SpillDeals is a free real estate deal finder for Florida investors. Every property listing is automatically analyzed with cash flow projections, cap rate, ROI grade (A through F), and house hack scenarios. Updated daily with live FL listings.

What is a good cap rate for investment property in Florida?

A good cap rate in Florida is typically 5-8% for residential investment properties. In Miami-Dade, cap rates of 5-6% are common due to high appreciation. In markets like Hialeah, Homestead, and Opa-locka, you can find 7-9% cap rates. SpillDeals grades every property A through F based on cash flow, cap rate, and ROI so you can instantly identify the best deals.

What does an A-grade property mean on SpillDeals?

An A-grade property on SpillDeals is a top-tier investment with strong positive cash flow, a cap rate above 7%, and excellent ROI relative to the market. These are the rarest deals — typically cash flowing $500+/month after all expenses including mortgage, taxes, insurance, and maintenance.

How does SpillDeals analyze properties?

SpillDeals automatically calculates monthly cash flow, cap rate, cash-on-cash return, and overall ROI for every property using current market rent estimates, property taxes, insurance, HOA fees, and a 30-year fixed mortgage at current rates. It also models house hack scenarios for multi-unit properties and FHA loan scenarios for owner-occupants.

Is SpillDeals free to use?

Yes. SpillDeals is free to sign up and use. Free users can view C, D, and F-grade properties with full analysis. Pro users ($67/month, or $33.25/month billed annually as $399/yr) unlock all A and B-grade deals — the highest cash-flowing properties in Florida — plus unlimited access, deal alerts, advanced filters, and a 14-day free trial.

What is cash-on-cash return for real estate?

Cash-on-cash return (CoC ROI) measures your annual cash flow divided by the total cash you invested (down payment + closing costs). For example, if you invested $60,000 to buy a rental and it generates $6,000 in annual cash flow, your CoC ROI is 10%. SpillDeals calculates this automatically on every property using current mortgage rates and market rent estimates.

How do I find Section 8 investment properties in Florida?

Section 8 (Housing Choice Voucher) properties in Florida are regular rental properties that accept government-subsidized tenants. To find them: filter by the Section 8 tab on SpillDeals, which shows properties where HUD Fair Market Rents in that zip code exceed the estimated market rent — meaning Section 8 can pay you above-market rent. Jacksonville, Tampa, and Miami-Dade have the strongest Section 8 rental demand.

What is a DSCR loan and how does it work for Florida investors?

A DSCR (Debt Service Coverage Ratio) loan lets real estate investors qualify based on rental income instead of personal income or W-2s. The property must generate enough rent to cover 1.0–1.25x the monthly mortgage payment. DSCR loans are ideal for self-employed investors and those with multiple properties. Current DSCR rates in Florida range from 6.25%–7.50%. SpillDeals calculates DSCR for every property automatically.

What is the 1% rule for rental properties, and does it still work in Florida?

The 1% rule states that a rental property's monthly rent should equal at least 1% of its purchase price. For example, a $200,000 home should rent for $2,000/month. In Florida's current market (2026), the 1% rule is hard to hit in most coastal markets but achievable in Jacksonville, parts of Tampa, and smaller markets like Daytona Beach and Lakeland. SpillDeals shows the rent-to-price ratio on every listing so you can spot these deals instantly.

How often are properties updated on SpillDeals?

SpillDeals pulls live listing data from MLS and public sources daily. The scraper runs every 20–30 minutes, continuously ingesting new listings and updating prices. New properties are automatically analyzed and graded within minutes of appearing. Pro users get priority access to new listings as they hit the database.

Can I use SpillDeals to find fix and flip properties in Florida?

Yes. SpillDeals has a dedicated Flip tab that shows properties with high ARV (after-repair value) potential. The analysis estimates rehab costs, projected resale price, and profit margin on every fix-and-flip opportunity. Filter by condition, grade, and maximum renovation budget to find deals that fit your criteria.

What Florida cities have the best rental property cash flow in 2026?

The top Florida cities for rental cash flow in 2026 are: 1) Jacksonville (7.2% avg cap rate, strong rent-to-price ratio), 2) Tampa East/Sulphur Springs (6.8% cap rate, affordable duplexes), 3) Orlando/Kissimmee (6.5% cap rate, STR demand), 4) Fort Myers/Cape Coral (6.1% cap rate, post-hurricane buying opportunities), and 5) Miami/Hialeah (5.8% cap rate, strong appreciation). SpillDeals shows live deals from all of these markets.

What is house hacking and how does it work in Florida?

House hacking means buying a multi-unit property (duplex, triplex, or fourplex), living in one unit, and renting the others. The rental income covers your mortgage — often making your housing free or profitable. In Florida, FHA loans let you buy a 2-4 unit property with just 3.5% down, as long as you live in one unit. SpillDeals shows house hack scenarios on all multi-unit properties, including estimated rent from the other units and net housing cost.

SpillDeals | FL Investment Property Deals — Graded A-F

FL 🌴 Miami ⛵ Fort Lauderdale 🏌️ Palm Beach 🌉 Tampa 🎡 Orlando 🏙️ Jacksonville 🦅 Naples 🎨 Sarasota 🚤 Cape Coral 🌊 Port St Lucie 🏎️ Daytona Beach 🎓 Gainesville 🐎 Ocala 🏛️ Tallahassee 🏖️ Pensacola 🦢 Lakeland

Quick Filter:

All Multi-Unit Single Search results for “Miami, FL”

20 of 20 properties · ✕ Clear filters · Search: “Miami, FL” — 20 result(s)

20 F

Deal gradesA — 12%+ ROI 🔒B — 8%+ ROI 🔒C — 5%+ ROI ✓ FreeA & B unlock with Pro

⚡ Go Pro

Grade

Cash+ only

$235,000💡 🏦 DSCR 25%dn: $-1,370/mo

$235,000

601 Ives Dairy Rd Unit 401-8, Miami

🏘️ S8 +25%

2bd2ba Single1,405sf $167/sf Built 1984

Cashflow

$-1,737/mo

CoC ROI

-103.6%

Rent Est

$1,692/mo

HUD FMR · GRM 11.6

Cap Rate

-0.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,457/mo🏦 DSCR 25%dn: $-1,370/mo

🏠 Listing

$290,000💡 🏦 DSCR 25%dn: $-1,332/mo

$290,000

14873 SW 104th St Unit 6-203, Miami

🏘️ S8 +30%

2bd2ba Single770sf $377/sf Built 1982

Cashflow

$-1,821/mo

CoC ROI

-88.0%

Rent Est

$1,629/mo

HUD FMR · GRM 14.8

Cap Rate

0.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,439/mo🏦 DSCR 25%dn: $-1,332/mo

🏠 Listing

$225,000💡 🏦 DSCR 25%dn: $-1,542/mo

$225,000

7795 NE Bayshore Ct #502, Miami

🏘️ S8 +18%

1bd1ba Single593sf $379/sf Built 1974

Cashflow

$-1,909/mo

CoC ROI

-118.9%

Rent Est

$1,428/mo

HUD FMR · GRM 13.1

Cap Rate

-1.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,625/mo🏦 DSCR 25%dn: $-1,542/mo

🏠 Listing

$380,000💡 🏦 DSCR 25%dn: $-1,421/mo

$380,000

6911 SW 147th Ave Unit 2H, Miami

3bd2ba Single1,700sf $224/sf Built 1973

Cashflow

$-2,012/mo

CoC ROI

-74.2%

Rent Est

$2,770/mo

HUD FMR · GRM 11.4

Cap Rate

1.9%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,562/mo🏦 DSCR 25%dn: $-1,421/mo

🏠 Listing

$350,000💡 🏦 DSCR 25%dn: $-1,543/mo

$350,000

5605 SW 80th St Unit 10D, Miami

🏘️ S8 +7%

1bd1ba Single665sf $526/sf Built 1950

Cashflow

$-2,165/mo

CoC ROI

-86.7%

Rent Est

$1,573/mo

HUD FMR · GRM 18.5

Cap Rate

0.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,673/mo🏦 DSCR 25%dn: $-1,543/mo

🏠 Listing

$425,000💡 🏦 DSCR 25%dn: $-1,500/mo

$425,000

500 NW 120th St, Miami

2bd1ba Single1,664sf $255/sf Built 1953

Cashflow

$-2,213/mo

CoC ROI

-73.0%

Rent Est

$2,434/mo

HUD FMR · GRM 14.6

Cap Rate

2.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-1,657/mo🏦 DSCR 25%dn: $-1,500/mo

🏠 Listing

$365,000💡 🏦 DSCR 25%dn: $-1,969/mo

$365,000

7104 SW 114th Pl Unit A, Miami

2bd2ba Single1,330sf $274/sf Built 1980

Cashflow

$-2,571/mo

CoC ROI

-98.7%

Rent Est

$2,230/mo

HUD FMR · GRM 13.6

Cap Rate

-0.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,104/mo🏦 DSCR 25%dn: $-1,969/mo

