SpillDeals is a free real estate deal finder for Florida investors. Every property listing is automatically analyzed with cash flow projections, cap rate, ROI grade (A through F), and house hack scenarios. Updated daily with live FL listings.

What is a good cap rate for investment property in Florida?

A good cap rate in Florida is typically 5-8% for residential investment properties. In Miami-Dade, cap rates of 5-6% are common due to high appreciation. In markets like Hialeah, Homestead, and Opa-locka, you can find 7-9% cap rates. SpillDeals grades every property A through F based on cash flow, cap rate, and ROI so you can instantly identify the best deals.

What does an A-grade property mean on SpillDeals?

An A-grade property on SpillDeals is a top-tier investment with strong positive cash flow, a cap rate above 7%, and excellent ROI relative to the market. These are the rarest deals — typically cash flowing $500+/month after all expenses including mortgage, taxes, insurance, and maintenance.

How does SpillDeals analyze properties?

SpillDeals automatically calculates monthly cash flow, cap rate, cash-on-cash return, and overall ROI for every property using current market rent estimates, property taxes, insurance, HOA fees, and a 30-year fixed mortgage at current rates. It also models house hack scenarios for multi-unit properties and FHA loan scenarios for owner-occupants.

Is SpillDeals free to use?

Yes. SpillDeals is free to sign up and use. Free users can view C, D, and F-grade properties with full analysis. Pro users ($67/month, or $33.25/month billed annually as $399/yr) unlock all A and B-grade deals — the highest cash-flowing properties in Florida — plus unlimited access, deal alerts, advanced filters, and a 14-day free trial.

What is cash-on-cash return for real estate?

Cash-on-cash return (CoC ROI) measures your annual cash flow divided by the total cash you invested (down payment + closing costs). For example, if you invested $60,000 to buy a rental and it generates $6,000 in annual cash flow, your CoC ROI is 10%. SpillDeals calculates this automatically on every property using current mortgage rates and market rent estimates.

How do I find Section 8 investment properties in Florida?

Section 8 (Housing Choice Voucher) properties in Florida are regular rental properties that accept government-subsidized tenants. To find them: filter by the Section 8 tab on SpillDeals, which shows properties where HUD Fair Market Rents in that zip code exceed the estimated market rent — meaning Section 8 can pay you above-market rent. Jacksonville, Tampa, and Miami-Dade have the strongest Section 8 rental demand.

What is a DSCR loan and how does it work for Florida investors?

A DSCR (Debt Service Coverage Ratio) loan lets real estate investors qualify based on rental income instead of personal income or W-2s. The property must generate enough rent to cover 1.0–1.25x the monthly mortgage payment. DSCR loans are ideal for self-employed investors and those with multiple properties. Current DSCR rates in Florida range from 6.25%–7.50%. SpillDeals calculates DSCR for every property automatically.

What is the 1% rule for rental properties, and does it still work in Florida?

The 1% rule states that a rental property's monthly rent should equal at least 1% of its purchase price. For example, a $200,000 home should rent for $2,000/month. In Florida's current market (2026), the 1% rule is hard to hit in most coastal markets but achievable in Jacksonville, parts of Tampa, and smaller markets like Daytona Beach and Lakeland. SpillDeals shows the rent-to-price ratio on every listing so you can spot these deals instantly.

How often are properties updated on SpillDeals?

SpillDeals pulls live listing data from MLS and public sources daily. The scraper runs every 20–30 minutes, continuously ingesting new listings and updating prices. New properties are automatically analyzed and graded within minutes of appearing. Pro users get priority access to new listings as they hit the database.

Can I use SpillDeals to find fix and flip properties in Florida?

Yes. SpillDeals has a dedicated Flip tab that shows properties with high ARV (after-repair value) potential. The analysis estimates rehab costs, projected resale price, and profit margin on every fix-and-flip opportunity. Filter by condition, grade, and maximum renovation budget to find deals that fit your criteria.

What Florida cities have the best rental property cash flow in 2026?

The top Florida cities for rental cash flow in 2026 are: 1) Jacksonville (7.2% avg cap rate, strong rent-to-price ratio), 2) Tampa East/Sulphur Springs (6.8% cap rate, affordable duplexes), 3) Orlando/Kissimmee (6.5% cap rate, STR demand), 4) Fort Myers/Cape Coral (6.1% cap rate, post-hurricane buying opportunities), and 5) Miami/Hialeah (5.8% cap rate, strong appreciation). SpillDeals shows live deals from all of these markets.

What is house hacking and how does it work in Florida?

House hacking means buying a multi-unit property (duplex, triplex, or fourplex), living in one unit, and renting the others. The rental income covers your mortgage — often making your housing free or profitable. In Florida, FHA loans let you buy a 2-4 unit property with just 3.5% down, as long as you live in one unit. SpillDeals shows house hack scenarios on all multi-unit properties, including estimated rent from the other units and net housing cost.

SpillDeals | FL Investment Property Deals — Graded A-F

FL 🌴 Miami ⛵ Fort Lauderdale 🏌️ Palm Beach 🌉 Tampa 🎡 Orlando 🏙️ Jacksonville 🦅 Naples 🎨 Sarasota 🚤 Cape Coral 🌊 Port St Lucie 🏎️ Daytona Beach 🎓 Gainesville 🐎 Ocala 🏛️ Tallahassee 🏖️ Pensacola 🦢 Lakeland

Quick Filter:

All Multi-Unit Single Refreshing Florida markets...

147 of 197 properties · ✕ Clear filters · Refreshing Florida markets...

3 A · 57 F

Deal gradesA — 12%+ ROI 🔒B — 8%+ ROI 🔒C — 5%+ ROI ✓ FreeA & B unlock with Pro

⚡ Go Pro

Grade

Cash+ only

$70,000🔒 Pro Deal

$70,000

541 Linwood Ave, Jacksonville

3bd1ba Single1,330sf $53/sf Built 1928

Monthly Cashflow+$689/mo

CoC ROI

••.•%

Rent Est

$•,•••/mo

Cap Rate

•.•%

🔓 Unlock Pro

$79,900🔒 Pro Deal

$79,900

1310 Neva St, Jacksonville

3bd1ba Single990sf $81/sf Built 1945

Monthly Cashflow+$637/mo

CoC ROI

••.•%

Rent Est

$•,•••/mo

Cap Rate

•.•%

🔓 Unlock Pro

$114,900🔒 Pro Deal

$114,900

6303 Hyde Park Hvn, Jacksonville

3bd2ba Single1,364sf $84/sf Built 1955

Monthly Cashflow+$324/mo

CoC ROI

••.•%

Rent Est

$•,•••/mo

Cap Rate

•.•%

🔓 Unlock Pro

$150,000💡 🏦 DSCR 25%dn: +$163/mo

$150,000

3636 Hartsfield Forest Cir, Jacksonville

3bd2ba Single1,701sf $88/sf Built 2013

Cashflow

$-3/mo

CoC ROI

-0.3%

Rent Est

$1,924/mo

HUD FMR · GRM 6.5

Cap Rate

8.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: +$107/mo🏦 DSCR 25%dn: +$163/mo

🏠 Listing

$160,000💡 🏦 DSCR 25%dn: +$108/mo

$160,000

8149 Justin Rd S, West Palm Beach

🏘️ S8 +42%

3bd2ba Single1,658sf $97/sf Built 1984

Cashflow

$-78/mo

CoC ROI

-6.8%

Rent Est

$1,943/mo

HUD FMR · GRM 6.9

Cap Rate

7.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: +$49/mo🏦 DSCR 25%dn: +$108/mo

🏠 Listing

🏆

🔒 Unlock full financials, cashflow projections, and loan analysis for every deal

3 Grade A/B deals locked — Pro only locked — Pro members see all A/B grade deals

⚡ Start Free Trial

$195,000💡 🏦 DSCR 25%dn: +$43/mo

$195,000

2225 Thiervy Dr, West Palm Beach

🏘️ S8 +29%

3bd2ba Single1,260sf $155/sf Built 1959

Cashflow

$-203/mo

CoC ROI

-14.6%

Rent Est

$2,127/mo

HUD FMR · GRM 7.6

Cap Rate

7.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-28/mo🏦 DSCR 25%dn: +$43/mo

🏠 Listing

$190,000💡 🏦 DSCR 25%dn: +$21/mo

$190,000

474 Laurina St, West Palm Beach

🏘️ S8 +36%

3bd1ba Single1,122sf $169/sf Built 1949

Cashflow

$-222/mo

CoC ROI

-16.3%

Rent Est

$2,029/mo

HUD FMR · GRM 7.8

Cap Rate

6.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-48/mo🏦 DSCR 25%dn: +$21/mo

🏠 Listing

$200,000💡 🏦 DSCR 25%dn: $-7/mo

$200,000

2417 W 25th St, Jacksonville

4bd2ba Single2,280sf $88/sf Built 1955

Cashflow

$-252/mo

CoC ROI

-17.7%

Rent Est

$2,282/mo

HUD FMR · GRM 7.3

Cap Rate

6.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-81/mo🏦 DSCR 25%dn: $-7/mo

🏠 Listing

$145,000💡 🏦 DSCR 25%dn: $-229/mo

$145,000

7503 Dolonita Dr, West Palm Beach

🏘️ S8 +44%

3bd2ba Single1,432sf $101/sf Built 1971

Cashflow

$-386/mo

CoC ROI

-37.3%

Rent Est

$1,915/mo

HUD FMR · GRM 6.3

Cap Rate

5.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-283/mo🏦 DSCR 25%dn: $-229/mo

🏠 Listing

$90,000💡 🏦 DSCR 25%dn: $-446/mo

$90,000

311 W Ashley St #302, West Palm Beach

🏘️ S8 +41%

1bd1ba Single573sf $157/sf Built 1949

Cashflow

$-544/mo

CoC ROI

-84.6%

Rent Est

$1,185/mo

HUD FMR · GRM 6.3

Cap Rate

1.0%

💡 OPPORTUNITY — alternative strategies

🏦 DSCR 25%dn: $-446/mo

🏠 Listing

$149,900💡 🏦 DSCR 25%dn: $-359/mo

$149,900

3737 Loretto Rd #905, Jacksonville

2bd2ba Single908sf $165/sf Built 1986

Cashflow

$-557/mo

CoC ROI

-52.1%

Rent Est

$1,532/mo

HUD FMR · GRM 8.2

Cap Rate

3.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-414/mo🏦 DSCR 25%dn: $-359/mo

🏠 Listing

$274,900💡 🏦 DSCR 25%dn: $-235/mo

$274,900

7065 Plymouth Grove Ct, Jacksonville

4bd2ba Single1,670sf $165/sf Built 2020

Cashflow

$-610/mo

CoC ROI

-31.1%

Rent Est

$2,668/mo

HUD FMR · GRM 8.6

Cap Rate

5.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-337/mo🏦 DSCR 25%dn: $-235/mo

🏠 Listing

$240,000💡 🏦 DSCR 25%dn: $-275/mo

$240,000

1369 NW 30th St, West Palm Beach

🏘️ S8 +28%

3bd1ba Single1,197sf $201/sf Built 1972

Cashflow

$-617/mo

CoC ROI

-36.0%

Rent Est

$2,141/mo

HUD FMR · GRM 9.3

Cap Rate

5.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-364/mo🏦 DSCR 25%dn: $-275/mo

🏠 Listing

$193,900💡 🏦 DSCR 25%dn: $-365/mo

$193,900

5260 Collins Rd #105, Jacksonville

3bd2ba Single1,729sf $112/sf Built 2005

Cashflow

$-620/mo

CoC ROI

-44.8%

Rent Est

$2,006/mo

HUD FMR · GRM 8.1

Cap Rate

4.4%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-437/mo🏦 DSCR 25%dn: $-365/mo

🏠 Listing

$225,000💡 🏦 DSCR 25%dn: $-348/mo

$225,000

3355 Mandarin Glen Dr, West Palm Beach

🏘️ S8 +5%

2bd2ba Single1,362sf $165/sf Built 1995

Cashflow

$-670/mo

CoC ROI

-41.8%

Rent Est

$1,983/mo

HUD FMR · GRM 9.5

Cap Rate

4.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-431/mo🏦 DSCR 25%dn: $-348/mo

🏠 Listing

$140,000💡 🏦 DSCR 25%dn: $-524/mo

$140,000

5349 Hansel Ave #1, Cape Coral

1bd1ba Single730sf $192/sf Built 1970

Cashflow

$-715/mo

CoC ROI

-71.6%

Rent Est

$1,358/mo

HUD FMR · GRM 8.6

Cap Rate

2.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-576/mo🏦 DSCR 25%dn: $-524/mo

🏠 Listing

$260,000💡 🏦 DSCR 25%dn: $-351/mo

$260,000

877 Jackson Rd, Jacksonville

3bd2ba Single1,336sf $195/sf Built 1991

Cashflow

$-727/mo

CoC ROI

-39.2%

Rent Est

$2,259/mo

HUD FMR · GRM 9.6

Cap Rate

4.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-448/mo🏦 DSCR 25%dn: $-351/mo

🏠 Listing

$145,900💡 🏦 DSCR 25%dn: $-570/mo

$145,900

Unit 15H, Cape Coral

1bd1ba Single730sf $200/sf Built 1970

Cashflow

$-773/mo

CoC ROI

-74.2%

Rent Est

$1,365/mo

HUD FMR · GRM 8.9

Cap Rate

1.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-624/mo🏦 DSCR 25%dn: $-570/mo

🏠 Listing

$185,000💡 🏦 DSCR 25%dn: $-545/mo

$185,000

10203 Courtney Palms Blvd #103, Tampa

2bd2ba Single1,095sf $169/sf Built 2003

Cashflow

$-794/mo

CoC ROI

-60.2%

Rent Est

$1,832/mo

HUD FMR · GRM 8.4

Cap Rate

3.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-614/mo🏦 DSCR 25%dn: $-545/mo

🏠 Listing

$150,000💡 🏦 DSCR 25%dn: $-590/mo

$150,000

5407 Hansel Ave Unit G12, Cape Coral

1bd1ba Single730sf $205/sf Built 1970

Cashflow

$-801/mo

CoC ROI

-74.8%

Rent Est

$1,370/mo

HUD FMR · GRM 9.1

Cap Rate

1.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-645/mo🏦 DSCR 25%dn: $-590/mo

🏠 Listing

$199,000💡 🏦 DSCR 25%dn: $-544/mo

$199,000

7801 Point Meadows Dr #7308, West Palm Beach

🏘️ S8 +36%

3bd2ba Single1,247sf $160/sf Built 2003

Cashflow

$-808/mo

CoC ROI

-56.9%

Rent Est

$2,016/mo

HUD FMR · GRM 8.2

Cap Rate

3.4%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-618/mo🏦 DSCR 25%dn: $-544/mo

🏠 Listing

$265,000💡 🏦 DSCR 25%dn: $-476/mo

$265,000

5342 Sharon Ter, West Palm Beach

🏘️ S8 +30%

3bd1ba Single1,108sf $239/sf Built 1953

Cashflow

$-873/mo

CoC ROI

-46.2%

Rent Est

$2,114/mo

HUD FMR · GRM 10.4

Cap Rate

4.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-574/mo🏦 DSCR 25%dn: $-476/mo

🏠 Listing

$159,000💡 🏦 DSCR 25%dn: $-706/mo

$159,000

12810 SW 17 St, West Palm Beach

🏘️ S8 +63%

5bd4ba Single1,000sf $159/sf Built 1991

Cashflow

$-880/mo

CoC ROI

-77.6%

Rent Est

$2,077/mo

HUD FMR · GRM 6.4

Cap Rate

1.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-765/mo🏦 DSCR 25%dn: $-706/mo

🏠 Listing

$285,900💡 🏦 DSCR 25%dn: $-482/mo

$285,900

5333 Kellar Cir, West Palm Beach

🏘️ S8 +13%

3bd2ba Single1,548sf $185/sf Built 2021

Cashflow

$-898/mo

CoC ROI

-44.0%

Rent Est

$2,432/mo

HUD FMR · GRM 9.8

Cap Rate

4.5%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-588/mo🏦 DSCR 25%dn: $-482/mo

🏠 Listing

$290,000💡 🏦 DSCR 25%dn: $-475/mo

$290,000

6992 Deer Island Rd, Jacksonville

3bd2ba Single1,575sf $184/sf Built 2004

Cashflow

$-899/mo

CoC ROI

-43.4%

Rent Est

$2,455/mo

HUD FMR · GRM 9.8

Cap Rate

4.5%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-582/mo🏦 DSCR 25%dn: $-475/mo

🏠 Listing

$189,900💡 🏦 DSCR 25%dn: $-728/mo

$189,900

5441 Hansel Ave Unit J15, Cape Coral

2bd2ba Single981sf $194/sf Built 1970

Cashflow

$-993/mo

CoC ROI

-73.3%

Rent Est

$1,755/mo

HUD FMR · GRM 9.0

Cap Rate

2.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-798/mo🏦 DSCR 25%dn: $-728/mo

🏠 Listing

$338,900💡 🏦 DSCR 25%dn: $-540/mo

$338,900

5221 Chenault Ave, Cape Coral

4bd2ba Single1,834sf $185/sf Built 1959

Cashflow

$-1,036/mo

CoC ROI

-42.8%

Rent Est

$2,857/mo

HUD FMR · GRM 9.9

Cap Rate

4.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-665/mo🏦 DSCR 25%dn: $-540/mo

🏠 Listing

$365,000💡 🏦 DSCR 25%dn: $-519/mo

$365,000

12223 Crossfield Dr, West Palm Beach

🏘️ S8 +5%

4bd4ba Single2,345sf $156/sf Built 2018

Cashflow

$-1,041/mo

CoC ROI

-40.0%

Rent Est

$3,229/mo

HUD FMR · GRM 9.4

Cap Rate

4.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-654/mo🏦 DSCR 25%dn: $-519/mo

🏠 Listing

$200,000💡 🏦 DSCR 25%dn: $-776/mo

$200,000

5307 Hansel Ave Unit D8, Cape Coral

2bd2ba Single1,071sf $187/sf Built 1970

Cashflow

$-1,056/mo

CoC ROI

-74.0%

Rent Est

$1,833/mo

HUD FMR · GRM 9.1

Cap Rate

1.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-849/mo🏦 DSCR 25%dn: $-776/mo

🏠 Listing

$260,000💡 🏦 DSCR 25%dn: $-669/mo

$260,000

11750 White Horse Rd, West Palm Beach

🏘️ S8 +15%

2bd2ba Single1,052sf $247/sf Built 1985

Cashflow

$-1,080/mo

CoC ROI

-58.2%

Rent Est

$1,821/mo

HUD FMR · GRM 11.9

Cap Rate

3.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-766/mo🏦 DSCR 25%dn: $-669/mo

🏠 Listing

$325,000💡 🏦 DSCR 25%dn: $-604/mo

$325,000

1904 Landwood St, Jacksonville

3bd2ba Single1,776sf $183/sf Built 1963

Cashflow

$-1,088/mo

CoC ROI

-46.9%

Rent Est

$2,633/mo

HUD FMR · GRM 10.3

Cap Rate

4.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-725/mo🏦 DSCR 25%dn: $-604/mo

🏠 Listing

$229,000💡 🏦 DSCR 25%dn: $-769/mo

$229,000

671 NE 195th St Unit 425-E, West Palm Beach

🏘️ S8 +4%

2bd2ba Single1,253sf $183/sf Built 1975

Cashflow

$-1,098/mo

CoC ROI

-67.2%

Rent Est

$2,003/mo

HUD FMR · GRM 9.5

Cap Rate

2.5%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-853/mo🏦 DSCR 25%dn: $-769/mo

🏠 Listing

$295,000💡 🏦 DSCR 25%dn: $-658/mo

$295,000

8638 Deermoss Way W, Jacksonville

3bd2ba Single1,147sf $257/sf Built 1984

Cashflow

$-1,114/mo

CoC ROI

-52.9%

Rent Est

$2,177/mo

HUD FMR · GRM 11.3

Cap Rate

3.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-767/mo🏦 DSCR 25%dn: $-658/mo

🏠 Listing

$300,000💡 🏦 DSCR 25%dn: $-669/mo

$300,000

8446 Allwine Ct, Jacksonville

3bd2ba Single1,297sf $231/sf Built 1986

Cashflow

$-1,127/mo

CoC ROI

-52.6%

Rent Est

$2,283/mo

HUD FMR · GRM 11.0

Cap Rate

3.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-779/mo🏦 DSCR 25%dn: $-669/mo

