425.71

Vacancy + Mgmt: $335.51

Total: $4,079.71/mo

Returns

Market Rent (all units): $2,581

Your Rental Income: $2,581

Cashflow: $-1,499/mo

Annual: $-17,986/yr

Cash-on-Cash ROI: -57.6%

Cap Rate: 3.3% · DSCR: 0.40x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,499/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-753/mo (vs $-1,499/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-720/mo — saves $779/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,305/mo

STR vs LTR

-69%

BREAKEVEN OCC

80%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,499/mo · STR: $-2,305/mo · CoC ROI: -78.9%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,580/mo

RANGE

$2,580 – $2,580

CONFIDENCE

LOW

N/A

Our estimate $2,580/mo ✅ Inline with market

No comparable rentals found in 32257

Purchase + Close$375,847

Reno Cost$68,285

Holding (6mo)$24,478

Total All-In$468,610

ARV$495,533

Selling Costs 8%$39,643

Flip Profit$-12,720

Flip ROI-14%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~35 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,463	+$13,390	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$68,285

VALUE ADDED

+$130,633

OVERALL ROI

191%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$62,348)
• Excellent reno ROI (191%)
• Aging property (1991) — renovation upside
• Negative cashflow ($-1,499/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,499/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

32/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

17 Kepner St Single

Cape Coral, FL 32839 · 3bd/2.0ba · 1,161sf · Built 1959

$318,999
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $11,165

Loan Amount: $313,221

Fees / MIP: $5,387

Closing Costs: $9,570

Reserves (3mo): $6,580

Total Cash Needed: $27,315

Monthly Expenses

Mortgage P&I+MIP: $2,193.50

Property Tax: $518.37

Insurance: $154.80

HOA: $0.00

Maint + CapEx: $372.16

Vacancy + Mgmt: $288.11

Total: $3,526.95/mo

Returns

Market Rent (all units): $2,216

Your Rental Income: $2,216

Cashflow: $-1,311/mo

Annual: $-15,728/yr

Cash-on-Cash ROI: -57.6%

Cap Rate: 3.3% · DSCR: 0.40x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,311/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-658/mo (vs $-1,311/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-629/mo — saves $681/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-827/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,828/mo

STR vs LTR

-60%

BREAKEVEN OCC

73%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,311/mo · STR: $-1,828/mo · CoC ROI: -68.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,216/mo

RANGE

$2,216 – $2,216

CONFIDENCE

LOW

N/A

Our estimate $2,216/mo ✅ Inline with market

No comparable rentals found in 32839

Purchase + Close$328,569

Reno Cost$86,701

Holding (6mo)$21,162

Total All-In$436,432

ARV$465,260

Selling Costs 8%$37,221

Flip Profit$-8,392

Flip ROI-8%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~67 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$11,030	+$12,132	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$86,701

VALUE ADDED

+$146,261

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$59,560)
• Excellent reno ROI (169%)
• Older build (1959) — high value-add potential
• Negative cashflow ($-1,311/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,311/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

4252 Pinewood Ave Single

Jacksonville, FL 32207 · 3bd/1.0ba · 1,209sf · Built 1946

$325,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $11,375

Loan Amount: $319,113

Fees / MIP: $5,488

Closing Costs: $9,750

Reserves (3mo): $6,704

Total Cash Needed: $27,829

Monthly Expenses

Mortgage P&I+MIP: $2,234.76

Property Tax: $528.12

Insurance: $161.20

HOA: $0.00

Maint + CapEx: $379.16

Vacancy + Mgmt: $293.23

Total: $3,596.49/mo

Returns

Market Rent (all units): $2,256

Your Rental Income: $2,256

Cashflow: $-1,341/mo

Annual: $-16,090/yr

Cash-on-Cash ROI: -57.8%

Cap Rate: 3.3% · DSCR: 0.40x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,341/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-676/mo (vs $-1,341/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-647/mo — saves $694/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-896/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,888/mo

STR vs LTR

-61%

BREAKEVEN OCC

74%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,341/mo · STR: $-1,888/mo · CoC ROI: -69.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,255/mo

RANGE

$2,255 – $2,255

CONFIDENCE

LOW

N/A

Our estimate $2,255/mo ✅ Inline with market

No comparable rentals found in 32207

Purchase + Close$334,750

Reno Cost$82,153

Holding (6mo)$21,579

Total All-In$438,482

ARV$463,346

Selling Costs 8%$37,068

Flip Profit$-12,204

Flip ROI-12%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~80 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$11,486	+$12,634	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$82,153

VALUE ADDED

+$138,346

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$56,192)
• Excellent reno ROI (168%)
• Older build (1946) — high value-add potential
• Negative cashflow ($-1,341/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,341/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

10203 Courtney Palms Blvd #103 Single

Tampa, FL 33619 · 2bd/2.0ba · 1,095sf · Built 2003

$185,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $6,475

Loan Amount: $181,649

Fees / MIP: $3,124

Closing Costs: $5,550

Reserves (3mo): $3,816

Total Cash Needed: $15,841

Monthly Expenses

Mortgage P&I+MIP: $1,272.09

Property Tax: $300.62

Insurance: $150.00

HOA: $450.00

Maint + CapEx: $215.84

Vacancy + Mgmt: $238.21

Total: $2,626.75/mo

Returns

Market Rent (all units): $1,832

Your Rental Income: $1,832

Cashflow: $-794/mo

Annual: $-9,533/yr

Cash-on-Cash ROI: -60.2%

Cap Rate: 3.1% · DSCR: 0.38x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-794/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-416/mo (vs $-794/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-399/mo — saves $395/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-1,433/mo

STR vs LTR

-68%

BREAKEVEN OCC

77%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-794/mo · STR: $-1,433/mo · CoC ROI: -80.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,832/mo

RANGE

$1,832 – $1,832

CONFIDENCE

LOW

N/A

Our estimate $1,832/mo ✅ Inline with market

No comparable rentals found in 33619

Purchase + Close$190,550

Reno Cost$51,456

Holding (6mo)$15,760

Total All-In$257,767

ARV$284,917

Selling Costs 8%$22,793

Flip Profit+$4,357

Flip ROI7%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~23 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,011	+$9,034	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~23 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$51,456

VALUE ADDED

+$99,917

OVERALL ROI

194%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$48,460)
• Excellent reno ROI (194%)
• Negative cashflow ($-794/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-794/mo)
• Low barrier to entry ($15,841 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

33/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

13711 N Gerona Dr Single

Jacksonville, FL 32224 · 4bd/3.0ba · 1,954sf · Built 2019

$450,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $15,750

Loan Amount: $441,849

Fees / MIP: $7,599

Closing Costs: $13,500

Reserves (3mo): $9,283

Total Cash Needed: $38,533

Monthly Expenses

Mortgage P&I+MIP: $3,094.29

Property Tax: $731.25

Insurance: $260.53

HOA: $0.00

Maint + CapEx: $525.00

Vacancy + Mgmt: $399.80

Total: $5,010.87/mo

Returns

Market Rent (all units): $3,075

Your Rental Income: $3,075

Cashflow: $-1,936/mo

Annual: $-23,226/yr

Cash-on-Cash ROI: -60.3%

Cap Rate: 3.1% · DSCR: 0.37x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,936/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,015/mo (vs $-1,936/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-974/mo — saves $961/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,411/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,730/mo

STR vs LTR

-64%

BREAKEVEN OCC

75%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,936/mo · STR: $-2,730/mo · CoC ROI: -77.0%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,075/mo

RANGE

$3,075 – $3,075

CONFIDENCE

LOW

N/A

Our estimate $3,075/mo ✅ Inline with market

No comparable rentals found in 32224

Purchase + Close$463,500

Reno Cost$10,448

Holding (6mo)$30,065

Total All-In$504,014

ARV$482,896

Selling Costs 8%$38,632

Flip Profit$-59,750

Flip ROI-151%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,374	+$16,120	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.
HIGH	Landscaping & Curb Appeal	$2,250	+$9,000	400%
📌 Curb appeal sets buyer/tenant first impressions. Highest ROI per dollar — typically done in 1–2 days.
HIGH	Light Fixture Update	$1,800	+$3,600	200%
📌 Replacing dated fixtures with modern LED pendants/recessed lights takes 1–2 days and dramatically modernizes the feel.

RENO COST

$10,448

VALUE ADDED

+$32,896

OVERALL ROI

315%

🔨 FIX & FLIP High Confidence

• Decent forced equity (+$22,447)
• Excellent reno ROI (315%)
• Negative cashflow ($-1,936/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,936/mo)

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

3906 Spence Ave Single

Tampa, FL 33614 · 4bd/3.0ba · 2,288sf · Built 1961

$490,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $17,150

Loan Amount: $481,125

Fees / MIP: $8,275

Closing Costs: $14,700

Reserves (3mo): $10,108

Total Cash Needed: $41,958

Monthly Expenses

Mortgage P&I+MIP: $3,369.34

Property Tax: $796.25

Insurance: $305.07

HOA: $0.00

Maint + CapEx: $571.66

Vacancy + Mgmt: $435.17

Total: $5,477.49/mo

Returns

Market Rent (all units): $3,347

Your Rental Income: $3,347

Cashflow: $-2,130/mo

Annual: $-25,560/yr

Cash-on-Cash ROI: -60.9%

Cap Rate: 3.0% · DSCR: 0.37x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,130/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,128/mo (vs $-2,130/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,084/mo — saves $1,046/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,877/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-3,133/mo

STR vs LTR

-69%

BREAKEVEN OCC

79%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-2,130/mo · STR: $-3,133/mo · CoC ROI: -83.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,347/mo