🏠 Listing

$355,000💡 🏦 DSCR 25%dn: $-2,118/mo

$355,000

2001 Biscayne Blvd #2310, Miami

1bd1ba Single707sf $502/sf Built 2004

Cashflow

$-2,737/mo

CoC ROI

-108.0%

Rent Est

$1,739/mo

HUD FMR · GRM 17.0

Cap Rate

-1.0%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,249/mo🏦 DSCR 25%dn: $-2,118/mo

🏠 Listing

$390,000💡 🏦 DSCR 25%dn: $-2,082/mo

$390,000

900 SW 8th St #1103, Miami

2bd2ba Single891sf $438/sf Built 2005

Cashflow

$-2,741/mo

CoC ROI

-98.5%

Rent Est

$2,178/mo

HUD FMR · GRM 14.9

Cap Rate

-0.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,226/mo🏦 DSCR 25%dn: $-2,082/mo

🏠 Listing

$535,000💡 🏦 DSCR 25%dn: $-2,078/mo

$535,000

12999 SW 132nd Ter, Miami

3bd2ba Single1,733sf $309/sf Built 2008

Cashflow

$-3,000/mo

CoC ROI

-78.6%

Rent Est

$2,762/mo

HUD FMR · GRM 16.1

Cap Rate

1.5%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,276/mo🏦 DSCR 25%dn: $-2,078/mo

🏠 Listing

$515,000💡 🏦 DSCR 25%dn: $-2,414/mo

$515,000

725 NE 22nd St Unit 8B, Miami

1bd1ba Single850sf $606/sf Built 2006

Cashflow

$-3,350/mo

CoC ROI

-91.2%

Rent Est

$2,044/mo

HUD FMR · GRM 21.0

Cap Rate

0.4%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,604/mo🏦 DSCR 25%dn: $-2,414/mo

🏠 Listing

$560,000💡 🏦 DSCR 25%dn: $-2,359/mo

$560,000

9013 SW 8th Ter, Miami

🏘️ S8 +7%

3bd2ba Single1,224sf $458/sf Built 1980

Cashflow

$-3,351/mo

CoC ROI

-83.8%

Rent Est

$2,559/mo

HUD FMR · GRM 18.2

Cap Rate

1.1%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,566/mo🏦 DSCR 25%dn: $-2,359/mo

🏠 Listing

$449,900💡 🏦 DSCR 25%dn: $-2,924/mo

$449,900

229 SW 9th St #406, Miami

1bd1ba Single466sf $965/sf Built 2023

Cashflow

$-3,746/mo

CoC ROI

-116.7%

Rent Est

$1,745/mo

HUD FMR · GRM 21.5

Cap Rate

-1.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-3,091/mo🏦 DSCR 25%dn: $-2,924/mo

🏠 Listing

$598,500💡 🏦 DSCR 25%dn: $-2,695/mo

$598,500

10345 NW 35th Ct, Miami

🏘️ S8 +10%

3bd1ba Single1,038sf $577/sf Built 1971

Cashflow

$-3,775/mo

CoC ROI

-88.4%

Rent Est

$2,484/mo

HUD FMR · GRM 20.1

Cap Rate

0.7%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,916/mo🏦 DSCR 25%dn: $-2,695/mo

🏠 Listing

$600,000💡 🏦 DSCR 25%dn: $-2,750/mo

$600,000

14623 SW 125th Pl, Miami

🏘️ S8 +5%

3bd2ba Single1,369sf $438/sf Built 1989

Cashflow

$-3,824/mo

CoC ROI

-89.3%

Rent Est

$2,601/mo

HUD FMR · GRM 19.2

Cap Rate

0.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-2,972/mo🏦 DSCR 25%dn: $-2,750/mo

🏠 Listing

$697,000💡 🏦 DSCR 25%dn: $-2,887/mo

$697,000

12330 SW 195th Ter, Miami

4bd2ba Single1,824sf $382/sf Built 2026

Cashflow

$-3,909/mo

CoC ROI

-53.5%

Rent Est

$3,298/mo

HUD FMR · GRM 17.6

Cap Rate

1.2%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-3,145/mo🏦 DSCR 25%dn: $-2,887/mo

🏠 Listing

$550,000💡 🏦 DSCR 25%dn: $-3,157/mo

$550,000

90 NE 32nd St #624, Miami

1bd1ba Single1,000sf $550/sf Built 2026

Cashflow

$-4,156/mo

CoC ROI

-105.9%

Rent Est

$2,198/mo

HUD FMR · GRM 20.9

Cap Rate

-0.8%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-3,360/mo🏦 DSCR 25%dn: $-3,157/mo

🏠 Listing

$699,999💡 🏦 DSCR 25%dn: $-3,250/mo

$699,999

11310 Peachtree Dr, Miami

3bd3ba Single1,204sf $581/sf Built 1955

Cashflow

$-4,300/mo

CoC ROI

-56.8%

Rent Est

$2,763/mo

HUD FMR · GRM 21.1

Cap Rate

0.5%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-3,508/mo🏦 DSCR 25%dn: $-3,250/mo

🏠 Listing

$540,000💡 💰 Negotiate: Offer -1% → positive

$540,000

1750 N Bayshore Dr #4414, Miami

2bd2ba Single1,048sf $515/sf Built 2008

Cashflow

$-5,344/mo

CoC ROI

-138.7%

Rent Est

$2,401/mo

HUD FMR · GRM 18.7

Cap Rate

-3.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-4,582/mo🏦 DSCR 25%dn: $-4,382/mo💰 Negotiate: Offer -1% → positive

🏠 Listing

$665,000💡 🏦 DSCR 25%dn: $-4,277/mo

$665,000

2000 N Bayshore Dr #220, Miami

2bd2ba Single1,303sf $510/sf Built 2004

Cashflow

$-5,478/mo

CoC ROI

-115.5%

Rent Est

$2,744/mo

HUD FMR · GRM 20.2

Cap Rate

-1.6%

💡 OPPORTUNITY — alternative strategies

🤝 Seller Finance: $-4,523/mo🏦 DSCR 25%dn: $-4,277/mo

🏠 Listing

#	Grade	Type	Property	Price	Rent	Cash In	CF/mo	ROI	Your Cost	Flip Equity
1	F	Single	12330 SW 195th Ter Miami · 4bd/2.0ba · 1,824sf · 2026	$697,000	$3,298	$87,677	$-3,909	-53.5%	$6,546/mo	$13,182
2	F	Single	11310 Peachtree Dr Miami · 3bd/3.0ba · 1,204sf · 1955	$699,999	$2,763	$90,766	$-4,300	-56.8%	$6,470/mo	$64,292
3	F	Single	500 NW 120th St Miami · 2bd/1.0ba · 1,664sf · 1953	$425,000	$2,434	$36,392	$-2,213	-73.0%	$4,189/mo	$63,018
4	F	Single	6911 SW 147th Ave Unit 2H Miami · 3bd/2.0ba · 1,700sf · 1973	$380,000	$2,770	$32,539	$-2,012	-74.2%	$4,295/mo	$67,645
5	F	Single	12999 SW 132nd Ter Miami · 3bd/2.5ba · 1,733sf · 2008	$535,000	$2,762	$45,811	$-3,000	-78.6%	$5,225/mo	$53,165
6	F	Single	9013 SW 8th Ter Miami · 3bd/2.0ba · 1,224sf · 1980	$560,000	$2,559	$47,952	$-3,351	-83.8%	$5,391/mo	$57,642
7	F	Single	5605 SW 80th St Unit 10D Miami · 1bd/1.0ba · 665sf · 1950	$350,000	$1,573	$29,970	$-2,165	-86.7%	$3,417/mo	$48,032
8	F	Single	14873 SW 104th St Unit 6-203 Miami · 2bd/2.0ba · 770sf · 1982	$290,000	$1,629	$24,832	$-1,821	-88.0%	$3,142/mo	$51,264
9	F	Single	10345 NW 35th Ct Miami · 3bd/1.0ba · 1,038sf · 1971	$598,500	$2,484	$51,249	$-3,775	-88.4%	$5,737/mo	$53,628
10	F	Single	14623 SW 125th Pl Miami · 3bd/2.0ba · 1,369sf · 1989	$600,000	$2,601	$51,377	$-3,824	-89.3%	$5,887/mo	$58,779
11	F	Single	725 NE 22nd St Unit 8B Miami · 1bd/1.0ba · 850sf · 2006	$515,000	$2,044	$44,099	$-3,350	-91.2%	$4,957/mo	$41,702
12	F	Single	900 SW 8th St #1103 Miami · 2bd/2.0ba · 891sf · 2005	$390,000	$2,178	$33,395	$-2,741	-98.5%	$4,505/mo	$46,237
13	F	Single	7104 SW 114th Pl Unit A Miami · 2bd/2.5ba · 1,330sf · 1980	$365,000	$2,230	$31,254	$-2,571	-98.7%	$4,389/mo	$59,132
14	F	Single	601 Ives Dairy Rd Unit 401-8 Miami · 2bd/2.0ba · 1,405sf · 1984	$235,000	$1,692	$20,123	$-1,737	-103.6%	$3,131/mo	$60,185
15	F	Single	90 NE 32nd St #624 Miami · 1bd/1.0ba · 1,000sf · 2026	$550,000	$2,198	$47,096	$-4,156	-105.9%	$5,885/mo	$8,650
16	F	Single	2001 Biscayne Blvd #2310 Miami · 1bd/1.0ba · 707sf · 2004	$355,000	$1,739	$30,398	$-2,737	-108.0%	$4,132/mo	$40,144
17	F	Single	2000 N Bayshore Dr #220 Miami · 2bd/2.0ba · 1,303sf · 2004	$665,000	$2,744	$56,943	$-5,478	-115.5%	$7,644/mo	$50,728
18	F	Single	229 SW 9th St #406 Miami · 1bd/1.0ba · 466sf · 2023	$449,900	$1,745	$38,524	$-3,746	-116.7%	$5,115/mo	$5,713
19	F	Single	7795 NE Bayshore Ct #502 Miami · 1bd/1.0ba · 593sf · 1974	$225,000	$1,428	$19,266	$-1,909	-118.9%	$3,076/mo	$46,952
20	F	Single	1750 N Bayshore Dr #4414 Miami · 2bd/2.0ba · 1,048sf · 2008	$540,000	$2,401	$46,239	$-5,344	-138.7%	$7,253/mo	$45,698