🏠 Listing

$299,900💡 🏦 DSCR 25%dn: $-670/mo

$299,900

10914 N 22nd St, Tampa

3bd2ba Single1,189sf $252/sf Built 1961

Cashflow

$-1,134/mo

CoC ROI

-53.0%

Rent Est

$2,211/mo

HUD FMR · GRM 11.3

Cap Rate

3.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-781/mo🏦 DSCR 25%dn: $-670/mo

🏠 Listing

$349,990💡 🏦 DSCR 25%dn: $-653/mo

$349,990

1954 Hubbard St, Jacksonville

3bd2ba Single2,068sf $169/sf Built 1914

Cashflow

$-1,173/mo

CoC ROI

-47.0%

Rent Est

$2,858/mo

HUD FMR · GRM 10.2

Cap Rate

4.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-783/mo🏦 DSCR 25%dn: $-653/mo

🏠 Listing

$374,000💡 🏦 DSCR 25%dn: $-628/mo

$374,000

2936 Old Orchard Rd, West Palm Beach

🏘️ S8 +8%

4bd2ba Single2,196sf $170/sf Built 1978

Cashflow

$-1,176/mo

CoC ROI

-44.0%

Rent Est

$3,141/mo

HUD FMR · GRM 9.9

Cap Rate

4.5%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-766/mo🏦 DSCR 25%dn: $-628/mo

🏠 Listing

$215,000💡 🏦 DSCR 25%dn: $-891/mo

$215,000

5323 Hansel Ave Unit E14, Cape Coral

🏘️ S8 +1%

3bd2ba Single1,341sf $160/sf Built 1970

Cashflow

$-1,187/mo

CoC ROI

-77.4%

Rent Est

$2,046/mo

HUD FMR · GRM 8.8

Cap Rate

1.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-971/mo🏦 DSCR 25%dn: $-891/mo

🏠 Listing

$314,900💡 🏦 DSCR 25%dn: $-722/mo

$314,900

6232 Wild Mustang Trl, West Palm Beach

🏘️ S8 +35%

4bd2ba Single2,346sf $134/sf Built 2019

Cashflow

$-1,196/mo

CoC ROI

-53.2%

Rent Est

$2,497/mo

HUD FMR · GRM 10.5

Cap Rate

3.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-839/mo🏦 DSCR 25%dn: $-722/mo

🏠 Listing

$315,000💡 🏦 DSCR 25%dn: $-727/mo

$315,000

1530 Navaho Ave, West Palm Beach

🏘️ S8 +35%

6bd3ba Single2,456sf $128/sf Built 1973

Cashflow

$-1,200/mo

CoC ROI

-53.4%

Rent Est

$2,497/mo

HUD FMR · GRM 10.5

Cap Rate

3.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-843/mo🏦 DSCR 25%dn: $-727/mo

🏠 Listing

$300,000💡 🏦 DSCR 25%dn: $-771/mo

$300,000

14925 Fisher Rd, Tampa

🏘️ S8 +2%

3bd1ba Single983sf $305/sf Built 1959

Cashflow

$-1,246/mo

CoC ROI

-58.2%

Rent Est

$2,074/mo

HUD FMR · GRM 12.1

Cap Rate

3.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-881/mo🏦 DSCR 25%dn: $-771/mo

🏠 Listing

$314,900💡 🏦 DSCR 25%dn: $-764/mo

$314,900

9823 Morris Glen Way, West Palm Beach

🏘️ S8 +20%

3bd2ba Single1,291sf $244/sf Built 2000

Cashflow

$-1,254/mo

CoC ROI

-55.8%

Rent Est

$2,298/mo

HUD FMR · GRM 11.4

Cap Rate

3.5%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-881/mo🏦 DSCR 25%dn: $-764/mo

🏠 Listing

$300,000💡 🏦 DSCR 25%dn: $-824/mo

$300,000

13922 Snapper Fin Ln, West Palm Beach

🏘️ S8 +12%

3bd2ba Single1,550sf $194/sf Built 2015

Cashflow

$-1,269/mo

CoC ROI

-59.3%

Rent Est

$2,451/mo

HUD FMR · GRM 10.2

Cap Rate

3.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-935/mo🏦 DSCR 25%dn: $-824/mo

🏠 Listing

$275,000💡 🏦 DSCR 25%dn: $-853/mo

$275,000

14219 Wellesley Dr, West Palm Beach

🏘️ S8 +1%

2bd2ba Single1,408sf $195/sf Built 1984

Cashflow

$-1,275/mo

CoC ROI

-65.0%

Rent Est

$2,076/mo

HUD FMR · GRM 11.0

Cap Rate

2.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-955/mo🏦 DSCR 25%dn: $-853/mo

🏠 Listing

$349,999💡 🏦 DSCR 25%dn: $-762/mo

$349,999

7412 Kingston Dr, Tampa

4bd2ba Single1,453sf $241/sf Built 1971

Cashflow

$-1,301/mo

CoC ROI

-52.1%

Rent Est

$2,617/mo

HUD FMR · GRM 11.1

Cap Rate

3.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-891/mo🏦 DSCR 25%dn: $-762/mo

🏠 Listing

$365,000💡 🏦 DSCR 25%dn: $-752/mo

$365,000

12675 Green Meadow Dr, Jacksonville

4bd2ba Single1,811sf $202/sf Built 2023

Cashflow

$-1,302/mo

CoC ROI

-50.0%

Rent Est

$2,874/mo

HUD FMR · GRM 10.6

Cap Rate

4.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-887/mo🏦 DSCR 25%dn: $-752/mo

🏠 Listing

$318,999💡 🏦 DSCR 25%dn: $-806/mo

$318,999

17 Kepner St, Cape Coral

3bd2ba Single1,161sf $275/sf Built 1959

Cashflow

$-1,311/mo

CoC ROI

-57.6%

Rent Est

$2,216/mo

HUD FMR · GRM 12.0

Cap Rate

3.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-924/mo🏦 DSCR 25%dn: $-806/mo

🏠 Listing

$389,999💡 🏦 DSCR 25%dn: $-799/mo

$389,999

5116 Serena Dr, Tampa

4bd3ba Single2,025sf $193/sf Built 1984

Cashflow

$-1,389/mo

CoC ROI

-49.9%

Rent Est

$3,048/mo

HUD FMR · GRM 10.7

Cap Rate

4.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-944/mo🏦 DSCR 25%dn: $-799/mo

🏠 Listing

$279,000💡 🏦 DSCR 25%dn: $-976/mo

$279,000

15780 SW 106th Ter #306, West Palm Beach

🏘️ S8 +23%

2bd1ba Single891sf $313/sf Built 1990

Cashflow

$-1,436/mo

CoC ROI

-72.1%

Rent Est

$1,704/mo

HUD FMR · GRM 13.6

Cap Rate

2.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,079/mo🏦 DSCR 25%dn: $-976/mo

🏠 Listing

$350,000💡 🏦 DSCR 25%dn: $-889/mo

$350,000

5320 Brereton Ave, West Palm Beach

🏘️ S8 +12%

3bd2ba Single1,468sf $238/sf Built 1959

Cashflow

$-1,440/mo

CoC ROI

-57.7%

Rent Est

$2,459/mo

HUD FMR · GRM 11.9

Cap Rate

3.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,018/mo🏦 DSCR 25%dn: $-889/mo

🏠 Listing

$299,000💡 🏦 DSCR 25%dn: $-1,000/mo

$299,000

10610 SW 158th Ct #303, Miami

🏘️ S8 +14%

2bd2ba Single1,075sf $278/sf Built 1990

Cashflow

$-1,490/mo

CoC ROI

-69.8%

Rent Est

$1,865/mo

HUD FMR · GRM 13.4

Cap Rate

2.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,110/mo🏦 DSCR 25%dn: $-1,000/mo

🏠 Listing

$299,000💡 🏦 DSCR 25%dn: $-1,023/mo

$299,000

2002 E Idlewild Ave, West Palm Beach

🏘️ S8 +20%

2bd1ba Single864sf $346/sf Built 1962

Cashflow

$-1,523/mo

CoC ROI

-71.4%

Rent Est

$1,745/mo

HUD FMR · GRM 14.3

Cap Rate

2.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,134/mo🏦 DSCR 25%dn: $-1,023/mo

🏠 Listing

$370,000💡 🏦 DSCR 25%dn: $-972/mo

$370,000

10464 Osprey Nest Dr W, Jacksonville

3bd2ba Single1,616sf $229/sf Built 1990

Cashflow

$-1,556/mo

CoC ROI

-58.9%

Rent Est

$2,583/mo

HUD FMR · GRM 11.9

Cap Rate

3.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,108/mo🏦 DSCR 25%dn: $-972/mo

🏠 Listing

$349,900💡 🏦 DSCR 25%dn: $-1,031/mo

$349,900

1508 W Hamilton Ave, Tampa

3bd1ba Single1,108sf $316/sf Built 1962

Cashflow

$-1,602/mo

CoC ROI

-64.2%

Rent Est

$2,220/mo

HUD FMR · GRM 13.1

Cap Rate

2.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,161/mo🏦 DSCR 25%dn: $-1,031/mo

🏠 Listing

$430,000💡 🏦 DSCR 25%dn: $-1,018/mo

$430,000

12290 Hagan Creek Dr W, Jacksonville

4bd3ba Single2,283sf $188/sf Built 2007

Cashflow

$-1,675/mo

CoC ROI

-54.6%

Rent Est

$3,269/mo

HUD FMR · GRM 11.0

Cap Rate

3.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,177/mo🏦 DSCR 25%dn: $-1,018/mo

🏠 Listing

$235,000💡 🏦 DSCR 25%dn: $-1,370/mo

$235,000

601 Ives Dairy Rd Unit 401-8, Miami

🏘️ S8 +25%

2bd2ba Single1,405sf $167/sf Built 1984

Cashflow

$-1,737/mo

CoC ROI

-103.6%

Rent Est

$1,692/mo

HUD FMR · GRM 11.6

Cap Rate

-0.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,457/mo🏦 DSCR 25%dn: $-1,370/mo

🏠 Listing

$379,000💡 🏦 DSCR 25%dn: $-1,124/mo

$379,000

1505 E Caracas St, West Palm Beach

🏘️ S8 +14%

3bd2ba Single1,352sf $280/sf Built 2017

Cashflow

$-1,740/mo

CoC ROI

-64.4%

Rent Est

$2,418/mo

HUD FMR · GRM 13.1

Cap Rate

2.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,264/mo🏦 DSCR 25%dn: $-1,124/mo

🏠 Listing

$399,900💡 🏦 DSCR 25%dn: $-1,107/mo

$399,900

8160 Canterbury Lake Blvd, West Palm Beach

🏘️ S8 +25%

4bd2ba Single1,502sf $266/sf Built 2005

Cashflow

$-1,745/mo

CoC ROI

-61.1%

Rent Est

$2,712/mo

HUD FMR · GRM 12.3

Cap Rate

3.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,255/mo🏦 DSCR 25%dn: $-1,107/mo

🏠 Listing

$290,000💡 🏦 DSCR 25%dn: $-1,332/mo

$290,000

14873 SW 104th St Unit 6-203, Miami

🏘️ S8 +30%

2bd2ba Single770sf $377/sf Built 1982

Cashflow

$-1,821/mo

CoC ROI

-88.0%

Rent Est

$1,629/mo

HUD FMR · GRM 14.8

Cap Rate

0.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,439/mo🏦 DSCR 25%dn: $-1,332/mo

🏠 Listing

$405,000💡 🏦 DSCR 25%dn: $-1,227/mo

$405,000

4825 Highridge Ct, Cape Coral

3bd2ba Single1,581sf $256/sf Built 1992

Cashflow

$-1,885/mo

CoC ROI

-65.2%

Rent Est

$2,603/mo

HUD FMR · GRM 13.0

Cap Rate

2.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,377/mo🏦 DSCR 25%dn: $-1,227/mo

🏠 Listing

#	Grade	Type	Property	Price	Rent	Cash In	CF/mo	ROI	Your Cost	Flip Equity
1	A	Single	541 Linwood Ave Jacksonville · 3bd/1.0ba · 1,330sf	$70,000	$???	$???	$???	$???/mo	?.?%	🔒 Unlock Pro
2	A	Single	1310 Neva St Jacksonville · 3bd/1.0ba · 990sf	$79,900	$???	$???	$???	$???/mo	?.?%	🔒 Unlock Pro
3	A	Single	6303 Hyde Park Hvn Jacksonville · 3bd/2.0ba · 1,364sf	$114,900	$???	$???	$???	$???/mo	?.?%	🔒 Unlock Pro
4	F	Single	3636 Hartsfield Forest Cir Jacksonville · 3bd/2.5ba · 1,701sf · 2013	$150,000	$1,924	$12,844	$-3	-0.3%	$1,627/mo	$21,056
5	F	Single	8149 Justin Rd S West Palm Beach · 3bd/2.0ba · 1,658sf · 1984	$160,000	$1,943	$13,701	$-78	-6.8%	$1,715/mo	$63,740
6	F	Single	2225 Thiervy Dr West Palm Beach · 3bd/2.0ba · 1,260sf · 1959	$195,000	$2,127	$16,698	$-203	-14.6%	$1,988/mo	$61,045
7	F	Single	474 Laurina St West Palm Beach · 3bd/1.0ba · 1,122sf · 1949	$190,000	$2,029	$16,269	$-222	-16.3%	$1,924/mo	$54,888
8	F	Single	2417 W 25th St Jacksonville · 4bd/2.0ba · 2,280sf · 1955	$200,000	$2,282	$17,126	$-252	-17.7%	$2,171/mo	$76,345
9	F	Single	7065 Plymouth Grove Ct Jacksonville · 4bd/2.0ba · 1,670sf · 2020	$274,900	$2,668	$23,539	$-610	-31.1%	$2,839/mo	$20,885
10	F	Single	1369 NW 30th St West Palm Beach · 3bd/1.0ba · 1,197sf · 1972	$240,000	$2,141	$20,551	$-617	-36.0%	$2,400/mo	$56,012
11	F	Single	7503 Dolonita Dr West Palm Beach · 3bd/2.0ba · 1,432sf · 1971	$145,000	$1,915	$12,416	$-386	-37.3%	$2,003/mo	$63,625
12	F	Single	877 Jackson Rd Jacksonville · 3bd/2.0ba · 1,336sf · 1991	$260,000	$2,259	$22,263	$-727	-39.2%	$2,605/mo	$58,316
13	F	Single	12223 Crossfield Dr West Palm Beach · 4bd/4.5ba · 2,345sf · 2018	$365,000	$3,229	$31,254	$-1,041	-40.0%	$3,729/mo	$24,598
14	F	Single	3355 Mandarin Glen Dr West Palm Beach · 2bd/2.5ba · 1,362sf · 1995	$225,000	$1,983	$19,266	$-670	-41.8%	$2,321/mo	$58,681
15	F	Single	5221 Chenault Ave Cape Coral · 4bd/2.5ba · 1,834sf · 1959	$338,900	$2,857	$29,020	$-1,036	-42.8%	$3,408/mo	$69,655
16	F	Single	6992 Deer Island Rd Jacksonville · 3bd/2.0ba · 1,575sf · 2004	$290,000	$2,455	$24,832	$-899	-43.4%	$2,938/mo	$53,692
17	F	Single	5333 Kellar Cir West Palm Beach · 3bd/2.0ba · 1,548sf · 2021	$285,900	$2,432	$24,481	$-898	-44.0%	$2,919/mo	$11,664
18	F	Single	2936 Old Orchard Rd West Palm Beach · 4bd/2.5ba · 2,196sf · 1978	$374,000	$3,141	$32,025	$-1,176	-44.0%	$3,784/mo	$71,299
19	F	Single	5260 Collins Rd #105 Jacksonville · 3bd/2.5ba · 1,729sf · 2005	$193,900	$2,006	$16,603	$-620	-44.8%	$2,300/mo	$55,371
20	F	Single	5342 Sharon Ter West Palm Beach · 3bd/1.0ba · 1,108sf · 1953	$265,000	$2,114	$22,692	$-873	-46.2%	$2,624/mo	$54,678
21	F	Single	1904 Landwood St Jacksonville · 3bd/2.0ba · 1,776sf · 1963	$325,000	$2,633	$27,829	$-1,088	-46.9%	$3,271/mo	$68,785
22	F	Single	1954 Hubbard St Jacksonville · 3bd/2.5ba · 2,068sf · 1914	$349,990	$2,858	$29,969	$-1,173	-47.0%	$3,543/mo	$73,165
23	F	Single	5116 Serena Dr Tampa · 4bd/3.0ba · 2,025sf · 1984	$389,999	$3,048	$33,395	$-1,389	-49.9%	$3,910/mo	$72,984
24	F	Single	12675 Green Meadow Dr Jacksonville · 4bd/2.0ba · 1,811sf · 2023	$365,000	$2,874	$31,254	$-1,302	-50.0%	$3,681/mo	$13,110
25	F	Single	1505 W Arch St #2 Tampa · 3bd/2.5ba · 2,365sf · 2026	$699,999	$3,493	$90,766	$-3,819	-50.5%	$6,625/mo	$16,158
26	F	Single	7412 Kingston Dr Tampa · 4bd/2.0ba · 1,453sf · 1971	$349,999	$2,617	$29,970	$-1,301	-52.1%	$3,461/mo	$63,940
27	F	Single	3737 Loretto Rd #905 Jacksonville · 2bd/2.0ba · 908sf · 1986	$149,900	$1,532	$12,836	$-557	-52.1%	$1,840/mo	$52,302
28	F	Single	8446 Allwine Ct Jacksonville · 3bd/2.0ba · 1,297sf · 1986	$300,000	$2,283	$25,689	$-1,127	-52.6%	$3,013/mo	$57,768
29	F	Single	8638 Deermoss Way W Jacksonville · 3bd/2.0ba · 1,147sf · 1984	$295,000	$2,177	$25,260	$-1,114	-52.9%	$2,910/mo	$56,560
30	F	Single	10914 N 22nd St Tampa · 3bd/1.5ba · 1,189sf · 1961	$299,900	$2,211	$25,680	$-1,134	-53.0%	$2,958/mo	$55,892
31	F	Single	6232 Wild Mustang Trl West Palm Beach · 4bd/2.5ba · 2,346sf · 2019	$314,900	$2,497	$26,964	$-1,196	-53.2%	$3,263/mo	$24,603
32	F	Single	1530 Navaho Ave West Palm Beach · 6bd/3.0ba · 2,456sf · 1973	$315,000	$2,497	$26,973	$-1,200	-53.4%	$3,268/mo	$83,072
33	F	Single	12330 SW 195th Ter Miami · 4bd/2.0ba · 1,824sf · 2026	$697,000	$3,298	$87,677	$-3,909	-53.5%	$6,546/mo	$13,182
34	F	Single	12290 Hagan Creek Dr W Jacksonville · 4bd/3.0ba · 2,283sf · 2007	$430,000	$3,269	$36,820	$-1,675	-54.6%	$4,376/mo	$65,497
35	F	Single	9823 Morris Glen Way West Palm Beach · 3bd/2.0ba · 1,291sf · 2000	$314,900	$2,298	$26,964	$-1,254	-55.8%	$3,148/mo	$50,597
36	F	Single	11310 Peachtree Dr Miami · 3bd/3.0ba · 1,204sf · 1955	$699,999	$2,763	$90,766	$-4,300	-56.8%	$6,470/mo	$64,292
37	F	Single	7801 Point Meadows Dr #7308 West Palm Beach · 3bd/2.0ba · 1,247sf · 2003	$199,000	$2,016	$17,040	$-808	-56.9%	$2,496/mo	$50,117
38	F	Single	17 Kepner St Cape Coral · 3bd/2.0ba · 1,161sf · 1959	$318,999	$2,216	$27,315	$-1,311	-57.6%	$3,132/mo	$59,560
39	F	Single	5320 Brereton Ave West Palm Beach · 3bd/1.5ba · 1,468sf · 1959	$350,000	$2,459	$29,970	$-1,440	-57.7%	$3,463/mo	$60,078
40	F	Single	11750 White Horse Rd West Palm Beach · 2bd/2.0ba · 1,052sf · 1985	$260,000	$1,821	$22,263	$-1,080	-58.2%	$2,577/mo	$55,226
41	F	Single	14925 Fisher Rd Tampa · 3bd/1.0ba · 983sf · 1959	$300,000	$2,074	$25,689	$-1,246	-58.2%	$2,950/mo	$52,802
42	F	Single	10464 Osprey Nest Dr W Jacksonville · 3bd/2.0ba · 1,616sf · 1990	$370,000	$2,583	$31,683	$-1,556	-58.9%	$3,679/mo	$62,250
43	F	Single	13922 Snapper Fin Ln West Palm Beach · 3bd/2.5ba · 1,550sf · 2015	$300,000	$2,451	$25,689	$-1,269	-59.3%	$3,302/mo	$20,225
44	F	Single	10224 Hamlet Glen Dr West Palm Beach · 4bd/2.5ba · 2,849sf · 1997	$525,000	$3,764	$44,955	$-2,222	-59.3%	$5,321/mo	$67,579
45	F	Single	10954 Heathfield Rd West Palm Beach · 4bd/2.0ba · 2,022sf · 1989	$450,000	$3,121	$38,533	$-1,920	-59.8%	$4,485/mo	$67,954
46	F	Single	4250 Davinci Ave Jacksonville · 5bd/2.0ba · 2,259sf · 1924	$479,900	$3,316	$41,093	$-2,056	-60.0%	$4,781/mo	$76,030
47	F	Single	10203 Courtney Palms Blvd #103 Tampa · 2bd/2.0ba · 1,095sf · 2003	$185,000	$1,832	$15,841	$-794	-60.2%	$2,327/mo	$48,460
48	F	Single	9634 Oak Glade Ave West Palm Beach · 5bd/3.0ba · 3,044sf · 2011	$530,000	$3,900	$45,383	$-2,286	-60.4%	$5,502/mo	$28,442
49	F	Single	3906 Spence Ave West Palm Beach · 4bd/3.0ba · 2,288sf · 1961	$490,000	$3,347	$41,958	$-2,130	-60.9%	$4,879/mo	$80,552
50	F	Single	8160 Canterbury Lake Blvd West Palm Beach · 4bd/2.0ba · 1,502sf · 2005	$399,900	$2,712	$34,243	$-1,745	-61.1%	$3,971/mo	$52,897
51	F	Single	4120 W Northa St #6 Tampa · 4bd/3.5ba · 2,038sf · 2024	$689,000	$3,430	$79,437	$-4,070	-61.5%	$6,824/mo	$14,359
52	F	Single	1508 W Hamilton Ave Tampa · 3bd/1.0ba · 1,108sf · 1962	$349,900	$2,220	$29,961	$-1,602	-64.2%	$3,416/mo	$54,678
53	F	Single	1505 E Caracas St West Palm Beach · 3bd/2.0ba · 1,352sf · 2017	$379,000	$2,418	$32,453	$-1,740	-64.4%	$3,718/mo	$19,136
54	F	Single	8408 N Seminole Ave West Palm Beach · 4bd/3.0ba · 1,650sf · 1930	$450,000	$2,873	$38,533	$-2,071	-64.5%	$4,421/mo	$70,982
55	F	Single	14219 Wellesley Dr West Palm Beach · 2bd/2.5ba · 1,408sf · 1984	$275,000	$2,076	$23,548	$-1,275	-65.0%	$2,990/mo	$60,227
56	F	Single	4825 Highridge Ct Cape Coral · 3bd/2.0ba · 1,581sf · 1992	$405,000	$2,603	$34,680	$-1,885	-65.2%	$4,014/mo	$61,758
57	F	Single	12647 Julington Oaks Dr Jacksonville · 4bd/2.5ba · 2,492sf · 2014	$549,900	$3,558	$47,087	$-2,608	-66.5%	$5,520/mo	$25,406
58	F	Single	2216 E 109th Ave West Palm Beach · 3bd/1.0ba · 1,476sf · 1961	$410,000	$2,539	$35,108	$-1,951	-66.7%	$4,024/mo	$60,198
59	F	Single	11904 Trevino Pl Tampa · 4bd/2.0ba · 1,957sf · 1982	$500,000	$3,140	$42,814	$-2,383	-66.8%	$4,948/mo	$67,941
60	F	Single	589 Del Rio St Cape Coral · 4bd/2.0ba · 1,688sf · 1970	$474,500	$2,929	$40,631	$-2,264	-66.9%	$4,654/mo	$67,465