RANGE

$3,347 – $3,347

CONFIDENCE

LOW

N/A

Our estimate $3,347/mo ✅ Inline with market

No comparable rentals found in 33614

Purchase + Close$504,700

Reno Cost$115,161

Holding (6mo)$32,865

Total All-In$652,726

ARV$685,713

Selling Costs 8%$54,857

Flip Profit$-21,870

Flip ROI-15%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~65 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$21,736	+$23,910	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$115,161

VALUE ADDED

+$195,713

OVERALL ROI

170%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$80,552)
• Excellent reno ROI (170%)
• Older build (1961) — high value-add potential
• Negative cashflow ($-2,130/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,130/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

4120 W Northa St #6 Single

Tampa, FL 33609 · 4bd/3.5ba · 2,038sf · Built 2024

$689,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $45,000

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $20,670

Reserves (3mo): $13,767

Total Cash Needed: $79,437

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,119.62

Insurance: $271.73

HOA: $270.00

Maint + CapEx: $803.84

Vacancy + Mgmt: $445.90

Total: $7,499.98/mo

Returns

Market Rent (all units): $3,430

Your Rental Income: $3,430

Cashflow: $-4,070/mo

Annual: $-48,840/yr

Cash-on-Cash ROI: -61.5%

Cap Rate: 0.9% · DSCR: 0.11x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-4,070/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,810/mo (vs $-4,070/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,747/mo — saves $1,323/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-3,900/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-4,899/mo

STR vs LTR

-68%

BREAKEVEN OCC

99%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-4,070/mo · STR: $-4,899/mo · CoC ROI: -74.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,429/mo

RANGE

$3,429 – $3,429

CONFIDENCE

LOW

N/A

Our estimate $3,429/mo ✅ Inline with market

No comparable rentals found in 33609

Purchase + Close$709,670

Reno Cost$6,630

Holding (6mo)$45,000

Total All-In$761,299

ARV$709,988

Selling Costs 8%$56,799

Flip Profit$-108,110

Flip ROI-150%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,604	+$16,814	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$6,630

VALUE ADDED

+$20,988

OVERALL ROI

317%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (317%)
• Negative cashflow ($-4,070/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-4,070/mo)
• High cash requirement ($79,437)

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

24/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

6604 White Blossom Ct #10H Single

Jacksonville, FL 32258 · 3bd/2.0ba · 1,857sf · Built 2007

$289,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $10,115

Loan Amount: $283,765

Fees / MIP: $4,880

Closing Costs: $8,670

Reserves (3mo): $5,962

Total Cash Needed: $24,747

Monthly Expenses

Mortgage P&I+MIP: $1,987.22

Property Tax: $469.62

Insurance: $247.60

HOA: $133.00

Maint + CapEx: $337.16

Vacancy + Mgmt: $284.02

Total: $3,458.63/mo

Returns

Market Rent (all units): $2,185

Your Rental Income: $2,185

Cashflow: $-1,274/mo

Annual: $-15,287/yr

Cash-on-Cash ROI: -61.8%

Cap Rate: 3.0% · DSCR: 0.36x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,274/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-683/mo (vs $-1,274/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-657/mo — saves $617/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-759/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,836/mo

STR vs LTR

-66%

BREAKEVEN OCC

73%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,274/mo · STR: $-1,836/mo · CoC ROI: -73.1%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,184/mo

RANGE

$2,184 – $2,184

CONFIDENCE

LOW

N/A

Our estimate $2,184/mo ✅ Inline with market

No comparable rentals found in 32258

Purchase + Close$297,670

Reno Cost$58,124

Holding (6mo)$20,752

Total All-In$376,546

ARV$403,890

Selling Costs 8%$32,311

Flip Profit$-4,967

Flip ROI-6%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~19 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,107	+$15,320	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~19 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$58,124

VALUE ADDED

+$114,890

OVERALL ROI

198%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$56,766)
• Excellent reno ROI (198%)
• Negative cashflow ($-1,274/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,274/mo)
• Low barrier to entry ($24,747 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

32/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

12210 Dove Ridge Dr Single

Jacksonville, FL 32225 · 3bd/2.0ba · 2,017sf · Built 1988

$440,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $15,400

Loan Amount: $432,030

Fees / MIP: $7,430

Closing Costs: $13,200

Reserves (3mo): $9,077

Total Cash Needed: $37,677

Monthly Expenses

Mortgage P&I+MIP: $3,025.53

Property Tax: $715.00

Insurance: $268.93

HOA: $24.00

Maint + CapEx: $513.34

Vacancy + Mgmt: $381.78

Total: $4,928.58/mo

Returns

Market Rent (all units): $2,937

Your Rental Income: $2,937

Cashflow: $-1,992/mo

Annual: $-23,902/yr

Cash-on-Cash ROI: -63.4%

Cap Rate: 2.8% · DSCR: 0.34x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,992/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,092/mo (vs $-1,992/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,052/mo — saves $940/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-3,041/mo

STR vs LTR

-75%

BREAKEVEN OCC

90%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,992/mo · STR: $-3,041/mo · CoC ROI: -91.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,936/mo

RANGE

$2,936 – $2,936

CONFIDENCE

LOW

N/A

Our estimate $2,936/mo ✅ Inline with market

No comparable rentals found in 32225

Purchase + Close$453,200

Reno Cost$72,559

Holding (6mo)$29,571

Total All-In$555,331

ARV$580,443

Selling Costs 8%$46,435

Flip Profit$-21,323

Flip ROI-21%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~38 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,547	+$16,640	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$72,559

VALUE ADDED

+$140,443

OVERALL ROI

194%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$67,884)
• Excellent reno ROI (194%)
• Aging property (1988) — renovation upside
• Negative cashflow ($-1,992/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,992/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

3075 Preserve Landing Dr Single

Jacksonville, FL 32226 · 5bd/4.0ba · 3,538sf · Built 2004

$640,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $22,400

Loan Amount: $628,408

Fees / MIP: $10,808

Closing Costs: $19,200

Reserves (3mo): $13,202

Total Cash Needed: $54,802

Monthly Expenses

Mortgage P&I+MIP: $4,400.77

Property Tax: $1,040.00

Insurance: $471.73

HOA: $73.00

Maint + CapEx: $746.66

Vacancy + Mgmt: $567.61

Total: $7,299.78/mo

Returns

Market Rent (all units): $4,366

Your Rental Income: $4,366

Cashflow: $-2,934/mo

Annual: $-35,203/yr

Cash-on-Cash ROI: -64.2%

Cap Rate: 2.8% · DSCR: 0.33x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,934/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,625/mo (vs $-2,934/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,567/mo — saves $1,367/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-4,914/mo

STR vs LTR

-86%

BREAKEVEN OCC

98%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $630
Management (20%): $900
Utilities: $575
Taxes (12%): $540
Other: $460

FURNITURE SETUP

Furniture: $11,500
Appliances: $800
Kitchen + Linens: $1,350
Electronics: $600
Decor + Supplies: $700
Total Setup: $15,250

🛡

LTR is safer bet

LTR: $-2,934/mo · STR: $-4,914/mo · CoC ROI: -103.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$4,366/mo

RANGE

$4,366 – $4,366

CONFIDENCE

LOW

N/A

Our estimate $4,366/mo ✅ Inline with market

No comparable rentals found in 32226

Purchase + Close$659,200

Reno Cost$82,782

Holding (6mo)$43,799

Total All-In$785,781

ARV$806,047

Selling Costs 8%$64,484

Flip Profit$-44,218

Flip ROI-36%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~22 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$9,730	+$29,188	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~22 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$82,782

VALUE ADDED

+$166,047

OVERALL ROI

201%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$83,264)
• Excellent reno ROI (201%)
• Negative cashflow ($-2,934/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,934/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

30/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

14219 Wellesley Dr Single

Tampa, FL 33624 · 2bd/2.5ba · 1,408sf · Built 1984

$275,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $9,625

Loan Amount: $270,019

Fees / MIP: $4,644

Closing Costs: $8,250

Reserves (3mo): $5,673

Total Cash Needed: $23,548

Monthly Expenses

Mortgage P&I+MIP: $1,890.95

Property Tax: $446.88

Insurance: $187.73

HOA: $235.00

Maint + CapEx: $320.84

Vacancy + Mgmt: $269.93

Total: $3,351.31/mo

Returns

Market Rent (all units): $2,076

Your Rental Income: $2,076

Cashflow: $-1,275/mo

Annual: $-15,300/yr

Cash-on-Cash ROI: -65.0%

Cap Rate: 2.7% · DSCR: 0.33x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,275/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-713/mo (vs $-1,275/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-688/mo — saves $587/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-2,036/mo

STR vs LTR

-74%

BREAKEVEN OCC

89%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-1,275/mo · STR: $-2,036/mo · CoC ROI: -89.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,076/mo

RANGE

$2,076 – $2,076

CONFIDENCE

LOW

N/A

Our estimate $2,076/mo ✅ Inline with market

No comparable rentals found in 33624

Purchase + Close$283,250

Reno Cost$74,952

Holding (6mo)$20,108

Total All-In$378,310

ARV$410,179

Selling Costs 8%$32,814

Flip Profit$-945

Flip ROI-1%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~42 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,872	+$11,616	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$74,952

VALUE ADDED

+$135,179

OVERALL ROI

180%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$60,227)
• Excellent reno ROI (180%)
• Older build (1984) — high value-add potential
• Negative cashflow ($-1,275/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,275/mo)
• Low barrier to entry ($23,548 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

