SpillDeals is a free real estate deal finder for Florida investors. Every property listing is automatically analyzed with cash flow projections, cap rate, ROI grade (A through F), and house hack scenarios. Updated daily with live FL listings.

What is a good cap rate for investment property in Florida?

A good cap rate in Florida is typically 5-8% for residential investment properties. In Miami-Dade, cap rates of 5-6% are common due to high appreciation. In markets like Hialeah, Homestead, and Opa-locka, you can find 7-9% cap rates. SpillDeals grades every property A through F based on cash flow, cap rate, and ROI so you can instantly identify the best deals.

What does an A-grade property mean on SpillDeals?

An A-grade property on SpillDeals is a top-tier investment with strong positive cash flow, a cap rate above 7%, and excellent ROI relative to the market. These are the rarest deals — typically cash flowing $500+/month after all expenses including mortgage, taxes, insurance, and maintenance.

How does SpillDeals analyze properties?

SpillDeals automatically calculates monthly cash flow, cap rate, cash-on-cash return, and overall ROI for every property using current market rent estimates, property taxes, insurance, HOA fees, and a 30-year fixed mortgage at current rates. It also models house hack scenarios for multi-unit properties and FHA loan scenarios for owner-occupants.

Is SpillDeals free to use?

Yes. SpillDeals is free to sign up and use. Free users can view C, D, and F-grade properties with full analysis. Pro users ($67/month, or $33.25/month billed annually as $399/yr) unlock all A and B-grade deals — the highest cash-flowing properties in Florida — plus unlimited access, deal alerts, advanced filters, and a 14-day free trial.

What is cash-on-cash return for real estate?

Cash-on-cash return (CoC ROI) measures your annual cash flow divided by the total cash you invested (down payment + closing costs). For example, if you invested $60,000 to buy a rental and it generates $6,000 in annual cash flow, your CoC ROI is 10%. SpillDeals calculates this automatically on every property using current mortgage rates and market rent estimates.

How do I find Section 8 investment properties in Florida?

Section 8 (Housing Choice Voucher) properties in Florida are regular rental properties that accept government-subsidized tenants. To find them: filter by the Section 8 tab on SpillDeals, which shows properties where HUD Fair Market Rents in that zip code exceed the estimated market rent — meaning Section 8 can pay you above-market rent. Jacksonville, Tampa, and Miami-Dade have the strongest Section 8 rental demand.

What is a DSCR loan and how does it work for Florida investors?

A DSCR (Debt Service Coverage Ratio) loan lets real estate investors qualify based on rental income instead of personal income or W-2s. The property must generate enough rent to cover 1.0–1.25x the monthly mortgage payment. DSCR loans are ideal for self-employed investors and those with multiple properties. Current DSCR rates in Florida range from 6.25%–7.50%. SpillDeals calculates DSCR for every property automatically.

What is the 1% rule for rental properties, and does it still work in Florida?

The 1% rule states that a rental property's monthly rent should equal at least 1% of its purchase price. For example, a $200,000 home should rent for $2,000/month. In Florida's current market (2026), the 1% rule is hard to hit in most coastal markets but achievable in Jacksonville, parts of Tampa, and smaller markets like Daytona Beach and Lakeland. SpillDeals shows the rent-to-price ratio on every listing so you can spot these deals instantly.

How often are properties updated on SpillDeals?

SpillDeals pulls live listing data from MLS and public sources daily. The scraper runs every 20–30 minutes, continuously ingesting new listings and updating prices. New properties are automatically analyzed and graded within minutes of appearing. Pro users get priority access to new listings as they hit the database.

Can I use SpillDeals to find fix and flip properties in Florida?

Yes. SpillDeals has a dedicated Flip tab that shows properties with high ARV (after-repair value) potential. The analysis estimates rehab costs, projected resale price, and profit margin on every fix-and-flip opportunity. Filter by condition, grade, and maximum renovation budget to find deals that fit your criteria.

What Florida cities have the best rental property cash flow in 2026?

The top Florida cities for rental cash flow in 2026 are: 1) Jacksonville (7.2% avg cap rate, strong rent-to-price ratio), 2) Tampa East/Sulphur Springs (6.8% cap rate, affordable duplexes), 3) Orlando/Kissimmee (6.5% cap rate, STR demand), 4) Fort Myers/Cape Coral (6.1% cap rate, post-hurricane buying opportunities), and 5) Miami/Hialeah (5.8% cap rate, strong appreciation). SpillDeals shows live deals from all of these markets.

What is house hacking and how does it work in Florida?

House hacking means buying a multi-unit property (duplex, triplex, or fourplex), living in one unit, and renting the others. The rental income covers your mortgage — often making your housing free or profitable. In Florida, FHA loans let you buy a 2-4 unit property with just 3.5% down, as long as you live in one unit. SpillDeals shows house hack scenarios on all multi-unit properties, including estimated rent from the other units and net housing cost.

SpillDeals | FL Investment Property Deals — Graded A-F

FL 🌴 Miami ⛵ Fort Lauderdale 🏌️ Palm Beach 🌉 Tampa 🎡 Orlando 🏙️ Jacksonville 🦅 Naples 🎨 Sarasota 🚤 Cape Coral 🌊 Port St Lucie 🏎️ Daytona Beach 🎓 Gainesville 🐎 Ocala 🏛️ Tallahassee 🏖️ Pensacola 🦢 Lakeland

Quick Filter:

All Multi-Unit Single Search results for “Miami”

20 of 20 properties · ✕ Clear filters · Search: “Miami” — 20 result(s)

20 F

Deal gradesA — 12%+ ROI 🔒B — 8%+ ROI 🔒C — 5%+ ROI ✓ FreeA & B unlock with Pro

⚡ Go Pro

Grade

Cash+ only

$240,000💡 🏦 DSCR 25%dn: $-275/mo

$240,000

1369 NW 30th St, Miami

🏘️ S8 +28%

3bd1ba Single1,197sf $201/sf Built 1972

Cashflow

$-617/mo

CoC ROI

-36.0%

Rent Est

$2,141/mo

HUD FMR · GRM 9.3

Cap Rate

5.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-364/mo🏦 DSCR 25%dn: $-275/mo

🏠 Listing

$229,000💡 🏦 DSCR 25%dn: $-769/mo

$229,000

671 NE 195th St Unit 425-E, Miami

🏘️ S8 +6%

2bd2ba Single1,253sf $183/sf Built 1975

Cashflow

$-1,098/mo

CoC ROI

-67.2%

Rent Est

$2,003/mo

HUD FMR · GRM 9.5

Cap Rate

2.5%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-853/mo🏦 DSCR 25%dn: $-769/mo

🏠 Listing

$279,000💡 🏦 DSCR 25%dn: $-976/mo

$279,000

15780 SW 106th Ter #306, Miami

🏘️ S8 +25%

2bd1ba Single891sf $313/sf Built 1990

Cashflow

$-1,436/mo

CoC ROI

-72.1%

Rent Est

$1,704/mo

HUD FMR · GRM 13.6

Cap Rate

2.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,079/mo🏦 DSCR 25%dn: $-976/mo

🏠 Listing

$299,000💡 🏦 DSCR 25%dn: $-1,000/mo

$299,000

10610 SW 158th Ct #303, Miami

🏘️ S8 +14%

2bd2ba Single1,075sf $278/sf Built 1990

Cashflow

$-1,490/mo

CoC ROI

-69.8%

Rent Est

$1,865/mo

HUD FMR · GRM 13.4

Cap Rate

2.3%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,110/mo🏦 DSCR 25%dn: $-1,000/mo

🏠 Listing

$235,000💡 🏦 DSCR 25%dn: $-1,370/mo

$235,000

601 Ives Dairy Rd Unit 401-8, Miami

🏘️ S8 +25%

2bd2ba Single1,405sf $167/sf Built 1984

Cashflow

$-1,737/mo

CoC ROI

-103.6%

Rent Est

$1,692/mo

HUD FMR · GRM 11.6

Cap Rate

-0.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,457/mo🏦 DSCR 25%dn: $-1,370/mo