🏠

$697,000

12330 SW 195th Ter

Miami · 4bd/2.0ba · Single

1,824 sf · Built 2026

$-3,909

Cash Flow

-53.5%

CoC ROI

1.2%

Cap Rate

$87,677

Cash In

🏠

$699,999

11310 Peachtree Dr

Miami · 3bd/3.0ba · Single

1,204 sf · Built 1955

$-4,300

Cash Flow

-56.8%

CoC ROI

0.5%

Cap Rate

$90,766

Cash In

🏠

$425,000

500 NW 120th St

Miami · 2bd/1.0ba · Single

1,664 sf · Built 1953

$-2,213

Cash Flow

-73.0%

CoC ROI

2.0%

Cap Rate

$36,392

Cash In

🏘

$380,000

6911 SW 147th Ave Unit 2H

Miami · 3bd/2.0ba · Single

1,700 sf · Built 1973

$-2,012

Cash Flow

-74.2%

CoC ROI

1.9%

Cap Rate

$32,539

Cash In

🏠

$535,000

12999 SW 132nd Ter

Miami · 3bd/2.5ba · Single

1,733 sf · Built 2008

$-3,000

Cash Flow

-78.6%

CoC ROI

1.5%

Cap Rate

$45,811

Cash In

🏠

$560,000

9013 SW 8th Ter

Miami · 3bd/2.0ba · Single

1,224 sf · Built 1980

🏘️ S8 +7%

$-3,351

Cash Flow

-83.8%

CoC ROI

1.1%

Cap Rate

$47,952

Cash In

🏘

$350,000

5605 SW 80th St Unit 10D

Miami · 1bd/1.0ba · Single

665 sf · Built 1950

🏘️ S8 +7%

$-2,165

Cash Flow

-86.7%

CoC ROI

0.8%

Cap Rate

$29,970

Cash In

🏘

$290,000

14873 SW 104th St Unit 6-203

Miami · 2bd/2.0ba · Single

770 sf · Built 1982

🏘️ S8 +30%

$-1,821

Cash Flow

-88.0%

CoC ROI

0.7%

Cap Rate

$24,832

Cash In

🏠

$598,500

10345 NW 35th Ct

Miami · 3bd/1.0ba · Single

1,038 sf · Built 1971

🏘️ S8 +10%

$-3,775

Cash Flow

-88.4%

CoC ROI

0.7%

Cap Rate

$51,249

Cash In

🏠

$600,000

14623 SW 125th Pl

Miami · 3bd/2.0ba · Single

1,369 sf · Built 1989

🏘️ S8 +5%

$-3,824

Cash Flow

-89.3%

CoC ROI

0.6%

Cap Rate

$51,377

Cash In

🏘

$515,000

725 NE 22nd St Unit 8B

Miami · 1bd/1.0ba · Single

850 sf · Built 2006

$-3,350

Cash Flow

-91.2%

CoC ROI

0.4%

Cap Rate

$44,099

Cash In

🏘

$390,000

900 SW 8th St #1103

Miami · 2bd/2.0ba · Single

891 sf · Built 2005

$-2,741

Cash Flow

-98.5%

CoC ROI

-0.2%

Cap Rate

$33,395

Cash In

🏘

$365,000

7104 SW 114th Pl Unit A

Miami · 2bd/2.5ba · Single

1,330 sf · Built 1980

$-2,571

Cash Flow

-98.7%

CoC ROI

-0.2%

Cap Rate

$31,254

Cash In

🏘

$235,000

601 Ives Dairy Rd Unit 401-8

Miami · 2bd/2.0ba · Single

1,405 sf · Built 1984

🏘️ S8 +25%

$-1,737

Cash Flow

-103.6%

CoC ROI

-0.6%

Cap Rate

$20,123

Cash In

🏘

$550,000

90 NE 32nd St #624

Miami · 1bd/1.0ba · Single

1,000 sf · Built 2026

$-4,156

Cash Flow

-105.9%

CoC ROI

-0.8%

Cap Rate

$47,096

Cash In

🏘

$355,000

2001 Biscayne Blvd #2310

Miami · 1bd/1.0ba · Single

707 sf · Built 2004

$-2,737

Cash Flow

-108.0%

CoC ROI

-1.0%

Cap Rate

$30,398

Cash In

🏘

$665,000

2000 N Bayshore Dr #220

Miami · 2bd/2.0ba · Single

1,303 sf · Built 2004

$-5,478

Cash Flow

-115.5%

CoC ROI

-1.6%

Cap Rate

$56,943

Cash In

🏘

$449,900

229 SW 9th St #406

Miami · 1bd/1.0ba · Single

466 sf · Built 2023

$-3,746

Cash Flow

-116.7%

CoC ROI

-1.7%

Cap Rate

$38,524

Cash In

🏘

$225,000

7795 NE Bayshore Ct #502

Miami · 1bd/1.0ba · Single

593 sf · Built 1974

🏘️ S8 +18%

$-1,909

Cash Flow

-118.9%

CoC ROI

-1.9%

Cap Rate

$19,266

Cash In

🏘

$540,000

1750 N Bayshore Dr #4414

Miami · 2bd/2.0ba · Single

1,048 sf · Built 2008

$-5,344

Cash Flow

-138.7%

CoC ROI

-3.6%

Cap Rate

$46,239

Cash In

Property Breakdowns

12330 SW 195th Ter Single

Miami, FL 33177 · 4bd/2.0ba · 1,824sf · Built 2026

$697,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $53,000

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $20,910

Reserves (3mo): $13,767

Total Cash Needed: $87,677

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,132.62

Insurance: $243.20

HOA: $0.00

Maint + CapEx: $813.16

Vacancy + Mgmt: $428.69

Total: $7,206.58/mo

Returns

Market Rent (all units): $3,298

Your Rental Income: $3,298

Cashflow: $-3,909/mo

Annual: $-46,907/yr

Cash-on-Cash ROI: -53.5%

Cap Rate: 1.2% · DSCR: 0.15x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,909/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,687/mo (vs $-3,909/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,624/mo — saves $1,285/mo.

👥 Rent by Room

Rent 4 rooms at ~$900/room = $3,600/mo. Projected cashflow: $-3,607/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$300

OCCUPANCY

50%

GROSS / MO

$4,500

STR CASHFLOW

$-4,623/mo

STR vs LTR

-67%

BREAKEVEN OCC

96%

STR EXPENSES BREAKDOWN

Platform fees: $135
Cleaning: $555
Management (20%): $900
Utilities: $500
Taxes (12%): $540
Other: $410

FURNITURE SETUP

Furniture: $9,700
Appliances: $800
Kitchen + Linens: $1,200
Electronics: $600
Decor + Supplies: $700
Total Setup: $13,300

🛡

LTR is safer bet

LTR: $-3,909/mo · STR: $-4,623/mo · CoC ROI: -63.6%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$3,297/mo

RANGE

$3,297 – $3,297

CONFIDENCE

LOW

N/A

Our estimate $3,297/mo ✅ Inline with market

No comparable rentals found in 33177

Purchase + Close$717,910

Reno Cost$6,041

Holding (6mo)$43,239

Total All-In$767,190

ARV$716,223

Selling Costs 8%$57,298

Flip Profit$-108,265

Flip ROI-135%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$5,016	+$15,048	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$6,041

VALUE ADDED

+$19,223

OVERALL ROI

318%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (318%)
• Owner bought for $290,000 (140% ago) — motivated seller potential
• Negative cashflow ($-3,909/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,909/mo)
• High cash requirement ($87,677)