12301 Kernan Forest Blvd #202 Single

Jacksonville, FL 32225 · 3bd/2.0ba · 1,530sf · Built 2005

$254,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $8,922

Loan Amount: $250,283

Fees / MIP: $4,305

Closing Costs: $7,647

Reserves (3mo): $5,258

Total Cash Needed: $21,827

Monthly Expenses

Mortgage P&I+MIP: $1,752.74

Property Tax: $414.21

Insurance: $204.00

HOA: $362.00

Maint + CapEx: $297.39

Vacancy + Mgmt: $275.70

Total: $3,306.04/mo

Returns

Market Rent (all units): $2,121

Your Rental Income: $2,121

Cashflow: $-1,185/mo

Annual: $-14,223/yr

Cash-on-Cash ROI: -65.2%

Cap Rate: 2.7% · DSCR: 0.32x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,185/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-664/mo (vs $-1,185/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-641/mo — saves $544/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-606/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,714/mo

STR vs LTR

-62%

BREAKEVEN OCC

71%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,185/mo · STR: $-1,714/mo · CoC ROI: -73.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,120/mo

RANGE

$2,120 – $2,120

CONFIDENCE

LOW

N/A

Our estimate $2,120/mo ✅ Inline with market

No comparable rentals found in 32225

Purchase + Close$262,547

Reno Cost$55,262

Holding (6mo)$19,836

Total All-In$337,646

ARV$363,364

Selling Costs 8%$29,069

Flip Profit$-3,350

Flip ROI-5%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~21 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,208	+$12,622	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~21 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$55,262

VALUE ADDED

+$108,464

OVERALL ROI

196%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$53,202)
• Excellent reno ROI (196%)
• Negative cashflow ($-1,185/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,185/mo)
• Low barrier to entry ($21,827 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

4825 Highridge Ct Single

Cape Coral, FL 32839 · 3bd/2.0ba · 1,581sf · Built 1992

$405,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $14,175

Loan Amount: $397,664

Fees / MIP: $6,839

Closing Costs: $12,150

Reserves (3mo): $8,355

Total Cash Needed: $34,680

Monthly Expenses

Mortgage P&I+MIP: $2,784.86

Property Tax: $658.12

Insurance: $210.80

HOA: $23.00

Maint + CapEx: $472.50

Vacancy + Mgmt: $338.39

Total: $4,487.68/mo

Returns

Market Rent (all units): $2,603

Your Rental Income: $2,603

Cashflow: $-1,885/mo

Annual: $-22,615/yr

Cash-on-Cash ROI: -65.2%

Cap Rate: 2.7% · DSCR: 0.32x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,885/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,056/mo (vs $-1,885/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,020/mo — saves $865/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,661/mo

STR vs LTR

-69%

BREAKEVEN OCC

85%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,885/mo · STR: $-2,661/mo · CoC ROI: -84.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,603/mo

RANGE

$2,603 – $2,603

CONFIDENCE

LOW

N/A

Our estimate $2,603/mo ✅ Inline with market

No comparable rentals found in 32839

Purchase + Close$417,150

Reno Cost$67,829

Holding (6mo)$26,926

Total All-In$511,905

ARV$534,587

Selling Costs 8%$42,767

Flip Profit$-20,085

Flip ROI-21%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~34 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,348	+$13,043	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$67,829

VALUE ADDED

+$129,587

OVERALL ROI

191%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$61,758)
• Excellent reno ROI (191%)
• Aging property (1992) — renovation upside
• Negative cashflow ($-1,885/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,885/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

11904 Trevino Pl Single

Tampa, FL 33624 · 4bd/2.0ba · 1,957sf · Built 1982

$500,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $17,500

Loan Amount: $490,944

Fees / MIP: $8,444

Closing Costs: $15,000

Reserves (3mo): $10,314

Total Cash Needed: $42,814

Monthly Expenses

Mortgage P&I+MIP: $3,438.10

Property Tax: $812.50

Insurance: $260.93

HOA: $20.00

Maint + CapEx: $583.34

Vacancy + Mgmt: $408.18

Total: $5,523.05/mo

Returns

Market Rent (all units): $3,140

Your Rental Income: $3,140

Cashflow: $-2,383/mo

Annual: $-28,598/yr

Cash-on-Cash ROI: -66.8%

Cap Rate: 2.5% · DSCR: 0.31x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,383/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,361/mo (vs $-2,383/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,315/mo — saves $1,068/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,923/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-3,176/mo

STR vs LTR

-65%

BREAKEVEN OCC

80%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-2,383/mo · STR: $-3,176/mo · CoC ROI: -83.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,139/mo

RANGE

$3,139 – $3,139

CONFIDENCE

LOW

N/A

Our estimate $3,139/mo ✅ Inline with market

No comparable rentals found in 33624

Purchase + Close$515,000

Reno Cost$80,908

Holding (6mo)$33,138

Total All-In$629,047

ARV$648,849

Selling Costs 8%$51,908

Flip Profit$-32,105

Flip ROI-28%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~44 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,382	+$16,145	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$80,908

VALUE ADDED

+$148,849

OVERALL ROI

184%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$67,941)
• Excellent reno ROI (184%)
• Older build (1982) — high value-add potential
• Negative cashflow ($-2,383/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,383/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

589 Del Rio St Single

Cape Coral, FL 32839 · 4bd/2.0ba · 1,688sf · Built 1970

$474,500
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $16,608

Loan Amount: $465,906

Fees / MIP: $8,013

Closing Costs: $14,235

Reserves (3mo): $9,788

Total Cash Needed: $40,631

Monthly Expenses

Mortgage P&I+MIP: $3,262.76

Property Tax: $771.06

Insurance: $225.07

HOA: $0.00

Maint + CapEx: $553.59

Vacancy + Mgmt: $380.78

Total: $5,193.25/mo

Returns

Market Rent (all units): $2,929

Your Rental Income: $2,929

Cashflow: $-2,264/mo

Annual: $-27,170/yr

Cash-on-Cash ROI: -66.9%

Cap Rate: 2.5% · DSCR: 0.31x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,264/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,294/mo (vs $-2,264/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,251/mo — saves $1,013/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,593/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,889/mo

STR vs LTR

-61%

BREAKEVEN OCC

76%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-2,264/mo · STR: $-2,889/mo · CoC ROI: -78.5%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,929/mo

RANGE

$2,929 – $2,929

CONFIDENCE

LOW

N/A

Our estimate $2,929/mo ✅ Inline with market

No comparable rentals found in 32839

Purchase + Close$488,735

Reno Cost$97,426

Holding (6mo)$31,160

Total All-In$617,320

ARV$639,391

Selling Costs 8%$51,151

Flip Profit$-29,081

Flip ROI-23%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~56 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$16,036	+$17,640	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$97,426

VALUE ADDED

+$164,891

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$67,465)
• Excellent reno ROI (169%)
• Older build (1970) — high value-add potential
• Negative cashflow ($-2,264/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,264/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

4515 Bradley Ave Single

Cape Coral, FL 32839 · 4bd/3.0ba · 1,852sf · Built 1960

$500,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $17,500

Loan Amount: $490,944

Fees / MIP: $8,444

Closing Costs: $15,000

Reserves (3mo): $10,314

Total Cash Needed: $42,814

Monthly Expenses

Mortgage P&I+MIP: $3,438.10

Property Tax: $812.50

Insurance: $246.93

HOA: $0.00

Maint + CapEx: $583.34

Vacancy + Mgmt: $399.10

Total: $5,479.97/mo

Returns

Market Rent (all units): $3,070

Your Rental Income: $3,070

Cashflow: $-2,410/mo

Annual: $-28,919/yr

Cash-on-Cash ROI: -67.5%

Cap Rate: 2.5% · DSCR: 0.30x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,410/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,388/mo (vs $-2,410/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,342/mo — saves $1,068/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,880/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-3,136/mo

STR vs LTR

-64%

BREAKEVEN OCC

79%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-2,410/mo · STR: $-3,136/mo · CoC ROI: -82.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,070/mo

RANGE

$3,070 – $3,070

CONFIDENCE

LOW

N/A

Our estimate $3,070/mo ✅ Inline with market

No comparable rentals found in 32839

Purchase + Close$515,000

Reno Cost$106,288

Holding (6mo)$32,880

Total All-In$654,168

ARV$680,301

Selling Costs 8%$54,424

Flip Profit$-28,291

Flip ROI-20%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~66 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$17,594	+$19,353	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$106,288

VALUE ADDED

+$180,301

OVERALL ROI

170%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$74,012)
• Excellent reno ROI (170%)
• Older build (1960) — high value-add potential
• Negative cashflow ($-2,410/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,410/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

5108 Legacy Oaks Dr Fl , Single

Cape Coral, FL 32839 · 5bd/3.0ba · 2,812sf · Built 2007

$625,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $21,875

Loan Amount: $613,680

Fees / MIP: $10,555

Closing Costs: $18,750

Reserves (3mo): $12,893

Total Cash Needed: $53,518

Monthly Expenses

Mortgage P&I+MIP: $4,297.62

Property Tax: $1,015.62

Insurance: $374.93

HOA: $0.00

Maint + CapEx: $729.16

Vacancy + Mgmt: $502.40

Total: $6,919.75/mo

Returns

Market Rent (all units): $3,865

Your Rental Income: $3,865

Cashflow: $-3,055/mo

Annual: $-36,661/yr

Cash-on-Cash ROI: -68.5%

Cap Rate: 2.4% · DSCR: 0.29x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,055/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,777/mo (vs $-3,055/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,720/mo — saves $1,335/mo.