🏠 Listing

$290,000💡 🏦 DSCR 25%dn: $-1,332/mo

$290,000

14873 SW 104th St Unit 6-203, Miami

🏘️ S8 +30%

2bd2ba Single770sf $377/sf Built 1982

Cashflow

$-1,821/mo

CoC ROI

-88.0%

Rent Est

$1,629/mo

HUD FMR · GRM 14.8

Cap Rate

0.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,439/mo🏦 DSCR 25%dn: $-1,332/mo

🏠 Listing

$225,000💡 🏦 DSCR 25%dn: $-1,542/mo

$225,000

7795 NE Bayshore Ct #502, Miami

🏘️ S8 +18%

1bd1ba Single593sf $379/sf Built 1974

Cashflow

$-1,909/mo

CoC ROI

-118.9%

Rent Est

$1,428/mo

HUD FMR · GRM 13.1

Cap Rate

-1.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,625/mo🏦 DSCR 25%dn: $-1,542/mo

🏠 Listing

$345,000💡 🏦 DSCR 25%dn: $-1,402/mo

$345,000

11 SW 109th Ave Unit C9, Miami

🏘️ S8 +22%

3bd2ba Single1,044sf $330/sf Built 1974

Cashflow

$-1,960/mo

CoC ROI

-79.6%

Rent Est

$2,244/mo

HUD FMR · GRM 12.8

Cap Rate

1.4%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,530/mo🏦 DSCR 25%dn: $-1,402/mo

🏠 Listing

$349,000💡 🏦 DSCR 25%dn: $-1,553/mo

$349,000

671 NE 195th St Unit 205E, Miami

2bd2ba Single1,255sf $278/sf Built 1975

Cashflow

$-2,127/mo

CoC ROI

-85.4%

Rent Est

$2,155/mo

HUD FMR · GRM 13.5

Cap Rate

0.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,682/mo🏦 DSCR 25%dn: $-1,553/mo

🏠 Listing

$350,000💡 🏦 DSCR 25%dn: $-1,543/mo

$350,000

5605 SW 80th St Unit 10D, Miami

🏘️ S8 +7%

1bd1ba Single665sf $526/sf Built 1950

Cashflow

$-2,165/mo

CoC ROI

-86.7%

Rent Est

$1,573/mo

HUD FMR · GRM 18.5

Cap Rate

0.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,673/mo🏦 DSCR 25%dn: $-1,543/mo

🏠 Listing

$425,000💡 🏦 DSCR 25%dn: $-1,500/mo

$425,000

500 NW 120th St, Miami

2bd1ba Single1,664sf $255/sf Built 1953

Cashflow

$-2,213/mo

CoC ROI

-73.0%

Rent Est

$2,434/mo

HUD FMR · GRM 14.6

Cap Rate

2.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,657/mo🏦 DSCR 25%dn: $-1,500/mo

🏠 Listing

$365,000💡 🏦 DSCR 25%dn: $-1,969/mo

$365,000

7104 SW 114th Pl Unit A, Miami

2bd2ba Single1,330sf $274/sf Built 1980

Cashflow

$-2,571/mo

CoC ROI

-98.7%

Rent Est

$2,230/mo

HUD FMR · GRM 13.6

Cap Rate

-0.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,104/mo🏦 DSCR 25%dn: $-1,969/mo

🏠 Listing

$535,000💡 🏦 DSCR 25%dn: $-2,078/mo

$535,000

12999 SW 132nd Ter, Miami

3bd2ba Single1,733sf $309/sf Built 2008

Cashflow

$-3,000/mo

CoC ROI

-78.6%

Rent Est

$2,762/mo

HUD FMR · GRM 16.1

Cap Rate

1.5%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,276/mo🏦 DSCR 25%dn: $-2,078/mo

🏠 Listing

$560,000💡 🏦 DSCR 25%dn: $-2,324/mo

$560,000

9206 SW 147th Ct, Miami

🏘️ S8 +12%

4bd2ba Single1,702sf $329/sf Built 1987

Cashflow

$-3,288/mo

CoC ROI

-82.3%

Rent Est

$2,900/mo

HUD FMR · GRM 16.1

Cap Rate

1.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,531/mo🏦 DSCR 25%dn: $-2,324/mo

🏠 Listing

$515,000💡 🏦 DSCR 25%dn: $-2,414/mo

$515,000

725 NE 22nd St Unit 8B, Miami

1bd1ba Single850sf $606/sf Built 2006

Cashflow

$-3,350/mo

CoC ROI

-91.2%

Rent Est

$2,044/mo

HUD FMR · GRM 21.0

Cap Rate

0.4%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,604/mo🏦 DSCR 25%dn: $-2,414/mo

🏠 Listing

$449,900💡 🏦 DSCR 25%dn: $-2,924/mo

$449,900

229 SW 9th St #406, Miami

1bd1ba Single466sf $965/sf Built 2023

Cashflow

$-3,746/mo

CoC ROI

-116.7%

Rent Est

$1,745/mo

HUD FMR · GRM 21.5

Cap Rate

-1.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-3,091/mo🏦 DSCR 25%dn: $-2,924/mo

🏠 Listing

$598,500💡 🏦 DSCR 25%dn: $-2,695/mo

$598,500

10345 NW 35th Ct, Miami

🏘️ S8 +10%

3bd1ba Single1,038sf $577/sf Built 1971

Cashflow

$-3,775/mo

CoC ROI

-88.4%

Rent Est

$2,484/mo

HUD FMR · GRM 20.1

Cap Rate

0.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,916/mo🏦 DSCR 25%dn: $-2,695/mo

🏠 Listing

$697,000💡 🏦 DSCR 25%dn: $-2,887/mo

$697,000

12330 SW 195th Ter, Miami

4bd2ba Single1,824sf $382/sf Built 2026

Cashflow

$-3,909/mo

CoC ROI

-53.5%

Rent Est

$3,298/mo

HUD FMR · GRM 17.6

Cap Rate

1.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-3,145/mo🏦 DSCR 25%dn: $-2,887/mo

🏠 Listing

$649,000💡 🏦 DSCR 25%dn: $-2,913/mo

$649,000

5101 SW 127th Pl, Miami

🏘️ S8 +1%

3bd1ba Single1,296sf $501/sf Built 1972

Cashflow

$-4,082/mo

CoC ROI

-88.2%

Rent Est

$2,719/mo

HUD FMR · GRM 19.9

Cap Rate

0.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-3,153/mo🏦 DSCR 25%dn: $-2,913/mo

🏠 Listing

$665,000💡 🏦 DSCR 25%dn: $-4,277/mo

$665,000

2000 N Bayshore Dr #220, Miami

2bd2ba Single1,303sf $510/sf Built 2004

Cashflow

$-5,478/mo

CoC ROI

-115.5%

Rent Est

$2,744/mo

HUD FMR · GRM 20.2

Cap Rate

-1.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-4,523/mo🏦 DSCR 25%dn: $-4,277/mo