🏠

$70,000

541 Linwood Ave

Jacksonville · 3bd/1.0ba · Single

1,330 sf · Built 1928

🔒 Unlock Pro

—

Cash Flow

—

CoC ROI

—

Cap Rate

—

Cash In

🏠

$79,900

1310 Neva St

Jacksonville · 3bd/1.0ba · Single

990 sf · Built 1945

🔒 Unlock Pro

—

Cash Flow

—

CoC ROI

—

Cap Rate

—

Cash In

🏠

$114,900

6303 Hyde Park Hvn

Jacksonville · 3bd/2.0ba · Single

1,364 sf · Built 1955

🔒 Unlock Pro

—

Cash Flow

—

CoC ROI

—

Cap Rate

—

Cash In

🏠

$150,000

3636 Hartsfield Forest Cir

Jacksonville · 3bd/2.5ba · Single

1,701 sf · Built 2013

$-3

Cash Flow

-0.3%

CoC ROI

8.2%

Cap Rate

$12,844

Cash In

🏠

$160,000

8149 Justin Rd S

West Palm Beach · 3bd/2.0ba · Single

1,658 sf · Built 1984

🏘️ S8 +42%

$-78

Cash Flow

-6.8%

CoC ROI

7.7%

Cap Rate

$13,701

Cash In

🏠

$195,000

2225 Thiervy Dr

West Palm Beach · 3bd/2.0ba · Single

1,260 sf · Built 1959

🏘️ S8 +29%

$-203

Cash Flow

-14.6%

CoC ROI

7.0%

Cap Rate

$16,698

Cash In

🏠

$190,000

474 Laurina St

West Palm Beach · 3bd/1.0ba · Single

1,122 sf · Built 1949

🏘️ S8 +36%

$-222

Cash Flow

-16.3%

CoC ROI

6.8%

Cap Rate

$16,269

Cash In

🏠

$200,000

2417 W 25th St

Jacksonville · 4bd/2.0ba · Single

2,280 sf · Built 1955

$-252

Cash Flow

-17.7%

CoC ROI

6.7%

Cap Rate

$17,126

Cash In

🏠

$274,900

7065 Plymouth Grove Ct

Jacksonville · 4bd/2.0ba · Single

1,670 sf · Built 2020

$-610

Cash Flow

-31.1%

CoC ROI

5.6%

Cap Rate

$23,539

Cash In

🏠

$240,000

1369 NW 30th St

West Palm Beach · 3bd/1.0ba · Single

1,197 sf · Built 1972

🏘️ S8 +28%

$-617

Cash Flow

-36.0%

CoC ROI

5.2%

Cap Rate

$20,551

Cash In

🏘

$145,000

7503 Dolonita Dr

West Palm Beach · 3bd/2.0ba · Single

1,432 sf · Built 1971

🏘️ S8 +44%

$-386

Cash Flow

-37.3%

CoC ROI

5.1%

Cap Rate

$12,416

Cash In

🏠

$260,000

877 Jackson Rd

Jacksonville · 3bd/2.0ba · Single

1,336 sf · Built 1991

$-727

Cash Flow

-39.2%

CoC ROI

4.9%

Cap Rate

$22,263

Cash In

🏠

$365,000

12223 Crossfield Dr

West Palm Beach · 4bd/4.5ba · Single

2,345 sf · Built 2018

🏘️ S8 +5%

$-1,041

Cash Flow

-40.0%

CoC ROI

4.8%

Cap Rate

$31,254

Cash In

🏠

$225,000

3355 Mandarin Glen Dr

West Palm Beach · 2bd/2.5ba · Single

1,362 sf · Built 1995

🏘️ S8 +5%

$-670

Cash Flow

-41.8%

CoC ROI

4.7%

Cap Rate

$19,266

Cash In

🏠

$338,900

5221 Chenault Ave

Cape Coral · 4bd/2.5ba · Single

1,834 sf · Built 1959

$-1,036

Cash Flow

-42.8%

CoC ROI

4.6%

Cap Rate

$29,020

Cash In

🏠

$290,000

6992 Deer Island Rd

Jacksonville · 3bd/2.0ba · Single

1,575 sf · Built 2004

$-899

Cash Flow

-43.4%

CoC ROI

4.5%

Cap Rate

$24,832

Cash In

🏠

$285,900

5333 Kellar Cir

West Palm Beach · 3bd/2.0ba · Single

1,548 sf · Built 2021

🏘️ S8 +13%

$-898

Cash Flow

-44.0%

CoC ROI

4.5%

Cap Rate

$24,481

Cash In

🏠

$374,000

2936 Old Orchard Rd

West Palm Beach · 4bd/2.5ba · Single

2,196 sf · Built 1978

🏘️ S8 +8%

$-1,176

Cash Flow

-44.0%

CoC ROI

4.5%

Cap Rate

$32,025

Cash In

🏠

$193,900

5260 Collins Rd #105

Jacksonville · 3bd/2.5ba · Single

1,729 sf · Built 2005

$-620

Cash Flow

-44.8%

CoC ROI

4.4%

Cap Rate

$16,603

Cash In

🏠

$265,000

5342 Sharon Ter

West Palm Beach · 3bd/1.0ba · Single

1,108 sf · Built 1953

🏘️ S8 +30%

$-873

Cash Flow

-46.2%

CoC ROI

4.3%

Cap Rate

$22,692

Cash In

🏠

$325,000

1904 Landwood St

Jacksonville · 3bd/2.0ba · Single

1,776 sf · Built 1963

$-1,088

Cash Flow

-46.9%

CoC ROI

4.2%

Cap Rate

$27,829

Cash In

🏠

$349,990

1954 Hubbard St

Jacksonville · 3bd/2.5ba · Single

2,068 sf · Built 1914

$-1,173

Cash Flow

-47.0%

CoC ROI

4.2%

Cap Rate

$29,969

Cash In

🏠

$389,999

5116 Serena Dr

Tampa · 4bd/3.0ba · Single

2,025 sf · Built 1984

$-1,389

Cash Flow

-49.9%

CoC ROI

4.0%

Cap Rate

$33,395

Cash In

🏠

$365,000

12675 Green Meadow Dr

Jacksonville · 4bd/2.0ba · Single

1,811 sf · Built 2023

$-1,302

Cash Flow

-50.0%

CoC ROI

4.0%

Cap Rate

$31,254

Cash In

🏠

$699,999

1505 W Arch St #2

Tampa · 3bd/2.5ba · Single

2,365 sf · Built 2026

$-3,819

Cash Flow

-50.5%

CoC ROI

1.3%

Cap Rate

$90,766

Cash In

🏠

$349,999

7412 Kingston Dr

Tampa · 4bd/2.0ba · Single

1,453 sf · Built 1971

$-1,301

Cash Flow

-52.1%

CoC ROI

3.8%

Cap Rate

$29,970

Cash In

🏘

$149,900

3737 Loretto Rd #905

Jacksonville · 2bd/2.0ba · Single

908 sf · Built 1986

$-557

Cash Flow

-52.1%

CoC ROI

3.8%

Cap Rate

$12,836

Cash In

🏠

$300,000

8446 Allwine Ct

Jacksonville · 3bd/2.0ba · Single

1,297 sf · Built 1986

$-1,127

Cash Flow

-52.6%

CoC ROI

3.7%

Cap Rate

$25,689

Cash In

🏠

$295,000

8638 Deermoss Way W

Jacksonville · 3bd/2.0ba · Single

1,147 sf · Built 1984

$-1,114

Cash Flow

-52.9%

CoC ROI

3.7%

Cap Rate

$25,260

Cash In

🏠

$299,900

10914 N 22nd St

Tampa · 3bd/1.5ba · Single

1,189 sf · Built 1961

$-1,134

Cash Flow

-53.0%

CoC ROI

3.7%

Cap Rate

$25,680

Cash In

🏠

$314,900

6232 Wild Mustang Trl

West Palm Beach · 4bd/2.5ba · Single

2,346 sf · Built 2019

🏘️ S8 +35%

$-1,196

Cash Flow

-53.2%

CoC ROI

3.7%

Cap Rate

$26,964

Cash In

🏠

$315,000

1530 Navaho Ave

West Palm Beach · 6bd/3.0ba · Single

2,456 sf · Built 1973

🏘️ S8 +35%

$-1,200

Cash Flow

-53.4%

CoC ROI

3.7%

Cap Rate

$26,973

Cash In

🏠

$697,000

12330 SW 195th Ter

Miami · 4bd/2.0ba · Single

1,824 sf · Built 2026

$-3,909

Cash Flow

-53.5%

CoC ROI

1.2%

Cap Rate

$87,677

Cash In

🏠

$430,000

12290 Hagan Creek Dr W

Jacksonville · 4bd/3.0ba · Single

2,283 sf · Built 2007

$-1,675

Cash Flow

-54.6%

CoC ROI

3.6%

Cap Rate

$36,820

Cash In

🏠

$314,900

9823 Morris Glen Way

West Palm Beach · 3bd/2.0ba · Single

1,291 sf · Built 2000

🏘️ S8 +20%

$-1,254

Cash Flow

-55.8%

CoC ROI

3.5%

Cap Rate

$26,964

Cash In

🏠

$699,999

11310 Peachtree Dr

Miami · 3bd/3.0ba · Single

1,204 sf · Built 1955

$-4,300

Cash Flow

-56.8%

CoC ROI

0.5%

Cap Rate

$90,766

Cash In

🏘

$199,000

7801 Point Meadows Dr #7308

West Palm Beach · 3bd/2.0ba · Single

1,247 sf · Built 2003

🏘️ S8 +36%

$-808

Cash Flow

-56.9%

CoC ROI

3.4%

Cap Rate

$17,040

Cash In

🏠

$318,999

17 Kepner St

Cape Coral · 3bd/2.0ba · Single

1,161 sf · Built 1959

$-1,311

Cash Flow

-57.6%

CoC ROI

3.3%

Cap Rate

$27,315

Cash In

🏠

$350,000

5320 Brereton Ave

West Palm Beach · 3bd/1.5ba · Single

1,468 sf · Built 1959

🏘️ S8 +12%

$-1,440

Cash Flow

-57.7%

CoC ROI

3.3%

Cap Rate

$29,970

Cash In

🏠

$260,000

11750 White Horse Rd

West Palm Beach · 2bd/2.0ba · Single

1,052 sf · Built 1985

🏘️ S8 +15%

$-1,080

Cash Flow

-58.2%

CoC ROI

3.3%

Cap Rate

$22,263

Cash In

🏠

$300,000

14925 Fisher Rd

Tampa · 3bd/1.0ba · Single

983 sf · Built 1959

🏘️ S8 +2%

$-1,246

Cash Flow

-58.2%

CoC ROI

3.3%

Cap Rate

$25,689

Cash In

🏠

$370,000

10464 Osprey Nest Dr W

Jacksonville · 3bd/2.0ba · Single

1,616 sf · Built 1990

$-1,556

Cash Flow

-58.9%

CoC ROI

3.2%

Cap Rate

$31,683

Cash In

🏠

$300,000

13922 Snapper Fin Ln

West Palm Beach · 3bd/2.5ba · Single

1,550 sf · Built 2015

🏘️ S8 +12%

$-1,269

Cash Flow

-59.3%

CoC ROI

3.2%

Cap Rate

$25,689

Cash In

🏠

$525,000

10224 Hamlet Glen Dr

West Palm Beach · 4bd/2.5ba · Single

2,849 sf · Built 1997

$-2,222

Cash Flow

-59.3%

CoC ROI

3.2%

Cap Rate

$44,955

Cash In

🏠

$450,000

10954 Heathfield Rd

West Palm Beach · 4bd/2.0ba · Single

2,022 sf · Built 1989

🏘️ S8 +8%

$-1,920

Cash Flow

-59.8%

CoC ROI

3.1%

Cap Rate

$38,533

Cash In

🏠

$479,900

4250 Davinci Ave

Jacksonville · 5bd/2.0ba · Single

2,259 sf · Built 1924

$-2,056

Cash Flow

-60.0%

CoC ROI

3.1%

Cap Rate

$41,093

Cash In

🏘

$185,000

10203 Courtney Palms Blvd #103

Tampa · 2bd/2.0ba · Single

1,095 sf · Built 2003

$-794

Cash Flow

-60.2%

CoC ROI

3.1%

Cap Rate

$15,841

Cash In

🏠

$530,000

9634 Oak Glade Ave

West Palm Beach · 5bd/3.0ba · Single

3,044 sf · Built 2011

$-2,286

Cash Flow

-60.4%

CoC ROI

3.1%

Cap Rate

$45,383

Cash In

🏠

$490,000

3906 Spence Ave

West Palm Beach · 4bd/3.0ba · Single

2,288 sf · Built 1961

🏘️ S8 +1%

$-2,130

Cash Flow

-60.9%

CoC ROI

3.0%

Cap Rate

$41,958

Cash In

🏠

$399,900

8160 Canterbury Lake Blvd

West Palm Beach · 4bd/2.0ba · Single

1,502 sf · Built 2005

🏘️ S8 +25%

$-1,745

Cash Flow

-61.1%

CoC ROI

3.0%

Cap Rate

$34,243

Cash In

🏠

$689,000

4120 W Northa St #6

Tampa · 4bd/3.5ba · Single

2,038 sf · Built 2024

$-4,070

Cash Flow

-61.5%

CoC ROI

0.9%

Cap Rate

$79,437

Cash In

🏠

$349,900

1508 W Hamilton Ave

Tampa · 3bd/1.0ba · Single

1,108 sf · Built 1962

$-1,602

Cash Flow

-64.2%

CoC ROI

2.8%

Cap Rate

$29,961

Cash In

🏠

$379,000

1505 E Caracas St

West Palm Beach · 3bd/2.0ba · Single

1,352 sf · Built 2017

🏘️ S8 +14%

$-1,740

Cash Flow

-64.4%

CoC ROI

2.7%

Cap Rate

$32,453

Cash In

🏠

$450,000

8408 N Seminole Ave

West Palm Beach · 4bd/3.0ba · Single

1,650 sf · Built 1930

🏘️ S8 +18%

$-2,071

Cash Flow

-64.5%

CoC ROI

2.7%

Cap Rate

$38,533

Cash In

🏠

$275,000

14219 Wellesley Dr

West Palm Beach · 2bd/2.5ba · Single

1,408 sf · Built 1984

🏘️ S8 +1%

$-1,275

Cash Flow

-65.0%

CoC ROI

2.7%

Cap Rate

$23,548

Cash In

🏠

$405,000

4825 Highridge Ct

Cape Coral · 3bd/2.0ba · Single

1,581 sf · Built 1992

$-1,885

Cash Flow

-65.2%

CoC ROI

2.7%

Cap Rate

$34,680

Cash In

🏠

$549,900

12647 Julington Oaks Dr

Jacksonville · 4bd/2.5ba · Single

2,492 sf · Built 2014

$-2,608

Cash Flow

-66.5%

CoC ROI

2.6%

Cap Rate

$47,087

Cash In

🏠

$410,000

2216 E 109th Ave

West Palm Beach · 3bd/1.0ba · Single

1,476 sf · Built 1961

🏘️ S8 +8%

$-1,951

Cash Flow

-66.7%

CoC ROI

2.5%

Cap Rate

$35,108

Cash In

🏠

$500,000

11904 Trevino Pl

Tampa · 4bd/2.0ba · Single

1,957 sf · Built 1982

$-2,383

Cash Flow

-66.8%

CoC ROI

2.5%

Cap Rate

$42,814

Cash In

🏠

$474,500

589 Del Rio St

Cape Coral · 4bd/2.0ba · Single

1,688 sf · Built 1970

$-2,264

Cash Flow

-66.9%

CoC ROI

2.5%

Cap Rate

$40,631

Cash In

Property Breakdowns

541 Linwood Ave SingleFL

Jacksonville, FL 32206 · 3bd/1.0ba · 1,330sf

$70,000
Asking Price

Cash Flow
$???/mo

ROI
??.?%

Cash Needed
$???,???

DSCR
?.??

🔒

Pro Deal — Grade A/B deal

Full analysis, FHA breakdown, flip & reno numbers, and owner data

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1310 Neva St SingleFL

Jacksonville, FL 32205 · 3bd/1.0ba · 990sf

$79,900
Asking Price

Cash Flow
$???/mo

ROI
??.?%

Cash Needed
$???,???

DSCR
?.??

🔒

Pro Deal — Grade A/B deal

Full analysis, FHA breakdown, flip & reno numbers, and owner data

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6303 Hyde Park Hvn SingleFL

Jacksonville, FL 32210 · 3bd/2.0ba · 1,364sf

$114,900
Asking Price

Cash Flow
$???/mo

ROI
??.?%

Cash Needed
$???,???

DSCR
?.??