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

21/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
STRONGHOLD REAL ESTATE LLC Assessed: $242,279 · Built: 1986 · Zoning: 0100 · Folio: 3069010301370 View Full Record →

LAST PURCHASE: $290,000 on 6/24/2024 by STRONGHOLD REAL ESTATE LLC ▲ $407,000 (140% appreciation)

SALE HISTORY:
6/24/2024 — $290,000 (from ALFREDO VELAZQUEZ)
5/1/2006 — $0
12/1/2004 — $192,000 ✓ Qualified

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

11310 Peachtree Dr Single

Miami, FL 33161 · 3bd/3.0ba · 1,204sf · Built 1955

$699,999
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $55,999

Loan Amount: $655,270

Fees / MIP: $11,270

Closing Costs: $21,000

Reserves (3mo): $13,767

Total Cash Needed: $90,766

Monthly Expenses

Mortgage P&I+MIP: $4,588.89

Property Tax: $1,137.50

Insurance: $160.53

HOA: $0.00

Maint + CapEx: $816.66

Vacancy + Mgmt: $359.22

Total: $7,062.81/mo

Returns

Market Rent (all units): $2,763

Your Rental Income: $2,763

Cashflow: $-4,300/mo

Annual: $-51,595/yr

Cash-on-Cash ROI: -56.8%

Cap Rate: 0.5% · DSCR: 0.06x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-4,300/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-3,093/mo (vs $-4,300/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-3,029/mo — saves $1,271/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-4,872/mo

STR vs LTR

-69%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-4,300/mo · STR: $-4,872/mo · CoC ROI: -66.2%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,763/mo

RANGE

$2,763 – $2,763

CONFIDENCE

LOW

N/A

Our estimate $2,763/mo ✅ Inline with market

No comparable rentals found in 33161

Purchase + Close$720,999

Reno Cost$93,101

Holding (6mo)$42,377

Total All-In$856,477

ARV$857,393

Selling Costs 8%$68,591

Flip Profit$-67,676

Flip ROI-40%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

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TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~71 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$11,438	+$12,582	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$93,101

VALUE ADDED

+$157,394

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$64,292)
• Excellent reno ROI (169%)
• Older build (1955) — high value-add potential
• Owner bought for $280,000 (150% ago) — motivated seller potential

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-4,300/mo)
• High cash requirement ($90,766)
• Has flip exit strategy if hold doesn't work
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

15/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
S AND E VENTURES GROUP INC Assessed: $313,386 · Market: $374,226 · Zoning: 5700 · Folio: 3022320030150 View Full Record →

LAST PURCHASE: $280,000 on 8/13/2020 by S AND E VENTURES GROUP INC ▲ $419,999 (150% appreciation)

SALE HISTORY:
8/13/2020 — $280,000 (from BLUE DOOR GROUP HOLDINGS LLC)
8/12/2020 — $260,000 ✓ Qualified (from LYNX INVESTMENTS CORP)
4/23/2016 — $182,000 ✓ Qualified (from US RECOVERY FLORIDA LP C/O CERVERA MANAG)

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

500 NW 120th St Single

Miami, FL 33168 · 2bd/1.0ba · 1,664sf · Built 1953

$425,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $14,875

Loan Amount: $417,302

Fees / MIP: $7,177

Closing Costs: $12,750

Reserves (3mo): $8,767

Total Cash Needed: $36,392

Monthly Expenses

Mortgage P&I+MIP: $2,922.38

Property Tax: $690.62

Insurance: $221.87

HOA: $0.00

Maint + CapEx: $495.84

Vacancy + Mgmt: $316.42

Total: $4,647.13/mo

Returns

Market Rent (all units): $2,434

Your Rental Income: $2,434

Cashflow: $-2,213/mo

Annual: $-26,557/yr

Cash-on-Cash ROI: -73.0%

Cap Rate: 2.0% · DSCR: 0.24x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,213/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,344/mo (vs $-2,213/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,305/mo — saves $908/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-3,145/mo

STR vs LTR

-81%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-2,213/mo · STR: $-3,145/mo · CoC ROI: -101.9%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,434/mo

RANGE

$2,434 – $2,434

CONFIDENCE

LOW

N/A

Our estimate $2,434/mo ✅ Inline with market

No comparable rentals found in 33168

Purchase + Close$437,750

Reno Cost$91,412

Holding (6mo)$27,883

Total All-In$557,045

ARV$579,430

Selling Costs 8%$46,354

Flip Profit$-23,970

Flip ROI-20%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~73 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$15,808	+$17,389	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$91,412

VALUE ADDED

+$154,430

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$63,018)
• Excellent reno ROI (169%)
• Older build (1953) — high value-add potential
• Owner bought for $128,000 (232% ago) — motivated seller potential

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,213/mo)
• Has flip exit strategy if hold doesn't work
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

28/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
LIDIBETT DEMALAS Assessed: $153,556 · Market: $370,193 · Zoning: 0100 · Folio: 3021250180090 View Full Record →

LAST PURCHASE: $128,000 on 11/14/2014 by LIDIBETT DEMALAS ▲ $297,000 (232% appreciation)

SALE HISTORY:
11/14/2014 — $128,000 (from FEDERAL NATIONAL MORTGAGE ASSOC)
1/24/2014 — $90,000 (from DAVID J RODRIGUEZ)
11/1/2003 — $148,000 ✓ Qualified

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

6911 SW 147th Ave Unit 2H Single

Miami, FL 33193 · 3bd/2.0ba · 1,700sf · Built 1973

$380,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $13,300

Loan Amount: $373,117

Fees / MIP: $6,417

Closing Costs: $11,400

Reserves (3mo): $7,839

Total Cash Needed: $32,539

Monthly Expenses

Mortgage P&I+MIP: $2,612.96

Property Tax: $617.50

Insurance: $226.67

HOA: $521.00

Maint + CapEx: $443.34

Vacancy + Mgmt: $360.10

Total: $4,781.55/mo

Returns

Market Rent (all units): $2,770

Your Rental Income: $2,770

Cashflow: $-2,012/mo

Annual: $-24,139/yr

Cash-on-Cash ROI: -74.2%

Cap Rate: 1.9% · DSCR: 0.23x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,012/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,235/mo (vs $-2,012/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,200/mo — saves $812/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-2,990/mo

STR vs LTR

-72%

BREAKEVEN OCC

90%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-2,012/mo · STR: $-2,990/mo · CoC ROI: -99.5%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,769/mo

RANGE

$2,769 – $2,769

CONFIDENCE

LOW

N/A

Our estimate $2,769/mo ✅ Inline with market

No comparable rentals found in 33193

Purchase + Close$391,400

Reno Cost$97,670

Holding (6mo)$28,689

Total All-In$517,759

ARV$545,315

Selling Costs 8%$43,625

Flip Profit$-16,069

Flip ROI-13%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~53 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$16,150	+$17,765	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$97,670

VALUE ADDED

+$165,315

OVERALL ROI

169%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$67,645)
• Excellent reno ROI (169%)
• Older build (1973) — high value-add potential
• Negative cashflow ($-2,012/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,012/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

27/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

12999 SW 132nd Ter Single

Miami, FL 33186 · 3bd/2.5ba · 1,733sf · Built 2008

$535,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $18,725

Loan Amount: $525,310

Fees / MIP: $9,035

Closing Costs: $16,050

Reserves (3mo): $11,036

Total Cash Needed: $45,811

Monthly Expenses

Mortgage P&I+MIP: $3,678.77

Property Tax: $869.38

Insurance: $231.07

HOA: $0.00

Maint + CapEx: $624.16

Vacancy + Mgmt: $359.07

Total: $5,762.45/mo

Returns

Market Rent (all units): $2,762

Your Rental Income: $2,762

Cashflow: $-3,000/mo

Annual: $-36,004/yr

Cash-on-Cash ROI: -78.6%

Cap Rate: 1.5% · DSCR: 0.18x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,000/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,906/mo (vs $-3,000/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,858/mo — saves $1,143/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-3,792/mo

STR vs LTR

-73%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-3,000/mo · STR: $-3,792/mo · CoC ROI: -98.7%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,762/mo

RANGE

$2,762 – $2,762

CONFIDENCE

LOW

N/A

Our estimate $2,762/mo ✅ Inline with market

No comparable rentals found in 33186

Purchase + Close$551,050

Reno Cost$49,539

Holding (6mo)$34,575

Total All-In$635,163

ARV$637,703

Selling Costs 8%$51,016

Flip Profit$-48,476

Flip ROI-57%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$4,766	+$14,297	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~18 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.
HIGH	Luxury Vinyl Plank (LVP)	$10,398	+$19,756	190%
📌 Waterproof LVP is ideal for Miami's humidity and withstands tenant use — low maintenance, 25-yr lifespan.