🏠 Listing

#	Grade	Type	Property	Price	Rent	Cash In	CF/mo	ROI	Your Cost	Flip Equity
1	F	Single	1369 NW 30th St Miami · 3bd/1.0ba · 1,197sf · 1972	$240,000	$2,141	$20,551	$-617	-36.0%	$2,400/mo	$56,012
2	F	Single	12330 SW 195th Ter Miami · 4bd/2.0ba · 1,824sf · 2026	$697,000	$3,298	$87,677	$-3,909	-53.5%	$6,546/mo	$13,182
3	F	Single	671 NE 195th St Unit 425-E Miami · 2bd/2.0ba · 1,253sf · 1975	$229,000	$2,003	$19,609	$-1,098	-67.2%	$2,765/mo	$60,940
4	F	Single	10610 SW 158th Ct #303 Miami · 2bd/2.0ba · 1,075sf · 1990	$299,000	$1,865	$25,603	$-1,490	-69.8%	$3,012/mo	$54,649
5	F	Single	15780 SW 106th Ter #306 Miami · 2bd/1.0ba · 891sf · 1990	$279,000	$1,704	$23,890	$-1,436	-72.1%	$2,825/mo	$47,976
6	F	Single	500 NW 120th St Miami · 2bd/1.0ba · 1,664sf · 1953	$425,000	$2,434	$36,392	$-2,213	-73.0%	$4,189/mo	$63,018
7	F	Single	12999 SW 132nd Ter Miami · 3bd/2.5ba · 1,733sf · 2008	$535,000	$2,762	$45,811	$-3,000	-78.6%	$5,225/mo	$53,165
8	F	Single	11 SW 109th Ave Unit C9 Miami · 3bd/2.0ba · 1,044sf · 1974	$345,000	$2,244	$29,542	$-1,960	-79.6%	$3,797/mo	$57,805
9	F	Single	9206 SW 147th Ct Miami · 4bd/2.5ba · 1,702sf · 1987	$560,000	$2,900	$47,952	$-3,288	-82.3%	$5,624/mo	$63,458
10	F	Single	671 NE 195th St Unit 205E Miami · 2bd/2.0ba · 1,255sf · 1975	$349,000	$2,155	$29,884	$-2,127	-85.4%	$3,885/mo	$60,970
11	F	Single	5605 SW 80th St Unit 10D Miami · 1bd/1.0ba · 665sf · 1950	$350,000	$1,573	$29,970	$-2,165	-86.7%	$3,417/mo	$48,032
12	F	Single	14873 SW 104th St Unit 6-203 Miami · 2bd/2.0ba · 770sf · 1982	$290,000	$1,629	$24,832	$-1,821	-88.0%	$3,142/mo	$51,264
13	F	Single	5101 SW 127th Pl Miami · 3bd/1.0ba · 1,296sf · 1972	$649,000	$2,719	$55,573	$-4,082	-88.2%	$6,231/mo	$57,498
14	F	Single	10345 NW 35th Ct Miami · 3bd/1.0ba · 1,038sf · 1971	$598,500	$2,484	$51,249	$-3,775	-88.4%	$5,737/mo	$53,628
15	F	Single	725 NE 22nd St Unit 8B Miami · 1bd/1.0ba · 850sf · 2006	$515,000	$2,044	$44,099	$-3,350	-91.2%	$4,957/mo	$41,702
16	F	Single	7104 SW 114th Pl Unit A Miami · 2bd/2.0ba · 1,330sf · 1980	$365,000	$2,230	$31,254	$-2,571	-98.7%	$4,389/mo	$59,132
17	F	Single	601 Ives Dairy Rd Unit 401-8 Miami · 2bd/2.0ba · 1,405sf · 1984	$235,000	$1,692	$20,123	$-1,737	-103.6%	$3,131/mo	$60,185
18	F	Single	2000 N Bayshore Dr #220 Miami · 2bd/2.0ba · 1,303sf · 2004	$665,000	$2,744	$56,943	$-5,478	-115.5%	$7,644/mo	$50,728
19	F	Single	229 SW 9th St #406 Miami · 1bd/1.0ba · 466sf · 2023	$449,900	$1,745	$38,524	$-3,746	-116.7%	$5,115/mo	$5,713
20	F	Single	7795 NE Bayshore Ct #502 Miami · 1bd/1.0ba · 593sf · 1974	$225,000	$1,428	$19,266	$-1,909	-118.9%	$3,076/mo	$46,952