🔒

Pro Deal — Grade A/B deal

Full analysis, FHA breakdown, flip & reno numbers, and owner data

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3636 Hartsfield Forest Cir Single

Jacksonville, FL 32277 · 3bd/2.5ba · 1,701sf · Built 2013

$150,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $5,250

Loan Amount: $147,283

Fees / MIP: $2,533

Closing Costs: $4,500

Reserves (3mo): $3,094

Total Cash Needed: $12,844

Monthly Expenses

Mortgage P&I+MIP: $1,031.43

Property Tax: $243.75

Insurance: $226.80

HOA: $0.00

Maint + CapEx: $175.00

Vacancy + Mgmt: $250.13

Total: $1,927.11/mo

Returns

Market Rent (all units): $1,924

Your Rental Income: $1,924

Cashflow: $-3/mo

Annual: $-36/yr

Cash-on-Cash ROI: -0.3%

Cap Rate: 8.2% · DSCR: 1.00x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $304/mo (vs $-3/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $317/mo — saves $320/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $773/mo.

💲 Negotiate Price

Offer $135,544 ($14,456 below asking). At this price, projected cashflow turns to +$100/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-493/mo

STR vs LTR

-59%

BREAKEVEN OCC

54%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-3/mo · STR: $-493/mo · CoC ROI: -28.0%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,924/mo

RANGE

$1,924 – $1,924

CONFIDENCE

LOW

N/A

Our estimate $1,924/mo ✅ Inline with market

No comparable rentals found in 32277

Purchase + Close$154,500

Reno Cost$9,753

Holding (6mo)$11,563

Total All-In$175,815

ARV$180,808

Selling Costs 8%$14,465

Flip Profit$-9,472

Flip ROI-49%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,678	+$14,033	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.
HIGH	Landscaping & Curb Appeal	$2,250	+$9,000	400%
📌 Curb appeal sets buyer/tenant first impressions. Highest ROI per dollar — typically done in 1–2 days.
HIGH	Light Fixture Update	$1,800	+$3,600	200%
📌 Replacing dated fixtures with modern LED pendants/recessed lights takes 1–2 days and dramatically modernizes the feel.

RENO COST

$9,753

VALUE ADDED

+$30,808

OVERALL ROI

316%

♻ HYBRID (BRRRR) Medium Confidence

• Adequate DSCR (1.00x)
• High cap rate (8.2%) — strong rental market
• Decent forced equity (+$21,056)
• Excellent reno ROI (316%)

👎 IS IT WORTH IT?

PROBABLY NOT — Risky

• Slight negative cashflow — manageable if house-hacking
• Low barrier to entry ($12,844 cash needed)

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

56/100

👍 Solid

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

8149 Justin Rd S Single

West Palm Beach, FL 32210 · 3bd/2.0ba · 1,658sf · Built 1984

$160,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $5,600

Loan Amount: $157,102

Fees / MIP: $2,702

Closing Costs: $4,800

Reserves (3mo): $3,301

Total Cash Needed: $13,701

Monthly Expenses

Mortgage P&I+MIP: $1,100.20

Property Tax: $260.00

Insurance: $221.07

HOA: $0.00

Maint + CapEx: $186.66

Vacancy + Mgmt: $252.57

Total: $2,020.50/mo

Returns

Market Rent (all units): $1,943

Your Rental Income: $1,943

Cashflow: $-78/mo

Annual: $-932/yr

Cash-on-Cash ROI: -6.8%

Cap Rate: 7.7% · DSCR: 0.93x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-78/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $250/mo (vs $-78/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $264/mo — saves $342/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $680/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-570/mo

STR vs LTR

-59%

BREAKEVEN OCC

55%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-78/mo · STR: $-570/mo · CoC ROI: -31.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,942/mo

RANGE

$1,942 – $1,942

CONFIDENCE

LOW

N/A

Our estimate $1,942/mo ✅ Inline with market

No comparable rentals found in 32210

Purchase + Close$164,800

Reno Cost$77,664

Holding (6mo)$12,123

Total All-In$254,587

ARV$301,404

Selling Costs 8%$24,112

Flip Profit+$22,705

Flip ROI26%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~42 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,560	+$13,678	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$77,664

VALUE ADDED

+$141,404

OVERALL ROI

182%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$63,740)
• Excellent reno ROI (182%)
• Older build (1984) — high value-add potential

👎 IS IT WORTH IT?

PROBABLY NOT — Risky

• Slight negative cashflow — manageable if house-hacking
• Low barrier to entry ($13,701 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

51/100

⚠️ Borderline

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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2225 Thiervy Dr Single

West Palm Beach, FL 32210 · 3bd/2.0ba · 1,260sf · Built 1959

$195,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $6,825

Loan Amount: $191,468

Fees / MIP: $3,293

Closing Costs: $5,850

Reserves (3mo): $4,023

Total Cash Needed: $16,698

Monthly Expenses

Mortgage P&I+MIP: $1,340.86

Property Tax: $316.88

Insurance: $168.00

HOA: $0.00

Maint + CapEx: $227.50

Vacancy + Mgmt: $276.53

Total: $2,329.76/mo

Returns

Market Rent (all units): $2,127

Your Rental Income: $2,127

Cashflow: $-203/mo

Annual: $-2,432/yr

Cash-on-Cash ROI: -14.6%

Cap Rate: 7.0% · DSCR: 0.85x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-203/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $196/mo (vs $-203/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $214/mo — saves $416/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $370/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-793/mo

STR vs LTR

-59%

BREAKEVEN OCC

58%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-203/mo · STR: $-793/mo · CoC ROI: -39.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,127/mo

RANGE

$2,127 – $2,127

CONFIDENCE

LOW

N/A

Our estimate $2,127/mo ✅ Inline with market

No comparable rentals found in 32210

Purchase + Close$200,850

Reno Cost$88,716

Holding (6mo)$13,979

Total All-In$303,545

ARV$344,761

Selling Costs 8%$27,581

Flip Profit+$13,636

Flip ROI13%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~67 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$11,970	+$13,167	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$88,716

VALUE ADDED

+$149,761

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$61,045)
• Excellent reno ROI (169%)
• Older build (1959) — high value-add potential
• Negative cashflow ($-203/mo) — poor rental hold

👎 IS IT WORTH IT?

PROBABLY NOT — Risky

• Slight negative cashflow — manageable if house-hacking
• Low barrier to entry ($16,698 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

49/100

⚠️ Borderline

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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474 Laurina St Single

West Palm Beach, FL 32216 · 3bd/1.0ba · 1,122sf · Built 1949

$190,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $6,650

Loan Amount: $186,559

Fees / MIP: $3,209

Closing Costs: $5,700

Reserves (3mo): $3,919

Total Cash Needed: $16,269

Monthly Expenses

Mortgage P&I+MIP: $1,306.48

Property Tax: $308.75

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $221.66

Vacancy + Mgmt: $263.78

Total: $2,250.68/mo

Returns

Market Rent (all units): $2,029

Your Rental Income: $2,029

Cashflow: $-222/mo

Annual: $-2,659/yr

Cash-on-Cash ROI: -16.3%

Cap Rate: 6.8% · DSCR: 0.83x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-222/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $167/mo (vs $-222/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $184/mo — saves $406/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $449/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-725/mo

STR vs LTR

-56%

BREAKEVEN OCC

57%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-222/mo · STR: $-725/mo · CoC ROI: -36.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,029/mo

RANGE

$2,029 – $2,029

CONFIDENCE

LOW

N/A

Our estimate $2,029/mo ✅ Inline with market

No comparable rentals found in 32216

Purchase + Close$195,700

Reno Cost$80,383

Holding (6mo)$13,504

Total All-In$289,587

ARV$325,270

Selling Costs 8%$26,022

Flip Profit+$9,662

Flip ROI10%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~77 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$10,659	+$11,725	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$80,383

VALUE ADDED

+$135,270

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$54,888)
• Excellent reno ROI (168%)
• Older build (1949) — high value-add potential
• Negative cashflow ($-222/mo) — poor rental hold

👎 IS IT WORTH IT?

PROBABLY NOT — Risky

• Slight negative cashflow — manageable if house-hacking
• Low barrier to entry ($16,269 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

50/100

⚠️ Borderline

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

2417 W 25th St Single

Jacksonville, FL 32209 · 4bd/2.0ba · 2,280sf · Built 1955

$200,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $7,000

Loan Amount: $196,378

Fees / MIP: $3,378

Closing Costs: $6,000

Reserves (3mo): $4,126

Total Cash Needed: $17,126

Monthly Expenses

Mortgage P&I+MIP: $1,375.24

Property Tax: $325.00

Insurance: $304.00

HOA: $0.00

Maint + CapEx: $233.34

Vacancy + Mgmt: $296.64

Total: $2,534.21/mo

Returns

Market Rent (all units): $2,282

Your Rental Income: $2,282

Cashflow: $-252/mo

Annual: $-3,028/yr

Cash-on-Cash ROI: -17.7%

Cap Rate: 6.7% · DSCR: 0.82x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-252/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $157/mo (vs $-252/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $175/mo — saves $427/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $1,066/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-666/mo

STR vs LTR

-55%

BREAKEVEN OCC

52%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-252/mo · STR: $-666/mo · CoC ROI: -30.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,281/mo

RANGE

$2,281 – $2,281

CONFIDENCE

LOW

N/A

Our estimate $2,281/mo ✅ Inline with market

No comparable rentals found in 32209

Purchase + Close$206,000

Reno Cost$109,473

Holding (6mo)$15,205

Total All-In$330,678

ARV$385,818

Selling Costs 8%$30,865

Flip Profit+$24,274

Flip ROI20%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~71 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$21,660	+$23,826	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$109,473

VALUE ADDED

+$185,818

OVERALL ROI

170%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$76,345)
• Excellent reno ROI (170%)
• Older build (1955) — high value-add potential
• Negative cashflow ($-252/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Slight negative cashflow — manageable if house-hacking
• Low barrier to entry ($17,126 cash needed)
• Has flip exit strategy if hold doesn't work
• High-crime area (High Risk) — higher risk

🛡 NEIGHBORHOOD SAFETY

2/10 High Risk

Significantly elevated crime rates — factor into investment risk

AI Deal Score

47/100

⚠️ Borderline

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

7065 Plymouth Grove Ct Single

Jacksonville, FL 32220 · 4bd/2.0ba · 1,670sf · Built 2020

$274,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $9,622

Loan Amount: $269,921

Fees / MIP: $4,642

Closing Costs: $8,247

Reserves (3mo): $5,671

Total Cash Needed: $23,539

Monthly Expenses

Mortgage P&I+MIP: $1,890.27

Property Tax: $446.71

Insurance: $222.67

HOA: $50.00

Maint + CapEx: $320.71

Vacancy + Mgmt: $346.79

Total: $3,277.16/mo

Returns

Market Rent (all units): $2,668

Your Rental Income: $2,668

Cashflow: $-610/mo

Annual: $-7,314/yr

Cash-on-Cash ROI: -31.1%

Cap Rate: 5.6% · DSCR: 0.68x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-610/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-47/mo (vs $-610/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-22/mo — saves $587/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $323/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-1,239/mo

STR vs LTR

-57%

BREAKEVEN OCC

58%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-610/mo · STR: $-1,239/mo · CoC ROI: -47.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,667/mo

RANGE

$2,667 – $2,667

CONFIDENCE

LOW

N/A

Our estimate $2,667/mo ✅ Inline with market

No comparable rentals found in 32220

Purchase + Close$283,147

Reno Cost$9,668

Holding (6mo)$19,663

Total All-In$312,477

ARV$305,452

Selling Costs 8%$24,436

Flip Profit$-31,461

Flip ROI-114%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

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TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,592	+$13,778	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.
HIGH	Landscaping & Curb Appeal	$2,250	+$9,000	400%
📌 Curb appeal sets buyer/tenant first impressions. Highest ROI per dollar — typically done in 1–2 days.
HIGH	Light Fixture Update	$1,800	+$3,600	200%
📌 Replacing dated fixtures with modern LED pendants/recessed lights takes 1–2 days and dramatically modernizes the feel.

RENO COST

$9,668

VALUE ADDED

+$30,552

OVERALL ROI

316%

🔨 FIX & FLIP High Confidence

• Decent forced equity (+$20,885)
• Excellent reno ROI (316%)
• Negative cashflow ($-610/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-610/mo)
• Low barrier to entry ($23,539 cash needed)

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

39/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

1369 NW 30th St Single

West Palm Beach, FL 33142 · 3bd/1.0ba · 1,197sf · Built 1972

$240,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $8,400

Loan Amount: $235,653

Fees / MIP: $4,053

Closing Costs: $7,200

Reserves (3mo): $4,951

Total Cash Needed: $20,551

Monthly Expenses

Mortgage P&I+MIP: $1,650.29

Property Tax: $390.00

Insurance: $159.60

HOA: $0.00

Maint + CapEx: $280.00

Vacancy + Mgmt: $278.39

Total: $2,758.28/mo

Returns

Market Rent (all units): $2,141

Your Rental Income: $2,141

Cashflow: $-617/mo

Annual: $-7,402/yr

Cash-on-Cash ROI: -36.0%

Cap Rate: 5.2% · DSCR: 0.63x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-617/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-126/mo (vs $-617/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-104/mo — saves $513/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-58/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,164/mo

STR vs LTR

-59%

BREAKEVEN OCC

64%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-617/mo · STR: $-1,164/mo · CoC ROI: -51.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,141/mo

RANGE

$2,141 – $2,141

CONFIDENCE

LOW

N/A

Our estimate $2,141/mo ✅ Inline with market

No comparable rentals found in 33142

Purchase + Close$247,200

Reno Cost$81,909

Holding (6mo)$16,550

Total All-In$345,659

ARV$377,921

Selling Costs 8%$30,234

Flip Profit+$2,029

Flip ROI2%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~54 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$11,372	+$12,509	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$81,909

VALUE ADDED

+$137,921

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$56,012)
• Excellent reno ROI (168%)
• Older build (1972) — high value-add potential
• Negative cashflow ($-617/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-617/mo)
• Low barrier to entry ($20,551 cash needed)
• Has flip exit strategy if hold doesn't work
• High-crime area (High Risk) — higher risk

🛡 NEIGHBORHOOD SAFETY

2/10 High Risk

Significantly elevated crime rates — factor into investment risk

AI Deal Score

37/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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7503 Dolonita Dr Single

West Palm Beach, FL 33615 · 3bd/2.0ba · 1,432sf · Built 1971

$145,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $5,075

Loan Amount: $142,374

Fees / MIP: $2,449

Closing Costs: $4,350

Reserves (3mo): $2,991

Total Cash Needed: $12,416

Monthly Expenses

Mortgage P&I+MIP: $997.05

Property Tax: $235.62

Insurance: $190.93

HOA: $459.00

Maint + CapEx: $169.16

Vacancy + Mgmt: $248.92

Total: $2,300.69/mo

Returns

Market Rent (all units): $1,915

Your Rental Income: $1,915

Cashflow: $-386/mo

Annual: $-4,632/yr

Cash-on-Cash ROI: -37.3%

Cap Rate: 5.1% · DSCR: 0.61x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-386/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-89/mo (vs $-386/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-76/mo — saves $310/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $399/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-859/mo

STR vs LTR

-56%

BREAKEVEN OCC

59%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-386/mo · STR: $-859/mo · CoC ROI: -49.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,914/mo

RANGE

$1,914 – $1,914

CONFIDENCE

LOW

N/A

Our estimate $1,914/mo ✅ Inline with market

No comparable rentals found in 33615

Purchase + Close$149,350

Reno Cost$92,216

Holding (6mo)$13,804

Total All-In$255,370

ARV$300,841

Selling Costs 8%$24,067

Flip Profit+$21,404

Flip ROI21%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~55 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$13,604	+$14,964	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$92,216

VALUE ADDED

+$155,841

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$63,625)
• Excellent reno ROI (169%)
• Older build (1971) — high value-add potential
• Negative cashflow ($-386/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-386/mo)
• Low barrier to entry ($12,416 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

41/100

⚠️ Borderline

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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📈 10-YEAR EQUITY PROJECTION

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877 Jackson Rd Single

Jacksonville, FL 32225 · 3bd/2.0ba · 1,336sf · Built 1991

$260,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $9,100

Loan Amount: $255,291

Fees / MIP: $4,391

Closing Costs: $7,800

Reserves (3mo): $5,363

Total Cash Needed: $22,263

Monthly Expenses

Mortgage P&I+MIP: $1,787.82

Property Tax: $422.50

Insurance: $178.13

HOA: $0.00

Maint + CapEx: $303.34

Vacancy + Mgmt: $293.65

Total: $2,985.44/mo

Returns

Market Rent (all units): $2,259

Your Rental Income: $2,259

Cashflow: $-727/mo

Annual: $-8,719/yr

Cash-on-Cash ROI: -39.2%

Cap Rate: 4.9% · DSCR: 0.59x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-727/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-195/mo (vs $-727/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-171/mo — saves $555/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-285/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,360/mo

STR vs LTR

-62%

BREAKEVEN OCC

66%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-727/mo · STR: $-1,360/mo · CoC ROI: -57.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,258/mo

RANGE

$2,258 – $2,258

CONFIDENCE

LOW

N/A

Our estimate $2,258/mo ✅ Inline with market

No comparable rentals found in 32225

Purchase + Close$267,800

Reno Cost$65,171

Holding (6mo)$17,913

Total All-In$350,883

ARV$383,486

Selling Costs 8%$30,679

Flip Profit+$1,924

Flip ROI2%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~35 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,674	+$11,022	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$65,171

VALUE ADDED

+$123,486

OVERALL ROI

190%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$58,316)
• Excellent reno ROI (190%)
• Aging property (1991) — renovation upside
• Negative cashflow ($-727/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-727/mo)
• Low barrier to entry ($22,263 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

40/100

⚠️ Borderline

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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12223 Crossfield Dr Single

West Palm Beach, FL 32219 · 4bd/4.5ba · 2,345sf · Built 2018

$365,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,775

Loan Amount: $358,389

Fees / MIP: $6,164

Closing Costs: $10,950

Reserves (3mo): $7,529

Total Cash Needed: $31,254

Monthly Expenses

Mortgage P&I+MIP: $2,509.82

Property Tax: $593.12

Insurance: $312.67

HOA: $9.00

Maint + CapEx: $425.84

Vacancy + Mgmt: $419.79

Total: $4,270.23/mo

Returns

Market Rent (all units): $3,229

Your Rental Income: $3,229

Cashflow: $-1,041/mo

Annual: $-12,493/yr

Cash-on-Cash ROI: -40.0%

Cap Rate: 4.8% · DSCR: 0.59x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,041/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-295/mo (vs $-1,041/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-262/mo — saves $780/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-670/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,090/mo

STR vs LTR

-68%

BREAKEVEN OCC

67%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,041/mo · STR: $-2,090/mo · CoC ROI: -67.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,229/mo

RANGE

$3,229 – $3,229

CONFIDENCE

LOW

N/A

Our estimate $3,229/mo ✅ Inline with market

No comparable rentals found in 32219

Purchase + Close$375,950

Reno Cost$11,524

Holding (6mo)$25,621

Total All-In$413,095

ARV$401,121

Selling Costs 8%$32,090

Flip Profit$-44,064

Flip ROI-125%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$6,449	+$19,346	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.
HIGH	Landscaping & Curb Appeal	$2,250	+$9,000	400%
📌 Curb appeal sets buyer/tenant first impressions. Highest ROI per dollar — typically done in 1–2 days.
HIGH	Light Fixture Update	$1,800	+$3,600	200%
📌 Replacing dated fixtures with modern LED pendants/recessed lights takes 1–2 days and dramatically modernizes the feel.