RENO COST

$49,539

VALUE ADDED

+$102,703

OVERALL ROI

207%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$53,165)
• Excellent reno ROI (207%)
• Owner bought for $293,000 (83% ago) — motivated seller potential
• Negative cashflow ($-3,000/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,000/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

23/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
SHRIJAL TULADHAR Assessed: $262,234 · Market: $400,000 · Built: 2008 · Zoning: 3700 · Folio: 3059141230460 View Full Record →

LAST PURCHASE: $293,000 on 11/6/2019 by SHRIJAL TULADHAR NEELIMA BUDDHACHARYA ▲ $242,000 (83% appreciation)

SALE HISTORY:
11/6/2019 — $293,000 ✓ Qualified (from JUAN G CARRERO &W GRECIA M)
5/1/2008 — $260,200 ✓ Qualified
1/1/2008 — $1,262,500 ✓ Qualified

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

9013 SW 8th Ter Single

Miami, FL 33174 · 3bd/2.0ba · 1,224sf · Built 1980

$560,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $19,600

Loan Amount: $549,857

Fees / MIP: $9,457

Closing Costs: $16,800

Reserves (3mo): $11,552

Total Cash Needed: $47,952

Monthly Expenses

Mortgage P&I+MIP: $3,850.67

Property Tax: $910.00

Insurance: $163.20

HOA: $0.00

Maint + CapEx: $653.34

Vacancy + Mgmt: $332.72

Total: $5,909.93/mo

Returns

Market Rent (all units): $2,559

Your Rental Income: $2,559

Cashflow: $-3,351/mo

Annual: $-40,206/yr

Cash-on-Cash ROI: -83.8%

Cap Rate: 1.1% · DSCR: 0.13x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,351/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,205/mo (vs $-3,351/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,155/mo — saves $1,196/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-3,910/mo

STR vs LTR

-67%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-3,351/mo · STR: $-3,910/mo · CoC ROI: -98.3%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,559/mo

RANGE

$2,559 – $2,559

CONFIDENCE

LOW

N/A

Our estimate $2,559/mo ✅ Inline with market

No comparable rentals found in 33174

Purchase + Close$576,800

Reno Cost$72,955

Holding (6mo)$35,460

Total All-In$685,215

ARV$690,598

Selling Costs 8%$55,248

Flip Profit$-49,865

Flip ROI-46%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

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TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~46 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,366	+$10,098	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$72,955

VALUE ADDED

+$130,598

OVERALL ROI

179%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$57,642)
• Excellent reno ROI (179%)
• Older build (1980) — high value-add potential
• Owner bought for $73,000 (667% ago) — motivated seller potential

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,351/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

23/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
MATILDA GONSALVES Assessed: $90,383 · Market: $379,682 · Built: 1980 · Zoning: 3800 · Folio: 3040090310072 View Full Record →

LAST PURCHASE: $73,000 on 11/1/1980 ▲ $487,000 (667% appreciation)

SALE HISTORY:
5/1/1988 — $0
11/1/1980 — $73,000 ✓ Qualified

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

5605 SW 80th St Unit 10D Single

Miami, FL 33143 · 1bd/1.0ba · 665sf · Built 1950

$350,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,250

Loan Amount: $343,661

Fees / MIP: $5,911

Closing Costs: $10,500

Reserves (3mo): $7,220

Total Cash Needed: $29,970

Monthly Expenses

Mortgage P&I+MIP: $2,406.67

Property Tax: $568.75

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $408.34

Vacancy + Mgmt: $204.46

Total: $3,738.21/mo

Returns

Market Rent (all units): $1,573

Your Rental Income: $1,573

Cashflow: $-2,165/mo

Annual: $-25,986/yr

Cash-on-Cash ROI: -86.7%

Cap Rate: 0.8% · DSCR: 0.10x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,165/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,450/mo (vs $-2,165/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,418/mo — saves $747/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$120

OCCUPANCY

60%

GROSS / MO

$2,160

STR CASHFLOW

$-2,686/mo

STR vs LTR

-82%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213

FURNITURE SETUP

Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450

🛡

LTR is safer bet

LTR: $-2,165/mo · STR: $-2,686/mo · CoC ROI: -106.7%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$1,572/mo

RANGE

$1,572 – $1,572

CONFIDENCE

LOW

N/A

Our estimate $1,572/mo ✅ Inline with market

No comparable rentals found in 33143

Purchase + Close$360,500

Reno Cost$71,083

Holding (6mo)$22,429

Total All-In$454,012

ARV$469,115

Selling Costs 8%$37,529

Flip Profit$-22,426

Flip ROI-24%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~76 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$6,318	+$6,949	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$71,083

VALUE ADDED

+$119,115

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$48,032)
• Excellent reno ROI (168%)
• Older build (1950) — high value-add potential
• Negative cashflow ($-2,165/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,165/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

24/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

14873 SW 104th St Unit 6-203 Single

Miami, FL 33196 · 2bd/2.0ba · 770sf · Built 1982

$290,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $10,150

Loan Amount: $284,747

Fees / MIP: $4,897

Closing Costs: $8,700

Reserves (3mo): $5,982

Total Cash Needed: $24,832

Monthly Expenses

Mortgage P&I+MIP: $1,994.09

Property Tax: $471.25

Insurance: $150.00

HOA: $285.00

Maint + CapEx: $338.34

Vacancy + Mgmt: $211.79

Total: $3,450.46/mo

Returns

Market Rent (all units): $1,629

Your Rental Income: $1,629

Cashflow: $-1,821/mo

Annual: $-21,856/yr

Cash-on-Cash ROI: -88.0%

Cap Rate: 0.7% · DSCR: 0.09x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,821/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,228/mo (vs $-1,821/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,202/mo — saves $619/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-2,181/mo

STR vs LTR

-65%

BREAKEVEN OCC

92%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-1,821/mo · STR: $-2,181/mo · CoC ROI: -92.7%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$1,629/mo

RANGE

$1,629 – $1,629

CONFIDENCE

LOW

N/A

Our estimate $1,629/mo ✅ Inline with market

No comparable rentals found in 33196

Purchase + Close$298,700

Reno Cost$68,030

Holding (6mo)$20,703

Total All-In$387,432

ARV$409,293

Selling Costs 8%$32,743

Flip Profit$-10,883

Flip ROI-13%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~44 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$2,118	+$6,352	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$68,030

VALUE ADDED

+$119,293

OVERALL ROI

175%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$51,264)
• Excellent reno ROI (175%)
• Older build (1982) — high value-add potential
• Negative cashflow ($-1,821/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,821/mo)
• Low barrier to entry ($24,832 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

28/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

10345 NW 35th Ct Single

Miami, FL 33147 · 3bd/1.0ba · 1,038sf · Built 1971

$598,500
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $20,948

Loan Amount: $587,660

Fees / MIP: $10,107

Closing Costs: $17,955

Reserves (3mo): $12,346

Total Cash Needed: $51,249

Monthly Expenses

Mortgage P&I+MIP: $4,115.40

Property Tax: $972.56

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $698.25

Vacancy + Mgmt: $322.90

Total: $6,259.11/mo

Returns

Market Rent (all units): $2,484

Your Rental Income: $2,484

Cashflow: $-3,775/mo

Annual: $-45,303/yr

Cash-on-Cash ROI: -88.4%

Cap Rate: 0.7% · DSCR: 0.08x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,775/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,551/mo (vs $-3,775/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,497/mo — saves $1,278/mo.

👥 Rent by Room

Rent 3 rooms at ~$900/room = $2,700/mo. Projected cashflow: $-3,559/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-4,219/mo

STR vs LTR

-65%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-3,775/mo · STR: $-4,219/mo · CoC ROI: -100.7%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,483/mo

RANGE

$2,483 – $2,483

CONFIDENCE

LOW

N/A

Our estimate $2,483/mo ✅ Inline with market

No comparable rentals found in 33147

Purchase + Close$616,455

Reno Cost$78,673

Holding (6mo)$37,555

Total All-In$732,683

ARV$730,801

Selling Costs 8%$58,464

Flip Profit$-60,346

Flip ROI-51%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~55 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$9,861	+$10,847	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$78,673

VALUE ADDED

+$132,301

OVERALL ROI

168%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$53,628)
• Excellent reno ROI (168%)
• Older build (1971) — high value-add potential
• Owner bought for $90,500 (561% ago) — motivated seller potential

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,775/mo)
• Has flip exit strategy if hold doesn't work
• High-crime area (High Risk) — higher risk

🛡 NEIGHBORHOOD SAFETY

2/10 High Risk

Significantly elevated crime rates — factor into investment risk

AI Deal Score

16/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
CARLOS A TABOADA Assessed: $329,235 · Zoning: 0100 · Folio: 3021330030160 View Full Record →

LAST PURCHASE: $90,500 on 5/17/2022 by CELIA RUIZ BERNAL LISANDRA TABOADA ▲ $508,000 (561% appreciation)

SALE HISTORY:
8/23/2023 — $0 (from CELIA RUIZ BERNAL LISANDRA TABOADA)
5/17/2022 — $90,500 (from CELIA RUIZ BERNAL)
6/30/2021 — $280,000 ✓ Qualified (from SORAMIA FERNANDEZ)