👥 Rent by Room

Rent 5 rooms at ~$900/room = $4,500/mo. Projected cashflow: $-2,420/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-4,578/mo

STR vs LTR

-81%

BREAKEVEN OCC

95%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $630
Management (20%): $900
Utilities: $575
Taxes (12%): $540
Other: $460

FURNITURE SETUP

Furniture: $11,500
Appliances: $800
Kitchen + Linens: $1,350
Electronics: $600
Decor + Supplies: $700
Total Setup: $15,250

🛡

LTR is safer bet

LTR: $-3,055/mo · STR: $-4,578/mo · CoC ROI: -98.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,864/mo

RANGE

$3,864 – $3,864

CONFIDENCE

LOW

N/A

Our estimate $3,864/mo ✅ Inline with market

No comparable rentals found in 32839

Purchase + Close$643,750

Reno Cost$71,455

Holding (6mo)$41,518

Total All-In$756,724

ARV$767,718

Selling Costs 8%$61,417

Flip Profit$-50,423

Flip ROI-45%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~19 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$7,733	+$23,199	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~19 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$71,455

VALUE ADDED

+$142,718

OVERALL ROI

200%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$71,263)
• Excellent reno ROI (200%)
• Negative cashflow ($-3,055/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,055/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

5418 Chenault Ave Single

Cape Coral, FL 32839 · 3bd/2.0ba · 1,556sf · Built 1959

$429,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $15,046

Loan Amount: $422,113

Fees / MIP: $7,260

Closing Costs: $12,897

Reserves (3mo): $8,868

Total Cash Needed: $36,812

Monthly Expenses

Mortgage P&I+MIP: $2,956.08

Property Tax: $698.59

Insurance: $207.47

HOA: $16.00

Maint + CapEx: $501.55

Vacancy + Mgmt: $340.28

Total: $4,719.97/mo

Returns

Market Rent (all units): $2,618

Your Rental Income: $2,618

Cashflow: $-2,102/mo

Annual: $-25,229/yr

Cash-on-Cash ROI: -68.5%

Cap Rate: 2.4% · DSCR: 0.29x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,102/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,223/mo (vs $-2,102/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,184/mo — saves $918/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,861/mo

STR vs LTR

-69%

BREAKEVEN OCC

88%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-2,102/mo · STR: $-2,861/mo · CoC ROI: -87.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,617/mo

RANGE

$2,617 – $2,617

CONFIDENCE

LOW

N/A

Our estimate $2,617/mo ✅ Inline with market

No comparable rentals found in 32839

Purchase + Close$442,797

Reno Cost$94,740

Holding (6mo)$28,320

Total All-In$565,856

ARV$590,125

Selling Costs 8%$47,210

Flip Profit$-22,942

Flip ROI-19%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~67 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$14,782	+$16,260	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$94,740

VALUE ADDED

+$160,225

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$65,485)
• Excellent reno ROI (169%)
• Older build (1959) — high value-add potential
• Negative cashflow ($-2,102/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,102/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

6908 N Lynn Ave Single

Tampa, FL 33604 · 3bd/2.0ba · 1,269sf · Built 1974

$400,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $14,000

Loan Amount: $392,755

Fees / MIP: $6,755

Closing Costs: $12,000

Reserves (3mo): $8,251

Total Cash Needed: $34,251

Monthly Expenses

Mortgage P&I+MIP: $2,750.48

Property Tax: $650.00

Insurance: $169.20

HOA: $0.00

Maint + CapEx: $466.66

Vacancy + Mgmt: $310.62

Total: $4,346.96/mo

Returns

Market Rent (all units): $2,389

Your Rental Income: $2,389

Cashflow: $-1,958/mo

Annual: $-23,491/yr

Cash-on-Cash ROI: -68.6%

Cap Rate: 2.4% · DSCR: 0.29x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,958/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,140/mo (vs $-1,958/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,103/mo — saves $854/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-1,647/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,537/mo

STR vs LTR

-64%

BREAKEVEN OCC

83%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,958/mo · STR: $-2,537/mo · CoC ROI: -81.5%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,389/mo

RANGE

$2,389 – $2,389

CONFIDENCE

LOW

N/A

Our estimate $2,389/mo ✅ Inline with market

No comparable rentals found in 33604

Purchase + Close$412,000

Reno Cost$88,899

Holding (6mo)$26,082

Total All-In$526,981

ARV$550,079

Selling Costs 8%$44,006

Flip Profit$-20,908

Flip ROI-18%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~52 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$12,056	+$13,261	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$88,899

VALUE ADDED

+$150,079

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$61,180)
• Excellent reno ROI (169%)
• Older build (1974) — high value-add potential
• Negative cashflow ($-1,958/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,958/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

11715 N 51st St Single

Tampa, FL 33617 · 2bd/2.0ba · 1,689sf · Built 1957

$395,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $13,825

Loan Amount: $387,846

Fees / MIP: $6,671

Closing Costs: $11,850

Reserves (3mo): $8,148

Total Cash Needed: $33,823

Monthly Expenses

Mortgage P&I+MIP: $2,716.10

Property Tax: $641.88

Insurance: $225.20

HOA: $0.00

Maint + CapEx: $460.84

Vacancy + Mgmt: $313.71

Total: $4,357.72/mo

Returns

Market Rent (all units): $2,413

Your Rental Income: $2,413

Cashflow: $-1,945/mo

Annual: $-23,334/yr

Cash-on-Cash ROI: -69.0%

Cap Rate: 2.3% · DSCR: 0.28x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,945/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,137/mo (vs $-1,945/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,101/mo — saves $844/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-2,874/mo

STR vs LTR

-80%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-1,945/mo · STR: $-2,874/mo · CoC ROI: -98.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,413/mo

RANGE

$2,413 – $2,413

CONFIDENCE

LOW

N/A

Our estimate $2,413/mo ✅ Inline with market

No comparable rentals found in 33617

Purchase + Close$406,850

Reno Cost$97,446

Holding (6mo)$26,146

Total All-In$530,442

ARV$559,926

Selling Costs 8%$44,794

Flip Profit$-15,310

Flip ROI-12%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~69 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$16,046	+$17,650	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$97,446

VALUE ADDED

+$164,926

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$67,480)
• Excellent reno ROI (169%)
• Older build (1957) — high value-add potential
• Negative cashflow ($-1,945/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,945/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

5205 Chenault Ave Single

Cape Coral, FL 32839 · 3bd/2.0ba · 1,374sf · Built 1959

$420,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $14,700

Loan Amount: $412,393

Fees / MIP: $7,093

Closing Costs: $12,600

Reserves (3mo): $8,664

Total Cash Needed: $35,964

Monthly Expenses

Mortgage P&I+MIP: $2,888.00

Property Tax: $682.50

Insurance: $183.20

HOA: $0.00

Maint + CapEx: $490.00

Vacancy + Mgmt: $322.94

Total: $4,566.64/mo

Returns

Market Rent (all units): $2,484

Your Rental Income: $2,484

Cashflow: $-2,082/mo

Annual: $-24,990/yr

Cash-on-Cash ROI: -69.5%

Cap Rate: 2.3% · DSCR: 0.28x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,082/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,224/mo (vs $-2,082/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,185/mo — saves $897/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-1,867/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,727/mo

STR vs LTR

-66%

BREAKEVEN OCC

86%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-2,082/mo · STR: $-2,727/mo · CoC ROI: -84.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,484/mo

RANGE

$2,484 – $2,484

CONFIDENCE

LOW

N/A

Our estimate $2,484/mo ✅ Inline with market

No comparable rentals found in 32839

Purchase + Close$432,600

Reno Cost$91,036

Holding (6mo)$27,400

Total All-In$551,036

ARV$573,791

Selling Costs 8%$45,903

Flip Profit$-23,148

Flip ROI-20%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~67 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$13,053	+$14,358	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$91,036

VALUE ADDED

+$153,791

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$62,755)
• Excellent reno ROI (169%)
• Older build (1959) — high value-add potential
• Negative cashflow ($-2,082/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,082/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

4601 N Emerald Ave Single

Tampa, FL 33614 · 3bd/2.0ba · 1,439sf · Built 1958

$430,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $15,050

Loan Amount: $422,212

Fees / MIP: $7,262

Closing Costs: $12,900

Reserves (3mo): $8,870

Total Cash Needed: $36,820

Monthly Expenses

Mortgage P&I+MIP: $2,956.77

Property Tax: $698.75

Insurance: $191.87

HOA: $0.00

Maint + CapEx: $501.66

Vacancy + Mgmt: $330.18

Total: $4,679.24/mo

Returns

Market Rent (all units): $2,540

Your Rental Income: $2,540

Cashflow: $-2,139/mo

Annual: $-25,672/yr

Cash-on-Cash ROI: -69.7%

Cap Rate: 2.3% · DSCR: 0.28x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,139/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,260/mo (vs $-2,139/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,221/mo — saves $918/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-1,979/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,824/mo

STR vs LTR

-67%

BREAKEVEN OCC

87%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-2,139/mo · STR: $-2,824/mo · CoC ROI: -86.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,539/mo

RANGE

$2,539 – $2,539

CONFIDENCE

LOW

N/A

Our estimate $2,539/mo ✅ Inline with market

No comparable rentals found in 33614

Purchase + Close$442,900

Reno Cost$92,359

Holding (6mo)$28,075

Total All-In$563,334

ARV$586,089

Selling Costs 8%$46,887

Flip Profit$-24,133

Flip ROI-20%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~68 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$13,670	+$15,038	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$92,359

VALUE ADDED

+$156,089

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$63,730)
• Excellent reno ROI (169%)
• Older build (1958) — high value-add potential
• Negative cashflow ($-2,139/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,139/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

2851 Post St Single

Jacksonville, FL 32205 · 4bd/2.5ba · 2,178sf · Built 1917

$565,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $19,775

Loan Amount: $554,766

Fees / MIP: $9,541

Closing Costs: $16,950

Reserves (3mo): $11,655

Total Cash Needed: $48,380

Monthly Expenses

Mortgage P&I+MIP: $3,885.05

Property Tax: $918.12

Insurance: $290.40

HOA: $0.00

Maint + CapEx: $659.16

Vacancy + Mgmt: $437.85

Total: $6,190.59/mo

Returns

Market Rent (all units): $3,368

Your Rental Income: $3,368

Cashflow: $-2,823/mo

Annual: $-33,870/yr

Cash-on-Cash ROI: -70.0%

Cap Rate: 2.3% · DSCR: 0.27x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,823/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,667/mo (vs $-2,823/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,616/mo — saves $1,207/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-2,591/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-3,750/mo