RENO COST

$11,524

VALUE ADDED

+$36,121

OVERALL ROI

314%

🔨 FIX & FLIP High Confidence

• Decent forced equity (+$24,598)
• Excellent reno ROI (314%)
• Negative cashflow ($-1,041/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,041/mo)

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

39/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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3355 Mandarin Glen Dr Single

West Palm Beach, FL 32223 · 2bd/2.5ba · 1,362sf · Built 1995

$225,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $7,875

Loan Amount: $220,925

Fees / MIP: $3,800

Closing Costs: $6,750

Reserves (3mo): $4,641

Total Cash Needed: $19,266

Monthly Expenses

Mortgage P&I+MIP: $1,547.15

Property Tax: $365.62

Insurance: $181.60

HOA: $39.00

Maint + CapEx: $262.50

Vacancy + Mgmt: $257.82

Total: $2,653.69/mo

Returns

Market Rent (all units): $1,983

Your Rental Income: $1,983

Cashflow: $-670/mo

Annual: $-8,046/yr

Cash-on-Cash ROI: -41.8%

Cap Rate: 4.7% · DSCR: 0.57x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-670/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-210/mo (vs $-670/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-190/mo — saves $481/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-1,406/mo

STR vs LTR

-72%

BREAKEVEN OCC

77%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-670/mo · STR: $-1,406/mo · CoC ROI: -70.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,983/mo

RANGE

$1,983 – $1,983

CONFIDENCE

LOW

N/A

Our estimate $1,983/mo ✅ Inline with market

No comparable rentals found in 32223

Purchase + Close$231,750

Reno Cost$65,453

Holding (6mo)$15,922

Total All-In$313,125

ARV$349,134

Selling Costs 8%$27,931

Flip Profit+$8,078

Flip ROI10%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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Upgrade to Pro

TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~31 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,746	+$11,236	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$65,453

VALUE ADDED

+$124,134

OVERALL ROI

190%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$58,681)
• Excellent reno ROI (190%)
• Aging property (1995) — renovation upside
• Negative cashflow ($-670/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-670/mo)
• Low barrier to entry ($19,266 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

41/100

⚠️ Borderline

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

5221 Chenault Ave Single

Cape Coral, FL 32839 · 4bd/2.5ba · 1,834sf · Built 1959

$338,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $11,862

Loan Amount: $332,762

Fees / MIP: $5,723

Closing Costs: $10,167

Reserves (3mo): $6,991

Total Cash Needed: $29,020

Monthly Expenses

Mortgage P&I+MIP: $2,330.34

Property Tax: $550.71

Insurance: $244.53

HOA: $0.00

Maint + CapEx: $395.39

Vacancy + Mgmt: $371.36

Total: $3,892.34/mo

Returns

Market Rent (all units): $2,857

Your Rental Income: $2,857

Cashflow: $-1,036/mo

Annual: $-12,428/yr

Cash-on-Cash ROI: -42.8%

Cap Rate: 4.6% · DSCR: 0.56x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,036/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-343/mo (vs $-1,036/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-312/mo — saves $724/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-292/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-1,763/mo

STR vs LTR

-61%

BREAKEVEN OCC

64%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,036/mo · STR: $-1,763/mo · CoC ROI: -59.9%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,856/mo

RANGE

$2,856 – $2,856

CONFIDENCE

LOW

N/A

Our estimate $2,856/mo ✅ Inline with market

No comparable rentals found in 32839

Purchase + Close$349,067

Reno Cost$100,397

Holding (6mo)$23,354

Total All-In$472,818

ARV$508,952

Selling Costs 8%$40,716

Flip Profit$-4,582

Flip ROI-4%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~67 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$17,423	+$19,165	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$100,397

VALUE ADDED

+$170,052

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$69,655)
• Excellent reno ROI (169%)
• Older build (1959) — high value-add potential
• Negative cashflow ($-1,036/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,036/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

38/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

6992 Deer Island Rd Single

Jacksonville, FL 32244 · 3bd/2.0ba · 1,575sf · Built 2004

$290,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $10,150

Loan Amount: $284,747

Fees / MIP: $4,897

Closing Costs: $8,700

Reserves (3mo): $5,982

Total Cash Needed: $24,832

Monthly Expenses

Mortgage P&I+MIP: $1,994.09

Property Tax: $471.25

Insurance: $210.00

HOA: $21.00

Maint + CapEx: $338.34

Vacancy + Mgmt: $319.20

Total: $3,353.86/mo

Returns

Market Rent (all units): $2,455

Your Rental Income: $2,455

Cashflow: $-899/mo

Annual: $-10,782/yr

Cash-on-Cash ROI: -43.4%

Cap Rate: 4.5% · DSCR: 0.55x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-899/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-306/mo (vs $-899/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-279/mo — saves $619/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-654/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,680/mo

STR vs LTR

-67%

BREAKEVEN OCC

71%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-899/mo · STR: $-1,680/mo · CoC ROI: -66.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,455/mo

RANGE

$2,455 – $2,455

CONFIDENCE

LOW

N/A

Our estimate $2,455/mo ✅ Inline with market

No comparable rentals found in 32244

Purchase + Close$298,700

Reno Cost$55,656

Holding (6mo)$20,123

Total All-In$374,479

ARV$399,349

Selling Costs 8%$31,948

Flip Profit$-7,079

Flip ROI-10%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~22 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,331	+$12,994	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~22 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$55,656

VALUE ADDED

+$109,349

OVERALL ROI

196%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$53,692)
• Excellent reno ROI (196%)
• Negative cashflow ($-899/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-899/mo)
• Low barrier to entry ($24,832 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

39/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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📈 10-YEAR EQUITY PROJECTION

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5333 Kellar Cir Single

West Palm Beach, FL 32218 · 3bd/2.0ba · 1,548sf · Built 2021

$285,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $10,006

Loan Amount: $280,722

Fees / MIP: $4,828

Closing Costs: $8,577

Reserves (3mo): $5,898

Total Cash Needed: $24,481

Monthly Expenses

Mortgage P&I+MIP: $1,965.90

Property Tax: $464.59

Insurance: $206.40

HOA: $44.00

Maint + CapEx: $333.55

Vacancy + Mgmt: $316.19

Total: $3,330.63/mo

Returns

Market Rent (all units): $2,432

Your Rental Income: $2,432

Cashflow: $-898/mo

Annual: $-10,781/yr

Cash-on-Cash ROI: -44.0%

Cap Rate: 4.5% · DSCR: 0.54x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-898/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-314/mo (vs $-898/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-288/mo — saves $611/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-631/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,663/mo

STR vs LTR

-67%

BREAKEVEN OCC

70%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-898/mo · STR: $-1,663/mo · CoC ROI: -66.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,432/mo

RANGE

$2,432 – $2,432

CONFIDENCE

LOW

N/A

Our estimate $2,432/mo ✅ Inline with market

No comparable rentals found in 32218

Purchase + Close$294,477

Reno Cost$5,282

Holding (6mo)$19,984

Total All-In$319,743

ARV$302,846

Selling Costs 8%$24,228

Flip Profit$-41,124

Flip ROI-172%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,257	+$12,771	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$5,282

VALUE ADDED

+$16,946

OVERALL ROI

321%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (321%)
• Negative cashflow ($-898/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-898/mo)
• Low barrier to entry ($24,481 cash needed)

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

38/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

2936 Old Orchard Rd Single

West Palm Beach, FL 32257 · 4bd/2.5ba · 2,196sf · Built 1978

$374,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $13,090

Loan Amount: $367,226

Fees / MIP: $6,316

Closing Costs: $11,220

Reserves (3mo): $7,715

Total Cash Needed: $32,025

Monthly Expenses

Mortgage P&I+MIP: $2,571.70

Property Tax: $607.75

Insurance: $292.80

HOA: $0.00

Maint + CapEx: $436.34

Vacancy + Mgmt: $408.36

Total: $4,316.95/mo

Returns

Market Rent (all units): $3,141

Your Rental Income: $3,141

Cashflow: $-1,176/mo

Annual: $-14,108/yr

Cash-on-Cash ROI: -44.0%

Cap Rate: 4.5% · DSCR: 0.54x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,176/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-411/mo (vs $-1,176/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-377/mo — saves $799/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-717/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,129/mo

STR vs LTR

-67%

BREAKEVEN OCC

68%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,176/mo · STR: $-2,129/mo · CoC ROI: -67.9%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,141/mo

RANGE

$3,141 – $3,141

CONFIDENCE

LOW

N/A

Our estimate $3,141/mo ✅ Inline with market

No comparable rentals found in 32257

Purchase + Close$385,220

Reno Cost$83,502

Holding (6mo)$25,902

Total All-In$494,623

ARV$528,800

Selling Costs 8%$42,304

Flip Profit$-8,127

Flip ROI-8%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~48 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$6,039	+$18,117	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$83,502

VALUE ADDED

+$154,800

OVERALL ROI

185%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$71,299)
• Excellent reno ROI (185%)
• Older build (1978) — high value-add potential
• Negative cashflow ($-1,176/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,176/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

41/100

⚠️ Borderline

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

5260 Collins Rd #105 Single

Jacksonville, FL 32244 · 3bd/2.5ba · 1,729sf · Built 2005

$193,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $6,786

Loan Amount: $190,388

Fees / MIP: $3,274

Closing Costs: $5,817

Reserves (3mo): $4,000

Total Cash Needed: $16,603

Monthly Expenses

Mortgage P&I+MIP: $1,333.29

Property Tax: $315.09

Insurance: $230.53

HOA: $260.00

Maint + CapEx: $226.21

Vacancy + Mgmt: $260.83

Total: $2,625.96/mo

Returns

Market Rent (all units): $2,006

Your Rental Income: $2,006

Cashflow: $-620/mo

Annual: $-7,435/yr

Cash-on-Cash ROI: -44.8%

Cap Rate: 4.4% · DSCR: 0.54x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-620/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-223/mo (vs $-620/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-205/mo — saves $414/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $74/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,131/mo

STR vs LTR

-61%

BREAKEVEN OCC

63%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-620/mo · STR: $-1,131/mo · CoC ROI: -56.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,006/mo

RANGE

$2,006 – $2,006

CONFIDENCE

LOW

N/A

Our estimate $2,006/mo ✅ Inline with market

No comparable rentals found in 32244

Purchase + Close$199,717

Reno Cost$57,004

Holding (6mo)$15,756

Total All-In$272,477

ARV$306,275

Selling Costs 8%$24,502

Flip Profit+$9,296

Flip ROI13%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~21 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,755	+$14,264	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~21 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$57,004

VALUE ADDED

+$112,375

OVERALL ROI

197%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$55,371)
• Excellent reno ROI (197%)
• Negative cashflow ($-620/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-620/mo)
• Low barrier to entry ($16,603 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

39/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

5342 Sharon Ter Single

West Palm Beach, FL 32207 · 3bd/1.0ba · 1,108sf · Built 1953

$265,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $9,275

Loan Amount: $260,200

Fees / MIP: $4,475

Closing Costs: $7,950

Reserves (3mo): $5,467

Total Cash Needed: $22,692

Monthly Expenses

Mortgage P&I+MIP: $1,822.20

Property Tax: $430.62

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $309.16

Vacancy + Mgmt: $274.76

Total: $2,986.75/mo

Returns

Market Rent (all units): $2,114

Your Rental Income: $2,114

Cashflow: $-873/mo

Annual: $-10,479/yr

Cash-on-Cash ROI: -46.2%

Cap Rate: 4.3% · DSCR: 0.52x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-873/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-331/mo (vs $-873/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-307/mo — saves $566/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-287/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,363/mo

STR vs LTR

-58%

BREAKEVEN OCC

66%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-873/mo · STR: $-1,363/mo · CoC ROI: -57.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,113/mo

RANGE

$2,113 – $2,113

CONFIDENCE

LOW

N/A

Our estimate $2,113/mo ✅ Inline with market

No comparable rentals found in 32207

Purchase + Close$272,950

Reno Cost$80,098

Holding (6mo)$17,920

Total All-In$370,968

ARV$399,775

Selling Costs 8%$31,982

Flip Profit$-3,175

Flip ROI-3%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~73 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$10,526	+$11,579	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$80,098

VALUE ADDED

+$134,775

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$54,678)
• Excellent reno ROI (168%)
• Older build (1953) — high value-add potential
• Negative cashflow ($-873/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-873/mo)
• Low barrier to entry ($22,692 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

36/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

1904 Landwood St Single

Jacksonville, FL 32211 · 3bd/2.0ba · 1,776sf · Built 1963

$325,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $11,375

Loan Amount: $319,113

Fees / MIP: $5,488

Closing Costs: $9,750

Reserves (3mo): $6,704

Total Cash Needed: $27,829

Monthly Expenses

Mortgage P&I+MIP: $2,234.76

Property Tax: $528.12

Insurance: $236.80

HOA: $0.00

Maint + CapEx: $379.16

Vacancy + Mgmt: $342.26

Total: $3,721.11/mo

Returns

Market Rent (all units): $2,633

Your Rental Income: $2,633

Cashflow: $-1,088/mo

Annual: $-13,060/yr

Cash-on-Cash ROI: -46.9%

Cap Rate: 4.2% · DSCR: 0.51x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,088/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-424/mo (vs $-1,088/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-394/mo — saves $694/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,994/mo

STR vs LTR

-71%

BREAKEVEN OCC

75%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,088/mo · STR: $-1,994/mo · CoC ROI: -73.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,632/mo

RANGE

$2,632 – $2,632

CONFIDENCE

LOW

N/A

Our estimate $2,632/mo ✅ Inline with market

No comparable rentals found in 32211

Purchase + Close$334,750

Reno Cost$99,217

Holding (6mo)$22,327

Total All-In$456,293

ARV$493,002

Selling Costs 8%$39,440

Flip Profit$-2,732

Flip ROI-2%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

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Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~63 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$16,872	+$18,559	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$99,217

VALUE ADDED

+$168,002

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$68,785)
• Excellent reno ROI (169%)
• Older build (1963) — high value-add potential
• Negative cashflow ($-1,088/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,088/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

35/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

1954 Hubbard St Single

Jacksonville, FL 32206 · 3bd/2.5ba · 2,068sf · Built 1914

$349,990
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,250

Loan Amount: $343,651

Fees / MIP: $5,910

Closing Costs: $10,500

Reserves (3mo): $7,220

Total Cash Needed: $29,969

Monthly Expenses

Mortgage P&I+MIP: $2,406.60

Property Tax: $568.73

Insurance: $275.73

HOA: $0.00

Maint + CapEx: $408.32

Vacancy + Mgmt: $371.56

Total: $4,030.95/mo

Returns

Market Rent (all units): $2,858

Your Rental Income: $2,858

Cashflow: $-1,173/mo

Annual: $-14,073/yr

Cash-on-Cash ROI: -47.0%

Cap Rate: 4.2% · DSCR: 0.51x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,173/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-457/mo (vs $-1,173/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-425/mo — saves $747/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,261/mo

STR vs LTR

-75%

BREAKEVEN OCC

79%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,173/mo · STR: $-2,261/mo · CoC ROI: -79.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,858/mo

RANGE

$2,858 – $2,858

CONFIDENCE

LOW

N/A

Our estimate $2,858/mo ✅ Inline with market

No comparable rentals found in 32206

Purchase + Close$360,490

Reno Cost$105,159

Holding (6mo)$24,186

Total All-In$489,834

ARV$528,314

Selling Costs 8%$42,265

Flip Profit$-3,786

Flip ROI-3%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

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Upgrade to Pro

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📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~112 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$19,646	+$21,611	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$105,159

VALUE ADDED

+$178,324

OVERALL ROI

170%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$73,165)
• Excellent reno ROI (170%)
• Older build (1914) — high value-add potential
• Negative cashflow ($-1,173/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,173/mo)
• Has flip exit strategy if hold doesn't work
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

33/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

5116 Serena Dr Single

Tampa, FL 33617 · 4bd/3.0ba · 2,025sf · Built 1984

$389,999
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $13,650

Loan Amount: $382,935

Fees / MIP: $6,586

Closing Costs: $11,700

Reserves (3mo): $8,045

Total Cash Needed: $33,395

Monthly Expenses

Mortgage P&I+MIP: $2,681.71

Property Tax: $633.75

Insurance: $270.00

HOA: $0.00

Maint + CapEx: $455.00

Vacancy + Mgmt: $396.19

Total: $4,436.64/mo

Returns

Market Rent (all units): $3,048

Your Rental Income: $3,048

Cashflow: $-1,389/mo

Annual: $-16,669/yr

Cash-on-Cash ROI: -49.9%

Cap Rate: 4.0% · DSCR: 0.48x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,389/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-592/mo (vs $-1,389/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-556/mo — saves $833/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-837/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,233/mo

STR vs LTR

-64%

BREAKEVEN OCC

69%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,389/mo · STR: $-2,233/mo · CoC ROI: -69.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,047/mo

RANGE

$3,047 – $3,047

CONFIDENCE

LOW

N/A

Our estimate $3,047/mo ✅ Inline with market

No comparable rentals found in 33617

Purchase + Close$401,699

Reno Cost$87,171

Holding (6mo)$26,620

Total All-In$515,490

ARV$550,154

Selling Costs 8%$44,012

Flip Profit$-9,348

Flip ROI-8%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~42 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,569	+$16,706	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$87,171

VALUE ADDED

+$160,155

OVERALL ROI

184%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$72,984)
• Excellent reno ROI (184%)
• Older build (1984) — high value-add potential
• Negative cashflow ($-1,389/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,389/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

12675 Green Meadow Dr Single

Jacksonville, FL 32218 · 4bd/2.0ba · 1,811sf · Built 2023

$365,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,775

Loan Amount: $358,389

Fees / MIP: $6,164

Closing Costs: $10,950

Reserves (3mo): $7,529

Total Cash Needed: $31,254

Monthly Expenses

Mortgage P&I+MIP: $2,509.82

Property Tax: $593.12

Insurance: $241.47

HOA: $32.00

Maint + CapEx: $425.84

Vacancy + Mgmt: $373.62

Total: $4,175.87/mo

Returns

Market Rent (all units): $2,874

Your Rental Income: $2,874

Cashflow: $-1,302/mo

Annual: $-15,622/yr

Cash-on-Cash ROI: -50.0%

Cap Rate: 4.0% · DSCR: 0.48x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,302/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-555/mo (vs $-1,302/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-522/mo — saves $780/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-576/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,013/mo

STR vs LTR

-61%

BREAKEVEN OCC

67%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,302/mo · STR: $-2,013/mo · CoC ROI: -65.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,874/mo

RANGE

$2,874 – $2,874

CONFIDENCE

LOW

N/A

Our estimate $2,874/mo ✅ Inline with market

No comparable rentals found in 32218

Purchase + Close$375,950

Reno Cost$6,005

Holding (6mo)$25,055

Total All-In$407,010

ARV$384,116

Selling Costs 8%$30,729

Flip Profit$-53,624

Flip ROI-180%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,980	+$14,941	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$6,005

VALUE ADDED

+$19,116

OVERALL ROI

318%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (318%)
• Negative cashflow ($-1,302/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,302/mo)

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

1505 W Arch St #2 Single

Tampa, FL 33607 · 3bd/2.5ba · 2,365sf · Built 2026

$699,999
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $55,999

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $21,000

Reserves (3mo): $13,767

Total Cash Needed: $90,766

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,137.50

Insurance: $315.33

HOA: $0.00

Maint + CapEx: $816.66

Vacancy + Mgmt: $454.11

Total: $7,312.50/mo

Returns

Market Rent (all units): $3,493

Your Rental Income: $3,493

Cashflow: $-3,819/mo

Annual: $-45,832/yr

Cash-on-Cash ROI: -50.5%

Cap Rate: 1.3% · DSCR: 0.17x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,819/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,612/mo (vs $-3,819/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,549/mo — saves $1,271/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-5,068/mo

STR vs LTR

-81%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-3,819/mo · STR: $-5,068/mo · CoC ROI: -68.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,493/mo

RANGE

$3,493 – $3,493

CONFIDENCE

LOW

N/A

Our estimate $3,493/mo ✅ Inline with market

No comparable rentals found in 33607

Purchase + Close$720,999

Reno Cost$7,529

Holding (6mo)$43,875

Total All-In$772,403

ARV$723,685

Selling Costs 8%$57,895

Flip Profit$-106,612

Flip ROI-126%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$6,504	+$19,511	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$7,529

VALUE ADDED

+$23,686

OVERALL ROI

315%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (315%)
• Negative cashflow ($-3,819/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,819/mo)
• High cash requirement ($90,766)

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

21/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

7412 Kingston Dr Single

Tampa, FL 33619 · 4bd/2.0ba · 1,453sf · Built 1971

$349,999
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,250

Loan Amount: $343,660

Fees / MIP: $5,911

Closing Costs: $10,500

Reserves (3mo): $7,220

Total Cash Needed: $29,970

Monthly Expenses

Mortgage P&I+MIP: $2,406.66

Property Tax: $568.75

Insurance: $193.73

HOA: $0.00

Maint + CapEx: $408.34

Vacancy + Mgmt: $340.24

Total: $3,917.71/mo

Returns

Market Rent (all units): $2,617

Your Rental Income: $2,617

Cashflow: $-1,301/mo

Annual: $-15,606/yr

Cash-on-Cash ROI: -52.1%

Cap Rate: 3.8% · DSCR: 0.46x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,301/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-585/mo (vs $-1,301/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-553/mo — saves $747/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-318/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-1,787/mo

STR vs LTR

-55%

BREAKEVEN OCC

64%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,301/mo · STR: $-1,787/mo · CoC ROI: -59.5%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,617/mo