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

14623 SW 125th Pl Single

Miami, FL 33186 · 3bd/2.0ba · 1,369sf · Built 1989

$600,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $21,000

Loan Amount: $589,132

Fees / MIP: $10,132

Closing Costs: $18,000

Reserves (3mo): $12,377

Total Cash Needed: $51,377

Monthly Expenses

Mortgage P&I+MIP: $4,125.72

Property Tax: $975.00

Insurance: $182.53

HOA: $104.00

Maint + CapEx: $700.00

Vacancy + Mgmt: $338.16

Total: $6,425.42/mo

Returns

Market Rent (all units): $2,601

Your Rental Income: $2,601

Cashflow: $-3,824/mo

Annual: $-45,890/yr

Cash-on-Cash ROI: -89.3%

Cap Rate: 0.6% · DSCR: 0.07x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,824/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,597/mo (vs $-3,824/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,543/mo — saves $1,281/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$230

OCCUPANCY

53%

GROSS / MO

$3,657

STR CASHFLOW

$-4,381/mo

STR vs LTR

-68%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $110
Cleaning: $509
Management (20%): $731
Utilities: $425
Taxes (12%): $439
Other: $343

FURNITURE SETUP

Furniture: $7,900
Appliances: $800
Kitchen + Linens: $1,050
Electronics: $600
Decor + Supplies: $700
Total Setup: $11,350

🛡

LTR is safer bet

LTR: $-3,824/mo · STR: $-4,381/mo · CoC ROI: -104.4%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,601/mo

RANGE

$2,601 – $2,601

CONFIDENCE

LOW

N/A

Our estimate $2,601/mo ✅ Inline with market

No comparable rentals found in 33186

Purchase + Close$618,000

Reno Cost$65,529

Holding (6mo)$38,553

Total All-In$722,081

ARV$724,308

Selling Costs 8%$57,945

Flip Profit$-55,718

Flip ROI-53%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

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TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~37 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,765	+$11,294	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
CRIT	GFCI Outlets (Kitchen/Bath)	$1,650	+$1,650	100%
📌 No additional notes available.

RENO COST

$65,529

VALUE ADDED

+$124,308

OVERALL ROI

190%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$58,779)
• Excellent reno ROI (190%)
• Aging property (1989) — renovation upside
• Negative cashflow ($-3,824/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,824/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

6/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

23/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

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🏠 OWNER / LANDLORD
ORALIS ESTRADA GARCIA Assessed: $420,967 · Zoning: 2800 · Folio: 3059240150620 View Full Record →

LAST PURCHASE: $565,000 on 7/2/2024 by ORALIS ESTRADA GARCIA ▲ $35,000 (6% appreciation)

SALE HISTORY:
7/2/2024 — $565,000 ✓ Qualified (from JESUS O REYES AKEMY ALVAREZ)
9/17/2013 — $100 (from JESUS O REYES)
11/1/2006 — $291,000 ✓ Qualified

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

725 NE 22nd St Unit 8B Single

Miami, FL 33137 · 1bd/1.0ba · 850sf · Built 2006

$515,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $18,025

Loan Amount: $505,672

Fees / MIP: $8,697

Closing Costs: $15,450

Reserves (3mo): $10,624

Total Cash Needed: $44,099

Monthly Expenses

Mortgage P&I+MIP: $3,541.24

Property Tax: $836.88

Insurance: $150.00

HOA: $0.00

Maint + CapEx: $600.84

Vacancy + Mgmt: $265.75

Total: $5,394.70/mo

Returns

Market Rent (all units): $2,044

Your Rental Income: $2,044

Cashflow: $-3,350/mo

Annual: $-40,206/yr

Cash-on-Cash ROI: -91.2%

Cap Rate: 0.4% · DSCR: 0.05x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,350/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,297/mo (vs $-3,350/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,251/mo — saves $1,100/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$120

OCCUPANCY

60%

GROSS / MO

$2,160

STR CASHFLOW

$-4,089/mo

STR vs LTR

-86%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213

FURNITURE SETUP

Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450

🛡

LTR is safer bet

LTR: $-3,350/mo · STR: $-4,089/mo · CoC ROI: -119.9%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,044/mo

RANGE

$2,044 – $2,044

CONFIDENCE

LOW

N/A

Our estimate $2,044/mo ✅ Inline with market

No comparable rentals found in 33137

Purchase + Close$530,450

Reno Cost$44,338

Holding (6mo)$32,368

Total All-In$607,156

ARV$601,040

Selling Costs 8%$48,083

Flip Profit$-54,199

Flip ROI-70%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

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TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~20 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$2,338	+$7,012	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~20 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$44,338

VALUE ADDED

+$86,040

OVERALL ROI

194%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$41,702)
• Excellent reno ROI (194%)
• Negative cashflow ($-3,350/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,350/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

17/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

900 SW 8th St #1103 Single

Miami, FL 33130 · 2bd/2.0ba · 891sf · Built 2005

$390,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $13,650

Loan Amount: $382,936

Fees / MIP: $6,586

Closing Costs: $11,700

Reserves (3mo): $8,045

Total Cash Needed: $33,395

Monthly Expenses

Mortgage P&I+MIP: $2,681.71

Property Tax: $633.75

Insurance: $150.00

HOA: $715.00

Maint + CapEx: $455.00

Vacancy + Mgmt: $283.08

Total: $4,918.54/mo

Returns

Market Rent (all units): $2,178

Your Rental Income: $2,178

Cashflow: $-2,741/mo

Annual: $-32,892/yr

Cash-on-Cash ROI: -98.5%

Cap Rate: -0.2% · DSCR: -0.02x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,741/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,944/mo (vs $-2,741/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,908/mo — saves $833/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-3,462/mo

STR vs LTR

-74%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-2,741/mo · STR: $-3,462/mo · CoC ROI: -119.5%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,177/mo

RANGE

$2,177 – $2,177

CONFIDENCE

LOW

N/A

Our estimate $2,177/mo ✅ Inline with market

No comparable rentals found in 33130

Purchase + Close$401,700

Reno Cost$49,671

Holding (6mo)$29,511

Total All-In$480,882

ARV$485,908

Selling Costs 8%$38,873

Flip Profit$-33,847

Flip ROI-45%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~21 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$2,450	+$7,351	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~21 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$49,671

VALUE ADDED

+$95,908

OVERALL ROI

193%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$46,237)
• Excellent reno ROI (193%)
• Negative cashflow ($-2,741/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,741/mo)
• Has flip exit strategy if hold doesn't work
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

25/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

7104 SW 114th Pl Unit A Single

Miami, FL 33173 · 2bd/2.5ba · 1,330sf · Built 1980

$365,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,775

Loan Amount: $358,389

Fees / MIP: $6,164

Closing Costs: $10,950

Reserves (3mo): $7,529

Total Cash Needed: $31,254

Monthly Expenses

Mortgage P&I+MIP: $2,509.82

Property Tax: $593.12

Insurance: $177.33

HOA: $805.00

Maint + CapEx: $425.84

Vacancy + Mgmt: $289.90

Total: $4,801.02/mo

Returns

Market Rent (all units): $2,230

Your Rental Income: $2,230

Cashflow: $-2,571/mo

Annual: $-30,852/yr

Cash-on-Cash ROI: -98.7%

Cap Rate: -0.2% · DSCR: -0.02x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,571/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,825/mo (vs $-2,571/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,791/mo — saves $780/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-3,377/mo

STR vs LTR

-76%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-2,571/mo · STR: $-3,377/mo · CoC ROI: -122.3%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,230/mo

RANGE

$2,230 – $2,230

CONFIDENCE

LOW

N/A

Our estimate $2,230/mo ✅ Inline with market

No comparable rentals found in 33173

Purchase + Close$375,950

Reno Cost$74,106

Holding (6mo)$28,806

Total All-In$478,862

ARV$498,237

Selling Costs 8%$39,859

Flip Profit$-20,484

Flip ROI-21%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~46 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,658	+$10,972	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$74,106

VALUE ADDED

+$133,237

OVERALL ROI

180%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$59,132)
• Excellent reno ROI (180%)
• Older build (1980) — high value-add potential
• Negative cashflow ($-2,571/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,571/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

7/10 Safe

Average to below-average crime, generally safe area

AI Deal Score

29/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

601 Ives Dairy Rd Unit 401-8 Single

Miami, FL 33179 · 2bd/2.0ba · 1,405sf · Built 1984

$235,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $8,225

Loan Amount: $230,744

Fees / MIP: $3,969

Closing Costs: $7,050

Reserves (3mo): $4,848

Total Cash Needed: $20,123

Monthly Expenses

Mortgage P&I+MIP: $1,615.91

Property Tax: $381.88

Insurance: $187.33

HOA: $750.00

Maint + CapEx: $274.16

Vacancy + Mgmt: $219.94

Total: $3,429.23/mo

Returns

Market Rent (all units): $1,692

Your Rental Income: $1,692

Cashflow: $-1,737/mo

Annual: $-20,848/yr

Cash-on-Cash ROI: -103.6%

Cap Rate: -0.6% · DSCR: -0.08x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,737/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,257/mo (vs $-1,737/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,235/mo — saves $502/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-2,231/mo

STR vs LTR

-70%

BREAKEVEN OCC

93%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-1,737/mo · STR: $-2,231/mo · CoC ROI: -108.5%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$1,691/mo

RANGE

$1,691 – $1,691

CONFIDENCE

LOW

N/A

Our estimate $1,691/mo ✅ Inline with market

No comparable rentals found in 33179

Purchase + Close$242,050

Reno Cost$74,919

Holding (6mo)$20,575

Total All-In$337,545

ARV$370,104

Selling Costs 8%$29,608

Flip Profit+$2,952

Flip ROI3%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~42 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,864	+$11,591	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.

RENO COST

$74,919

VALUE ADDED

+$135,104

OVERALL ROI

180%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$60,185)
• Excellent reno ROI (180%)
• Older build (1984) — high value-add potential
• Negative cashflow ($-1,737/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,737/mo)
• Low barrier to entry ($20,123 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

27/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

90 NE 32nd St #624 Single

Miami, FL 33137 · 1bd/1.0ba · 1,000sf · Built 2026

$550,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $19,250

Loan Amount: $540,038

Fees / MIP: $9,288

Closing Costs: $16,500

Reserves (3mo): $11,346

Total Cash Needed: $47,096

Monthly Expenses

Mortgage P&I+MIP: $3,781.91

Property Tax: $893.75

Insurance: $150.00

HOA: $601.00

Maint + CapEx: $641.66

Vacancy + Mgmt: $285.77

Total: $6,354.10/mo

Returns

Market Rent (all units): $2,198

Your Rental Income: $2,198

Cashflow: $-4,156/mo

Annual: $-49,870/yr

Cash-on-Cash ROI: -105.9%

Cap Rate: -0.8% · DSCR: -0.10x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-4,156/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-3,031/mo (vs $-4,156/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,981/mo — saves $1,175/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$120

OCCUPANCY

60%

GROSS / MO

$2,160

STR CASHFLOW

$-4,988/mo

STR vs LTR

-87%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213

FURNITURE SETUP

Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450

🛡

LTR is safer bet

LTR: $-4,156/mo · STR: $-4,988/mo · CoC ROI: -138.5%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,198/mo

RANGE

$2,198 – $2,198

CONFIDENCE

LOW

N/A

Our estimate $2,198/mo ✅ Inline with market

No comparable rentals found in 33137

Purchase + Close$566,500

Reno Cost$3,775

Holding (6mo)$38,125

Total All-In$608,400

ARV$562,425

Selling Costs 8%$44,994

Flip Profit$-90,969

Flip ROI-230%

📍 NEIGHBORHOOD SCORE 🔒 Pro

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🔒 Pro Feature

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TOP UPGRADES BY ROI

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Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$2,750	+$8,250	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$3,775

VALUE ADDED

+$12,425

OVERALL ROI

329%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (329%)
• Negative cashflow ($-4,156/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-4,156/mo)

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

17/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
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📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

2001 Biscayne Blvd #2310 Single

Miami, FL 33137 · 1bd/1.0ba · 707sf · Built 2004

$355,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $12,425

Loan Amount: $348,570

Fees / MIP: $5,995

Closing Costs: $10,650

Reserves (3mo): $7,323

Total Cash Needed: $30,398

Monthly Expenses

Mortgage P&I+MIP: $2,441.05

Property Tax: $576.88

Insurance: $150.00

HOA: $668.00

Maint + CapEx: $414.16

Vacancy + Mgmt: $226.09

Total: $4,476.18/mo

Returns

Market Rent (all units): $1,739

Your Rental Income: $1,739

Cashflow: $-2,737/mo

Annual: $-32,845/yr

Cash-on-Cash ROI: -108.0%

Cap Rate: -1.0% · DSCR: -0.12x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-2,737/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,011/mo (vs $-2,737/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,979/mo — saves $758/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$120

OCCUPANCY

60%

GROSS / MO

$2,160

STR CASHFLOW

$-3,397/mo

STR vs LTR

-83%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213

FURNITURE SETUP

Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450

🛡

LTR is safer bet

LTR: $-2,737/mo · STR: $-3,397/mo · CoC ROI: -133.5%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$1,739/mo

RANGE

$1,739 – $1,739

CONFIDENCE

LOW

N/A

Our estimate $1,739/mo ✅ Inline with market

No comparable rentals found in 33137

Purchase + Close$365,650

Reno Cost$43,086

Holding (6mo)$26,857

Total All-In$435,593

ARV$438,230

Selling Costs 8%$35,058

Flip Profit$-32,422

Flip ROI-49%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

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Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~22 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$1,944	+$5,833	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~22 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$43,086

VALUE ADDED

+$83,230

OVERALL ROI

193%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$40,144)
• Excellent reno ROI (193%)
• Negative cashflow ($-2,737/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-2,737/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

21/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

▶

2000 N Bayshore Dr #220 Single

Miami, FL 33137 · 2bd/2.0ba · 1,303sf · Built 2004

$665,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $23,275

Loan Amount: $652,955

Fees / MIP: $11,230

Closing Costs: $19,950

Reserves (3mo): $13,718

Total Cash Needed: $56,943

Monthly Expenses

Mortgage P&I+MIP: $4,572.67

Property Tax: $1,080.62

Insurance: $173.73

HOA: $1,263.00

Maint + CapEx: $775.84

Vacancy + Mgmt: $356.78

Total: $8,222.64/mo

Returns

Market Rent (all units): $2,744

Your Rental Income: $2,744

Cashflow: $-5,478/mo

Annual: $-65,738/yr

Cash-on-Cash ROI: -115.5%

Cap Rate: -1.6% · DSCR: -0.20x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-5,478/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-4,118/mo (vs $-5,478/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-4,058/mo — saves $1,420/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-6,381/mo

STR vs LTR

-80%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-5,478/mo · STR: $-6,381/mo · CoC ROI: -145.5%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,744/mo

RANGE

$2,744 – $2,744

CONFIDENCE

LOW

N/A

Our estimate $2,744/mo ✅ Inline with market

No comparable rentals found in 33137

Purchase + Close$684,950

Reno Cost$53,276

Holding (6mo)$49,336

Total All-In$787,562

ARV$769,004

Selling Costs 8%$61,520

Flip Profit$-80,078

Flip ROI-83%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~22 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$3,583	+$10,750	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~22 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$53,276

VALUE ADDED

+$104,004

OVERALL ROI

195%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$50,728)
• Excellent reno ROI (195%)
• Negative cashflow ($-5,478/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-5,478/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

4/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

17/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

229 SW 9th St #406 Single

Miami, FL 33130 · 1bd/1.0ba · 466sf · Built 2023

$449,900
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $15,746

Loan Amount: $441,751

Fees / MIP: $7,598

Closing Costs: $13,497

Reserves (3mo): $9,281

Total Cash Needed: $38,524

Monthly Expenses

Mortgage P&I+MIP: $3,093.61

Property Tax: $731.09

Insurance: $150.00

HOA: $765.00

Maint + CapEx: $524.89

Vacancy + Mgmt: $226.88

Total: $5,491.47/mo

Returns

Market Rent (all units): $1,745

Your Rental Income: $1,745

Cashflow: $-3,746/mo

Annual: $-44,954/yr

Cash-on-Cash ROI: -116.7%

Cap Rate: -1.7% · DSCR: -0.21x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-3,746/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-2,826/mo (vs $-3,746/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-2,785/mo — saves $961/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$120

OCCUPANCY

60%

GROSS / MO

$2,160

STR CASHFLOW

$-4,301/mo

STR vs LTR

-83%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213

FURNITURE SETUP

Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450

🛡

LTR is safer bet

LTR: $-3,746/mo · STR: $-4,301/mo · CoC ROI: -140.6%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$1,745/mo

RANGE

$1,745 – $1,745

CONFIDENCE

LOW

N/A

Our estimate $1,745/mo ✅ Inline with market

No comparable rentals found in 33130

Purchase + Close$463,397

Reno Cost$2,306

Holding (6mo)$32,949

Total All-In$498,652

ARV$457,920

Selling Costs 8%$36,634

Flip Profit$-77,366

Flip ROI-245%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$1,282	+$3,844	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.

RENO COST

$2,306

VALUE ADDED

+$8,020

OVERALL ROI

348%

🔨 FIX & FLIP High Confidence

• Excellent reno ROI (348%)
• Negative cashflow ($-3,746/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-3,746/mo)
• High-crime area (Below Average) — higher risk

🛡 NEIGHBORHOOD SAFETY

3/10 Below Average

Higher than average crime rates in this area

AI Deal Score

16/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

7795 NE Bayshore Ct #502 Single

Miami, FL 33138 · 1bd/1.0ba · 593sf · Built 1974

$225,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $7,875

Loan Amount: $220,925

Fees / MIP: $3,800

Closing Costs: $6,750

Reserves (3mo): $4,641

Total Cash Needed: $19,266

Monthly Expenses

Mortgage P&I+MIP: $1,547.15

Property Tax: $365.62

Insurance: $150.00

HOA: $826.00

Maint + CapEx: $262.50

Vacancy + Mgmt: $185.67

Total: $3,336.94/mo

Returns

Market Rent (all units): $1,428

Your Rental Income: $1,428

Cashflow: $-1,909/mo

Annual: $-22,905/yr

Cash-on-Cash ROI: -118.9%

Cap Rate: -1.9% · DSCR: -0.23x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-1,909/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-1,449/mo (vs $-1,909/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-1,428/mo — saves $481/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$120

OCCUPANCY

60%

GROSS / MO

$2,160

STR CASHFLOW

$-2,450/mo

STR vs LTR

-80%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $65
Cleaning: $396
Management (20%): $432
Utilities: $275
Taxes (12%): $259
Other: $213

FURNITURE SETUP

Furniture: $4,300
Appliances: $800
Kitchen + Linens: $750
Electronics: $600
Decor + Supplies: $700
Total Setup: $7,450

🛡

LTR is safer bet

LTR: $-1,909/mo · STR: $-2,450/mo · CoC ROI: -133.2%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$1,428/mo

RANGE

$1,428 – $1,428

CONFIDENCE

LOW

N/A

Our estimate $1,428/mo ✅ Inline with market

No comparable rentals found in 33138

Purchase + Close$231,750

Reno Cost$69,618

Holding (6mo)$20,022

Total All-In$321,389

ARV$341,570

Selling Costs 8%$27,326

Flip Profit$-7,145

Flip ROI-8%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	New A/C System	$7,500	+$9,750	130%
📌 This property is ~52 yrs old. Miami A/C units last 15–20 yrs — replacement is near-certain before or during ownership.
CRIT	Electrical Panel Upgrade	$4,500	+$5,400	120%
📌 Pre-1995 panels often fail FHA/VA inspection. Many lenders require upgrade before closing — budget this before making an offer.
CRIT	Full Re-Pipe	$9,000	+$9,900	110%
📌 Galvanized pipes (common pre-1980) corrode from inside, reducing water pressure and risking burst pipes. PEX re-pipe adds 30+ yrs.
CRIT	Full Roof Replacement	$5,634	+$6,197	110%
📌 No additional notes available.
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.

RENO COST

$69,618

VALUE ADDED

+$116,570

OVERALL ROI

167%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$46,952)
• Excellent reno ROI (167%)
• Older build (1974) — high value-add potential
• Negative cashflow ($-1,909/mo) — poor rental hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-1,909/mo)
• Low barrier to entry ($19,266 cash needed)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

27/100

🔴 Weak

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

🔒

See full AI analysis

⬆️ Upgrade to Pro

🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

▶

🔨 FIX & FLIP ANALYSIS

▶

1750 N Bayshore Dr #4414 Single

Miami, FL 33132 · 2bd/2.0ba · 1,048sf · Built 2008

$540,000
Asking Price

📄 Offer Letter 🏠 View Listing

—

RATE %

DOWN %

3.5% down, great for first-time buyers

Down Payment: $18,900

Loan Amount: $530,219

Fees / MIP: $9,119

Closing Costs: $16,200

Reserves (3mo): $11,139

Total Cash Needed: $46,239

Monthly Expenses

Mortgage P&I+MIP: $3,713.15

Property Tax: $877.50

Insurance: $150.00

HOA: $2,062.00

Maint + CapEx: $630.00

Vacancy + Mgmt: $312.10

Total: $7,744.75/mo

Returns

Market Rent (all units): $2,401

Your Rental Income: $2,401

Cashflow: $-5,344/mo

Annual: $-64,128/yr

Cash-on-Cash ROI: -138.7%

Cap Rate: -3.6% · DSCR: -0.44x

💡 CREATIVE FINANCING — HOW TO MAKE THIS DEAL WORK

This property shows $-5,344/mo negative cashflow with standard financing. Here are approaches that could turn it positive:

🤝 Seller Financing

Negotiate 10% down at 5.0% with the seller. Projected cashflow: $-4,240/mo (vs $-5,344/mo conventional).

💰 DSCR Loan (25% Down)

Higher down payment, lower rate (6.5%). Projected cashflow: $-4,191/mo — saves $1,153/mo.

✈️ AIRBNB / SHORT-TERM RENTAL ANALYSIS LEGAL Confidence: 70%

AVG NIGHTLY

$170

OCCUPANCY

57%

GROSS / MO

$2,907

STR CASHFLOW

$-6,084/mo

STR vs LTR

-76%

BREAKEVEN OCC

100%

STR EXPENSES BREAKDOWN

Platform fees: $87
Cleaning: $462
Management (20%): $581
Utilities: $350
Taxes (12%): $349
Other: $278

FURNITURE SETUP

Furniture: $6,100
Appliances: $800
Kitchen + Linens: $900
Electronics: $600
Decor + Supplies: $700
Total Setup: $9,400

🛡

LTR is safer bet

LTR: $-5,344/mo · STR: $-6,084/mo · CoC ROI: -164.1%

⚠ Allowed in most zones. Must register with DBPR. Brickell condos — check building docs.

🏠 RENTAL COMPS

AVG MARKET RENT

$2,400/mo

RANGE

$2,400 – $2,400

CONFIDENCE

LOW

N/A

Our estimate $2,400/mo ✅ Inline with market

No comparable rentals found in 33132

Purchase + Close$556,200

Reno Cost$43,545

Holding (6mo)$46,468

Total All-In$646,214

ARV$629,243

Selling Costs 8%$50,339

Flip Profit$-67,310

Flip ROI-86%

📍 NEIGHBORHOOD SCORE 🔒 Pro

▶

🤖 SpillAI ANALYSIS 🔒 Pro

🔒 Pro Feature

AI deal narrative, risk flags, financing strategy & exit analysis from Claude

Upgrade to Pro

TOP UPGRADES BY ROI

📷 Upload photos for AI analysis

Pri	Upgrade	Cost	Value Add	ROI
CRIT	Professional Deep Clean	$550	+$2,750	500%
📌 Non-negotiable before listing or renting. Removes odors, stains, and makes every other upgrade look better.
CRIT	Full Interior Paint	$2,882	+$8,646	300%
📌 Neutral paint (SW Agreeable Gray, BM Simply White) is the highest-ROI upgrade in real estate — period.
HIGH	New Water Heater	$2,650	+$3,445	130%
📌 Water heaters last 10–15 yrs. At ~18 yrs, replacement likely before or shortly after purchase.
HIGH	Door/Cabinet Hardware	$475	+$1,425	300%
📌 Matte black or brushed nickel hardware instantly modernizes a space for under $500 — biggest visual impact per dollar.
HIGH	Luxury Vinyl Plank (LVP)	$6,288	+$11,947	190%
📌 Waterproof LVP is ideal for Miami's humidity and withstands tenant use — low maintenance, 25-yr lifespan.

RENO COST

$43,545

VALUE ADDED

+$89,243

OVERALL ROI

205%

🔨 FIX & FLIP High Confidence

• Strong forced equity potential (+$45,698)
• Excellent reno ROI (205%)
• Negative cashflow ($-5,344/mo) — poor rental hold
• Low cap rate area — better flip than hold

❌ IS IT WORTH IT?

NO — Walk Away

• Heavy negative cashflow ($-5,344/mo)
• Has flip exit strategy if hold doesn't work

🛡 NEIGHBORHOOD SAFETY

5/10 Moderate

Some crime concerns, exercise normal caution

AI Deal Score

22/100

❌ Skip

Cash Flow

75$820/mo

Cap Rate

606.2%

CoC Return

508.1%

Freshness

4012 DOM

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🏠 OWNER / LANDLORD
Owner Not Yet Found County records searched automatically — open for manual lookup:
🔍 Search Miami Dade County Property Appraiser →

📈 10-YEAR EQUITY PROJECTION

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🔨 FIX & FLIP ANALYSIS

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Florida Investment Property Deals — Graded A–F | SpillDeals

Property Breakdowns

12330 SW 195th Ter Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

11310 Peachtree Dr Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

500 NW 120th St Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

6911 SW 147th Ave Unit 2H Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

12999 SW 132nd Ter Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

9013 SW 8th Ter Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

5605 SW 80th St Unit 10D Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

14873 SW 104th St Unit 6-203 Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro

🤖 SpillAI ANALYSIS 🔒 Pro

TOP UPGRADES BY ROI

📈 10-YEAR EQUITY PROJECTION

🔨 FIX & FLIP ANALYSIS

10345 NW 35th Ct Single

Monthly Expenses

Returns

🏠 RENTAL COMPS

📍 NEIGHBORHOOD SCORE 🔒 Pro