STR vs LTR

-69%

BREAKEVEN OCC

86%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-2,823/mo · STR: $-3,750/mo · CoC ROI: -89.9%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,368/mo

RANGE

$3,368 – $3,368

CONFIDENCE

LOW

N/A

Our estimate $3,368/mo ✅ Inline with market

No comparable rentals found in 32205

Purchase + Close$581,950

Reno Cost$107,397

Holding (6mo)$37,144

Total All-In$726,491

ARV$747,212

Selling Costs 8%$59,777

Flip Profit$-39,056

Flip ROI-27%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~109 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$20,691	+$22,760	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$107,397

VALUE ADDED

+$182,212

OVERALL ROI

170%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$74,815)
• Excellent reno ROI (170%)
• Older build (1917) — high value-add potential
• Negative cashflow ($-2,823/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,823/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

30/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

18507 Country Crest Pl Single

Tampa, FL 33647 · 3bd/2.0ba · 2,371sf · Built 1994

$535,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $18,725

Loan Amount: $525,310

Fees / MIP: $9,035

Closing Costs: $16,050

Reserves (3mo): $11,036

Total Cash Needed: $45,811

Monthly Expenses

Mortgage P&I+MIP: $3,678.77

Property Tax: $869.38

Insurance: $316.13

HOA: $52.00

Maint + CapEx: $624.16

Vacancy + Mgmt: $427.82

Total: $5,968.26/mo

Returns

Market Rent (all units): $3,291

Your Rental Income: $3,291

Cashflow: $-2,677/mo

Annual: $-32,128/yr

Cash-on-Cash ROI: -70.1%

Cap Rate: 2.2% · DSCR: 0.27x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,677/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,583/mo (vs $-2,677/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,535/mo — saves $1,143/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-3,943/mo

STR vs LTR

-80%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-2,677/mo · STR: $-3,943/mo · CoC ROI: -102.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,290/mo

RANGE

$3,290 – $3,290

CONFIDENCE

LOW

N/A

Our estimate $3,290/mo ✅ Inline with market

No comparable rentals found in 33647

Purchase + Close$551,050

Reno Cost$76,400

Holding (6mo)$35,810

Total All-In$663,260

ARV$684,258

Selling Costs 8%$54,741

Flip Profit$-33,743

Flip ROI-30%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~32 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$6,520	+$19,561	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$76,400

VALUE ADDED

+$149,258

OVERALL ROI

195%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$72,858)
• Excellent reno ROI (195%)
• Aging property (1994) — renovation upside
• Negative cashflow ($-2,677/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,677/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

32/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

7110 Hollowell Dr Single

Tampa, FL 33634 · 3bd/2.0ba · 1,482sf · Built 1986

$440,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $15,400

Loan Amount: $432,030

Fees / MIP: $7,430

Closing Costs: $13,200

Reserves (3mo): $9,077

Total Cash Needed: $37,677

Monthly Expenses

Mortgage P&I+MIP: $3,025.53

Property Tax: $715.00

Insurance: $197.60

HOA: $20.00

Maint + CapEx: $513.34

Vacancy + Mgmt: $335.53

Total: $4,806.99/mo

Returns

Market Rent (all units): $2,581

Your Rental Income: $2,581

Cashflow: $-2,226/mo

Annual: $-26,712/yr

Cash-on-Cash ROI: -70.9%

Cap Rate: 2.2% · DSCR: 0.26x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,226/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,326/mo (vs $-2,226/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,286/mo — saves $940/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,937/mo

STR vs LTR

-68%

BREAKEVEN OCC

89%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-2,226/mo · STR: $-2,937/mo · CoC ROI: -88.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,580/mo

RANGE

$2,580 – $2,580

CONFIDENCE

LOW

N/A

Our estimate $2,580/mo ✅ Inline with market

No comparable rentals found in 33634

Purchase + Close$453,200

Reno Cost$66,755

Holding (6mo)$28,842

Total All-In$548,797

ARV$567,122

Selling Costs 8%$45,370

Flip Profit$-27,045

Flip ROI-28%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~40 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,076	+$12,226	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$66,755

VALUE ADDED

+$127,122

OVERALL ROI

190%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$60,367)
• Excellent reno ROI (190%)
• Aging property (1986) — renovation upside
• Negative cashflow ($-2,226/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,226/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

30/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

5349 Hansel Ave #1 Single

Cape Coral, FL 32809 · 1bd/1.0ba · 730sf · Built 1970

$140,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $4,900

Loan Amount: $137,464

Fees / MIP: $2,364

Closing Costs: $4,200

Reserves (3mo): $2,888

Total Cash Needed: $11,988

Monthly Expenses

Mortgage P&I+MIP: $962.67

Property Tax: $227.50

Insurance: $150.00

HOA: $393.00

Maint + CapEx: $163.34

Vacancy + Mgmt: $176.54

Total: $2,073.04/mo

Returns

Market Rent (all units): $1,358

Your Rental Income: $1,358

Cashflow: $-715/mo

Annual: $-8,580/yr

Cash-on-Cash ROI: -71.6%

Cap Rate: 2.1% · DSCR: 0.26x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-715/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-429/mo (vs $-715/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-416/mo — saves $299/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$120

OCCUPANCY

60%

GROSS / MO

$2,160

STR CASHFLOW

$-1,273/mo

STR vs LTR

-77%

BREAKEVEN OCC

86%

STR EXPENSES BREAKDOWN

Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213

FURNITURE SETUP

Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450

🛡

LTR is safer bet

LTR: $-715/mo · STR: $-1,273/mo · CoC ROI: -92.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,358/mo

RANGE

$1,358 – $1,358

CONFIDENCE

LOW

N/A

Our estimate $1,358/mo ✅ Inline with market

No comparable rentals found in 32809

Purchase + Close$144,200

Reno Cost$72,406

Holding (6mo)$12,438

Total All-In$229,044

ARV$261,413

Selling Costs 8%$20,913

Flip Profit+$11,456

Flip ROI14%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~56 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$6,935	+$7,628	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$72,406

VALUE ADDED

+$121,413

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$49,008)
• Excellent reno ROI (168%)
• Older build (1970) — high value-add potential
• Negative cashflow ($-715/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-715/mo)
• Low barrier to entry ($11,988 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

34/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

500 NW 120th St Single

Miami, FL 33168 · 2bd/1.0ba · 1,664sf · Built 1953

$425,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $14,875

Loan Amount: $417,302

Fees / MIP: $7,177

Closing Costs: $12,750

Reserves (3mo): $8,767

Total Cash Needed: $36,392

Monthly Expenses

Mortgage P&I+MIP: $2,922.38

Property Tax: $690.62

Insurance: $221.87

HOA: $0.00

Maint + CapEx: $495.84

Vacancy + Mgmt: $316.42

Total: $4,647.13/mo

Returns

Market Rent (all units): $2,434

Your Rental Income: $2,434

Cashflow: $-2,213/mo

Annual: $-26,557/yr

Cash-on-Cash ROI: -73.0%

Cap Rate: 2.0% · DSCR: 0.24x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,213/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,344/mo (vs $-2,213/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,305/mo — saves $908/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-3,145/mo

STR vs LTR

-81%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-2,213/mo · STR: $-3,145/mo · CoC ROI: -101.9%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,434/mo

RANGE

$2,434 – $2,434

CONFIDENCE

LOW

N/A

Our estimate $2,434/mo ✅ Inline with market

No comparable rentals found in 33168

Purchase + Close$437,750

Reno Cost$91,412

Holding (6mo)$27,883

Total All-In$557,045

ARV$579,430

Selling Costs 8%$46,354

Flip Profit$-23,970

Flip ROI-20%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~73 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$15,808	+$17,389	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$91,412

VALUE ADDED

+$154,430

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$63,018)
• Excellent reno ROI (169%)
• Older build (1953) — high value-add potential
• Negative cashflow ($-2,213/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,213/mo)
• Has flip exit strategy if hold doesn't work
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

28/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

3591 Kernan Blvd S #208 Single

Jacksonville, FL 32224 · 1bd/1.0ba · 803sf · Built 2005

$179,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $6,265

Loan Amount: $175,758

Fees / MIP: $3,023

Closing Costs: $5,370

Reserves (3mo): $3,693

Total Cash Needed: $15,328

Monthly Expenses

Mortgage P&I+MIP: $1,230.84

Property Tax: $290.88

Insurance: $150.00

HOA: $323.00

Maint + CapEx: $208.84

Vacancy + Mgmt: $189.85

Total: $2,393.40/mo

Returns

Market Rent (all units): $1,460

Your Rental Income: $1,460

Cashflow: $-933/mo

Annual: $-11,196/yr

Cash-on-Cash ROI: -73.0%

Cap Rate: 2.0% · DSCR: 0.24x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-933/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-567/mo (vs $-933/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-551/mo — saves $382/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$120

OCCUPANCY

60%

GROSS / MO

$2,160

STR CASHFLOW

$-1,535/mo

STR vs LTR

-79%

BREAKEVEN OCC

93%

STR EXPENSES BREAKDOWN

Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213

FURNITURE SETUP

Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450

🛡

LTR is safer bet

LTR: $-933/mo · STR: $-1,535/mo · CoC ROI: -96.5%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,460/mo

RANGE

$1,460 – $1,460

CONFIDENCE

LOW

N/A

Our estimate $1,460/mo ✅ Inline with market

No comparable rentals found in 32224

Purchase + Close$184,370

Reno Cost$43,926

Holding (6mo)$14,360

Total All-In$242,657

ARV$264,116

Selling Costs 8%$21,129

Flip Profit+$330

Flip ROI1%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~21 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$2,208	+$6,625	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~21 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$43,926