🏠

$240,000

1369 NW 30th St

Miami · 3bd/1.0ba · Single

1,197 sf · Built 1972

🏘️ S8 +28%

$-617

Cash Flow

-36.0%

CoC ROI

5.2%

Cap Rate

$20,551

Cash In

🏠

$697,000

12330 SW 195th Ter

Miami · 4bd/2.0ba · Single

1,824 sf · Built 2026

$-3,909

Cash Flow

-53.5%

CoC ROI

1.2%

Cap Rate

$87,677

Cash In

🏘

$229,000

671 NE 195th St Unit 425-E

Miami · 2bd/2.0ba · Single

1,253 sf · Built 1975

🏘️ S8 +6%

$-1,098

Cash Flow

-67.2%

CoC ROI

2.5%

Cap Rate

$19,609

Cash In

🏘

$299,000

10610 SW 158th Ct #303

Miami · 2bd/2.0ba · Single

1,075 sf · Built 1990

🏘️ S8 +14%

$-1,490

Cash Flow

-69.8%

CoC ROI

2.3%

Cap Rate

$25,603

Cash In

🏘

$279,000

15780 SW 106th Ter #306

Miami · 2bd/1.0ba · Single

891 sf · Built 1990

🏘️ S8 +25%

$-1,436

Cash Flow

-72.1%

CoC ROI

2.1%

Cap Rate

$23,890

Cash In

🏠

$425,000

500 NW 120th St

Miami · 2bd/1.0ba · Single

1,664 sf · Built 1953

$-2,213

Cash Flow

-73.0%

CoC ROI

2.0%

Cap Rate

$36,392

Cash In

🏠

$535,000

12999 SW 132nd Ter

Miami · 3bd/2.5ba · Single

1,733 sf · Built 2008

$-3,000

Cash Flow

-78.6%

CoC ROI

1.5%

Cap Rate

$45,811

Cash In

🏘

$345,000

11 SW 109th Ave Unit C9

Miami · 3bd/2.0ba · Single

1,044 sf · Built 1974

🏘️ S8 +22%

$-1,960

Cash Flow

-79.6%

CoC ROI

1.4%

Cap Rate

$29,542

Cash In

🏠

$560,000

9206 SW 147th Ct

Miami · 4bd/2.5ba · Single

1,702 sf · Built 1987

🏘️ S8 +12%

$-3,288

Cash Flow

-82.3%

CoC ROI

1.2%

Cap Rate

$47,952

Cash In

🏘

$349,000

671 NE 195th St Unit 205E

Miami · 2bd/2.0ba · Single

1,255 sf · Built 1975

$-2,127

Cash Flow

-85.4%

CoC ROI

0.9%

Cap Rate

$29,884

Cash In

🏘

$350,000

5605 SW 80th St Unit 10D

Miami · 1bd/1.0ba · Single

665 sf · Built 1950

🏘️ S8 +7%

$-2,165

Cash Flow

-86.7%

CoC ROI

0.8%

Cap Rate

$29,970

Cash In

🏘

$290,000

14873 SW 104th St Unit 6-203

Miami · 2bd/2.0ba · Single

770 sf · Built 1982

🏘️ S8 +30%

$-1,821

Cash Flow

-88.0%

CoC ROI

0.7%

Cap Rate

$24,832

Cash In

🏠

$649,000

5101 SW 127th Pl

Miami · 3bd/1.0ba · Single

1,296 sf · Built 1972

🏘️ S8 +1%

$-4,082

Cash Flow

-88.2%

CoC ROI

0.7%

Cap Rate

$55,573

Cash In

🏠

$598,500

10345 NW 35th Ct

Miami · 3bd/1.0ba · Single

1,038 sf · Built 1971

🏘️ S8 +10%

$-3,775

Cash Flow

-88.4%

CoC ROI

0.7%

Cap Rate

$51,249

Cash In

🏘

$515,000

725 NE 22nd St Unit 8B

Miami · 1bd/1.0ba · Single

850 sf · Built 2006

$-3,350

Cash Flow

-91.2%

CoC ROI

0.4%

Cap Rate

$44,099

Cash In

🏘

$365,000

7104 SW 114th Pl Unit A

Miami · 2bd/2.0ba · Single

1,330 sf · Built 1980

$-2,571

Cash Flow

-98.7%

CoC ROI

-0.2%

Cap Rate

$31,254

Cash In

🏘

$235,000

601 Ives Dairy Rd Unit 401-8

Miami · 2bd/2.0ba · Single

1,405 sf · Built 1984

🏘️ S8 +25%

$-1,737

Cash Flow

-103.6%

CoC ROI

-0.6%

Cap Rate

$20,123

Cash In

🏘

$665,000

2000 N Bayshore Dr #220

Miami · 2bd/2.0ba · Single

1,303 sf · Built 2004

$-5,478

Cash Flow

-115.5%

CoC ROI

-1.6%

Cap Rate

$56,943

Cash In

🏘

$449,900

229 SW 9th St #406

Miami · 1bd/1.0ba · Single

466 sf · Built 2023

$-3,746

Cash Flow

-116.7%

CoC ROI

-1.7%

Cap Rate

$38,524

Cash In

🏘

$225,000

7795 NE Bayshore Ct #502

Miami · 1bd/1.0ba · Single

593 sf · Built 1974

🏘️ S8 +18%

$-1,909

Cash Flow

-118.9%

CoC ROI

-1.9%

Cap Rate

$19,266

Cash In

Property Breakdowns

1369 NW 30th St Single

Miami, FL 33142 · 3bd/1.0ba · 1,197sf · Built 1972

$240,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $8,400

Loan Amount: $235,653

Fees / MIP: $4,053

Closing Costs: $7,200

Reserves (3mo): $4,951

Total Cash Needed: $20,551

Monthly Expenses

Mortgage P&I+MIP: $1,650.29

Property Tax: $390.00

Insurance: $159.60

HOA: $0.00

Maint + CapEx: $280.00

Vacancy + Mgmt: $278.39

Total: $2,758.28/mo

Returns

Market Rent (all units): $2,141

Your Rental Income: $2,141

Cashflow: $-617/mo

Annual: $-7,402/yr

Cash-on-Cash ROI: -36.0%

Cap Rate: 5.2% · DSCR: 0.63x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-617/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-126/mo (vs $-617/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-104/mo — saves $513/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-58/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-1,184/mo

STR vs LTR

-60%

BREAKEVEN OCC

64%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-617/mo · STR: $-1,184/mo · CoC ROI: -52.7%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,141/mo

RANGE

$2,141 – $2,141

CONFIDENCE

LOW

N/A

Our estimate $2,141/mo ✅ Inline with market

No comparable rentals found in 33142

Purchase + Close$247,200

Reno Cost$81,909

Holding (6mo)$16,550

Total All-In$345,659

ARV$377,921

Selling Costs 8%$30,234

Flip Profit+$2,029

Flip ROI2%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~54 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$11,372	+$12,509	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$81,909

VALUE ADDED

+$137,921

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$56,012)
• Excellent reno ROI (168%)
• Older build (1972) — high value-add potential
• Owner bought for $100 (239900% ago) — motivated seller potential

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-617/mo)
• Low barrier to entry ($20,551 cash needed)
• Has flip exit strategy if hold doesn't work
• High-crime area (High Risk) — higher risk

🛡 NEIGHBORHOOD SAFETY

2/10 High Risk

Significantly elevated crime rates — factor into investment risk

AI Deal Score

37/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
REVERSE FLIP1 LLC TRS Assessed: $237,414 · Built: 1972 · Zoning: 5700 · Folio: 0131260394040 View Full Record →

LAST PURCHASE: $100 on 4/14/2026 by REVERSE FLIP1 LLC TRS 1369 NW 30 ST LAND TRUST ▲ $239,900 (239900% appreciation)

SALE HISTORY:
4/14/2026 — $100 (from ROBIN DENISE GREEN)
4/14/2026 — $100 (from JOSENA E JACKSON)
9/30/2010 — $100 (from GENEVERA JACKSON &)

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

12330 SW 195th Ter Single

Miami, FL 33177 · 4bd/2.0ba · 1,824sf · Built 2026

$697,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $53,000

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $20,910

Reserves (3mo): $13,767

Total Cash Needed: $87,677

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,132.62

Insurance: $243.20

HOA: $0.00

Maint + CapEx: $813.16

Vacancy + Mgmt: $428.69

Total: $7,206.58/mo

Returns

Market Rent (all units): $3,298

Your Rental Income: $3,298

Cashflow: $-3,909/mo

Annual: $-46,907/yr

Cash-on-Cash ROI: -53.5%

Cap Rate: 1.2% · DSCR: 0.15x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,909/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,687/mo (vs $-3,909/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,624/mo — saves $1,285/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-3,607/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-4,623/mo

STR vs LTR

-67%

BREAKEVEN OCC

96%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-3,909/mo · STR: $-4,623/mo · CoC ROI: -63.6%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$3,297/mo

RANGE

$3,297 – $3,297

CONFIDENCE

LOW

N/A

Our estimate $3,297/mo ✅ Inline with market

No comparable rentals found in 33177

Purchase + Close$717,910

Reno Cost$6,041

Holding (6mo)$43,239

Total All-In$767,190

ARV$716,223

Selling Costs 8%$57,298

Flip Profit$-108,265

Flip ROI-135%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,016	+$15,048	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$6,041

VALUE ADDED

+$19,223

OVERALL ROI

318%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (318%)
• Owner bought for $290,000 (140% ago) — motivated seller potential
• Negative cashflow ($-3,909/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,909/mo)
• High cash requirement ($87,677)

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

21/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
STRONGHOLD REAL ESTATE LLC Assessed: $242,279 · Built: 1986 · Zoning: 0100 · Folio: 3069010301370 View Full Record →

LAST PURCHASE: $290,000 on 6/24/2024 by STRONGHOLD REAL ESTATE LLC ▲ $407,000 (140% appreciation)

SALE HISTORY:
6/24/2024 — $290,000 (from ALFREDO VELAZQUEZ)
5/1/2006 — $0
12/1/2004 — $192,000 ✓ Qualified

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

671 NE 195th St Unit 425-E Single

Miami, FL 33179 · 2bd/2.0ba · 1,253sf · Built 1975

$229,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $8,015

Loan Amount: $224,852

Fees / MIP: $3,867

Closing Costs: $6,870

Reserves (3mo): $4,724

Total Cash Needed: $19,609

Monthly Expenses

Mortgage P&I+MIP: $1,574.65

Property Tax: $372.12

Insurance: $167.07

HOA: $460.00

Maint + CapEx: $267.16

Vacancy + Mgmt: $260.45

Total: $3,101.46/mo

Returns

Market Rent (all units): $2,003

Your Rental Income: $2,003

Cashflow: $-1,098/mo

Annual: $-13,176/yr

Cash-on-Cash ROI: -67.2%

Cap Rate: 2.5% · DSCR: 0.30x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,098/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-630/mo (vs $-1,098/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-609/mo — saves $489/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-1,862/mo

STR vs LTR

-73%

BREAKEVEN OCC

86%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-1,098/mo · STR: $-1,862/mo · CoC ROI: -92.0%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,003/mo

RANGE

$2,003 – $2,003

CONFIDENCE

LOW

N/A

Our estimate $2,003/mo ✅ Inline with market

No comparable rentals found in 33179

Purchase + Close$235,870

Reno Cost$88,574

Holding (6mo)$18,609

Total All-In$343,052

ARV$378,514

Selling Costs 8%$30,281

Flip Profit+$5,180

Flip ROI5%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~51 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$11,904	+$13,094	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$88,574

VALUE ADDED

+$149,514

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$60,940)
• Excellent reno ROI (169%)
• Older build (1975) — high value-add potential
• Negative cashflow ($-1,098/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,098/mo)
• Low barrier to entry ($19,609 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

