Quick Filter:
2 of 2 properties · ✕ Clear filters · Search: “32223” — 2 result(s)
2 F
Grade
$149,900💡 🏦 DSCR 25%dn: $-359/mo
F
$149,900
3737 Loretto Rd #905, Jacksonville
FL
F
36
Cashflow
$-557/mo
CoC ROI
-52.1%
Rent Est
$1,532/mo
HUD FMR · GRM 8.2
Cap Rate
3.8%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-414/mo🏦 DSCR 25%dn: $-359/mo
$549,900💡 🏦 DSCR 25%dn: $-1,718/mo
F
$549,900
12647 Julington Oaks Dr, Jacksonville
FL
F
32
Cashflow
$-2,608/mo
CoC ROI
-66.5%
Rent Est
$3,558/mo
HUD FMR · GRM 12.9
Cap Rate
2.6%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-1,921/mo🏦 DSCR 25%dn: $-1,718/mo
🏘
F
36
$149,900
3737 Loretto Rd #905
Jacksonville · 2bd/2.0ba · Single
908 sf · Built 1986
$-557
Cash Flow
-52.1%
CoC ROI
3.8%
Cap Rate
$12,836
Cash In
🏠
F
32
$549,900
12647 Julington Oaks Dr
Jacksonville · 4bd/2.5ba · Single
2,492 sf · Built 2014
$-2,608
Cash Flow
-66.5%
CoC ROI
2.6%
Cap Rate
$47,087
Cash In
Property Breakdowns
F
36
3737 Loretto Rd #905 Single
Jacksonville, FL 32223 · 2bd/2.0ba · 908sf · Built 1986
$149,900
Asking Price
Asking Price
—
3.5% down, great for first-time buyers
Down Payment: $5,246
Loan Amount: $147,185
Fees / MIP: $2,531
Closing Costs: $4,497
Reserves (3mo): $3,092
Total Cash Needed: $12,836
Monthly Expenses
Mortgage P&I+MIP: $1,030.74
Property Tax: $243.59
Insurance: $150.00
HOA: $291.00
Maint + CapEx: $174.89
Vacancy + Mgmt: $199.20
Total: $2,089.41/mo
Returns
Market Rent (all units): $1,532
Your Rental Income: $1,532
Cashflow: $-557/mo
Annual: $-6,685/yr
Cash-on-Cash ROI: -52.1%
Cap Rate: 3.8% · DSCR: 0.46x
💡
CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-557/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-251/mo (vs $-557/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-237/mo — saves $320/mo.
✈️
AIRBNB / SHORT-TERM RENTAL ANALYSIS
LEGAL
Confidence: 60%
AVG NIGHTLY
$170
OCCUPANCY
57%
GROSS / MO
$2,907
STR CASHFLOW
$-976/mo
STR vs LTR
-62%
BREAKEVEN OCC
68%
STR EXPENSES BREAKDOWN
Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278
FURNITURE SETUP
Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400
🛡
LTR is safer bet
LTR: $-557/mo · STR: $-976/mo · CoC ROI: -61.2%
🏠 RENTAL COMPS
AVG MARKET RENT
$1,532/mo
RANGE
$1,532 – $1,532
CONFIDENCE
LOW
N/A
Our estimate
$1,532/mo ✅ Inline with market
No comparable rentals found in 32223
📍 NEIGHBORHOOD SCORE 🔒 Pro
▶🤖 SpillAI ANALYSIS 🔒 Pro
TOP UPGRADES BY ROI
📷 Upload photos for AI analysis
| Pri | Upgrade | Cost | Value Add | ROI |
|---|---|---|---|---|
| CRIT | New A/C System | $7,500 | +$9,750 | 130% |
| CRIT | Electrical Panel Upgrade | $4,500 | +$5,400 | 120% |
| CRIT | Professional Deep Clean | $550 | +$2,750 | 500% |
| CRIT | Full Interior Paint | $2,497 | +$7,491 | 300% |
| CRIT | GFCI Outlets (Kitchen/Bath) | $1,650 | +$1,650 | 100% |
🔨
FIX & FLIP
High Confidence
- • Strong forced equity potential (+$52,302)
- • Excellent reno ROI (186%)
- • Aging property (1986) — renovation upside
- • Negative cashflow ($-557/mo) — poor rental hold
❌
IS IT WORTH IT?