VALUE ADDED

+$85,116

OVERALL ROI

194%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$41,190)
• Excellent reno ROI (194%)
• Negative cashflow ($-933/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-933/mo)
• Low barrier to entry ($15,328 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

5441 Hansel Ave Unit J15 Single

Cape Coral, FL 32809 · 2bd/2.0ba · 981sf · Built 1970

$189,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $6,646

Loan Amount: $186,460

Fees / MIP: $3,207

Closing Costs: $5,697

Reserves (3mo): $3,917

Total Cash Needed: $16,261

Monthly Expenses

Mortgage P&I+MIP: $1,305.79

Property Tax: $308.59

Insurance: $150.00

HOA: $534.00

Maint + CapEx: $221.55

Vacancy + Mgmt: $228.10

Total: $2,748.03/mo

Returns

Market Rent (all units): $1,755

Your Rental Income: $1,755

Cashflow: $-993/mo

Annual: $-11,920/yr

Cash-on-Cash ROI: -73.3%

Cap Rate: 2.0% · DSCR: 0.24x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-993/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-605/mo (vs $-993/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-588/mo — saves $406/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-1,559/mo

STR vs LTR

-66%

BREAKEVEN OCC

80%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-993/mo · STR: $-1,559/mo · CoC ROI: -86.0%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,754/mo

RANGE

$1,754 – $1,754

CONFIDENCE

LOW

N/A

Our estimate $1,754/mo ✅ Inline with market

No comparable rentals found in 32809

Purchase + Close$195,597

Reno Cost$83,038

Holding (6mo)$16,488

Total All-In$295,124

ARV$329,798

Selling Costs 8%$26,384

Flip Profit+$8,291

Flip ROI9%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~56 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$9,320	+$10,251	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$83,038

VALUE ADDED

+$139,898

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$56,860)
• Excellent reno ROI (168%)
• Older build (1970) — high value-add potential
• Negative cashflow ($-993/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-993/mo)
• Low barrier to entry ($16,261 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

220 14Th St Single

Hollywood, FL 33051 · 5bd/5.0ba · 3,545sf · Built 2021

$425,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $14,875

Loan Amount: $417,302

Fees / MIP: $7,177

Closing Costs: $12,750

Reserves (3mo): $8,767

Total Cash Needed: $36,392

Monthly Expenses

Mortgage P&I+MIP: $2,922.38

Property Tax: $690.62

Insurance: $472.67

HOA: $0.00

Maint + CapEx: $495.84

Vacancy + Mgmt: $351.49

Total: $4,932.99/mo

Returns

Market Rent (all units): $2,704

Your Rental Income: $2,704

Cashflow: $-2,229/mo

Annual: $-26,751/yr

Cash-on-Cash ROI: -73.5%

Cap Rate: 2.0% · DSCR: 0.24x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,229/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,360/mo (vs $-2,229/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,322/mo — saves $908/mo.

👥 Rent by Room

Rent 5 rooms at ~$900/room = $4,500/mo. Projected cashflow: $-433/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-3,015/mo

STR vs LTR

-78%

BREAKEVEN OCC

77%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $630
Management (20%): $900
Utilities: $575
Taxes (12%): $540
Other: $460

FURNITURE SETUP

Furniture: $11,500
Appliances: $800
Kitchen + Linens: $1,350
Electronics: $600
Decor + Supplies: $700
Total Setup: $15,250

🛡

LTR is safer bet

LTR: $-2,229/mo · STR: $-3,015/mo · CoC ROI: -84.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,703/mo

RANGE

$2,703 – $2,703

CONFIDENCE

LOW

N/A

Our estimate $2,703/mo ✅ Inline with market

No comparable rentals found in 33051

Purchase + Close$437,750

Reno Cost$10,774

Holding (6mo)$29,598

Total All-In$478,122

ARV$458,421

Selling Costs 8%$36,674

Flip Profit$-56,374

Flip ROI-147%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$9,749	+$29,246	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$10,774

VALUE ADDED

+$33,421

OVERALL ROI

310%

🔨 FIX & FLIP High Confidence

• Decent forced equity (+$22,648)
• Excellent reno ROI (310%)
• Negative cashflow ($-2,229/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,229/mo)

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

27/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Monroe County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

7415 S Elliott St Single

Tampa, FL 33616 · 5bd/3.5ba · 2,160sf · Built 2007

$605,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $21,175

Loan Amount: $594,042

Fees / MIP: $10,217

Closing Costs: $18,150

Reserves (3mo): $12,480

Total Cash Needed: $51,805

Monthly Expenses

Mortgage P&I+MIP: $4,160.10

Property Tax: $983.12

Insurance: $288.00

HOA: $0.00

Maint + CapEx: $705.84

Vacancy + Mgmt: $442.80

Total: $6,579.85/mo

Returns

Market Rent (all units): $3,406

Your Rental Income: $3,406

Cashflow: $-3,174/mo

Annual: $-38,085/yr

Cash-on-Cash ROI: -73.5%

Cap Rate: 2.0% · DSCR: 0.24x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,174/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,937/mo (vs $-3,174/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,882/mo — saves $1,292/mo.

👥 Rent by Room

Rent 5 rooms at ~$900/room = $4,500/mo. Projected cashflow: $-2,080/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-4,286/mo

STR vs LTR

-75%

BREAKEVEN OCC

92%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $630
Management (20%): $900
Utilities: $575
Taxes (12%): $540
Other: $460

FURNITURE SETUP

Furniture: $11,500
Appliances: $800
Kitchen + Linens: $1,350
Electronics: $600
Decor + Supplies: $700
Total Setup: $15,250

🛡

LTR is safer bet

LTR: $-3,174/mo · STR: $-4,286/mo · CoC ROI: -94.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,406/mo

RANGE

$3,406 – $3,406

CONFIDENCE

LOW

N/A

Our estimate $3,406/mo ✅ Inline with market

No comparable rentals found in 33616

Purchase + Close$623,150

Reno Cost$65,750

Holding (6mo)$39,479

Total All-In$728,379

ARV$734,906

Selling Costs 8%$58,793

Flip Profit$-52,265

Flip ROI-50%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~19 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,940	+$17,820	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~19 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$65,750

VALUE ADDED

+$129,906

OVERALL ROI

198%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$64,156)
• Excellent reno ROI (198%)
• Negative cashflow ($-3,174/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,174/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

27/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

5307 Hansel Ave Unit D8 Single

Cape Coral, FL 32809 · 2bd/2.0ba · 1,071sf · Built 1970

$200,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $7,000

Loan Amount: $196,378

Fees / MIP: $3,378

Closing Costs: $6,000

Reserves (3mo): $4,126

Total Cash Needed: $17,126

Monthly Expenses

Mortgage P&I+MIP: $1,375.24

Property Tax: $325.00

Insurance: $150.00

HOA: $568.00

Maint + CapEx: $233.34

Vacancy + Mgmt: $238.34

Total: $2,889.92/mo

Returns

Market Rent (all units): $1,833

Your Rental Income: $1,833

Cashflow: $-1,056/mo

Annual: $-12,678/yr

Cash-on-Cash ROI: -74.0%

Cap Rate: 1.9% · DSCR: 0.23x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,056/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-648/mo (vs $-1,056/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-629/mo — saves $427/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-1,679/mo

STR vs LTR

-68%

BREAKEVEN OCC

82%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-1,056/mo · STR: $-1,679/mo · CoC ROI: -89.9%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,833/mo

RANGE

$1,833 – $1,833

CONFIDENCE

LOW

N/A

Our estimate $1,833/mo ✅ Inline with market

No comparable rentals found in 32809

Purchase + Close$206,000

Reno Cost$84,870

Holding (6mo)$17,340

Total All-In$308,209

ARV$343,080

Selling Costs 8%$27,446

Flip Profit+$7,424

Flip ROI8%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~56 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$10,174	+$11,192	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$84,870

VALUE ADDED

+$143,080

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$58,210)
• Excellent reno ROI (169%)
• Older build (1970) — high value-add potential
• Negative cashflow ($-1,056/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,056/mo)
• Low barrier to entry ($17,126 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

6911 SW 147th Ave Unit 2H Single

Miami, FL 33193 · 3bd/2.0ba · 1,700sf · Built 1973

$380,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $13,300

Loan Amount: $373,117

Fees / MIP: $6,417

Closing Costs: $11,400

Reserves (3mo): $7,839

Total Cash Needed: $32,539

Monthly Expenses

Mortgage P&I+MIP: $2,612.96

Property Tax: $617.50

Insurance: $226.67

HOA: $521.00

Maint + CapEx: $443.34

Vacancy + Mgmt: $360.10

Total: $4,781.55/mo

Returns

Market Rent (all units): $2,770

Your Rental Income: $2,770

Cashflow: $-2,012/mo

Annual: $-24,139/yr

Cash-on-Cash ROI: -74.2%

Cap Rate: 1.9% · DSCR: 0.23x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,012/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,235/mo (vs $-2,012/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,200/mo — saves $812/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,990/mo

STR vs LTR

-72%

BREAKEVEN OCC

90%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-2,012/mo · STR: $-2,990/mo · CoC ROI: -99.5%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,769/mo

RANGE

$2,769 – $2,769

CONFIDENCE

LOW

N/A

Our estimate $2,769/mo ✅ Inline with market

No comparable rentals found in 33193

Purchase + Close$391,400

Reno Cost$97,670

Holding (6mo)$28,689

Total All-In$517,759

ARV$545,315

Selling Costs 8%$43,625

Flip Profit$-16,069

Flip ROI-13%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~53 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$16,150	+$17,765	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$97,670