34/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

10610 SW 158th Ct #303 Single

Miami, FL 33196 · 2bd/2.0ba · 1,075sf · Built 1990

$299,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $10,465

Loan Amount: $293,584

Fees / MIP: $5,049

Closing Costs: $8,970

Reserves (3mo): $6,168

Total Cash Needed: $25,603

Monthly Expenses

Mortgage P&I+MIP: $2,055.99

Property Tax: $485.88

Insurance: $150.00

HOA: $71.00

Maint + CapEx: $348.84

Vacancy + Mgmt: $242.40

Total: $3,354.09/mo

Returns

Market Rent (all units): $1,865

Your Rental Income: $1,865

Cashflow: $-1,490/mo

Annual: $-17,874/yr

Cash-on-Cash ROI: -69.8%

Cap Rate: 2.3% · DSCR: 0.28x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,490/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-878/mo (vs $-1,490/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-851/mo — saves $639/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-2,044/mo

STR vs LTR

-70%

BREAKEVEN OCC

89%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-1,490/mo · STR: $-2,044/mo · CoC ROI: -85.1%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$1,864/mo

RANGE

$1,864 – $1,864

CONFIDENCE

LOW

N/A

Our estimate $1,864/mo ✅ Inline with market

No comparable rentals found in 33196

Purchase + Close$307,970

Reno Cost$62,339

Holding (6mo)$20,125

Total All-In$390,433

ARV$415,988

Selling Costs 8%$33,279

Flip Profit$-7,725

Flip ROI-9%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~36 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$2,956	+$8,869	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$62,339

VALUE ADDED

+$116,988

OVERALL ROI

188%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$54,649)
• Excellent reno ROI (188%)
• Aging property (1990) — renovation upside
• Negative cashflow ($-1,490/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,490/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

15780 SW 106th Ter #306 Single

Miami, FL 33196 · 2bd/1.0ba · 891sf · Built 1990

$279,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $9,765

Loan Amount: $273,947

Fees / MIP: $4,712

Closing Costs: $8,370

Reserves (3mo): $5,755

Total Cash Needed: $23,890

Monthly Expenses

Mortgage P&I+MIP: $1,918.46

Property Tax: $453.38

Insurance: $150.00

HOA: $71.00

Maint + CapEx: $325.50

Vacancy + Mgmt: $221.57

Total: $3,139.90/mo

Returns

Market Rent (all units): $1,704

Your Rental Income: $1,704

Cashflow: $-1,436/mo

Annual: $-17,227/yr

Cash-on-Cash ROI: -72.1%

Cap Rate: 2.1% · DSCR: 0.25x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,436/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-865/mo (vs $-1,436/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-840/mo — saves $596/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-1,874/mo

STR vs LTR

-67%

BREAKEVEN OCC

86%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-1,436/mo · STR: $-1,874/mo · CoC ROI: -81.7%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$1,704/mo

RANGE

$1,704 – $1,704

CONFIDENCE

LOW

N/A

Our estimate $1,704/mo ✅ Inline with market

No comparable rentals found in 33196

Purchase + Close$287,370

Reno Cost$54,817

Holding (6mo)$18,839

Total All-In$361,027

ARV$381,793

Selling Costs 8%$30,543

Flip Profit$-9,777

Flip ROI-13%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~36 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$2,450	+$7,351	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,100	+$1,100	100%
📌 No additional notes available.

RENO COST

$54,817

VALUE ADDED

+$102,793

OVERALL ROI

188%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$47,976)
• Excellent reno ROI (188%)
• Aging property (1990) — renovation upside
• Negative cashflow ($-1,436/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,436/mo)
• Low barrier to entry ($23,890 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

31/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

500 NW 120th St Single

Miami, FL 33168 · 2bd/1.0ba · 1,664sf · Built 1953

$425,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $14,875

Loan Amount: $417,302

Fees / MIP: $7,177

Closing Costs: $12,750

Reserves (3mo): $8,767

Total Cash Needed: $36,392

Monthly Expenses

Mortgage P&I+MIP: $2,922.38

Property Tax: $690.62

Insurance: $221.87

HOA: $0.00

Maint + CapEx: $495.84

Vacancy + Mgmt: $316.42

Total: $4,647.13/mo

Returns

Market Rent (all units): $2,434

Your Rental Income: $2,434

Cashflow: $-2,213/mo

Annual: $-26,557/yr

Cash-on-Cash ROI: -73.0%

Cap Rate: 2.0% · DSCR: 0.24x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,213/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,344/mo (vs $-2,213/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,305/mo — saves $908/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-3,145/mo

STR vs LTR

-81%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-2,213/mo · STR: $-3,145/mo · CoC ROI: -101.9%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,434/mo

RANGE

$2,434 – $2,434

CONFIDENCE

LOW

N/A

Our estimate $2,434/mo ✅ Inline with market

No comparable rentals found in 33168

Purchase + Close$437,750

Reno Cost$91,412

Holding (6mo)$27,883

Total All-In$557,045

ARV$579,430

Selling Costs 8%$46,354

Flip Profit$-23,970

Flip ROI-20%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

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TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~73 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$15,808	+$17,389	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$91,412

VALUE ADDED

+$154,430

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$63,018)
• Excellent reno ROI (169%)
• Older build (1953) — high value-add potential
• Negative cashflow ($-2,213/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,213/mo)
• Has flip exit strategy if hold doesn't work
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

28/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

12999 SW 132nd Ter Single

Miami, FL 33186 · 3bd/2.5ba · 1,733sf · Built 2008

$535,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $18,725

Loan Amount: $525,310

Fees / MIP: $9,035

Closing Costs: $16,050

Reserves (3mo): $11,036

Total Cash Needed: $45,811

Monthly Expenses

Mortgage P&I+MIP: $3,678.77

Property Tax: $869.38

Insurance: $231.07

HOA: $0.00

Maint + CapEx: $624.16

Vacancy + Mgmt: $359.07

Total: $5,762.45/mo

Returns

Market Rent (all units): $2,762

Your Rental Income: $2,762

Cashflow: $-3,000/mo

Annual: $-36,004/yr

Cash-on-Cash ROI: -78.6%

Cap Rate: 1.5% · DSCR: 0.18x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,000/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,906/mo (vs $-3,000/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,858/mo — saves $1,143/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-3,792/mo

STR vs LTR

-73%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-3,000/mo · STR: $-3,792/mo · CoC ROI: -98.7%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,762/mo

RANGE

$2,762 – $2,762

CONFIDENCE

LOW

N/A

Our estimate $2,762/mo ✅ Inline with market

No comparable rentals found in 33186

Purchase + Close$551,050

Reno Cost$49,539

Holding (6mo)$34,575

Total All-In$635,163

ARV$637,703

Selling Costs 8%$51,016

Flip Profit$-48,476

Flip ROI-57%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

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TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,766	+$14,297	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~18 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.
HIGH	Luxury Vinyl Plank (LVP)	$10,398	+$19,756	190%
📌 Waterproof LVP is ideal for Miami's humidity and withstands tenant use — low maintenance, 25-yr lifespan.