RANGE

$2,617 – $2,617

CONFIDENCE

LOW

N/A

Our estimate $2,617/mo ✅ Inline with market

No comparable rentals found in 33619

Purchase + Close$360,499

Reno Cost$92,644

Holding (6mo)$23,506

Total All-In$476,649

ARV$506,583

Selling Costs 8%$40,527

Flip Profit$-10,593

Flip ROI-9%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~55 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$13,804	+$15,184	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$92,644

VALUE ADDED

+$156,584

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$63,940)
• Excellent reno ROI (169%)
• Older build (1971) — high value-add potential
• Negative cashflow ($-1,301/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,301/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

3737 Loretto Rd #905 Single

Jacksonville, FL 32223 · 2bd/2.0ba · 908sf · Built 1986

$149,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $5,246

Loan Amount: $147,185

Fees / MIP: $2,531

Closing Costs: $4,497

Reserves (3mo): $3,092

Total Cash Needed: $12,836

Monthly Expenses

Mortgage P&I+MIP: $1,030.74

Property Tax: $243.59

Insurance: $150.00

HOA: $291.00

Maint + CapEx: $174.89

Vacancy + Mgmt: $199.20

Total: $2,089.41/mo

Returns

Market Rent (all units): $1,532

Your Rental Income: $1,532

Cashflow: $-557/mo

Annual: $-6,685/yr

Cash-on-Cash ROI: -52.1%

Cap Rate: 3.8% · DSCR: 0.46x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-557/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-251/mo (vs $-557/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-237/mo — saves $320/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-976/mo

STR vs LTR

-62%

BREAKEVEN OCC

68%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-557/mo · STR: $-976/mo · CoC ROI: -61.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,532/mo

RANGE

$1,532 – $1,532

CONFIDENCE

LOW

N/A

Our estimate $1,532/mo ✅ Inline with market

No comparable rentals found in 32223

Purchase + Close$154,397

Reno Cost$60,527

Holding (6mo)$12,536

Total All-In$227,460

ARV$262,729

Selling Costs 8%$21,018

Flip Profit+$14,251

Flip ROI20%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~40 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$2,497	+$7,491	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$60,527

VALUE ADDED

+$112,829

OVERALL ROI

186%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$52,302)
• Excellent reno ROI (186%)
• Aging property (1986) — renovation upside
• Negative cashflow ($-557/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-557/mo)
• Low barrier to entry ($12,836 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

36/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

8446 Allwine Ct Single

Jacksonville, FL 32244 · 3bd/2.0ba · 1,297sf · Built 1986

$300,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $10,500

Loan Amount: $294,566

Fees / MIP: $5,066

Closing Costs: $9,000

Reserves (3mo): $6,189

Total Cash Needed: $25,689

Monthly Expenses

Mortgage P&I+MIP: $2,062.86

Property Tax: $487.50

Insurance: $172.93

HOA: $40.00

Maint + CapEx: $350.00

Vacancy + Mgmt: $296.79

Total: $3,410.08/mo

Returns

Market Rent (all units): $2,283

Your Rental Income: $2,283

Cashflow: $-1,127/mo

Annual: $-13,526/yr

Cash-on-Cash ROI: -52.6%

Cap Rate: 3.7% · DSCR: 0.45x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,127/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-514/mo (vs $-1,127/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-486/mo — saves $641/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-710/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,732/mo

STR vs LTR

-62%

BREAKEVEN OCC

72%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,127/mo · STR: $-1,732/mo · CoC ROI: -67.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,282/mo

RANGE

$2,282 – $2,282

CONFIDENCE

LOW

N/A

Our estimate $2,282/mo ✅ Inline with market

No comparable rentals found in 32244

Purchase + Close$309,000

Reno Cost$64,747

Holding (6mo)$20,460

Total All-In$394,208

ARV$422,515

Selling Costs 8%$33,801

Flip Profit$-5,494

Flip ROI-7%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~40 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,567	+$10,700	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$64,747

VALUE ADDED

+$122,515

OVERALL ROI

189%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$57,768)
• Excellent reno ROI (189%)
• Aging property (1986) — renovation upside
• Negative cashflow ($-1,127/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,127/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

30/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

8638 Deermoss Way W Single

Jacksonville, FL 32217 · 3bd/2.0ba · 1,147sf · Built 1984

$295,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $10,325

Loan Amount: $289,657

Fees / MIP: $4,982

Closing Costs: $8,850

Reserves (3mo): $6,085

Total Cash Needed: $25,260

Monthly Expenses

Mortgage P&I+MIP: $2,028.48

Property Tax: $479.38

Insurance: $152.93

HOA: $3.00

Maint + CapEx: $344.16

Vacancy + Mgmt: $283.01

Total: $3,290.96/mo

Returns

Market Rent (all units): $2,177

Your Rental Income: $2,177

Cashflow: $-1,114/mo

Annual: $-13,368/yr

Cash-on-Cash ROI: -52.9%

Cap Rate: 3.7% · DSCR: 0.45x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,114/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-511/mo (vs $-1,114/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-484/mo — saves $630/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-591/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,625/mo

STR vs LTR

-59%

BREAKEVEN OCC

70%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,114/mo · STR: $-1,625/mo · CoC ROI: -63.9%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,176/mo

RANGE

$2,176 – $2,176

CONFIDENCE

LOW

N/A

Our estimate $2,176/mo ✅ Inline with market

No comparable rentals found in 32217

Purchase + Close$303,850

Reno Cost$72,120

Holding (6mo)$19,746

Total All-In$395,716

ARV$423,680

Selling Costs 8%$33,894

Flip Profit$-5,930

Flip ROI-6%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~42 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,154	+$9,463	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$72,120

VALUE ADDED

+$128,680

OVERALL ROI

178%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$56,560)
• Excellent reno ROI (178%)
• Older build (1984) — high value-add potential
• Negative cashflow ($-1,114/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,114/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

10914 N 22nd St Single

Tampa, FL 33612 · 3bd/1.5ba · 1,189sf · Built 1961

$299,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $10,496

Loan Amount: $294,468

Fees / MIP: $5,065

Closing Costs: $8,997

Reserves (3mo): $6,187

Total Cash Needed: $25,680

Monthly Expenses

Mortgage P&I+MIP: $2,062.17

Property Tax: $487.34

Insurance: $158.53

HOA: $0.00

Maint + CapEx: $349.89

Vacancy + Mgmt: $287.43

Total: $3,345.36/mo

Returns

Market Rent (all units): $2,211

Your Rental Income: $2,211

Cashflow: $-1,134/mo

Annual: $-13,612/yr

Cash-on-Cash ROI: -53.0%

Cap Rate: 3.7% · DSCR: 0.45x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,134/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-521/mo (vs $-1,134/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-494/mo — saves $640/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-645/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,671/mo

STR vs LTR

-60%

BREAKEVEN OCC

71%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,134/mo · STR: $-1,671/mo · CoC ROI: -65.0%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,211/mo

RANGE

$2,211 – $2,211

CONFIDENCE

LOW

N/A

Our estimate $2,211/mo ✅ Inline with market

No comparable rentals found in 33612

Purchase + Close$308,897

Reno Cost$81,746

Holding (6mo)$20,072

Total All-In$410,715

ARV$437,539

Selling Costs 8%$35,003

Flip Profit$-8,180

Flip ROI-8%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~65 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$11,296	+$12,425	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$81,746

VALUE ADDED

+$137,639

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$55,892)
• Excellent reno ROI (168%)
• Older build (1961) — high value-add potential
• Negative cashflow ($-1,134/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,134/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

6232 Wild Mustang Trl Single

West Palm Beach, FL 32234 · 4bd/2.5ba · 2,346sf · Built 2019

$314,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $11,022

Loan Amount: $309,196

Fees / MIP: $5,318

Closing Costs: $9,447

Reserves (3mo): $6,496

Total Cash Needed: $26,964

Monthly Expenses

Mortgage P&I+MIP: $2,165.32

Property Tax: $511.71

Insurance: $312.80

HOA: $11.00

Maint + CapEx: $367.39

Vacancy + Mgmt: $324.64

Total: $3,692.86/mo

Returns

Market Rent (all units): $2,497

Your Rental Income: $2,497

Cashflow: $-1,196/mo

Annual: $-14,347/yr

Cash-on-Cash ROI: -53.2%

Cap Rate: 3.7% · DSCR: 0.45x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,196/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-552/mo (vs $-1,196/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-523/mo — saves $673/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-93/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-1,666/mo

STR vs LTR

-59%

BREAKEVEN OCC

63%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,196/mo · STR: $-1,666/mo · CoC ROI: -59.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,497/mo

RANGE

$2,497 – $2,497

CONFIDENCE

LOW

N/A

Our estimate $2,497/mo ✅ Inline with market

No comparable rentals found in 32234

Purchase + Close$324,347

Reno Cost$11,526

Holding (6mo)$22,157

Total All-In$358,031

ARV$351,030

Selling Costs 8%$28,082

Flip Profit$-35,084

Flip ROI-110%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$6,452	+$19,354	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.
HIGH	Landscaping & Curb Appeal	$2,250	+$9,000	400%
📌 Curb appeal sets buyer/tenant first impressions. Highest ROI per dollar — typically done in 1–2 days.
HIGH	Light Fixture Update	$1,800	+$3,600	200%
📌 Replacing dated fixtures with modern LED pendants/recessed lights takes 1–2 days and dramatically modernizes the feel.

RENO COST

$11,526

VALUE ADDED

+$36,130

OVERALL ROI

313%

🔨 FIX & FLIP High Confidence

• Decent forced equity (+$24,603)
• Excellent reno ROI (313%)
• Negative cashflow ($-1,196/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,196/mo)

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

30/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

1530 Navaho Ave Single

West Palm Beach, FL 32210 · 6bd/3.0ba · 2,456sf · Built 1973

$315,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $11,025

Loan Amount: $309,295

Fees / MIP: $5,320

Closing Costs: $9,450

Reserves (3mo): $6,498

Total Cash Needed: $26,973

Monthly Expenses

Mortgage P&I+MIP: $2,166.00

Property Tax: $511.88

Insurance: $327.47

HOA: $0.00

Maint + CapEx: $367.50

Vacancy + Mgmt: $324.67

Total: $3,697.51/mo

Returns

Market Rent (all units): $2,497

Your Rental Income: $2,497

Cashflow: $-1,200/mo

Annual: $-14,400/yr

Cash-on-Cash ROI: -53.4%

Cap Rate: 3.7% · DSCR: 0.45x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,200/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-556/mo (vs $-1,200/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-527/mo — saves $673/mo.

👥 Rent by Room

Rent 6 rooms at ~$900/room = $5,400/mo. Projected cashflow: $1,702/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,076/mo

STR vs LTR

-76%

BREAKEVEN OCC

67%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $705
Management (20%): $900
Utilities: $650
Taxes (12%): $540
Other: $510

FURNITURE SETUP

Furniture: $13,300
Appliances: $800
Kitchen + Linens: $1,500
Electronics: $600
Decor + Supplies: $700
Total Setup: $17,200

🛡

LTR is safer bet

LTR: $-1,200/mo · STR: $-2,076/mo · CoC ROI: -66.1%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,497/mo

RANGE

$2,497 – $2,497

CONFIDENCE

LOW

N/A

Our estimate $2,497/mo ✅ Inline with market

No comparable rentals found in 32210

Purchase + Close$324,450

Reno Cost$118,580

Holding (6mo)$22,185

Total All-In$465,215

ARV$516,652

Selling Costs 8%$41,332

Flip Profit+$10,105

Flip ROI7%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~53 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$23,332	+$25,665	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$118,580

VALUE ADDED

+$201,652

OVERALL ROI

170%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$83,072)
• Excellent reno ROI (170%)
• Older build (1973) — high value-add potential
• Negative cashflow ($-1,200/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,200/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

30/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

12330 SW 195th Ter Single

Miami, FL 33177 · 4bd/2.0ba · 1,824sf · Built 2026

$697,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $53,000

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $20,910

Reserves (3mo): $13,767

Total Cash Needed: $87,677

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,132.62

Insurance: $243.20

HOA: $0.00

Maint + CapEx: $813.16

Vacancy + Mgmt: $428.69

Total: $7,206.58/mo

Returns

Market Rent (all units): $3,298

Your Rental Income: $3,298

Cashflow: $-3,909/mo

Annual: $-46,907/yr

Cash-on-Cash ROI: -53.5%

Cap Rate: 1.2% · DSCR: 0.15x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,909/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,687/mo (vs $-3,909/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,624/mo — saves $1,285/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-3,607/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-4,623/mo

STR vs LTR

-67%

BREAKEVEN OCC

96%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-3,909/mo · STR: $-4,623/mo · CoC ROI: -63.6%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$3,297/mo

RANGE

$3,297 – $3,297

CONFIDENCE

LOW

N/A

Our estimate $3,297/mo ✅ Inline with market

No comparable rentals found in 33177

Purchase + Close$717,910

Reno Cost$6,041

Holding (6mo)$43,239

Total All-In$767,190

ARV$716,223

Selling Costs 8%$57,298

Flip Profit$-108,265

Flip ROI-135%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

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Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,016	+$15,048	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$6,041

VALUE ADDED

+$19,223

OVERALL ROI

318%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (318%)
• Negative cashflow ($-3,909/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,909/mo)
• High cash requirement ($87,677)

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

21/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

12290 Hagan Creek Dr W Single

Jacksonville, FL 32218 · 4bd/3.0ba · 2,283sf · Built 2007

$430,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $15,050

Loan Amount: $422,212

Fees / MIP: $7,262

Closing Costs: $12,900

Reserves (3mo): $8,870

Total Cash Needed: $36,820

Monthly Expenses

Mortgage P&I+MIP: $2,956.77

Property Tax: $698.75

Insurance: $304.40

HOA: $58.00

Maint + CapEx: $501.66

Vacancy + Mgmt: $424.99

Total: $4,944.57/mo

Returns

Market Rent (all units): $3,269

Your Rental Income: $3,269

Cashflow: $-1,675/mo

Annual: $-20,105/yr

Cash-on-Cash ROI: -54.6%

Cap Rate: 3.6% · DSCR: 0.43x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,675/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-796/mo (vs $-1,675/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-757/mo — saves $918/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,345/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,680/mo

STR vs LTR

-68%

BREAKEVEN OCC

74%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,675/mo · STR: $-2,680/mo · CoC ROI: -78.0%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,269/mo

RANGE

$3,269 – $3,269

CONFIDENCE

LOW

N/A

Our estimate $3,269/mo ✅ Inline with market

No comparable rentals found in 32218

Purchase + Close$442,900

Reno Cost$66,826

Holding (6mo)$29,667

Total All-In$539,394

ARV$562,323

Selling Costs 8%$44,986

Flip Profit$-22,056

Flip ROI-23%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~19 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$6,278	+$18,835	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~19 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$66,826

VALUE ADDED

+$132,323

OVERALL ROI

198%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$65,497)
• Excellent reno ROI (198%)
• Negative cashflow ($-1,675/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,675/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

9823 Morris Glen Way Single

West Palm Beach, FL 33637 · 3bd/2.0ba · 1,291sf · Built 2000

$314,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $11,022

Loan Amount: $309,196

Fees / MIP: $5,318

Closing Costs: $9,447

Reserves (3mo): $6,496

Total Cash Needed: $26,964

Monthly Expenses

Mortgage P&I+MIP: $2,165.32

Property Tax: $511.71

Insurance: $172.13

HOA: $36.00

Maint + CapEx: $367.39

Vacancy + Mgmt: $298.69

Total: $3,551.24/mo

Returns

Market Rent (all units): $2,298

Your Rental Income: $2,298

Cashflow: $-1,254/mo

Annual: $-15,044/yr

Cash-on-Cash ROI: -55.8%

Cap Rate: 3.5% · DSCR: 0.42x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,254/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-610/mo (vs $-1,254/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-581/mo — saves $673/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-851/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,854/mo

STR vs LTR

-63%

BREAKEVEN OCC

73%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,254/mo · STR: $-1,854/mo · CoC ROI: -69.9%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,297/mo

RANGE

$2,297 – $2,297

CONFIDENCE

LOW

N/A

Our estimate $2,297/mo ✅ Inline with market

No comparable rentals found in 33637

Purchase + Close$324,347

Reno Cost$53,171

Holding (6mo)$21,307

Total All-In$398,826

ARV$418,668

Selling Costs 8%$33,493

Flip Profit$-13,651

Flip ROI-19%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~26 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,550	+$10,651	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~26 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$53,171

VALUE ADDED

+$103,768

OVERALL ROI

195%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$50,597)
• Excellent reno ROI (195%)
• Aging property (2000) — renovation upside
• Negative cashflow ($-1,254/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,254/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

30/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

11310 Peachtree Dr Single

Miami, FL 33161 · 3bd/3.0ba · 1,204sf · Built 1955

$699,999
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $55,999

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $21,000

Reserves (3mo): $13,767

Total Cash Needed: $90,766

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,137.50

Insurance: $160.53

HOA: $0.00

Maint + CapEx: $816.66

Vacancy + Mgmt: $359.22

Total: $7,062.81/mo

Returns

Market Rent (all units): $2,763

Your Rental Income: $2,763

Cashflow: $-4,300/mo

Annual: $-51,595/yr

Cash-on-Cash ROI: -56.8%

Cap Rate: 0.5% · DSCR: 0.06x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-4,300/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-3,093/mo (vs $-4,300/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-3,029/mo — saves $1,271/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-4,872/mo

STR vs LTR

-69%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-4,300/mo · STR: $-4,872/mo · CoC ROI: -66.2%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,763/mo

RANGE

$2,763 – $2,763

CONFIDENCE

LOW

N/A

Our estimate $2,763/mo ✅ Inline with market

No comparable rentals found in 33161

Purchase + Close$720,999

Reno Cost$93,101

Holding (6mo)$42,377

Total All-In$856,477

ARV$857,393

Selling Costs 8%$68,591

Flip Profit$-67,676

Flip ROI-40%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~71 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$11,438	+$12,582	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$93,101

VALUE ADDED

+$157,394

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$64,292)
• Excellent reno ROI (169%)
• Older build (1955) — high value-add potential
• Negative cashflow ($-4,300/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-4,300/mo)
• High cash requirement ($90,766)
• Has flip exit strategy if hold doesn't work
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

15/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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7801 Point Meadows Dr #7308 Single

West Palm Beach, FL 32256 · 3bd/2.0ba · 1,247sf · Built 2003

$199,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $6,965

Loan Amount: $195,396

Fees / MIP: $3,361

Closing Costs: $5,970

Reserves (3mo): $4,105

Total Cash Needed: $17,040

Monthly Expenses

Mortgage P&I+MIP: $1,368.37

Property Tax: $323.38

Insurance: $166.27

HOA: $472.00

Maint + CapEx: $232.16

Vacancy + Mgmt: $262.08

Total: $2,824.26/mo

Returns

Market Rent (all units): $2,016

Your Rental Income: $2,016

Cashflow: $-808/mo

Annual: $-9,699/yr

Cash-on-Cash ROI: -56.9%

Cap Rate: 3.4% · DSCR: 0.41x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-808/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-401/mo (vs $-808/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-383/mo — saves $425/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-124/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,296/mo

STR vs LTR

-57%

BREAKEVEN OCC

65%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-808/mo · STR: $-1,296/mo · CoC ROI: -64.1%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,015/mo

RANGE

$2,015 – $2,015

CONFIDENCE

LOW

N/A

Our estimate $2,015/mo ✅ Inline with market

No comparable rentals found in 32256

Purchase + Close$204,970

Reno Cost$52,786

Holding (6mo)$16,946

Total All-In$274,702

ARV$301,904

Selling Costs 8%$24,152

Flip Profit+$3,049

Flip ROI5%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~23 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,429	+$10,288	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~23 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$52,786

VALUE ADDED

+$102,904

OVERALL ROI

195%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$50,117)
• Excellent reno ROI (195%)
• Negative cashflow ($-808/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-808/mo)
• Low barrier to entry ($17,040 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

36/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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17 Kepner St Single

Cape Coral, FL 32839 · 3bd/2.0ba · 1,161sf · Built 1959

$318,999
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $11,165

Loan Amount: $313,221

Fees / MIP: $5,387

Closing Costs: $9,570

Reserves (3mo): $6,580

Total Cash Needed: $27,315

Monthly Expenses

Mortgage P&I+MIP: $2,193.50

Property Tax: $518.37

Insurance: $154.80

HOA: $0.00

Maint + CapEx: $372.16

Vacancy + Mgmt: $288.11

Total: $3,526.95/mo

Returns

Market Rent (all units): $2,216

Your Rental Income: $2,216

Cashflow: $-1,311/mo

Annual: $-15,728/yr

Cash-on-Cash ROI: -57.6%

Cap Rate: 3.3% · DSCR: 0.40x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,311/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-658/mo (vs $-1,311/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-629/mo — saves $681/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-827/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,828/mo