VALUE ADDED

+$165,315

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$67,645)
• Excellent reno ROI (169%)
• Older build (1973) — high value-add potential
• Negative cashflow ($-2,012/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,012/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

27/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

Unit 15H Single

Cape Coral, FL 32809 · 1bd/1.0ba · 730sf · Built 1970

$145,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $5,106

Loan Amount: $143,257

Fees / MIP: $2,464

Closing Costs: $4,377

Reserves (3mo): $3,010

Total Cash Needed: $12,493

Monthly Expenses

Mortgage P&I+MIP: $1,003.24

Property Tax: $237.09

Insurance: $150.00

HOA: $400.00

Maint + CapEx: $170.21

Vacancy + Mgmt: $177.50

Total: $2,138.04/mo

Returns

Market Rent (all units): $1,365

Your Rental Income: $1,365

Cashflow: $-773/mo

Annual: $-9,272/yr

Cash-on-Cash ROI: -74.2%

Cap Rate: 1.9% · DSCR: 0.23x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-773/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-474/mo (vs $-773/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-461/mo — saves $312/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$120

OCCUPANCY

60%

GROSS / MO

$2,160

STR CASHFLOW

$-1,331/mo

STR vs LTR

-77%

BREAKEVEN OCC

88%

STR EXPENSES BREAKDOWN

Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213

FURNITURE SETUP

Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450

🛡

LTR is safer bet

LTR: $-773/mo · STR: $-1,331/mo · CoC ROI: -94.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,365/mo

RANGE

$1,365 – $1,365

CONFIDENCE

LOW

N/A

Our estimate $1,365/mo ✅ Inline with market

No comparable rentals found in 32809

Purchase + Close$150,277

Reno Cost$72,406

Holding (6mo)$12,828

Total All-In$235,511

ARV$267,313

Selling Costs 8%$21,385

Flip Profit+$10,417

Flip ROI13%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~56 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$6,935	+$7,628	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$72,406

VALUE ADDED

+$121,413

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$49,008)
• Excellent reno ROI (168%)
• Older build (1970) — high value-add potential
• Negative cashflow ($-773/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-773/mo)
• Low barrier to entry ($12,493 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

5407 Hansel Ave Unit G12 Single

Cape Coral, FL 32809 · 1bd/1.0ba · 730sf · Built 1970

$150,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $5,250

Loan Amount: $147,283

Fees / MIP: $2,533

Closing Costs: $4,500

Reserves (3mo): $3,094

Total Cash Needed: $12,844

Monthly Expenses

Mortgage P&I+MIP: $1,031.43

Property Tax: $243.75

Insurance: $150.00

HOA: $393.00

Maint + CapEx: $175.00

Vacancy + Mgmt: $178.17

Total: $2,171.35/mo

Returns

Market Rent (all units): $1,370

Your Rental Income: $1,370

Cashflow: $-801/mo

Annual: $-9,610/yr

Cash-on-Cash ROI: -74.8%

Cap Rate: 1.8% · DSCR: 0.22x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-801/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-494/mo (vs $-801/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-480/mo — saves $320/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$120

OCCUPANCY

60%

GROSS / MO

$2,160

STR CASHFLOW

$-1,358/mo

STR vs LTR

-77%

BREAKEVEN OCC

88%

STR EXPENSES BREAKDOWN

Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213

FURNITURE SETUP

Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450

🛡

LTR is safer bet

LTR: $-801/mo · STR: $-1,358/mo · CoC ROI: -94.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,370/mo

RANGE

$1,370 – $1,370

CONFIDENCE

LOW

N/A

Our estimate $1,370/mo ✅ Inline with market

No comparable rentals found in 32809

Purchase + Close$154,500

Reno Cost$72,406

Holding (6mo)$13,028

Total All-In$239,934

ARV$271,413

Selling Costs 8%$21,713

Flip Profit+$9,766

Flip ROI12%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~56 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$6,935	+$7,628	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$72,406

VALUE ADDED

+$121,413

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$49,008)
• Excellent reno ROI (168%)
• Older build (1970) — high value-add potential
• Negative cashflow ($-801/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-801/mo)
• Low barrier to entry ($12,844 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

13419 Eudora Pl Single

Tampa, FL 33626 · 3bd/2.0ba · 1,520sf · Built 1993

$488,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $17,080

Loan Amount: $479,161

Fees / MIP: $8,241

Closing Costs: $14,640

Reserves (3mo): $10,067

Total Cash Needed: $41,787

Monthly Expenses

Mortgage P&I+MIP: $3,355.59

Property Tax: $793.00

Insurance: $202.67

HOA: $32.00

Maint + CapEx: $569.34

Vacancy + Mgmt: $346.61

Total: $5,299.20/mo

Returns

Market Rent (all units): $2,666

Your Rental Income: $2,666

Cashflow: $-2,633/mo

Annual: $-31,595/yr

Cash-on-Cash ROI: -75.6%

Cap Rate: 1.8% · DSCR: 0.22x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,633/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,635/mo (vs $-2,633/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,591/mo — saves $1,042/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-3,364/mo

STR vs LTR

-69%

BREAKEVEN OCC

95%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-2,633/mo · STR: $-3,364/mo · CoC ROI: -93.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,666/mo

RANGE

$2,666 – $2,666

CONFIDENCE

LOW

N/A

Our estimate $2,666/mo ✅ Inline with market

No comparable rentals found in 33626

Purchase + Close$502,640

Reno Cost$67,167

Holding (6mo)$31,795

Total All-In$601,602

ARV$616,068

Selling Costs 8%$49,285

Flip Profit$-34,820

Flip ROI-35%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~33 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,180	+$12,540	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$67,167

VALUE ADDED

+$128,068

OVERALL ROI

191%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$60,901)
• Excellent reno ROI (191%)
• Aging property (1993) — renovation upside
• Negative cashflow ($-2,633/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,633/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

24/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

5323 Hansel Ave Unit E14 Single

Cape Coral, FL 32809 · 3bd/2.0ba · 1,341sf · Built 1970

$215,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $7,525

Loan Amount: $211,106

Fees / MIP: $3,631

Closing Costs: $6,450

Reserves (3mo): $4,435

Total Cash Needed: $18,410

Monthly Expenses

Mortgage P&I+MIP: $1,478.38

Property Tax: $349.38

Insurance: $178.80

HOA: $710.00

Maint + CapEx: $250.84

Vacancy + Mgmt: $265.98

Total: $3,233.37/mo

Returns

Market Rent (all units): $2,046

Your Rental Income: $2,046

Cashflow: $-1,187/mo

Annual: $-14,249/yr

Cash-on-Cash ROI: -77.4%

Cap Rate: 1.6% · DSCR: 0.20x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,187/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-748/mo (vs $-1,187/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-728/mo — saves $459/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-533/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,688/mo

STR vs LTR

-58%

BREAKEVEN OCC

71%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,187/mo · STR: $-1,688/mo · CoC ROI: -80.0%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,045/mo

RANGE

$2,045 – $2,045

CONFIDENCE

LOW

N/A

Our estimate $2,045/mo ✅ Inline with market

No comparable rentals found in 32809

Purchase + Close$221,450

Reno Cost$90,364

Holding (6mo)$19,400

Total All-In$331,215

ARV$367,624

Selling Costs 8%$29,410

Flip Profit+$7,000

Flip ROI7%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~56 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$12,740	+$14,013	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$90,364

VALUE ADDED

+$152,624

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$62,260)
• Excellent reno ROI (169%)
• Older build (1970) — high value-add potential
• Negative cashflow ($-1,187/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,187/mo)
• Low barrier to entry ($18,410 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

12999 SW 132nd Ter Single

Miami, FL 33186 · 3bd/2.5ba · 1,733sf · Built 2008

$535,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $18,725

Loan Amount: $525,310

Fees / MIP: $9,035

Closing Costs: $16,050

Reserves (3mo): $11,036

Total Cash Needed: $45,811

Monthly Expenses

Mortgage P&I+MIP: $3,678.77

Property Tax: $869.38

Insurance: $231.07

HOA: $0.00

Maint + CapEx: $624.16

Vacancy + Mgmt: $359.07

Total: $5,762.45/mo

Returns

Market Rent (all units): $2,762

Your Rental Income: $2,762

Cashflow: $-3,000/mo

Annual: $-36,004/yr

Cash-on-Cash ROI: -78.6%

Cap Rate: 1.5% · DSCR: 0.18x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,000/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,906/mo (vs $-3,000/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,858/mo — saves $1,143/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-3,792/mo

STR vs LTR

-73%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-3,000/mo · STR: $-3,792/mo · CoC ROI: -98.7%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,762/mo

RANGE

$2,762 – $2,762

CONFIDENCE

LOW

N/A

Our estimate $2,762/mo ✅ Inline with market

No comparable rentals found in 33186

Purchase + Close$551,050

Reno Cost$49,539

Holding (6mo)$34,575

Total All-In$635,163

ARV$637,703

Selling Costs 8%$51,016

Flip Profit$-48,476

Flip ROI-57%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,766	+$14,297	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~18 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.
HIGH	Luxury Vinyl Plank (LVP)	$10,398	+$19,756	190%
📌 Waterproof LVP is ideal for Miami's humidity and withstands tenant use — low maintenance, 25-yr lifespan.