RENO COST

$49,539

VALUE ADDED

+$102,703

OVERALL ROI

207%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$53,165)
• Excellent reno ROI (207%)
• Owner bought for $293,000 (83% ago) — motivated seller potential
• Negative cashflow ($-3,000/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,000/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

23/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
SHRIJAL TULADHAR Assessed: $262,234 · Market: $400,000 · Built: 2008 · Zoning: 3700 · Folio: 3059141230460 View Full Record →

LAST PURCHASE: $293,000 on 11/6/2019 by SHRIJAL TULADHAR NEELIMA BUDDHACHARYA ▲ $242,000 (83% appreciation)

SALE HISTORY:
11/6/2019 — $293,000 ✓ Qualified (from JUAN G CARRERO &W GRECIA M)
5/1/2008 — $260,200 ✓ Qualified
1/1/2008 — $1,262,500 ✓ Qualified

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

11 SW 109th Ave Unit C9 Single

Miami, FL 33174 · 3bd/2.0ba · 1,044sf · Built 1974

$345,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,075

Loan Amount: $338,751

Fees / MIP: $5,826

Closing Costs: $10,350

Reserves (3mo): $7,117

Total Cash Needed: $29,542

Monthly Expenses

Mortgage P&I+MIP: $2,372.29

Property Tax: $560.62

Insurance: $150.00

HOA: $427.00

Maint + CapEx: $402.50

Vacancy + Mgmt: $291.72

Total: $4,204.14/mo

Returns

Market Rent (all units): $2,244

Your Rental Income: $2,244

Cashflow: $-1,960/mo

Annual: $-23,521/yr

Cash-on-Cash ROI: -79.6%

Cap Rate: 1.4% · DSCR: 0.17x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,960/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,255/mo (vs $-1,960/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,223/mo — saves $737/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-1,504/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,491/mo

STR vs LTR

-61%

BREAKEVEN OCC

83%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-1,960/mo · STR: $-2,491/mo · CoC ROI: -88.5%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,244/mo

RANGE

$2,244 – $2,244

CONFIDENCE

LOW

N/A

Our estimate $2,244/mo ✅ Inline with market

No comparable rentals found in 33174

Purchase + Close$355,350

Reno Cost$84,320

Holding (6mo)$25,225

Total All-In$464,895

ARV$487,125

Selling Costs 8%$38,970

Flip Profit$-16,740

Flip ROI-16%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~52 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$9,918	+$10,910	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$84,320

VALUE ADDED

+$142,125

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$57,805)
• Excellent reno ROI (169%)
• Older build (1974) — high value-add potential
• Negative cashflow ($-1,960/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,960/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

28/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

9206 SW 147th Ct Single

Miami, FL 33196 · 4bd/2.5ba · 1,702sf · Built 1987

$560,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $19,600

Loan Amount: $549,857

Fees / MIP: $9,457

Closing Costs: $16,800

Reserves (3mo): $11,552

Total Cash Needed: $47,952

Monthly Expenses

Mortgage P&I+MIP: $3,850.67

Property Tax: $910.00

Insurance: $226.93

HOA: $170.00

Maint + CapEx: $653.34

Vacancy + Mgmt: $376.95

Total: $6,187.89/mo

Returns

Market Rent (all units): $2,900

Your Rental Income: $2,900

Cashflow: $-3,288/mo

Annual: $-39,459/yr

Cash-on-Cash ROI: -82.3%

Cap Rate: 1.2% · DSCR: 0.15x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,288/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,143/mo (vs $-3,288/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,092/mo — saves $1,196/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-2,588/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-3,809/mo

STR vs LTR

-61%

BREAKEVEN OCC

87%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-3,288/mo · STR: $-3,809/mo · CoC ROI: -92.0%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,899/mo

RANGE

$2,899 – $2,899

CONFIDENCE

LOW

N/A

Our estimate $2,899/mo ✅ Inline with market

No comparable rentals found in 33196

Purchase + Close$576,800

Reno Cost$69,142

Holding (6mo)$37,127

Total All-In$683,069

ARV$692,600

Selling Costs 8%$55,408

Flip Profit$-45,877

Flip ROI-43%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~39 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,680	+$14,042	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$69,142

VALUE ADDED

+$132,600

OVERALL ROI

192%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$63,458)
• Excellent reno ROI (192%)
• Aging property (1987) — renovation upside
• Negative cashflow ($-3,288/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,288/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

23/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

671 NE 195th St Unit 205E Single

Miami, FL 33179 · 2bd/2.0ba · 1,255sf · Built 1975

$349,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,215

Loan Amount: $342,679

Fees / MIP: $5,894

Closing Costs: $10,470

Reserves (3mo): $7,199

Total Cash Needed: $29,884

Monthly Expenses

Mortgage P&I+MIP: $2,399.79

Property Tax: $567.12

Insurance: $167.33

HOA: $460.00

Maint + CapEx: $407.16

Vacancy + Mgmt: $280.14

Total: $4,281.56/mo

Returns

Market Rent (all units): $2,155

Your Rental Income: $2,155

Cashflow: $-2,127/mo

Annual: $-25,520/yr

Cash-on-Cash ROI: -85.4%

Cap Rate: 0.9% · DSCR: 0.11x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,127/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,413/mo (vs $-2,127/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,381/mo — saves $745/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-2,882/mo

STR vs LTR

-75%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-2,127/mo · STR: $-2,882/mo · CoC ROI: -107.8%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,154/mo

RANGE

$2,154 – $2,154

CONFIDENCE

LOW

N/A

Our estimate $2,154/mo ✅ Inline with market

No comparable rentals found in 33179

Purchase + Close$359,470

Reno Cost$88,614

Holding (6mo)$25,689

Total All-In$473,774

ARV$498,584

Selling Costs 8%$39,887

Flip Profit$-15,076

Flip ROI-14%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~51 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$11,922	+$13,115	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$88,614

VALUE ADDED

+$149,584

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$60,970)
• Excellent reno ROI (169%)
• Older build (1975) — high value-add potential
• Negative cashflow ($-2,127/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,127/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

27/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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5605 SW 80th St Unit 10D Single

Miami, FL 33143 · 1bd/1.0ba · 665sf · Built 1950

$350,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,250

Loan Amount: $343,661

Fees / MIP: $5,911

Closing Costs: $10,500

Reserves (3mo): $7,220

Total Cash Needed: $29,970

Monthly Expenses

Mortgage P&I+MIP: $2,406.67

Property Tax: $568.75

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $408.34

Vacancy + Mgmt: $204.46

Total: $3,738.21/mo

Returns

Market Rent (all units): $1,573

Your Rental Income: $1,573

Cashflow: $-2,165/mo

Annual: $-25,986/yr

Cash-on-Cash ROI: -86.7%

Cap Rate: 0.8% · DSCR: 0.10x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,165/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,450/mo (vs $-2,165/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,418/mo — saves $747/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$120

OCCUPANCY

60%

GROSS / MO

$2,160

STR CASHFLOW

$-2,686/mo

STR vs LTR

-82%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213

FURNITURE SETUP

Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450

🛡

LTR is safer bet

LTR: $-2,165/mo · STR: $-2,686/mo · CoC ROI: -106.7%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$1,572/mo

RANGE

$1,572 – $1,572

CONFIDENCE

LOW

N/A

Our estimate $1,572/mo ✅ Inline with market

No comparable rentals found in 33143

Purchase + Close$360,500

Reno Cost$71,083

Holding (6mo)$22,429

Total All-In$454,012

ARV$469,115

Selling Costs 8%$37,529

Flip Profit$-22,426

Flip ROI-24%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

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TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~76 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$6,318	+$6,949	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$71,083

VALUE ADDED

+$119,115

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$48,032)
• Excellent reno ROI (168%)
• Older build (1950) — high value-add potential
• Negative cashflow ($-2,165/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,165/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

24/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

14873 SW 104th St Unit 6-203 Single

Miami, FL 33196 · 2bd/2.0ba · 770sf · Built 1982

$290,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $10,150

Loan Amount: $284,747

Fees / MIP: $4,897

Closing Costs: $8,700

Reserves (3mo): $5,982

Total Cash Needed: $24,832

Monthly Expenses

Mortgage P&I+MIP: $1,994.09

Property Tax: $471.25

Insurance: $150.00

HOA: $285.00

Maint + CapEx: $338.34

Vacancy + Mgmt: $211.79

Total: $3,450.46/mo

Returns

Market Rent (all units): $1,629

Your Rental Income: $1,629

Cashflow: $-1,821/mo

Annual: $-21,856/yr

Cash-on-Cash ROI: -88.0%

Cap Rate: 0.7% · DSCR: 0.09x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,821/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,228/mo (vs $-1,821/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,202/mo — saves $619/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-2,181/mo

STR vs LTR

-65%

BREAKEVEN OCC

92%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-1,821/mo · STR: $-2,181/mo · CoC ROI: -92.7%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$1,629/mo