STR vs LTR

-60%

BREAKEVEN OCC

73%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,311/mo · STR: $-1,828/mo · CoC ROI: -68.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,216/mo

RANGE

$2,216 – $2,216

CONFIDENCE

LOW

N/A

Our estimate $2,216/mo ✅ Inline with market

No comparable rentals found in 32839

Purchase + Close$328,569

Reno Cost$86,701

Holding (6mo)$21,162

Total All-In$436,432

ARV$465,260

Selling Costs 8%$37,221

Flip Profit$-8,392

Flip ROI-8%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~67 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$11,030	+$12,132	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$86,701

VALUE ADDED

+$146,261

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$59,560)
• Excellent reno ROI (169%)
• Older build (1959) — high value-add potential
• Negative cashflow ($-1,311/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,311/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

5320 Brereton Ave Single

West Palm Beach, FL 32839 · 3bd/1.5ba · 1,468sf · Built 1959

$350,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,250

Loan Amount: $343,661

Fees / MIP: $5,911

Closing Costs: $10,500

Reserves (3mo): $7,220

Total Cash Needed: $29,970

Monthly Expenses

Mortgage P&I+MIP: $2,406.67

Property Tax: $568.75

Insurance: $195.73

HOA: $0.00

Maint + CapEx: $408.34

Vacancy + Mgmt: $319.69

Total: $3,899.18/mo

Returns

Market Rent (all units): $2,459

Your Rental Income: $2,459

Cashflow: $-1,440/mo

Annual: $-17,280/yr

Cash-on-Cash ROI: -57.7%

Cap Rate: 3.3% · DSCR: 0.40x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,440/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-724/mo (vs $-1,440/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-693/mo — saves $747/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-1,199/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,149/mo

STR vs LTR

-66%

BREAKEVEN OCC

78%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,440/mo · STR: $-2,149/mo · CoC ROI: -75.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,459/mo

RANGE

$2,459 – $2,459

CONFIDENCE

LOW

N/A

Our estimate $2,459/mo ✅ Inline with market

No comparable rentals found in 32839

Purchase + Close$360,500

Reno Cost$87,424

Holding (6mo)$23,395

Total All-In$471,319

ARV$497,501

Selling Costs 8%$39,800

Flip Profit$-13,618

Flip ROI-12%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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Upgrade to Pro

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~67 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$13,946	+$15,341	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$87,424

VALUE ADDED

+$147,501

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$60,078)
• Excellent reno ROI (169%)
• Older build (1959) — high value-add potential
• Negative cashflow ($-1,440/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,440/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

11750 White Horse Rd Single

West Palm Beach, FL 32246 · 2bd/2.0ba · 1,052sf · Built 1985

$260,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $9,100

Loan Amount: $255,291

Fees / MIP: $4,391

Closing Costs: $7,800

Reserves (3mo): $5,363

Total Cash Needed: $22,263

Monthly Expenses

Mortgage P&I+MIP: $1,787.82

Property Tax: $422.50

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $303.34

Vacancy + Mgmt: $236.71

Total: $2,900.36/mo

Returns

Market Rent (all units): $1,821

Your Rental Income: $1,821

Cashflow: $-1,080/mo

Annual: $-12,954/yr

Cash-on-Cash ROI: -58.2%

Cap Rate: 3.3% · DSCR: 0.40x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,080/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-548/mo (vs $-1,080/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-524/mo — saves $555/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-1,621/mo

STR vs LTR

-68%

BREAKEVEN OCC

81%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-1,080/mo · STR: $-1,621/mo · CoC ROI: -73.9%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,820/mo

RANGE

$1,820 – $1,820

CONFIDENCE

LOW

N/A

Our estimate $1,820/mo ✅ Inline with market

No comparable rentals found in 32246

Purchase + Close$267,800

Reno Cost$71,089

Holding (6mo)$17,402

Total All-In$356,291

ARV$386,315

Selling Costs 8%$30,905

Flip Profit$-882

Flip ROI-1%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~41 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$2,893	+$8,679	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$71,089

VALUE ADDED

+$126,315

OVERALL ROI

178%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$55,226)
• Excellent reno ROI (178%)
• Older build (1985) — high value-add potential
• Negative cashflow ($-1,080/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,080/mo)
• Low barrier to entry ($22,263 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

14925 Fisher Rd Single

Tampa, FL 33613 · 3bd/1.0ba · 983sf · Built 1959

$300,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $10,500

Loan Amount: $294,566

Fees / MIP: $5,066

Closing Costs: $9,000

Reserves (3mo): $6,189

Total Cash Needed: $25,689

Monthly Expenses

Mortgage P&I+MIP: $2,062.86

Property Tax: $487.50

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $350.00

Vacancy + Mgmt: $269.64

Total: $3,320.00/mo

Returns

Market Rent (all units): $2,074

Your Rental Income: $2,074

Cashflow: $-1,246/mo

Annual: $-14,950/yr

Cash-on-Cash ROI: -58.2%

Cap Rate: 3.3% · DSCR: 0.40x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,246/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-632/mo (vs $-1,246/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-605/mo — saves $641/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-620/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,660/mo

STR vs LTR

-57%

BREAKEVEN OCC

71%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,246/mo · STR: $-1,660/mo · CoC ROI: -64.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,074/mo

RANGE

$2,074 – $2,074

CONFIDENCE

LOW

N/A

Our estimate $2,074/mo ✅ Inline with market

No comparable rentals found in 33613

Purchase + Close$309,000

Reno Cost$77,554

Holding (6mo)$19,920

Total All-In$406,474

ARV$430,357

Selling Costs 8%$34,429

Flip Profit$-10,546

Flip ROI-11%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~67 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$9,338	+$10,272	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$77,554

VALUE ADDED

+$130,357

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$52,802)
• Excellent reno ROI (168%)
• Older build (1959) — high value-add potential
• Negative cashflow ($-1,246/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,246/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

30/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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10464 Osprey Nest Dr W Single

Jacksonville, FL 32257 · 3bd/2.0ba · 1,616sf · Built 1990

$370,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,950

Loan Amount: $363,298

Fees / MIP: $6,248

Closing Costs: $11,100

Reserves (3mo): $7,633

Total Cash Needed: $31,683

Monthly Expenses

Mortgage P&I+MIP: $2,544.20

Property Tax: $601.25

Insurance: $215.47

HOA: $10.00

Maint + CapEx: $431.66

Vacancy + Mgmt: $335.74

Total: $4,138.32/mo

Returns

Market Rent (all units): $2,583

Your Rental Income: $2,583

Cashflow: $-1,556/mo

Annual: $-18,669/yr

Cash-on-Cash ROI: -58.9%

Cap Rate: 3.2% · DSCR: 0.39x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,556/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-799/mo (vs $-1,556/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-766/mo — saves $790/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,357/mo

STR vs LTR

-69%

BREAKEVEN OCC

81%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,556/mo · STR: $-2,357/mo · CoC ROI: -79.9%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,582/mo

RANGE

$2,582 – $2,582

CONFIDENCE

LOW

N/A

Our estimate $2,582/mo ✅ Inline with market

No comparable rentals found in 32257

Purchase + Close$381,100

Reno Cost$68,209

Holding (6mo)$24,830

Total All-In$474,139

ARV$500,458

Selling Costs 8%$40,037

Flip Profit$-13,717

Flip ROI-15%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~36 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,444	+$13,332	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$68,209

VALUE ADDED

+$130,458

OVERALL ROI

191%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$62,250)
• Excellent reno ROI (191%)
• Aging property (1990) — renovation upside
• Negative cashflow ($-1,556/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,556/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

32/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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13922 Snapper Fin Ln Single

West Palm Beach, FL 33637 · 3bd/2.5ba · 1,550sf · Built 2015

$300,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $10,500

Loan Amount: $294,566

Fees / MIP: $5,066

Closing Costs: $9,000

Reserves (3mo): $6,189

Total Cash Needed: $25,689

Monthly Expenses

Mortgage P&I+MIP: $2,062.86

Property Tax: $487.50

Insurance: $206.67

HOA: $295.00

Maint + CapEx: $350.00

Vacancy + Mgmt: $318.66

Total: $3,720.68/mo

Returns

Market Rent (all units): $2,451

Your Rental Income: $2,451

Cashflow: $-1,269/mo

Annual: $-15,234/yr

Cash-on-Cash ROI: -59.3%

Cap Rate: 3.2% · DSCR: 0.38x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,269/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-656/mo (vs $-1,269/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-629/mo — saves $641/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-1,021/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,035/mo

STR vs LTR

-67%

BREAKEVEN OCC

76%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,269/mo · STR: $-2,035/mo · CoC ROI: -79.1%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,451/mo

RANGE

$2,451 – $2,451

CONFIDENCE

LOW

N/A

Our estimate $2,451/mo ✅ Inline with market

No comparable rentals found in 33637

Purchase + Close$309,000

Reno Cost$9,338

Holding (6mo)$22,324

Total All-In$340,662

ARV$329,562

Selling Costs 8%$26,365

Flip Profit$-37,464

Flip ROI-130%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,262	+$12,788	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.
HIGH	Landscaping & Curb Appeal	$2,250	+$9,000	400%
📌 Curb appeal sets buyer/tenant first impressions. Highest ROI per dollar — typically done in 1–2 days.
HIGH	Light Fixture Update	$1,800	+$3,600	200%
📌 Replacing dated fixtures with modern LED pendants/recessed lights takes 1–2 days and dramatically modernizes the feel.

RENO COST

$9,338

VALUE ADDED

+$29,562

OVERALL ROI

317%

🔨 FIX & FLIP High Confidence

• Decent forced equity (+$20,225)
• Excellent reno ROI (317%)
• Negative cashflow ($-1,269/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,269/mo)

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

30/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

10224 Hamlet Glen Dr Single

West Palm Beach, FL 32221 · 4bd/2.5ba · 2,849sf · Built 1997

$525,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $18,375

Loan Amount: $515,491

Fees / MIP: $8,866

Closing Costs: $15,750

Reserves (3mo): $10,830

Total Cash Needed: $44,955

Monthly Expenses

Mortgage P&I+MIP: $3,610.00

Property Tax: $853.12

Insurance: $379.87

HOA: $41.00

Maint + CapEx: $612.50

Vacancy + Mgmt: $489.35

Total: $5,985.85/mo

Returns

Market Rent (all units): $3,764

Your Rental Income: $3,764

Cashflow: $-2,222/mo

Annual: $-26,659/yr

Cash-on-Cash ROI: -59.3%

Cap Rate: 3.2% · DSCR: 0.38x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,222/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,148/mo (vs $-2,222/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,100/mo — saves $1,121/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-3,576/mo

STR vs LTR

-75%

BREAKEVEN OCC

84%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-2,222/mo · STR: $-3,576/mo · CoC ROI: -90.5%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,764/mo

RANGE

$3,764 – $3,764

CONFIDENCE

LOW

N/A

Our estimate $3,764/mo ✅ Inline with market

No comparable rentals found in 32221

Purchase + Close$540,750

Reno Cost$66,804

Holding (6mo)$35,915

Total All-In$643,469

ARV$659,383

Selling Costs 8%$52,751

Flip Profit$-36,837

Flip ROI-36%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~29 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$7,835	+$23,504	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~29 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$66,804

VALUE ADDED

+$134,383

OVERALL ROI

201%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$67,579)
• Excellent reno ROI (201%)
• Aging property (1997) — renovation upside
• Negative cashflow ($-2,222/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,222/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

30/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

10954 Heathfield Rd Single

West Palm Beach, FL 32225 · 4bd/2.0ba · 2,022sf · Built 1989

$450,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $15,750

Loan Amount: $441,849

Fees / MIP: $7,599

Closing Costs: $13,500

Reserves (3mo): $9,283

Total Cash Needed: $38,533

Monthly Expenses

Mortgage P&I+MIP: $3,094.29

Property Tax: $731.25

Insurance: $269.60

HOA: $15.00

Maint + CapEx: $525.00

Vacancy + Mgmt: $405.68

Total: $5,040.82/mo

Returns

Market Rent (all units): $3,121

Your Rental Income: $3,121

Cashflow: $-1,920/mo

Annual: $-23,043/yr

Cash-on-Cash ROI: -59.8%

Cap Rate: 3.1% · DSCR: 0.38x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,920/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,000/mo (vs $-1,920/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-959/mo — saves $961/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,441/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,758/mo

STR vs LTR

-65%

BREAKEVEN OCC

75%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,920/mo · STR: $-2,758/mo · CoC ROI: -77.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,120/mo

RANGE

$3,120 – $3,120

CONFIDENCE

LOW

N/A

Our estimate $3,120/mo ✅ Inline with market

No comparable rentals found in 32225

Purchase + Close$463,500

Reno Cost$72,614

Holding (6mo)$30,245

Total All-In$566,359

ARV$590,568

Selling Costs 8%$47,245

Flip Profit$-23,036

Flip ROI-23%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~37 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,560	+$16,682	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$72,614

VALUE ADDED

+$140,568

OVERALL ROI

194%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$67,954)
• Excellent reno ROI (194%)
• Aging property (1989) — renovation upside
• Negative cashflow ($-1,920/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,920/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

4250 Davinci Ave Single

Jacksonville, FL 32210 · 5bd/2.0ba · 2,259sf · Built 1924

$479,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $16,796

Loan Amount: $471,208

Fees / MIP: $8,104

Closing Costs: $14,397

Reserves (3mo): $9,900

Total Cash Needed: $41,093

Monthly Expenses

Mortgage P&I+MIP: $3,299.89

Property Tax: $779.84

Insurance: $301.20

HOA: $0.00

Maint + CapEx: $559.89

Vacancy + Mgmt: $431.02

Total: $5,371.83/mo

Returns

Market Rent (all units): $3,316

Your Rental Income: $3,316

Cashflow: $-2,056/mo

Annual: $-24,675/yr

Cash-on-Cash ROI: -60.0%

Cap Rate: 3.1% · DSCR: 0.38x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,056/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,075/mo (vs $-2,056/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,031/mo — saves $1,025/mo.

👥 Rent by Room

Rent 5 rooms at ~$900/room = $4,500/mo. Projected cashflow: $-872/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-3,241/mo

STR vs LTR

-75%

BREAKEVEN OCC

80%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $630
Management (20%): $900
Utilities: $575
Taxes (12%): $540
Other: $460

FURNITURE SETUP

Furniture: $11,500
Appliances: $800
Kitchen + Linens: $1,350
Electronics: $600
Decor + Supplies: $700
Total Setup: $15,250

🛡

LTR is safer bet

LTR: $-2,056/mo · STR: $-3,241/mo · CoC ROI: -83.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,315/mo

RANGE

$3,315 – $3,315

CONFIDENCE

LOW

N/A

Our estimate $3,315/mo ✅ Inline with market

No comparable rentals found in 32210

Purchase + Close$494,297

Reno Cost$109,046

Holding (6mo)$32,231

Total All-In$635,574

ARV$664,976

Selling Costs 8%$53,198

Flip Profit$-23,796

Flip ROI-17%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~102 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$21,460	+$23,607	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$109,046

VALUE ADDED

+$185,076

OVERALL ROI

170%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$76,030)
• Excellent reno ROI (170%)
• Older build (1924) — high value-add potential
• Negative cashflow ($-2,056/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,056/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

30/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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10203 Courtney Palms Blvd #103 Single

Tampa, FL 33619 · 2bd/2.0ba · 1,095sf · Built 2003

$185,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $6,475

Loan Amount: $181,649

Fees / MIP: $3,124

Closing Costs: $5,550

Reserves (3mo): $3,816

Total Cash Needed: $15,841

Monthly Expenses

Mortgage P&I+MIP: $1,272.09

Property Tax: $300.62

Insurance: $150.00

HOA: $450.00

Maint + CapEx: $215.84

Vacancy + Mgmt: $238.21

Total: $2,626.75/mo

Returns

Market Rent (all units): $1,832

Your Rental Income: $1,832

Cashflow: $-794/mo

Annual: $-9,533/yr

Cash-on-Cash ROI: -60.2%

Cap Rate: 3.1% · DSCR: 0.38x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-794/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-416/mo (vs $-794/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-399/mo — saves $395/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-1,433/mo

STR vs LTR

-68%

BREAKEVEN OCC

77%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-794/mo · STR: $-1,433/mo · CoC ROI: -80.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$1,832/mo

RANGE

$1,832 – $1,832

CONFIDENCE

LOW

N/A

Our estimate $1,832/mo ✅ Inline with market

No comparable rentals found in 33619

Purchase + Close$190,550

Reno Cost$51,456

Holding (6mo)$15,760

Total All-In$257,767

ARV$284,917

Selling Costs 8%$22,793

Flip Profit+$4,357

Flip ROI7%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~23 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,011	+$9,034	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~23 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$51,456

VALUE ADDED

+$99,917

OVERALL ROI

194%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$48,460)
• Excellent reno ROI (194%)
• Negative cashflow ($-794/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-794/mo)
• Low barrier to entry ($15,841 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

33/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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9634 Oak Glade Ave Single

West Palm Beach, FL 33647 · 5bd/3.0ba · 3,044sf · Built 2011

$530,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $18,550

Loan Amount: $520,400

Fees / MIP: $8,950

Closing Costs: $15,900

Reserves (3mo): $10,933

Total Cash Needed: $45,383

Monthly Expenses

Mortgage P&I+MIP: $3,644.38

Property Tax: $861.25

Insurance: $405.87

HOA: $149.00

Maint + CapEx: $618.34

Vacancy + Mgmt: $507.03

Total: $6,185.86/mo

Returns

Market Rent (all units): $3,900

Your Rental Income: $3,900

Cashflow: $-2,286/mo

Annual: $-27,428/yr

Cash-on-Cash ROI: -60.4%

Cap Rate: 3.1% · DSCR: 0.37x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,286/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,202/mo (vs $-2,286/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,154/mo — saves $1,132/mo.

👥 Rent by Room

Rent 5 rooms at ~$900/room = $4,500/mo. Projected cashflow: $-1,686/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-3,963/mo

STR vs LTR

-82%

BREAKEVEN OCC

88%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $630
Management (20%): $900
Utilities: $575
Taxes (12%): $540
Other: $460

FURNITURE SETUP

Furniture: $11,500
Appliances: $800
Kitchen + Linens: $1,350
Electronics: $600
Decor + Supplies: $700
Total Setup: $15,250

🛡

LTR is safer bet

LTR: $-2,286/mo · STR: $-3,963/mo · CoC ROI: -95.7%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,900/mo

RANGE

$3,900 – $3,900

CONFIDENCE

LOW

N/A

Our estimate $3,900/mo ✅ Inline with market

No comparable rentals found in 33647

Purchase + Close$545,900

Reno Cost$13,446

Holding (6mo)$37,115

Total All-In$596,461

ARV$571,888

Selling Costs 8%$45,751

Flip Profit$-70,324

Flip ROI-147%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$8,371	+$25,113	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.
HIGH	Landscaping & Curb Appeal	$2,250	+$9,000	400%
📌 Curb appeal sets buyer/tenant first impressions. Highest ROI per dollar — typically done in 1–2 days.
HIGH	Light Fixture Update	$1,800	+$3,600	200%
📌 Replacing dated fixtures with modern LED pendants/recessed lights takes 1–2 days and dramatically modernizes the feel.

RENO COST

$13,446

VALUE ADDED

+$41,888

OVERALL ROI

312%

🔨 FIX & FLIP High Confidence

• Decent forced equity (+$28,442)
• Excellent reno ROI (312%)
• Negative cashflow ($-2,286/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,286/mo)

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

32/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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3906 Spence Ave Single

West Palm Beach, FL 33614 · 4bd/3.0ba · 2,288sf · Built 1961

$490,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $17,150

Loan Amount: $481,125

Fees / MIP: $8,275

Closing Costs: $14,700

Reserves (3mo): $10,108

Total Cash Needed: $41,958

Monthly Expenses

Mortgage P&I+MIP: $3,369.34

Property Tax: $796.25

Insurance: $305.07

HOA: $0.00

Maint + CapEx: $571.66

Vacancy + Mgmt: $435.17

Total: $5,477.49/mo

Returns

Market Rent (all units): $3,347

Your Rental Income: $3,347

Cashflow: $-2,130/mo

Annual: $-25,560/yr

Cash-on-Cash ROI: -60.9%

Cap Rate: 3.0% · DSCR: 0.37x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,130/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,128/mo (vs $-2,130/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,084/mo — saves $1,046/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,877/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-3,133/mo

STR vs LTR

-69%

BREAKEVEN OCC

79%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-2,130/mo · STR: $-3,133/mo · CoC ROI: -83.3%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,347/mo

RANGE

$3,347 – $3,347

CONFIDENCE

LOW

N/A

Our estimate $3,347/mo ✅ Inline with market

No comparable rentals found in 33614

Purchase + Close$504,700

Reno Cost$115,161

Holding (6mo)$32,865

Total All-In$652,726

ARV$685,713

Selling Costs 8%$54,857

Flip Profit$-21,870

Flip ROI-15%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~65 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$21,736	+$23,910	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$115,161

VALUE ADDED

+$195,713

OVERALL ROI

170%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$80,552)
• Excellent reno ROI (170%)
• Older build (1961) — high value-add potential
• Negative cashflow ($-2,130/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,130/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

8160 Canterbury Lake Blvd Single

West Palm Beach, FL 33619 · 4bd/2.0ba · 1,502sf · Built 2005

$399,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $13,996

Loan Amount: $392,657

Fees / MIP: $6,753

Closing Costs: $11,997

Reserves (3mo): $8,249

Total Cash Needed: $34,243

Monthly Expenses

Mortgage P&I+MIP: $2,749.79

Property Tax: $649.84

Insurance: $200.27

HOA: $38.00

Maint + CapEx: $466.55

Vacancy + Mgmt: $352.58

Total: $4,457.02/mo

Returns

Market Rent (all units): $2,712

Your Rental Income: $2,712

Cashflow: $-1,745/mo

Annual: $-20,938/yr

Cash-on-Cash ROI: -61.1%

Cap Rate: 3.0% · DSCR: 0.37x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,745/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-927/mo (vs $-1,745/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-891/mo — saves $854/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-857/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,258/mo

STR vs LTR

-56%

BREAKEVEN OCC

70%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-1,745/mo · STR: $-2,258/mo · CoC ROI: -69.0%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,712/mo

RANGE

$2,712 – $2,712

CONFIDENCE

LOW

N/A

Our estimate $2,712/mo ✅ Inline with market

No comparable rentals found in 33619

Purchase + Close$411,897

Reno Cost$55,018

Holding (6mo)$26,742

Total All-In$493,657

ARV$507,814

Selling Costs 8%$40,625

Flip Profit$-26,467

Flip ROI-33%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~21 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,130	+$12,392	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~21 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$55,018

VALUE ADDED

+$107,914

OVERALL ROI

196%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$52,897)
• Excellent reno ROI (196%)
• Negative cashflow ($-1,745/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,745/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

4120 W Northa St #6 Single

Tampa, FL 33609 · 4bd/3.5ba · 2,038sf · Built 2024

$689,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $45,000

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $20,670

Reserves (3mo): $13,767

Total Cash Needed: $79,437

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,119.62

Insurance: $271.73

HOA: $270.00

Maint + CapEx: $803.84

Vacancy + Mgmt: $445.90

Total: $7,499.98/mo

Returns

Market Rent (all units): $3,430

Your Rental Income: $3,430

Cashflow: $-4,070/mo

Annual: $-48,840/yr

Cash-on-Cash ROI: -61.5%

Cap Rate: 0.9% · DSCR: 0.11x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-4,070/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,810/mo (vs $-4,070/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,747/mo — saves $1,323/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-3,900/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-4,899/mo

STR vs LTR

-68%

BREAKEVEN OCC

99%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-4,070/mo · STR: $-4,899/mo · CoC ROI: -74.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,429/mo

RANGE

$3,429 – $3,429

CONFIDENCE

LOW

N/A

Our estimate $3,429/mo ✅ Inline with market

No comparable rentals found in 33609

Purchase + Close$709,670

Reno Cost$6,630

Holding (6mo)$45,000

Total All-In$761,299

ARV$709,988

Selling Costs 8%$56,799

Flip Profit$-108,110

Flip ROI-150%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,604	+$16,814	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$6,630

VALUE ADDED

+$20,988

OVERALL ROI

317%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (317%)
• Negative cashflow ($-4,070/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-4,070/mo)
• High cash requirement ($79,437)

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

24/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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1508 W Hamilton Ave Single

Tampa, FL 33604 · 3bd/1.0ba · 1,108sf · Built 1962

$349,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,246

Loan Amount: $343,562

Fees / MIP: $5,909

Closing Costs: $10,497

Reserves (3mo): $7,218

Total Cash Needed: $29,961

Monthly Expenses

Mortgage P&I+MIP: $2,405.98

Property Tax: $568.59

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $408.21

Vacancy + Mgmt: $288.55

Total: $3,821.34/mo

Returns

Market Rent (all units): $2,220

Your Rental Income: $2,220

Cashflow: $-1,602/mo

Annual: $-19,220/yr

Cash-on-Cash ROI: -64.2%

Cap Rate: 2.8% · DSCR: 0.33x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,602/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-886/mo (vs $-1,602/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-854/mo — saves $747/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-1,121/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,084/mo

STR vs LTR

-60%

BREAKEVEN OCC

77%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,602/mo · STR: $-2,084/mo · CoC ROI: -73.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,219/mo

RANGE

$2,219 – $2,219

CONFIDENCE

LOW

N/A

Our estimate $2,219/mo ✅ Inline with market

No comparable rentals found in 33604

Purchase + Close$360,397

Reno Cost$80,098

Holding (6mo)$22,928

Total All-In$463,423

ARV$484,675

Selling Costs 8%$38,774

Flip Profit$-17,522

Flip ROI-17%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~64 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$10,526	+$11,579	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$80,098

VALUE ADDED

+$134,775

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$54,678)
• Excellent reno ROI (168%)
• Older build (1962) — high value-add potential
• Negative cashflow ($-1,602/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,602/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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1505 E Caracas St Single

West Palm Beach, FL 33610 · 3bd/2.0ba · 1,352sf · Built 2017

$379,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $13,265

Loan Amount: $372,135

Fees / MIP: $6,400

Closing Costs: $11,370

Reserves (3mo): $7,818

Total Cash Needed: $32,453

Monthly Expenses

Mortgage P&I+MIP: $2,606.08

Property Tax: $615.88

Insurance: $180.27

HOA: $0.00

Maint + CapEx: $442.16

Vacancy + Mgmt: $314.37

Total: $4,158.76/mo

Returns

Market Rent (all units): $2,418

Your Rental Income: $2,418

Cashflow: $-1,740/mo

Annual: $-20,886/yr

Cash-on-Cash ROI: -64.4%

Cap Rate: 2.7% · DSCR: 0.33x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,740/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-965/mo (vs $-1,740/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-931/mo — saves $809/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-1,459/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,374/mo

STR vs LTR

-65%

BREAKEVEN OCC

81%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,740/mo · STR: $-2,374/mo · CoC ROI: -79.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,418/mo

RANGE

$2,418 – $2,418

CONFIDENCE

LOW

N/A

Our estimate $2,418/mo ✅ Inline with market

No comparable rentals found in 33610

Purchase + Close$390,370

Reno Cost$8,793

Holding (6mo)$24,953

Total All-In$424,116

ARV$406,929

Selling Costs 8%$32,554

Flip Profit$-49,741

Flip ROI-149%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,718	+$11,154	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.
HIGH	Landscaping & Curb Appeal	$2,250	+$9,000	400%
📌 Curb appeal sets buyer/tenant first impressions. Highest ROI per dollar — typically done in 1–2 days.
HIGH	Light Fixture Update	$1,800	+$3,600	200%
📌 Replacing dated fixtures with modern LED pendants/recessed lights takes 1–2 days and dramatically modernizes the feel.

RENO COST

$8,793

VALUE ADDED

+$27,929

OVERALL ROI

318%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (318%)
• Negative cashflow ($-1,740/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,740/mo)
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

28/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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8408 N Seminole Ave Single

West Palm Beach, FL 33604 · 4bd/3.0ba · 1,650sf · Built 1930

$450,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $15,750

Loan Amount: $441,849

Fees / MIP: $7,599

Closing Costs: $13,500

Reserves (3mo): $9,283

Total Cash Needed: $38,533

Monthly Expenses

Mortgage P&I+MIP: $3,094.29

Property Tax: $731.25

Insurance: $220.00

HOA: $0.00

Maint + CapEx: $525.00

Vacancy + Mgmt: $373.52

Total: $4,944.06/mo

Returns

Market Rent (all units): $2,873

Your Rental Income: $2,873

Cashflow: $-2,071/mo

Annual: $-24,850/yr

Cash-on-Cash ROI: -64.5%

Cap Rate: 2.7% · DSCR: 0.33x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,071/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,151/mo (vs $-2,071/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,110/mo — saves $961/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,344/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,674/mo

STR vs LTR

-60%

BREAKEVEN OCC

74%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-2,071/mo · STR: $-2,674/mo · CoC ROI: -75.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,873/mo

RANGE

$2,873 – $2,873

CONFIDENCE

LOW

N/A

Our estimate $2,873/mo ✅ Inline with market

No comparable rentals found in 33604

Purchase + Close$463,500

Reno Cost$102,178

Holding (6mo)$29,664

Total All-In$595,342

ARV$623,160

Selling Costs 8%$49,853

Flip Profit$-22,035

Flip ROI-17%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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🔒 Pro Feature

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~96 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$15,675	+$17,242	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$102,178

VALUE ADDED

+$173,160

OVERALL ROI

170%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$70,982)
• Excellent reno ROI (170%)
• Older build (1930) — high value-add potential
• Negative cashflow ($-2,071/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,071/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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14219 Wellesley Dr Single

West Palm Beach, FL 33624 · 2bd/2.5ba · 1,408sf · Built 1984

$275,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $9,625

Loan Amount: $270,019

Fees / MIP: $4,644

Closing Costs: $8,250

Reserves (3mo): $5,673

Total Cash Needed: $23,548

Monthly Expenses

Mortgage P&I+MIP: $1,890.95

Property Tax: $446.88

Insurance: $187.73

HOA: $235.00

Maint + CapEx: $320.84

Vacancy + Mgmt: $269.93

Total: $3,351.31/mo

Returns

Market Rent (all units): $2,076

Your Rental Income: $2,076

Cashflow: $-1,275/mo

Annual: $-15,300/yr

Cash-on-Cash ROI: -65.0%

Cap Rate: 2.7% · DSCR: 0.33x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,275/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-713/mo (vs $-1,275/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-688/mo — saves $587/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-2,036/mo

STR vs LTR

-74%

BREAKEVEN OCC

89%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-1,275/mo · STR: $-2,036/mo · CoC ROI: -89.6%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,076/mo

RANGE

$2,076 – $2,076

CONFIDENCE

LOW

N/A

Our estimate $2,076/mo ✅ Inline with market

No comparable rentals found in 33624

Purchase + Close$283,250

Reno Cost$74,952

Holding (6mo)$20,108

Total All-In$378,310

ARV$410,179

Selling Costs 8%$32,814

Flip Profit$-945

Flip ROI-1%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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🔒 Pro Feature

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TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~42 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,872	+$11,616	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$74,952

VALUE ADDED

+$135,179

OVERALL ROI

180%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$60,227)
• Excellent reno ROI (180%)
• Older build (1984) — high value-add potential
• Negative cashflow ($-1,275/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,275/mo)
• Low barrier to entry ($23,548 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

4825 Highridge Ct Single

Cape Coral, FL 32839 · 3bd/2.0ba · 1,581sf · Built 1992

$405,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $14,175

Loan Amount: $397,664

Fees / MIP: $6,839

Closing Costs: $12,150

Reserves (3mo): $8,355

Total Cash Needed: $34,680

Monthly Expenses

Mortgage P&I+MIP: $2,784.86

Property Tax: $658.12

Insurance: $210.80

HOA: $23.00

Maint + CapEx: $472.50

Vacancy + Mgmt: $338.39

Total: $4,487.68/mo

Returns

Market Rent (all units): $2,603

Your Rental Income: $2,603

Cashflow: $-1,885/mo

Annual: $-22,615/yr

Cash-on-Cash ROI: -65.2%

Cap Rate: 2.7% · DSCR: 0.32x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,885/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,056/mo (vs $-1,885/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,020/mo — saves $865/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,661/mo

STR vs LTR

-69%

BREAKEVEN OCC

85%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,885/mo · STR: $-2,661/mo · CoC ROI: -84.8%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,603/mo

RANGE

$2,603 – $2,603

CONFIDENCE

LOW

N/A

Our estimate $2,603/mo ✅ Inline with market

No comparable rentals found in 32839

Purchase + Close$417,150

Reno Cost$67,829

Holding (6mo)$26,926

Total All-In$511,905

ARV$534,587

Selling Costs 8%$42,767

Flip Profit$-20,085

Flip ROI-21%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~34 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,348	+$13,043	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$67,829

VALUE ADDED

+$129,587

OVERALL ROI

191%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$61,758)
• Excellent reno ROI (191%)
• Aging property (1992) — renovation upside
• Negative cashflow ($-1,885/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,885/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

12647 Julington Oaks Dr Single

Jacksonville, FL 32223 · 4bd/2.5ba · 2,492sf · Built 2014

$549,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $19,246

Loan Amount: $539,940

Fees / MIP: $9,286

Closing Costs: $16,497

Reserves (3mo): $11,344

Total Cash Needed: $47,087

Monthly Expenses

Mortgage P&I+MIP: $3,781.23

Property Tax: $893.59

Insurance: $332.27

HOA: $55.00

Maint + CapEx: $641.55

Vacancy + Mgmt: $462.54

Total: $6,166.18/mo

Returns

Market Rent (all units): $3,558

Your Rental Income: $3,558

Cashflow: $-2,608/mo

Annual: $-31,298/yr

Cash-on-Cash ROI: -66.5%

Cap Rate: 2.6% · DSCR: 0.31x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,608/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,484/mo (vs $-2,608/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,434/mo — saves $1,174/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-3,735/mo

STR vs LTR

-72%

BREAKEVEN OCC

86%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-2,608/mo · STR: $-3,735/mo · CoC ROI: -91.4%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,558/mo

RANGE

$3,558 – $3,558

CONFIDENCE

LOW

N/A

Our estimate $3,558/mo ✅ Inline with market

No comparable rentals found in 32223

Purchase + Close$566,397

Reno Cost$11,928

Holding (6mo)$36,997

Total All-In$615,322

ARV$587,234

Selling Costs 8%$46,979

Flip Profit$-75,067

Flip ROI-157%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

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TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$6,853	+$20,559	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.
HIGH	Landscaping & Curb Appeal	$2,250	+$9,000	400%
📌 Curb appeal sets buyer/tenant first impressions. Highest ROI per dollar — typically done in 1–2 days.
HIGH	Light Fixture Update	$1,800	+$3,600	200%
📌 Replacing dated fixtures with modern LED pendants/recessed lights takes 1–2 days and dramatically modernizes the feel.

RENO COST

$11,928

VALUE ADDED

+$37,334

OVERALL ROI

313%

🔨 FIX & FLIP High Confidence

• Decent forced equity (+$25,406)
• Excellent reno ROI (313%)
• Negative cashflow ($-2,608/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,608/mo)

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

32/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

2216 E 109th Ave Single

West Palm Beach, FL 33612 · 3bd/1.0ba · 1,476sf · Built 1961

$410,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $14,350

Loan Amount: $402,574

Fees / MIP: $6,924

Closing Costs: $12,300

Reserves (3mo): $8,458

Total Cash Needed: $35,108

Monthly Expenses

Mortgage P&I+MIP: $2,819.24

Property Tax: $666.25

Insurance: $196.80

HOA: $0.00

Maint + CapEx: $478.34

Vacancy + Mgmt: $330.13

Total: $4,490.76/mo

Returns

Market Rent (all units): $2,539

Your Rental Income: $2,539

Cashflow: $-1,951/mo

Annual: $-23,415/yr

Cash-on-Cash ROI: -66.7%

Cap Rate: 2.5% · DSCR: 0.31x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,951/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,113/mo (vs $-1,951/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,076/mo — saves $876/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-1,791/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,661/mo

STR vs LTR

-68%

BREAKEVEN OCC

85%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,951/mo · STR: $-2,661/mo · CoC ROI: -84.0%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,539/mo

RANGE

$2,539 – $2,539

CONFIDENCE

LOW

N/A

Our estimate $2,539/mo ✅ Inline with market

No comparable rentals found in 33612

Purchase + Close$422,300

Reno Cost$87,587

Holding (6mo)$26,945

Total All-In$536,831

ARV$557,784

Selling Costs 8%$44,623

Flip Profit$-23,670

Flip ROI-21%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~65 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$14,022	+$15,424	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$87,587

VALUE ADDED

+$147,784

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$60,198)
• Excellent reno ROI (169%)
• Older build (1961) — high value-add potential
• Negative cashflow ($-1,951/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,951/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

11904 Trevino Pl Single

Tampa, FL 33624 · 4bd/2.0ba · 1,957sf · Built 1982

$500,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $17,500

Loan Amount: $490,944

Fees / MIP: $8,444

Closing Costs: $15,000

Reserves (3mo): $10,314

Total Cash Needed: $42,814

Monthly Expenses

Mortgage P&I+MIP: $3,438.10

Property Tax: $812.50

Insurance: $260.93

HOA: $20.00

Maint + CapEx: $583.34

Vacancy + Mgmt: $408.18

Total: $5,523.05/mo

Returns

Market Rent (all units): $3,140

Your Rental Income: $3,140

Cashflow: $-2,383/mo

Annual: $-28,598/yr

Cash-on-Cash ROI: -66.8%

Cap Rate: 2.5% · DSCR: 0.31x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,383/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,361/mo (vs $-2,383/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,315/mo — saves $1,068/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,923/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-3,176/mo

STR vs LTR

-65%

BREAKEVEN OCC

80%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-2,383/mo · STR: $-3,176/mo · CoC ROI: -83.2%

🏠 RENTAL COMPS

AVG MARKET RENT

$3,139/mo

RANGE

$3,139 – $3,139

CONFIDENCE

LOW

N/A

Our estimate $3,139/mo ✅ Inline with market

No comparable rentals found in 33624

Purchase + Close$515,000

Reno Cost$80,908

Holding (6mo)$33,138

Total All-In$629,047

ARV$648,849

Selling Costs 8%$51,908

Flip Profit$-32,105

Flip ROI-28%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~44 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,382	+$16,145	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$80,908

VALUE ADDED

+$148,849

OVERALL ROI

184%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$67,941)
• Excellent reno ROI (184%)
• Older build (1982) — high value-add potential
• Negative cashflow ($-2,383/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,383/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

589 Del Rio St Single

Cape Coral, FL 32839 · 4bd/2.0ba · 1,688sf · Built 1970

$474,500
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $16,608

Loan Amount: $465,906

Fees / MIP: $8,013

Closing Costs: $14,235

Reserves (3mo): $9,788

Total Cash Needed: $40,631

Monthly Expenses

Mortgage P&I+MIP: $3,262.76

Property Tax: $771.06

Insurance: $225.07

HOA: $0.00

Maint + CapEx: $553.59

Vacancy + Mgmt: $380.78

Total: $5,193.25/mo

Returns

Market Rent (all units): $2,929

Your Rental Income: $2,929

Cashflow: $-2,264/mo

Annual: $-27,170/yr

Cash-on-Cash ROI: -66.9%

Cap Rate: 2.5% · DSCR: 0.31x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,264/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,294/mo (vs $-2,264/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,251/mo — saves $1,013/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-1,593/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 60%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-2,889/mo

STR vs LTR

-61%

BREAKEVEN OCC

76%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-2,264/mo · STR: $-2,889/mo · CoC ROI: -78.5%

🏠 RENTAL COMPS

AVG MARKET RENT

$2,929/mo

RANGE

$2,929 – $2,929

CONFIDENCE

LOW

N/A

Our estimate $2,929/mo ✅ Inline with market

No comparable rentals found in 32839

Purchase + Close$488,735

Reno Cost$97,426

Holding (6mo)$31,160

Total All-In$617,320

ARV$639,391

Selling Costs 8%$51,151

Flip Profit$-29,081

Flip ROI-23%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~56 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$16,036	+$17,640	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$97,426

VALUE ADDED

+$164,891

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$67,465)
• Excellent reno ROI (169%)
• Older build (1970) — high value-add potential
• Negative cashflow ($-2,264/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,264/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Orange County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

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Carlos M.4h ago

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7104 SW 114th Pl Unit A

💾 saved 7104 SW 114th Pl Unit A — $-2,570/mo cash flow F grade

SpillDeals v5 · Estimates only — verify before making offers

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