RENO COST

$49,539

VALUE ADDED

+$102,703

OVERALL ROI

207%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$53,165)
• Excellent reno ROI (207%)
• Negative cashflow ($-3,000/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,000/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

23/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

1306 E North Bay St Single

Tampa, FL 33603 · 3bd/2.0ba · 1,864sf · Built 2020

$649,999
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $22,750

Loan Amount: $638,226

Fees / MIP: $10,977

Closing Costs: $19,500

Reserves (3mo): $13,409

Total Cash Needed: $55,658

Monthly Expenses

Mortgage P&I+MIP: $4,469.52

Property Tax: $1,056.25

Insurance: $248.53

HOA: $0.00

Maint + CapEx: $758.34

Vacancy + Mgmt: $402.68

Total: $6,935.31/mo

Returns

Market Rent (all units): $3,098

Your Rental Income: $3,098

Cashflow: $-3,838/mo

Annual: $-46,054/yr

Cash-on-Cash ROI: -82.7%

Cap Rate: 1.2% · DSCR: 0.14x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,838/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,509/mo (vs $-3,838/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,450/mo — saves $1,388/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-4,774/mo

STR vs LTR

-76%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-3,838/mo · STR: $-4,774/mo · CoC ROI: -106.9%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,097/mo

RANGE

$3,097 – $3,097

CONFIDENCE

LOW

N/A

Our estimate $3,097/mo ✅ Inline with market

No comparable rentals found in 33603

Purchase + Close$669,499

Reno Cost$10,201

Holding (6mo)$41,612

Total All-In$721,312

ARV$682,152

Selling Costs 8%$54,572

Flip Profit$-93,732

Flip ROI-179%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,126	+$15,378	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.
HIGH	Landscaping & Curb Appeal	$2,250	+$9,000	400%
📌 Curb appeal sets buyer/tenant first impressions. Highest ROI per dollar — typically done in 1–2 days.
HIGH	Light Fixture Update	$1,800	+$3,600	200%
📌 Replacing dated fixtures with modern LED pendants/recessed lights takes 1–2 days and dramatically modernizes the feel.

RENO COST

$10,201

VALUE ADDED

+$32,153

OVERALL ROI

315%

🔨 FIX & FLIP High Confidence

• Decent forced equity (+$21,952)
• Excellent reno ROI (315%)
• Negative cashflow ($-3,838/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,838/mo)

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

21/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

9013 SW 8th Ter Single

Miami, FL 33174 · 3bd/2.0ba · 1,224sf · Built 1980

$560,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $19,600

Loan Amount: $549,857

Fees / MIP: $9,457

Closing Costs: $16,800

Reserves (3mo): $11,552

Total Cash Needed: $47,952

Monthly Expenses

Mortgage P&I+MIP: $3,850.67

Property Tax: $910.00

Insurance: $163.20

HOA: $0.00

Maint + CapEx: $653.34

Vacancy + Mgmt: $332.72

Total: $5,909.93/mo

Returns

Market Rent (all units): $2,559

Your Rental Income: $2,559

Cashflow: $-3,351/mo

Annual: $-40,206/yr

Cash-on-Cash ROI: -83.8%

Cap Rate: 1.1% · DSCR: 0.13x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,351/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,205/mo (vs $-3,351/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,155/mo — saves $1,196/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-3,910/mo

STR vs LTR

-67%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-3,351/mo · STR: $-3,910/mo · CoC ROI: -98.3%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,559/mo

RANGE

$2,559 – $2,559

CONFIDENCE

LOW

N/A

Our estimate $2,559/mo ✅ Inline with market

No comparable rentals found in 33174

Purchase + Close$576,800

Reno Cost$72,955

Holding (6mo)$35,460

Total All-In$685,215

ARV$690,598

Selling Costs 8%$55,248

Flip Profit$-49,865

Flip ROI-46%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~46 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,366	+$10,098	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$72,955

VALUE ADDED

+$130,598

OVERALL ROI

179%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$57,642)
• Excellent reno ROI (179%)
• Older build (1980) — high value-add potential
• Negative cashflow ($-3,351/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,351/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

23/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

501 E Sparkman Ave Single

Tampa, FL 33602 · 3bd/2.0ba · 1,350sf · Built 1994

$595,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $20,825

Loan Amount: $584,223

Fees / MIP: $10,048

Closing Costs: $17,850

Reserves (3mo): $12,274

Total Cash Needed: $50,949

Monthly Expenses

Mortgage P&I+MIP: $4,091.34

Property Tax: $966.88

Insurance: $180.00

HOA: $0.00

Maint + CapEx: $694.16

Vacancy + Mgmt: $349.31

Total: $6,281.69/mo

Returns

Market Rent (all units): $2,687

Your Rental Income: $2,687

Cashflow: $-3,595/mo

Annual: $-43,137/yr

Cash-on-Cash ROI: -84.7%

Cap Rate: 1.0% · DSCR: 0.12x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,595/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,378/mo (vs $-3,595/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,324/mo — saves $1,271/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-4,210/mo

STR vs LTR

-68%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-3,595/mo · STR: $-4,210/mo · CoC ROI: -101.0%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,686/mo

RANGE

$2,686 – $2,686

CONFIDENCE

LOW

N/A

Our estimate $2,686/mo ✅ Inline with market

No comparable rentals found in 33602

Purchase + Close$612,850

Reno Cost$65,322

Holding (6mo)$37,690

Total All-In$715,863

ARV$718,835

Selling Costs 8%$57,507

Flip Profit$-54,534

Flip ROI-52%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~32 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,712	+$11,138	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$65,322

VALUE ADDED

+$123,835

OVERALL ROI

190%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$58,512)
• Excellent reno ROI (190%)
• Aging property (1994) — renovation upside
• Negative cashflow ($-3,595/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,595/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

21/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

9000 SW 24th St Unit 217A Single

Miami, FL 33165 · 2bd/1.5ba · 860sf · Built 1973

$289,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $10,115

Loan Amount: $283,765

Fees / MIP: $4,880

Closing Costs: $8,670

Reserves (3mo): $5,962

Total Cash Needed: $24,747

Monthly Expenses

Mortgage P&I+MIP: $1,987.22

Property Tax: $469.62

Insurance: $150.00

HOA: $384.00

Maint + CapEx: $337.16

Vacancy + Mgmt: $232.65

Total: $3,560.66/mo

Returns

Market Rent (all units): $1,790

Your Rental Income: $1,790

Cashflow: $-1,771/mo

Annual: $-21,253/yr

Cash-on-Cash ROI: -85.9%

Cap Rate: 0.9% · DSCR: 0.11x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,771/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,180/mo (vs $-1,771/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,154/mo — saves $617/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-2,272/mo

STR vs LTR

-68%

BREAKEVEN OCC

94%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-1,771/mo · STR: $-2,272/mo · CoC ROI: -96.7%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$1,789/mo

RANGE

$1,789 – $1,789

CONFIDENCE

LOW

N/A

Our estimate $1,789/mo ✅ Inline with market

No comparable rentals found in 33165

Purchase + Close$297,670

Reno Cost$75,051

Holding (6mo)$21,364

Total All-In$394,085

ARV$415,008

Selling Costs 8%$33,201

Flip Profit$-12,277

Flip ROI-13%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~53 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$8,170	+$8,987	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$75,051

VALUE ADDED

+$126,008

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$50,958)
• Excellent reno ROI (168%)
• Older build (1973) — high value-add potential
• Negative cashflow ($-1,771/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,771/mo)
• Low barrier to entry ($24,747 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

27/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

5605 SW 80th St Unit 10D Single

Miami, FL 33143 · 1bd/1.0ba · 665sf · Built 1950

$350,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,250

Loan Amount: $343,661

Fees / MIP: $5,911

Closing Costs: $10,500

Reserves (3mo): $7,220

Total Cash Needed: $29,970

Monthly Expenses

Mortgage P&I+MIP: $2,406.67

Property Tax: $568.75

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $408.34

Vacancy + Mgmt: $204.46

Total: $3,738.21/mo

Returns

Market Rent (all units): $1,573

Your Rental Income: $1,573

Cashflow: $-2,165/mo

Annual: $-25,986/yr

Cash-on-Cash ROI: -86.7%

Cap Rate: 0.8% · DSCR: 0.10x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,165/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,450/mo (vs $-2,165/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,418/mo — saves $747/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$120

OCCUPANCY

60%

GROSS / MO

$2,160

STR CASHFLOW

$-2,686/mo

STR vs LTR

-82%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213

FURNITURE SETUP

Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450

🛡

LTR is safer bet

LTR: $-2,165/mo · STR: $-2,686/mo · CoC ROI: -106.7%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$1,572/mo

RANGE

$1,572 – $1,572

CONFIDENCE

LOW

N/A

Our estimate $1,572/mo ✅ Inline with market

No comparable rentals found in 33143

Purchase + Close$360,500

Reno Cost$71,083

Holding (6mo)$22,429

Total All-In$454,012

ARV$469,115

Selling Costs 8%$37,529

Flip Profit$-22,426

Flip ROI-24%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~76 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$6,318	+$6,949	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$71,083

VALUE ADDED

+$119,115

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$48,032)
• Excellent reno ROI (168%)
• Older build (1950) — high value-add potential
• Negative cashflow ($-2,165/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,165/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

24/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

SpillFeed · live

View all →

Sofia R.4h ago

📊 ran AI analysis on

2001 Biscayne Blvd #2310

🔥 2001 Biscayne Blvd #2310 in Miami — -1.0% cap rate, Grade F

Carlos M.4h ago

💾 saved a deal

2001 Biscayne Blvd #2612

💾 saved 2001 Biscayne Blvd #2612 — $-1,377/mo cash flow F grade

SpillDeals v5 · Estimates only — verify before making offers

♥ Saved Properties

Florida Investment Property Deals — Graded A–F | SpillDeals

Property Breakdowns

1813 W 5th St SingleFL

7044 Red Robin Drive Dr Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

7065 Plymouth Grove Ct Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

6112 Black Filly Ln Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

5221 Chenault Ave Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

640 Radnor Ln Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

1954 Hubbard St Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

5116 Serena Dr Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

12675 Green Meadow Dr Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

1505 W Arch St #2 Single

Monthly Expenses

Returns

🏠 RENTAL COMPS