RANGE

$1,629 – $1,629

CONFIDENCE

LOW

N/A

Our estimate $1,629/mo ✅ Inline with market

No comparable rentals found in 33196

Purchase + Close$298,700

Reno Cost$68,030

Holding (6mo)$20,703

Total All-In$387,432

ARV$409,293

Selling Costs 8%$32,743

Flip Profit$-10,883

Flip ROI-13%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

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TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~44 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$2,118	+$6,352	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$68,030

VALUE ADDED

+$119,293

OVERALL ROI

175%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$51,264)
• Excellent reno ROI (175%)
• Older build (1982) — high value-add potential
• Negative cashflow ($-1,821/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,821/mo)
• Low barrier to entry ($24,832 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

28/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

5101 SW 127th Pl Single

Miami, FL 33175 · 3bd/1.0ba · 1,296sf · Built 1972

$649,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $22,715

Loan Amount: $637,245

Fees / MIP: $10,960

Closing Costs: $19,470

Reserves (3mo): $13,388

Total Cash Needed: $55,573

Monthly Expenses

Mortgage P&I+MIP: $4,462.66

Property Tax: $1,054.62

Insurance: $172.80

HOA: $0.00

Maint + CapEx: $757.16

Vacancy + Mgmt: $353.41

Total: $6,800.66/mo

Returns

Market Rent (all units): $2,719

Your Rental Income: $2,719

Cashflow: $-4,082/mo

Annual: $-48,985/yr

Cash-on-Cash ROI: -88.2%

Cap Rate: 0.7% · DSCR: 0.09x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-4,082/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,755/mo (vs $-4,082/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,696/mo — saves $1,386/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-4,680/mo

STR vs LTR

-69%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-4,082/mo · STR: $-4,680/mo · CoC ROI: -104.9%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,718/mo

RANGE

$2,718 – $2,718

CONFIDENCE

LOW

N/A

Our estimate $2,718/mo ✅ Inline with market

No comparable rentals found in 33175

Purchase + Close$668,470

Reno Cost$83,924

Holding (6mo)$40,804

Total All-In$793,198

ARV$790,421

Selling Costs 8%$63,234

Flip Profit$-66,010

Flip ROI-52%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

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TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~54 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$12,312	+$13,543	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$83,924

VALUE ADDED

+$141,421

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$57,498)
• Excellent reno ROI (168%)
• Older build (1972) — high value-add potential
• Negative cashflow ($-4,082/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-4,082/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

22/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

10345 NW 35th Ct Single

Miami, FL 33147 · 3bd/1.0ba · 1,038sf · Built 1971

$598,500
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $20,948

Loan Amount: $587,660

Fees / MIP: $10,107

Closing Costs: $17,955

Reserves (3mo): $12,346

Total Cash Needed: $51,249

Monthly Expenses

Mortgage P&I+MIP: $4,115.40

Property Tax: $972.56

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $698.25

Vacancy + Mgmt: $322.90

Total: $6,259.11/mo

Returns

Market Rent (all units): $2,484

Your Rental Income: $2,484

Cashflow: $-3,775/mo

Annual: $-45,303/yr

Cash-on-Cash ROI: -88.4%

Cap Rate: 0.7% · DSCR: 0.08x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,775/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,551/mo (vs $-3,775/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,497/mo — saves $1,278/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-3,559/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-4,219/mo

STR vs LTR

-65%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-3,775/mo · STR: $-4,219/mo · CoC ROI: -100.7%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,483/mo

RANGE

$2,483 – $2,483

CONFIDENCE

LOW

N/A

Our estimate $2,483/mo ✅ Inline with market

No comparable rentals found in 33147

Purchase + Close$616,455

Reno Cost$78,673

Holding (6mo)$37,555

Total All-In$732,683

ARV$730,801

Selling Costs 8%$58,464

Flip Profit$-60,346

Flip ROI-51%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~55 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$9,861	+$10,847	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$78,673

VALUE ADDED

+$132,301

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$53,628)
• Excellent reno ROI (168%)
• Older build (1971) — high value-add potential
• Negative cashflow ($-3,775/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,775/mo)
• Has flip exit strategy if hold doesn't work
• High-crime area (High Risk) — higher risk

🛡 NEIGHBORHOOD SAFETY

2/10 High Risk

Significantly elevated crime rates — factor into investment risk

AI Deal Score

16/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

725 NE 22nd St Unit 8B Single

Miami, FL 33137 · 1bd/1.0ba · 850sf · Built 2006

$515,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $18,025

Loan Amount: $505,672

Fees / MIP: $8,697

Closing Costs: $15,450

Reserves (3mo): $10,624

Total Cash Needed: $44,099

Monthly Expenses

Mortgage P&I+MIP: $3,541.24

Property Tax: $836.88

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $600.84

Vacancy + Mgmt: $265.75

Total: $5,394.70/mo

Returns

Market Rent (all units): $2,044

Your Rental Income: $2,044

Cashflow: $-3,350/mo

Annual: $-40,206/yr

Cash-on-Cash ROI: -91.2%

Cap Rate: 0.4% · DSCR: 0.05x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,350/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,297/mo (vs $-3,350/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,251/mo — saves $1,100/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$120

OCCUPANCY

60%

GROSS / MO

$2,160

STR CASHFLOW

$-4,089/mo

STR vs LTR

-86%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213

FURNITURE SETUP

Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450

🛡

LTR is safer bet

LTR: $-3,350/mo · STR: $-4,089/mo · CoC ROI: -119.9%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,044/mo

RANGE

$2,044 – $2,044

CONFIDENCE

LOW

N/A

Our estimate $2,044/mo ✅ Inline with market

No comparable rentals found in 33137

Purchase + Close$530,450

Reno Cost$44,338

Holding (6mo)$32,368

Total All-In$607,156

ARV$601,040

Selling Costs 8%$48,083

Flip Profit$-54,199

Flip ROI-70%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~20 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$2,338	+$7,012	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~20 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$44,338

VALUE ADDED

+$86,040

OVERALL ROI

194%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$41,702)
• Excellent reno ROI (194%)
• Negative cashflow ($-3,350/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,350/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

17/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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7104 SW 114th Pl Unit A Single

Miami, FL 33173 · 2bd/2.0ba · 1,330sf · Built 1980

$365,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,775

Loan Amount: $358,389

Fees / MIP: $6,164

Closing Costs: $10,950

Reserves (3mo): $7,529

Total Cash Needed: $31,254

Monthly Expenses

Mortgage P&I+MIP: $2,509.82

Property Tax: $593.12

Insurance: $177.33

HOA: $805.00

Maint + CapEx: $425.84

Vacancy + Mgmt: $289.90

Total: $4,801.02/mo

Returns

Market Rent (all units): $2,230

Your Rental Income: $2,230

Cashflow: $-2,571/mo

Annual: $-30,852/yr

Cash-on-Cash ROI: -98.7%

Cap Rate: -0.2% · DSCR: -0.02x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,571/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,825/mo (vs $-2,571/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,791/mo — saves $780/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-3,377/mo

STR vs LTR

-76%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-2,571/mo · STR: $-3,377/mo · CoC ROI: -122.3%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,230/mo

RANGE

$2,230 – $2,230

CONFIDENCE

LOW

N/A

Our estimate $2,230/mo ✅ Inline with market

No comparable rentals found in 33173

Purchase + Close$375,950

Reno Cost$74,106

Holding (6mo)$28,806

Total All-In$478,862

ARV$498,237

Selling Costs 8%$39,859

Flip Profit$-20,484

Flip ROI-21%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

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🔒 Pro Feature

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TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~46 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,658	+$10,972	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$74,106

VALUE ADDED

+$133,237

OVERALL ROI

180%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$59,132)
• Excellent reno ROI (180%)
• Older build (1980) — high value-add potential
• Negative cashflow ($-2,571/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,571/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