NO — Walk Away
- • Heavy negative cashflow ($-557/mo)
- • Low barrier to entry ($12,836 cash needed)
- • Has flip exit strategy if hold doesn't work
🛡
NEIGHBORHOOD SAFETY
7/10
Safe
Average to below-average crime, generally safe area
36
AI Deal Score
36/100
🔴 Weak
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →
📈 10-YEAR EQUITY PROJECTION
▶🔨 FIX & FLIP ANALYSIS
▶
F
32
12647 Julington Oaks Dr Single
Jacksonville, FL 32223 · 4bd/2.5ba · 2,492sf · Built 2014
$549,900
Asking Price
Asking Price
—
3.5% down, great for first-time buyers
Down Payment: $19,246
Loan Amount: $539,940
Fees / MIP: $9,286
Closing Costs: $16,497
Reserves (3mo): $11,344
Total Cash Needed: $47,087
Monthly Expenses
Mortgage P&I+MIP: $3,781.23
Property Tax: $893.59
Insurance: $332.27
HOA: $55.00
Maint + CapEx: $641.55
Vacancy + Mgmt: $462.54
Total: $6,166.18/mo
Returns
Market Rent (all units): $3,558
Your Rental Income: $3,558
Cashflow: $-2,608/mo
Annual: $-31,298/yr
Cash-on-Cash ROI: -66.5%
Cap Rate: 2.6% · DSCR: 0.31x
💡
CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-2,608/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,484/mo (vs $-2,608/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-1,434/mo — saves $1,174/mo.
✈️
AIRBNB / SHORT-TERM RENTAL ANALYSIS
LEGAL
Confidence: 60%
AVG NIGHTLY
$300
OCCUPANCY
50%
GROSS / MO
$4,500
STR CASHFLOW
$-3,735/mo
STR vs LTR
-72%
BREAKEVEN OCC
86%
STR EXPENSES BREAKDOWN
Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410
FURNITURE SETUP
Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300
🛡
LTR is safer bet
LTR: $-2,608/mo · STR: $-3,735/mo · CoC ROI: -91.4%
🏠 RENTAL COMPS
AVG MARKET RENT
$3,558/mo
RANGE
$3,558 – $3,558
CONFIDENCE
LOW
N/A
Our estimate
$3,558/mo ✅ Inline with market
No comparable rentals found in 32223
📍 NEIGHBORHOOD SCORE 🔒 Pro
▶🤖 SpillAI ANALYSIS 🔒 Pro
TOP UPGRADES BY ROI
📷 Upload photos for AI analysis
| Pri | Upgrade | Cost | Value Add | ROI |
|---|---|---|---|---|
| CRIT | Professional Deep Clean | $550 | +$2,750 | 500% |
| CRIT | Full Interior Paint | $6,853 | +$20,559 | 300% |
| HIGH | Door/Cabinet Hardware | $475 | +$1,425 | 300% |
| HIGH | Landscaping & Curb Appeal | $2,250 | +$9,000 | 400% |
| HIGH | Light Fixture Update | $1,800 | +$3,600 | 200% |
🔨
FIX & FLIP
High Confidence
- • Decent forced equity (+$25,406)
- • Excellent reno ROI (313%)
- • Negative cashflow ($-2,608/mo) — poor rental hold
- • Low cap rate area — better flip than hold
❌
IS IT WORTH IT?
NO — Walk Away
- • Heavy negative cashflow ($-2,608/mo)
🛡
NEIGHBORHOOD SAFETY
7/10
Safe
Average to below-average crime, generally safe area
32
AI Deal Score
32/100
🔴 Weak
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Duval County Property Appraiser →
📈 10-YEAR EQUITY PROJECTION
▶🔨 FIX & FLIP ANALYSIS
▶SpillFeed · live
View all →JL
7h ago
📊 ran AI analysis on
DS
7h ago
💾 saved a deal
RB
6h ago
📊 ran AI analysis on
MA
6h ago
👀 viewed a deal in
SK
6h ago
📊 ran AI analysis on
MJ
6h ago
💾 saved a deal
IV
5h ago
📊 ran AI analysis on
JH
5h ago
👀 viewed a deal in
SR
4h ago
📊 ran AI analysis on
CM
4h ago
💾 saved a deal
SpillDeals v5 · Estimates only — verify before making offers