Quick Filter:
1 of 1 properties · ✕ Clear filters · Search: “33614” — 1 result(s)
1 F
Grade
$430,000💡 🏦 DSCR 25%dn: $-1,424/mo
F
$430,000
4601 N Emerald Ave, Tampa
FL
F
29
Cashflow
$-2,139/mo
CoC ROI
-69.7%
Rent Est
$2,540/mo
HUD FMR · GRM 14.1
Cap Rate
2.3%
💡 OPPORTUNITY — alternative strategies
🤝 Seller Finance: $-1,583/mo🏦 DSCR 25%dn: $-1,424/mo
🏠
F
29
$430,000
4601 N Emerald Ave
Tampa · 3bd/2.0ba · Single
1,439 sf · Built 1958
$-2,139
Cash Flow
-69.7%
CoC ROI
2.3%
Cap Rate
$36,820
Cash In
Property Breakdowns
F
29
4601 N Emerald Ave Single
Tampa, FL 33614 · 3bd/2.0ba · 1,439sf · Built 1958
$430,000
Asking Price
Asking Price
—
3.5% down, great for first-time buyers
Down Payment: $15,050
Loan Amount: $422,212
Fees / MIP: $7,262
Closing Costs: $12,900
Reserves (3mo): $8,870
Total Cash Needed: $36,820
Monthly Expenses
Mortgage P&I+MIP: $2,956.77
Property Tax: $698.75
Insurance: $191.87
HOA: $0.00
Maint + CapEx: $501.66
Vacancy + Mgmt: $330.18
Total: $4,679.24/mo
Returns
Market Rent (all units): $2,540
Your Rental Income: $2,540
Cashflow: $-2,139/mo
Annual: $-25,672/yr
Cash-on-Cash ROI: -69.7%
Cap Rate: 2.3% · DSCR: 0.28x
💡
CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK
This property shows $-2,139/mo negative cashflow with standard financing. Here are approaches that could turn it positive:
🤝 Seller Financing
Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,260/mo (vs $-2,139/mo conventional).
💰 DSCR Loan (25% Down)
Higher down payment, lower rate (6.5%). Projected cashflow: $-1,221/mo — saves $918/mo.
👥 Rent by Room
Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-1,979/mo.
✈️
AIRBNB / SHORT-TERM RENTAL ANALYSIS
LEGAL
Confidence: 60%
AVG NIGHTLY
$230
OCCUPANCY
53%
GROSS / MO
$3,657
STR CASHFLOW
$-2,824/mo
STR vs LTR
-67%
BREAKEVEN OCC
87%
STR EXPENSES BREAKDOWN
Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343
FURNITURE SETUP
Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350
🛡
LTR is safer bet
LTR: $-2,139/mo · STR: $-2,824/mo · CoC ROI: -86.2%
🏠 RENTAL COMPS
AVG MARKET RENT
$2,539/mo
RANGE
$2,539 – $2,539
CONFIDENCE
LOW
N/A
Our estimate
$2,539/mo ✅ Inline with market
No comparable rentals found in 33614
📍 NEIGHBORHOOD SCORE 🔒 Pro
▶🤖 SpillAI ANALYSIS 🔒 Pro
TOP UPGRADES BY ROI
📷 Upload photos for AI analysis
| Pri | Upgrade | Cost | Value Add | ROI |
|---|---|---|---|---|
| CRIT | New A/C System | $7,500 | +$9,750 | 130% |
| CRIT | Electrical Panel Upgrade | $4,500 | +$5,400 | 120% |
| CRIT | Full Re-Pipe | $9,000 | +$9,900 | 110% |
| CRIT | Full Roof Replacement | $13,670 | +$15,038 | 110% |
| CRIT | Professional Deep Clean | $550 | +$2,750 | 500% |
🔨
FIX & FLIP
High Confidence
- • Strong forced equity potential (+$63,730)
- • Excellent reno ROI (169%)
- • Older build (1958) — high value-add potential
- • Negative cashflow ($-2,139/mo) — poor rental hold
❌
IS IT WORTH IT?
NO — Walk Away
- • Heavy negative cashflow ($-2,139/mo)
- • Has flip exit strategy if hold doesn't work
🛡
NEIGHBORHOOD SAFETY
4/10
Moderate
Some crime concerns, exercise normal caution
29
AI Deal Score
29/100
🔴 Weak
🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Hillsborough County Property Appraiser →
📈 10-YEAR EQUITY PROJECTION
▶🔨 FIX & FLIP ANALYSIS
▶SpillDeals v5 · Estimates only — verify before making offers