601 Ives Dairy Rd Unit 401-8 Single

Miami, FL 33179 · 2bd/2.0ba · 1,405sf · Built 1984

$235,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $8,225

Loan Amount: $230,744

Fees / MIP: $3,969

Closing Costs: $7,050

Reserves (3mo): $4,848

Total Cash Needed: $20,123

Monthly Expenses

Mortgage P&I+MIP: $1,615.91

Property Tax: $381.88

Insurance: $187.33

HOA: $750.00

Maint + CapEx: $274.16

Vacancy + Mgmt: $219.94

Total: $3,429.23/mo

Returns

Market Rent (all units): $1,692

Your Rental Income: $1,692

Cashflow: $-1,737/mo

Annual: $-20,848/yr

Cash-on-Cash ROI: -103.6%

Cap Rate: -0.6% · DSCR: -0.08x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,737/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,257/mo (vs $-1,737/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,235/mo — saves $502/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-2,231/mo

STR vs LTR

-70%

BREAKEVEN OCC

93%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-1,737/mo · STR: $-2,231/mo · CoC ROI: -108.5%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$1,691/mo

RANGE

$1,691 – $1,691

CONFIDENCE

LOW

N/A

Our estimate $1,691/mo ✅ Inline with market

No comparable rentals found in 33179

Purchase + Close$242,050

Reno Cost$74,919

Holding (6mo)$20,575

Total All-In$337,545

ARV$370,104

Selling Costs 8%$29,608

Flip Profit+$2,952

Flip ROI3%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

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TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~42 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,864	+$11,591	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$74,919

VALUE ADDED

+$135,104

OVERALL ROI

180%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$60,185)
• Excellent reno ROI (180%)
• Older build (1984) — high value-add potential
• Negative cashflow ($-1,737/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,737/mo)
• Low barrier to entry ($20,123 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

27/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

2000 N Bayshore Dr #220 Single

Miami, FL 33137 · 2bd/2.0ba · 1,303sf · Built 2004

$665,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $23,275

Loan Amount: $652,955

Fees / MIP: $11,230

Closing Costs: $19,950

Reserves (3mo): $13,718

Total Cash Needed: $56,943

Monthly Expenses

Mortgage P&I+MIP: $4,572.67

Property Tax: $1,080.62

Insurance: $173.73

HOA: $1,263.00

Maint + CapEx: $775.84

Vacancy + Mgmt: $356.78

Total: $8,222.64/mo

Returns

Market Rent (all units): $2,744

Your Rental Income: $2,744

Cashflow: $-5,478/mo

Annual: $-65,738/yr

Cash-on-Cash ROI: -115.5%

Cap Rate: -1.6% · DSCR: -0.20x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-5,478/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-4,118/mo (vs $-5,478/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-4,058/mo — saves $1,420/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-6,381/mo

STR vs LTR

-80%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-5,478/mo · STR: $-6,381/mo · CoC ROI: -145.5%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,744/mo

RANGE

$2,744 – $2,744

CONFIDENCE

LOW

N/A

Our estimate $2,744/mo ✅ Inline with market

No comparable rentals found in 33137

Purchase + Close$684,950

Reno Cost$53,276

Holding (6mo)$49,336

Total All-In$787,562

ARV$769,004

Selling Costs 8%$61,520

Flip Profit$-80,078

Flip ROI-83%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~22 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,583	+$10,750	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~22 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$53,276

VALUE ADDED

+$104,004

OVERALL ROI

195%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$50,728)
• Excellent reno ROI (195%)
• Negative cashflow ($-5,478/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-5,478/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

17/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

229 SW 9th St #406 Single

Miami, FL 33130 · 1bd/1.0ba · 466sf · Built 2023

$449,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $15,746

Loan Amount: $441,751

Fees / MIP: $7,598

Closing Costs: $13,497

Reserves (3mo): $9,281

Total Cash Needed: $38,524

Monthly Expenses

Mortgage P&I+MIP: $3,093.61

Property Tax: $731.09

Insurance: $150.00

HOA: $765.00

Maint + CapEx: $524.89

Vacancy + Mgmt: $226.88

Total: $5,491.47/mo

Returns

Market Rent (all units): $1,745

Your Rental Income: $1,745

Cashflow: $-3,746/mo

Annual: $-44,954/yr

Cash-on-Cash ROI: -116.7%

Cap Rate: -1.7% · DSCR: -0.21x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,746/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,826/mo (vs $-3,746/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,785/mo — saves $961/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$120

OCCUPANCY

60%

GROSS / MO

$2,160

STR CASHFLOW

$-4,301/mo

STR vs LTR

-83%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213

FURNITURE SETUP

Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450

🛡

LTR is safer bet

LTR: $-3,746/mo · STR: $-4,301/mo · CoC ROI: -140.6%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$1,745/mo

RANGE

$1,745 – $1,745

CONFIDENCE

LOW

N/A

Our estimate $1,745/mo ✅ Inline with market

No comparable rentals found in 33130

Purchase + Close$463,397

Reno Cost$2,306

Holding (6mo)$32,949

Total All-In$498,652

ARV$457,920

Selling Costs 8%$36,634

Flip Profit$-77,366

Flip ROI-245%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$1,282	+$3,844	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$2,306

VALUE ADDED

+$8,020

OVERALL ROI

348%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (348%)
• Negative cashflow ($-3,746/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,746/mo)
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

16/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

7795 NE Bayshore Ct #502 Single

Miami, FL 33138 · 1bd/1.0ba · 593sf · Built 1974

$225,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $7,875

Loan Amount: $220,925

Fees / MIP: $3,800

Closing Costs: $6,750

Reserves (3mo): $4,641

Total Cash Needed: $19,266

Monthly Expenses

Mortgage P&I+MIP: $1,547.15

Property Tax: $365.62

Insurance: $150.00

HOA: $826.00

Maint + CapEx: $262.50

Vacancy + Mgmt: $185.67

Total: $3,336.94/mo

Returns

Market Rent (all units): $1,428

Your Rental Income: $1,428

Cashflow: $-1,909/mo

Annual: $-22,905/yr

Cash-on-Cash ROI: -118.9%

Cap Rate: -1.9% · DSCR: -0.23x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,909/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,449/mo (vs $-1,909/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,428/mo — saves $481/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$120

OCCUPANCY

60%

GROSS / MO

$2,160

STR CASHFLOW

$-2,450/mo

STR vs LTR

-80%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213

FURNITURE SETUP

Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450

🛡

LTR is safer bet

LTR: $-1,909/mo · STR: $-2,450/mo · CoC ROI: -133.2%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$1,428/mo

RANGE

$1,428 – $1,428

CONFIDENCE

LOW

N/A

Our estimate $1,428/mo ✅ Inline with market

No comparable rentals found in 33138

Purchase + Close$231,750

Reno Cost$69,618

Holding (6mo)$20,022

Total All-In$321,389

ARV$341,570

Selling Costs 8%$27,326

Flip Profit$-7,145

Flip ROI-8%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~52 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$5,634	+$6,197	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$69,618

VALUE ADDED

+$116,570

OVERALL ROI

167%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$46,952)
• Excellent reno ROI (167%)
• Older build (1974) — high value-add potential
• Negative cashflow ($-1,909/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,909/mo)
• Low barrier to entry ($19,266 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

27/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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Carlos M.4h ago

💾 saved a deal

7104 SW 114th Pl Unit A

💾 saved 7104 SW 114th Pl Unit A — $-2,570/mo cash flow F grade

SpillDeals v5 · Estimates only — verify before making offers

♥ Saved Properties

Florida Investment Property Deals — Graded A–F | SpillDeals

Property Breakdowns

1369 NW 30th St Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

12330 SW 195th Ter Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

671 NE 195th St Unit 425-E Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

10610 SW 158th Ct #303 Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

15780 SW 106th Ter #306 Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

500 NW 120th St Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

12999 SW 132nd Ter Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

11 SW 109th Ave Unit C9 Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

9206 SW 147th Ct Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro